Flagstar Financial (FLG) Competitors

Flagstar Financial (NYSE:FLG) and Citizens Financial Group (NYSE:CFG) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their earnings, profitability, media sentiment, analyst recommendations, community ranking, valuation, dividends, risk and institutional ownership.

Is FLG or CFG more profitable?

Citizens Financial Group has a net margin of 12.21% compared to Flagstar Financial's net margin of -17.16%. Citizens Financial Group's return on equity of 6.75% beat Flagstar Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Flagstar Financial	-17.16%	-10.72%	-0.76%
Citizens Financial Group	12.21%	6.75%	0.68%

Do analysts prefer FLG or CFG?

Flagstar Financial presently has a consensus target price of $12.90, indicating a potential upside of 6.61%. Citizens Financial Group has a consensus target price of $48.67, indicating a potential upside of 15.21%. Given Citizens Financial Group's stronger consensus rating and higher probable upside, analysts clearly believe Citizens Financial Group is more favorable than Flagstar Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Flagstar Financial	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40
Citizens Financial Group	0 Sell rating(s)	8 Hold rating(s)	9 Buy rating(s)	1 Strong Buy rating(s)	2.61

Does the media refer more to FLG or CFG?

In the previous week, Citizens Financial Group had 25 more articles in the media than Flagstar Financial. MarketBeat recorded 26 mentions for Citizens Financial Group and 1 mentions for Flagstar Financial. Citizens Financial Group's average media sentiment score of 0.57 beat Flagstar Financial's score of 0.47 indicating that Citizens Financial Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Flagstar Financial	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Citizens Financial Group	12 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	4 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has preferable valuation & earnings, FLG or CFG?

Citizens Financial Group has higher revenue and earnings than Flagstar Financial. Flagstar Financial is trading at a lower price-to-earnings ratio than Citizens Financial Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Flagstar Financial	$2.58B	1.94	-$1.09B	-$3.69	-3.28
Citizens Financial Group	$7.79B	2.37	$1.51B	$3.03	13.94

Does the MarketBeat Community prefer FLG or CFG?

Citizens Financial Group received 535 more outperform votes than Flagstar Financial when rated by MarketBeat users. Likewise, 61.94% of users gave Citizens Financial Group an outperform vote while only 33.33% of users gave Flagstar Financial an outperform vote.

Company	Underperform	Outperform
Flagstar Financial	Outperform Votes 2 33.33%	Underperform Votes 4 66.67%
Citizens Financial Group	Outperform Votes 537 61.94%	Underperform Votes 330 38.06%

Which has more risk & volatility, FLG or CFG?

Flagstar Financial has a beta of 1.16, suggesting that its stock price is 16% more volatile than the S&P 500. Comparatively, Citizens Financial Group has a beta of 1.06, suggesting that its stock price is 6% more volatile than the S&P 500.

Is FLG or CFG a better dividend stock?

Flagstar Financial pays an annual dividend of $0.04 per share and has a dividend yield of 0.3%. Citizens Financial Group pays an annual dividend of $1.68 per share and has a dividend yield of 4.0%. Flagstar Financial pays out -1.1% of its earnings in the form of a dividend. Citizens Financial Group pays out 55.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do institutionals & insiders have more ownership in FLG or CFG?

67.9% of Flagstar Financial shares are owned by institutional investors. Comparatively, 94.9% of Citizens Financial Group shares are owned by institutional investors. 6.4% of Flagstar Financial shares are owned by company insiders. Comparatively, 0.7% of Citizens Financial Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Citizens Financial Group beats Flagstar Financial on 18 of the 21 factors compared between the two stocks.