Horace Mann Educators (HMN) Competitors

Horace Mann Educators (NYSE:HMN) and Kemper (NYSE:KMPR) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, risk, profitability, earnings, analyst recommendations, media sentiment, community ranking, institutional ownership and valuation.

Does the MarketBeat Community believe in HMN or KMPR?

Kemper received 71 more outperform votes than Horace Mann Educators when rated by MarketBeat users. Likewise, 60.57% of users gave Kemper an outperform vote while only 50.55% of users gave Horace Mann Educators an outperform vote.

Company	Underperform	Outperform
Horace Mann Educators	Outperform Votes 184 50.55%	Underperform Votes 180 49.45%
Kemper	Outperform Votes 255 60.57%	Underperform Votes 166 39.43%

Do analysts prefer HMN or KMPR?

Horace Mann Educators presently has a consensus price target of $42.67, indicating a potential upside of 7.91%. Kemper has a consensus price target of $79.00, indicating a potential upside of 21.43%. Given Kemper's stronger consensus rating and higher probable upside, analysts clearly believe Kemper is more favorable than Horace Mann Educators.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Horace Mann Educators	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.50
Kemper	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	1 Strong Buy rating(s)	3.20

Is HMN or KMPR more profitable?

Horace Mann Educators has a net margin of 6.55% compared to Kemper's net margin of 5.86%. Kemper's return on equity of 12.03% beat Horace Mann Educators' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Horace Mann Educators	6.55%	8.14%	0.69%
Kemper	5.86%	12.03%	2.50%

Do institutionals and insiders believe in HMN or KMPR?

99.3% of Horace Mann Educators shares are owned by institutional investors. Comparatively, 86.2% of Kemper shares are owned by institutional investors. 3.8% of Horace Mann Educators shares are owned by insiders. Comparatively, 6.2% of Kemper shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Is HMN or KMPR a better dividend stock?

Horace Mann Educators pays an annual dividend of $1.36 per share and has a dividend yield of 3.4%. Kemper pays an annual dividend of $1.24 per share and has a dividend yield of 1.9%. Horace Mann Educators pays out 54.2% of its earnings in the form of a dividend. Kemper pays out 29.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Horace Mann Educators has raised its dividend for 16 consecutive years. Horace Mann Educators is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has preferable earnings & valuation, HMN or KMPR?

Horace Mann Educators has higher earnings, but lower revenue than Kemper. Kemper is trading at a lower price-to-earnings ratio than Horace Mann Educators, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Horace Mann Educators	$1.54B	1.05	$45M	$2.51	15.75
Kemper	$4.63B	0.90	-$272.10M	$4.20	15.49

Which has more risk and volatility, HMN or KMPR?

Horace Mann Educators has a beta of 0.3, indicating that its share price is 70% less volatile than the S&P 500. Comparatively, Kemper has a beta of 0.88, indicating that its share price is 12% less volatile than the S&P 500.

Does the media favor HMN or KMPR?

In the previous week, Horace Mann Educators and Horace Mann Educators both had 4 articles in the media. Kemper's average media sentiment score of 1.13 beat Horace Mann Educators' score of 0.99 indicating that Kemper is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Horace Mann Educators	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Kemper	2 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Kemper beats Horace Mann Educators on 13 of the 20 factors compared between the two stocks.