PPDAI Group (FINV) Competitors $9.01 -0.32 (-3.43%) Closing price 03:59 PM EasternExtended Trading$9.02 +0.02 (+0.17%) As of 04:46 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock FINV vs. SSB, GGAL, UWMC, OMF, UPST, CADE, OZK, VLY, QFIN, and GBCIShould you be buying PPDAI Group stock or one of its competitors? The main competitors of PPDAI Group include SouthState (SSB), Grupo Financiero Galicia (GGAL), UWM (UWMC), OneMain (OMF), Upstart (UPST), Cadence Bank (CADE), Bank OZK (OZK), Valley National Bancorp (VLY), Qifu Technology (QFIN), and Glacier Bancorp (GBCI). These companies are all part of the "banking" industry. PPDAI Group vs. Its Competitors SouthState Grupo Financiero Galicia UWM OneMain Upstart Cadence Bank Bank OZK Valley National Bancorp Qifu Technology Glacier Bancorp PPDAI Group (NYSE:FINV) and SouthState (NYSE:SSB) are both mid-cap banking companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, risk, media sentiment, profitability, valuation, dividends and earnings. Which has more risk and volatility, FINV or SSB? PPDAI Group has a beta of 0.35, suggesting that its stock price is 65% less volatile than the S&P 500. Comparatively, SouthState has a beta of 0.79, suggesting that its stock price is 21% less volatile than the S&P 500. Do institutionals & insiders have more ownership in FINV or SSB? 31.2% of PPDAI Group shares are owned by institutional investors. Comparatively, 89.8% of SouthState shares are owned by institutional investors. 44.0% of PPDAI Group shares are owned by insiders. Comparatively, 1.7% of SouthState shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth. Do analysts recommend FINV or SSB? PPDAI Group presently has a consensus target price of $11.55, indicating a potential upside of 28.26%. Given PPDAI Group's stronger consensus rating and higher probable upside, analysts plainly believe PPDAI Group is more favorable than SouthState.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score PPDAI Group 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00SouthState 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Does the media prefer FINV or SSB? In the previous week, PPDAI Group had 4 more articles in the media than SouthState. MarketBeat recorded 5 mentions for PPDAI Group and 1 mentions for SouthState. PPDAI Group's average media sentiment score of 1.25 beat SouthState's score of 1.08 indicating that PPDAI Group is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment PPDAI Group 4 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive SouthState 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has stronger valuation & earnings, FINV or SSB? SouthState has higher revenue and earnings than PPDAI Group. PPDAI Group is trading at a lower price-to-earnings ratio than SouthState, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPPDAI Group$1.79B1.27$326.49M$1.376.57SouthState$2.12B4.57$534.78M$6.7114.28 Is FINV or SSB more profitable? PPDAI Group has a net margin of 19.44% compared to SouthState's net margin of 19.27%. PPDAI Group's return on equity of 18.15% beat SouthState's return on equity.Company Net Margins Return on Equity Return on Assets PPDAI Group19.44% 18.15% 11.86% SouthState 19.27%10.23%1.34% SummaryPPDAI Group beats SouthState on 9 of the 16 factors compared between the two stocks. Get PPDAI Group News Delivered to You Automatically Sign up to receive the latest news and ratings for FINV and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding FINV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart FINV vs. The Competition Export to ExcelMetricPPDAI GroupFIN IndustryFinance SectorNYSE ExchangeMarket Cap$2.29B$7.69B$12.32B$20.92BDividend YieldN/A4.80%5.56%3.59%P/E Ratio6.5917.3819.5528.19Price / Sales1.276.7225.7956.55Price / Cash6.6424.7018.7717.81Price / Book1.072.732.254.57Net Income$326.49M$311.02M$1.01B$993.62M7 Day Performance0.33%0.95%1.22%2.39%1 Month Performance-8.49%1.31%0.86%1.46%1 Year Performance57.98%28.71%543.80%13.82% PPDAI Group Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)FINVPPDAI Group3.0901 of 5 stars$9.01-3.4%$11.55+28.2%+63.9%$2.28B$1.79B6.583,623News CoveragePositive NewsUpcoming EarningsSSBSouthState3.3404 of 5 stars$92.04-0.2%N/AN/A$9.33B$2.44B13.724,986Positive NewsGGALGrupo Financiero Galicia3.9762 of 5 stars$51.32+0.6%$67.50+31.5%+37.2%$7.52B$10.79B7.5612,440UWMCUWM1.8953 of 5 stars$4.55+0.6%$5.54+21.9%-40.4%$7.23B$2.16B-90.909,100OMFOneMain4.7069 of 5 stars$55.63-0.4%$61.50+10.5%+23.0%$6.64B$4.99B10.049,000Positive NewsUPSTUpstart4.3169 of 5 stars$63.46-7.7%$77.85+22.7%+74.1%$6.62B$636.53M-793.251,193CADECadence Bank4.6985 of 5 stars$34.12-0.5%$40.40+18.4%+15.4%$6.25B$2.90B12.145,335Positive NewsOZKBank OZK4.2722 of 5 stars$47.84-0.3%$52.88+10.5%+17.5%$5.46B$2.77B7.773,028News CoveragePositive NewsAnalyst RevisionVLYValley National Bancorp4.6666 of 5 stars$9.32-0.9%$10.95+17.5%+16.9%$5.26B$3.58B11.953,732News CoveragePositive NewsQFINQifu Technology4.9 of 5 stars$32.37-3.1%$51.73+59.8%+30.4%$5.26B$2.35B4.963,527Earnings ReportGBCIGlacier Bancorp0.896 of 5 stars$43.65-0.5%N/AN/A$5.20B$1.27B22.733,595 Related Companies and Tools Related Companies SouthState Alternatives Grupo Financiero Galicia Alternatives UWM Alternatives OneMain Alternatives Upstart Alternatives Cadence Bank Alternatives Bank OZK Alternatives Valley National Bancorp Alternatives Qifu Technology Alternatives Glacier Bancorp Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:FINV) was last updated on 8/18/2025 by MarketBeat.com Staff From Our PartnersWhen the levee breaksThe U.S. Treasury just confirmed it plans to borrow $1.01 trillion this quarter—nearly double what was project...Porter & Company | SponsoredNew law could create $3.7 trillion tsunami.During a meeting in Washington D.C., Jeff Brown discovered a bold initiative. 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