Horace Mann Educators (HMN) Competitors

Kemper (NYSE:KMPR) and Horace Mann Educators (NYSE:HMN) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their dividends, community ranking, risk, earnings, institutional ownership, media sentiment, profitability, valuation and analyst recommendations.

Is KMPR or HMN more profitable?

Kemper has a net margin of 6.85% compared to Horace Mann Educators' net margin of 6.44%. Kemper's return on equity of 14.11% beat Horace Mann Educators' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Kemper	6.85%	14.11%	3.01%
Horace Mann Educators	6.44%	10.58%	0.92%

Does the MarketBeat Community prefer KMPR or HMN?

Kemper received 74 more outperform votes than Horace Mann Educators when rated by MarketBeat users. Likewise, 60.71% of users gave Kemper an outperform vote while only 50.14% of users gave Horace Mann Educators an outperform vote.

Company	Underperform	Outperform
Kemper	Outperform Votes 258 60.71%	Underperform Votes 167 39.29%
Horace Mann Educators	Outperform Votes 184 50.14%	Underperform Votes 183 49.86%

Do institutionals & insiders hold more shares of KMPR or HMN?

86.2% of Kemper shares are owned by institutional investors. Comparatively, 99.3% of Horace Mann Educators shares are owned by institutional investors. 6.2% of Kemper shares are owned by company insiders. Comparatively, 3.8% of Horace Mann Educators shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Is KMPR or HMN a better dividend stock?

Kemper pays an annual dividend of $1.28 per share and has a dividend yield of 2.2%. Horace Mann Educators pays an annual dividend of $1.40 per share and has a dividend yield of 3.5%. Kemper pays out 26.1% of its earnings in the form of a dividend. Horace Mann Educators pays out 56.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Horace Mann Educators has raised its dividend for 17 consecutive years. Horace Mann Educators is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more volatility & risk, KMPR or HMN?

Kemper has a beta of 1.05, meaning that its stock price is 5% more volatile than the S&P 500. Comparatively, Horace Mann Educators has a beta of 0.21, meaning that its stock price is 79% less volatile than the S&P 500.

Does the media favor KMPR or HMN?

In the previous week, Kemper had 1 more articles in the media than Horace Mann Educators. MarketBeat recorded 7 mentions for Kemper and 6 mentions for Horace Mann Educators. Kemper's average media sentiment score of 1.18 beat Horace Mann Educators' score of 1.14 indicating that Kemper is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Kemper	7 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Horace Mann Educators	4 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate KMPR or HMN?

Kemper currently has a consensus target price of $81.60, indicating a potential upside of 42.14%. Horace Mann Educators has a consensus target price of $43.67, indicating a potential upside of 8.46%. Given Kemper's stronger consensus rating and higher possible upside, equities research analysts plainly believe Kemper is more favorable than Horace Mann Educators.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Kemper	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	1 Strong Buy rating(s)	3.20
Horace Mann Educators	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.50

Which has stronger earnings & valuation, KMPR or HMN?

Kemper has higher revenue and earnings than Horace Mann Educators. Kemper is trading at a lower price-to-earnings ratio than Horace Mann Educators, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Kemper	$4.63B	0.79	$317.80M	$4.91	11.69
Horace Mann Educators	$1.55B	1.06	$102.80M	$2.48	16.23

Summary

Kemper beats Horace Mann Educators on 16 of the 21 factors compared between the two stocks.