Enova International (ENVA) Competitors

Enova International (NYSE:ENVA) and Bancolombia (NYSE:CIB) are both mid-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, profitability, dividends, valuation, community ranking, media sentiment, analyst recommendations, institutional ownership and risk.

Is ENVA or CIB more profitable?

Bancolombia has a net margin of 14.14% compared to Enova International's net margin of 7.88%. Enova International's return on equity of 19.94% beat Bancolombia's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Enova International	7.88%	19.94%	4.73%
Bancolombia	14.14%	14.61%	1.69%

Do insiders and institutionals have more ownership in ENVA or CIB?

89.4% of Enova International shares are held by institutional investors. 7.8% of Enova International shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Does the media prefer ENVA or CIB?

In the previous week, Bancolombia had 2 more articles in the media than Enova International. MarketBeat recorded 7 mentions for Bancolombia and 5 mentions for Enova International. Enova International's average media sentiment score of 0.90 beat Bancolombia's score of 0.51 indicating that Enova International is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Enova International	2 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Bancolombia	3 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility and risk, ENVA or CIB?

Enova International has a beta of 1.35, indicating that its stock price is 35% more volatile than the S&P 500. Comparatively, Bancolombia has a beta of 0.85, indicating that its stock price is 15% less volatile than the S&P 500.

Does the MarketBeat Community believe in ENVA or CIB?

Enova International received 18 more outperform votes than Bancolombia when rated by MarketBeat users. Likewise, 62.50% of users gave Enova International an outperform vote while only 58.33% of users gave Bancolombia an outperform vote.

Company	Underperform	Outperform
Enova International	Outperform Votes 340 62.50%	Underperform Votes 204 37.50%
Bancolombia	Outperform Votes 322 58.33%	Underperform Votes 230 41.67%

Do analysts recommend ENVA or CIB?

Enova International presently has a consensus price target of $102.83, indicating a potential upside of 11.90%. Bancolombia has a consensus price target of $39.25, indicating a potential downside of 0.68%. Given Enova International's stronger consensus rating and higher possible upside, research analysts plainly believe Enova International is more favorable than Bancolombia.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Enova International	0 Sell rating(s)	2 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.71
Bancolombia	3 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	1.50

Which has better valuation & earnings, ENVA or CIB?

Bancolombia has higher revenue and earnings than Enova International. Bancolombia is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Enova International	$2.66B	0.89	$209.45M	$7.44	12.35
Bancolombia	$27.89T	0.00	$1.22B	$6.30	6.27

Summary

Enova International beats Bancolombia on 14 of the 18 factors compared between the two stocks.