Horace Mann Educators (HMN) Competitors

Horace Mann Educators (NYSE:HMN) and Kemper (NYSE:KMPR) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, community ranking, analyst recommendations, profitability, risk, valuation, earnings, institutional ownership and dividends.

Do institutionals and insiders believe in HMN or KMPR?

99.3% of Horace Mann Educators shares are held by institutional investors. Comparatively, 86.2% of Kemper shares are held by institutional investors. 3.8% of Horace Mann Educators shares are held by company insiders. Comparatively, 6.2% of Kemper shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Does the MarketBeat Community believe in HMN or KMPR?

Kemper received 71 more outperform votes than Horace Mann Educators when rated by MarketBeat users. Likewise, 60.71% of users gave Kemper an outperform vote while only 50.55% of users gave Horace Mann Educators an outperform vote.

Company	Underperform	Outperform
Horace Mann Educators	Outperform Votes 184 50.55%	Underperform Votes 180 49.45%
Kemper	Outperform Votes 255 60.71%	Underperform Votes 165 39.29%

Which has better earnings and valuation, HMN or KMPR?

Horace Mann Educators has higher earnings, but lower revenue than Kemper. Horace Mann Educators is trading at a lower price-to-earnings ratio than Kemper, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Horace Mann Educators	$1.49B	1.10	$45M	$2.51	16.09
Kemper	$4.94B	0.92	-$272.10M	$4.20	16.84

Which has more risk and volatility, HMN or KMPR?

Horace Mann Educators has a beta of 0.27, meaning that its stock price is 73% less volatile than the S&P 500. Comparatively, Kemper has a beta of 0.85, meaning that its stock price is 15% less volatile than the S&P 500.

Is HMN or KMPR more profitable?

Horace Mann Educators has a net margin of 6.55% compared to Kemper's net margin of 5.86%. Kemper's return on equity of 12.03% beat Horace Mann Educators' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Horace Mann Educators	6.55%	8.14%	0.69%
Kemper	5.86%	12.03%	2.50%

Does the media refer more to HMN or KMPR?

In the previous week, Kemper had 6 more articles in the media than Horace Mann Educators. MarketBeat recorded 13 mentions for Kemper and 7 mentions for Horace Mann Educators. Kemper's average media sentiment score of 0.43 beat Horace Mann Educators' score of 0.35 indicating that Kemper is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Horace Mann Educators	3 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
Kemper	5 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	1 Negative mention(s)	2 Very Negative mention(s)	Neutral

Is HMN or KMPR a better dividend stock?

Horace Mann Educators pays an annual dividend of $1.36 per share and has a dividend yield of 3.4%. Kemper pays an annual dividend of $1.24 per share and has a dividend yield of 1.8%. Horace Mann Educators pays out 54.2% of its earnings in the form of a dividend. Kemper pays out 29.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Horace Mann Educators has increased its dividend for 16 consecutive years. Horace Mann Educators is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts prefer HMN or KMPR?

Horace Mann Educators presently has a consensus price target of $42.67, indicating a potential upside of 5.66%. Kemper has a consensus price target of $79.00, indicating a potential upside of 11.72%. Given Kemper's stronger consensus rating and higher probable upside, analysts clearly believe Kemper is more favorable than Horace Mann Educators.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Horace Mann Educators	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.50
Kemper	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	1 Strong Buy rating(s)	3.20

Summary

Kemper beats Horace Mann Educators on 15 of the 21 factors compared between the two stocks.