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Green Dot (GDOT) Competitors

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$8.80 +0.25 (+2.92%)
Closing price 04/2/2025 03:58 PM Eastern
Extended Trading
$8.46 -0.34 (-3.86%)
As of 07:00 AM Eastern
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GDOT vs. ECPG, PRAA, EZPW, WRLD, RM, AXP, COF, DFS, SLM, and CACC

Should you be buying Green Dot stock or one of its competitors? The main competitors of Green Dot include Encore Capital Group (ECPG), PRA Group (PRAA), EZCORP (EZPW), World Acceptance (WRLD), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

Green Dot vs.

Green Dot (NYSE:GDOT) and Encore Capital Group (NASDAQ:ECPG) are both small-cap business services companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, media sentiment, community ranking, dividends, earnings, risk, analyst recommendations, valuation and institutional ownership.

Green Dot has a net margin of -3.39% compared to Encore Capital Group's net margin of -13.91%. Encore Capital Group's return on equity of 12.70% beat Green Dot's return on equity.

Company Net Margins Return on Equity Return on Assets
Green Dot-3.39% 3.84% 0.65%
Encore Capital Group -13.91%12.70%2.61%

92.6% of Green Dot shares are held by institutional investors. 1.1% of Green Dot shares are held by company insiders. Comparatively, 2.6% of Encore Capital Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Green Dot received 262 more outperform votes than Encore Capital Group when rated by MarketBeat users. However, 62.10% of users gave Encore Capital Group an outperform vote while only 59.72% of users gave Green Dot an outperform vote.

CompanyUnderperformOutperform
Green DotOutperform Votes
593
59.72%
Underperform Votes
400
40.28%
Encore Capital GroupOutperform Votes
331
62.10%
Underperform Votes
202
37.90%

Green Dot has higher revenue and earnings than Encore Capital Group. Green Dot is trading at a lower price-to-earnings ratio than Encore Capital Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Green Dot$1.72B0.28$6.72M-$0.51-17.25
Encore Capital Group$1.32B0.64-$206.49M-$5.87-6.06

In the previous week, Green Dot had 5 more articles in the media than Encore Capital Group. MarketBeat recorded 6 mentions for Green Dot and 1 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.01 beat Green Dot's score of 0.86 indicating that Encore Capital Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Green Dot
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Positive
Encore Capital Group
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Green Dot currently has a consensus target price of $10.33, suggesting a potential upside of 17.42%. Encore Capital Group has a consensus target price of $62.67, suggesting a potential upside of 76.08%. Given Encore Capital Group's stronger consensus rating and higher probable upside, analysts plainly believe Encore Capital Group is more favorable than Green Dot.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Green Dot
1 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

Green Dot has a beta of 1.06, suggesting that its stock price is 6% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.73, suggesting that its stock price is 73% more volatile than the S&P 500.

Summary

Encore Capital Group beats Green Dot on 12 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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GDOT vs. The Competition

MetricGreen DotNondepository credit institutions IndustryBusiness SectorNYSE Exchange
Market Cap$477.22M$7.26B$7.18B$19.62B
Dividend YieldN/A4.15%2.52%3.78%
P/E Ratio-8.3816.5430.2333.46
Price / Sales0.289.67149.2926.71
Price / Cash3.4642.1531.4017.54
Price / Book0.542.214.764.61
Net Income$6.72M$524.31M$194.26M$1.02B
7 Day Performance2.98%-3.56%-2.82%-0.77%
1 Month Performance30.95%-6.43%-2.62%-1.26%
1 Year Performance-2.06%10.02%3.76%4.22%

Green Dot Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
GDOT
Green Dot
2.157 of 5 stars
$8.80
+2.9%
$10.33
+17.4%
-1.5%$477.22M$1.72B-8.381,200
ECPG
Encore Capital Group
4.2249 of 5 stars
$36.33
+4.4%
$62.67
+72.5%
-18.6%$860.69M$1.32B-4.636,900Positive News
PRAA
PRA Group
4.1587 of 5 stars
$21.07
+3.4%
$32.00
+51.9%
-14.2%$832.48M$1.12B11.773,280Positive News
EZPW
EZCORP
3.5138 of 5 stars
$14.89
+4.5%
$16.88
+13.3%
+40.4%$818.04M$1.18B12.957,000News Coverage
High Trading Volume
WRLD
World Acceptance
2.1474 of 5 stars
$131.02
+4.5%
$10.00
-92.4%
-6.2%$752.97M$515.56M9.153,120Positive News
RM
Regional Management
4.0903 of 5 stars
$31.73
+2.9%
$35.50
+11.9%
+30.1%$311.92M$513.97M7.631,990News Coverage
AXP
American Express
4.6082 of 5 stars
$277.98
+2.8%
$302.57
+8.8%
+22.2%$195.29B$65.95B19.8477,300Positive News
COF
Capital One Financial
4.7854 of 5 stars
$181.29
+3.7%
$206.53
+13.9%
+26.2%$69.13B$39.11B15.6455,900Positive News
DFS
Discover Financial Services
4.7027 of 5 stars
$170.22
+3.3%
$192.40
+13.0%
+37.6%$42.83B$17.91B10.6720,200Analyst Downgrade
Analyst Revision
News Coverage
Positive News
SLM
SLM
4.8938 of 5 stars
$30.42
+2.4%
$31.45
+3.4%
+42.4%$6.40B$1.85B11.481,700Positive News
CACC
Credit Acceptance
2.0281 of 5 stars
$512.02
+3.3%
$440.00
-14.1%
-1.1%$6.16B$2.13B25.782,431
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This page (NYSE:GDOT) was last updated on 4/3/2025 by MarketBeat.com Staff
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