Fair Isaac (FICO) Competitors $1,505.90 -41.12 (-2.66%) Closing price 07/15/2025 03:59 PM EasternExtended Trading$1,509.00 +3.10 (+0.21%) As of 04:01 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock FICO vs. UPST, TRU, ADBE, MSTR, CDNS, SNPS, ADSK, WDAY, ANSS, and TYLShould you be buying Fair Isaac stock or one of its competitors? The main competitors of Fair Isaac include Upstart (UPST), TransUnion (TRU), Adobe (ADBE), MicroStrategy (MSTR), Cadence Design Systems (CDNS), Synopsys (SNPS), Autodesk (ADSK), Workday (WDAY), ANSYS (ANSS), and Tyler Technologies (TYL). Fair Isaac vs. Its Competitors Upstart TransUnion Adobe MicroStrategy Cadence Design Systems Synopsys Autodesk Workday ANSYS Tyler Technologies Upstart (NASDAQ:UPST) and Fair Isaac (NYSE:FICO) are related companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, profitability, risk, earnings, dividends and media sentiment. Which has more volatility and risk, UPST or FICO? Upstart has a beta of 2.37, indicating that its stock price is 137% more volatile than the S&P 500. Comparatively, Fair Isaac has a beta of 1.28, indicating that its stock price is 28% more volatile than the S&P 500. Do institutionals & insiders have more ownership in UPST or FICO? 63.0% of Upstart shares are owned by institutional investors. Comparatively, 85.8% of Fair Isaac shares are owned by institutional investors. 16.7% of Upstart shares are owned by insiders. Comparatively, 3.5% of Fair Isaac shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term. Do analysts rate UPST or FICO? Upstart currently has a consensus target price of $71.62, indicating a potential downside of 3.39%. Fair Isaac has a consensus target price of $2,263.29, indicating a potential upside of 50.29%. Given Fair Isaac's stronger consensus rating and higher possible upside, analysts plainly believe Fair Isaac is more favorable than Upstart.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Upstart 1 Sell rating(s) 8 Hold rating(s) 5 Buy rating(s) 0 Strong Buy rating(s) 2.29Fair Isaac 0 Sell rating(s) 2 Hold rating(s) 10 Buy rating(s) 2 Strong Buy rating(s) 3.00 Does the media refer more to UPST or FICO? In the previous week, Fair Isaac had 51 more articles in the media than Upstart. MarketBeat recorded 55 mentions for Fair Isaac and 4 mentions for Upstart. Fair Isaac's average media sentiment score of 0.73 beat Upstart's score of 0.70 indicating that Fair Isaac is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Upstart 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Fair Isaac 25 Very Positive mention(s) 12 Positive mention(s) 10 Neutral mention(s) 1 Negative mention(s) 2 Very Negative mention(s) Positive Is UPST or FICO more profitable? Fair Isaac has a net margin of 31.36% compared to Upstart's net margin of -9.20%. Upstart's return on equity of -15.27% beat Fair Isaac's return on equity.Company Net Margins Return on Equity Return on Assets Upstart-9.20% -15.27% -4.60% Fair Isaac 31.36%-51.41%29.91% Which has higher earnings & valuation, UPST or FICO? Fair Isaac has higher revenue and earnings than Upstart. Upstart is trading at a lower price-to-earnings ratio than Fair Isaac, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioUpstart$636.53M11.08-$128.58M-$0.75-98.84Fair Isaac$1.84B19.92$512.81M$23.2264.85 SummaryFair Isaac beats Upstart on 14 of the 17 factors compared between the two stocks. Get Fair Isaac News Delivered to You Automatically Sign up to receive the latest news and ratings for FICO and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding FICO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart FICO vs. The Competition Export to ExcelMetricFair IsaacIT Services IndustryComputer SectorNYSE ExchangeMarket Cap$37.66B$16.65B$28.01B$20.82BDividend YieldN/A1.53%3.14%3.65%P/E Ratio64.8537.4333.0327.17Price / Sales19.9212.371,784.7048.12Price / Cash81.9424.7037.6422.28Price / Book-38.094.857.454.56Net Income$512.81M$434.10M$779.73M$995.22M7 Day Performance-5.56%-6.21%-0.62%-1.16%1 Month Performance-16.81%-2.07%4.96%3.18%1 Year Performance-6.74%12.26%52,715.22%6.83% Fair Isaac Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)FICOFair Isaac4.9512 of 5 stars$1,505.90-2.7%$2,263.29+50.3%-5.3%$37.66B$1.84B64.853,586High Trading VolumeUPSTUpstart3.8335 of 5 stars$76.35+3.4%$67.42-11.7%+147.4%$7.26B$714.41M-101.801,193Analyst UpgradeTRUTransUnion4.3424 of 5 stars$91.55-0.1%$109.69+19.8%+11.7%$17.86B$4.18B48.7013,400Positive NewsADBEAdobe4.9024 of 5 stars$376.93-0.6%$480.08+27.4%-35.6%$159.89B$21.51B24.1230,709Positive NewsMSTRMicroStrategy4.0859 of 5 stars$395.67-2.1%$514.42+30.0%+174.5%$108.18B$463.46M-18.141,534Trending NewsAnalyst ForecastInsider TradeCDNSCadence Design Systems4.4701 of 5 stars$320.30-2.0%$325.23+1.5%+0.8%$87.45B$4.64B81.0912,700Positive NewsAnalyst ForecastSNPSSynopsys4.2016 of 5 stars$536.52-2.2%$607.14+13.2%-7.6%$83.25B$6.13B38.7420,000Trending NewsAnalyst ForecastADSKAutodesk4.5992 of 5 stars$315.31-0.4%$343.64+9.0%+14.1%$67.48B$6.13B67.5215,300Trending NewsWDAYWorkday4.9602 of 5 stars$241.21-0.2%$297.68+23.4%-3.2%$64.40B$8.45B133.2720,400Trending NewsAnalyst UpgradeInsider TradeANSSANSYS3.053 of 5 stars$363.09-1.2%$352.50-2.9%+19.9%$31.92B$2.54B53.873,200Trending NewsAnalyst DowngradeTYLTyler Technologies4.6172 of 5 stars$589.56-0.1%$680.50+15.4%+6.2%$25.42B$2.14B88.797,400Positive NewsUpcoming Earnings Related Companies and Tools Related Companies Upstart Competitors TransUnion Competitors Adobe Competitors MicroStrategy Competitors Cadence Design Systems Competitors Synopsys Competitors Autodesk Competitors Workday Competitors ANSYS Competitors Tyler Technologies Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:FICO) was last updated on 7/16/2025 by MarketBeat.com Staff From Our PartnersMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredWhy Elon is funding the “Quantum Power Grid”Elon knows the future isn’t about smarter AI — it’s about powering it. 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