Home BancShares (HOMB) Financials

$27.55 -0.61 (-2.17%)

Closing price 08/1/2025 03:59 PM Eastern

Extended Trading

$27.59 +0.04 (+0.14%)

As of 08/1/2025 05:19 PM Eastern

Annual Income Statements for Home BancShares

This table shows Home BancShares' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Income / (Loss) Attributable to Common Shareholders	138	177	135	300	290	214	319	305	393	402
Consolidated Net Income / (Loss)	138	177	135	300	290	214	319	305	393	402
Net Income / (Loss) Continuing Operations	138	177	135	300	290	214	319	305	393	402
Total Pre-Tax Income	218	283	271	396	386	278	417	395	512	522
Total Revenue	421	493	556	664	663	694	711	934	997	1,017
Net Interest Income / (Expense)	356	406	456	561	563	583	573	759	827	849
Total Interest Income	377	437	520	685	718	676	625	878	1,175	1,300
Loans and Leases Interest Income	344	403	479	631	658	625	572	728	990	1,100
Investment Securities Interest Income	33	33	39	50	54	49	50	120	170	157
Deposits and Money Market Investments Interest Income	0.23	0.47	2.31	4.65	5.19	1.85	3.52	29	15	43
Federal Funds Sold and Securities Borrowed Interest Income	0.02	0.01	0.01	0.03	0.03	0.02	0.00	0.03	0.22	0.26
Total Interest Expense	22	31	64	124	155	93	52	119	348	451
Deposits Interest Expense	13	16	34	80	114	63	25	86	296	377
Long-Term Debt Interest Expense	8.13	14	30	43	38	29	27	32	47	69
Federal Funds Purchased and Securities Sold Interest Expense	0.63	0.58	0.92	1.82	2.60	1.18	0.50	1.43	4.82	5.45
Total Non-Interest Income	65	87	100	103	100	112	138	175	170	169
Trust Fees by Commissions	2.38	1.46	1.68	1.55	1.57	1.63	1.96	13	18	19
Service Charges on Deposit Accounts	-9.39	-0.77	61	63	60	52	59	82	83	82
Other Service Charges	58	66	11	14	11	14	23	50	41	32
Net Realized & Unrealized Capital Gains on Investments	1.65	1.90	6.74	2.85	2.33	2.10	4.50	0.70	2.12	0.45
Other Non-Interest Income	13	19	19	21	25	42	50	29	26	35
Provision for Credit Losses	25	19	44	4.32	1.33	129	-4.75	64	12	48
Total Non-Interest Expense	178	192	240	264	276	287	299	476	473	447
Salaries and Employee Benefits	88	102	119	144	154	164	171	239	257	241
Net Occupancy & Equipment Expense	37	37	42	48	52	57	61	88	97	95
Other Operating Expenses	53	53	79	72	70	65	65	99	119	111
Restructuring Charge	-	-	-	-	0.00	0.71	1.89	50	0.00	0.00
Income Tax Expense	80	106	136	95	96	63	98	89	119	120
Basic Earnings per Share	$1.01	$1.26	$0.90	$1.73	$1.73	$1.30	$1.94	$1.57	$1.94	$2.01
Weighted Average Basic Shares Outstanding	136.62M	140.42M	150.81M	173.66M	166.07M	165.40M	163.89M	203.61M	201.14M	198.55M
Diluted Earnings per Share	$1.01	$1.26	$0.89	$1.73	$1.73	$1.30	$1.94	$1.57	$1.94	$2.01
Weighted Average Diluted Shares Outstanding	136.62M	140.42M	150.81M	173.66M	166.07M	165.40M	163.89M	203.61M	201.14M	198.55M
Weighted Average Basic & Diluted Shares Outstanding	136.62M	140.42M	150.81M	173.66M	166.07M	165.40M	163.89M	203.61M	201.14M	198.55M
Cash Dividends to Common per Share	$0.55	$0.34	$0.40	$0.46	$0.51	$0.53	$0.56	$0.66	$0.72	$0.75

This table shows Home BancShares' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025
Net Income / (Loss) Attributable to Common Shareholders	109	116	103	105	98	86	100	102	100	101	115
Consolidated Net Income / (Loss)	109	116	103	105	98	86	100	102	100	101	115
Net Income / (Loss) Continuing Operations	109	116	103	105	98	86	100	102	100	101	115
Total Pre-Tax Income	142	148	133	137	129	113	130	133	129	129	147
Total Revenue	256	272	249	257	245	246	246	255	258	258	260
Net Interest Income / (Expense)	213	216	215	208	202	203	205	212	215	217	215
Total Interest Income	243	273	285	290	294	306	317	327	333	323	313
Loans and Leases Interest Income	196	221	237	243	249	260	265	274	282	278	271
Investment Securities Interest Income	36	41	43	43	42	42	41	40	39	37	35
Deposits and Money Market Investments Interest Income	11	10	4.69	3.73	2.33	4.28	11	13	12	7.59	6.62
Federal Funds Sold and Securities Borrowed Interest Income	0.01	0.01	0.01	0.07	0.08	0.07	0.06	0.06	0.06	0.07	0.06
Total Interest Expense	30	57	70	82	92	103	112	115	118	106	98
Deposits Interest Expense	23	47	59	70	79	88	93	96	98	91	87
Long-Term Debt Interest Expense	6.07	9.51	10	11	12	14	18	18	19	14	10
Federal Funds Purchased and Securities Sold Interest Expense	0.43	0.70	0.87	1.12	1.35	1.48	1.40	1.36	1.34	1.35	1.07
Total Non-Interest Income	43	57	34	50	43	43	42	43	43	41	45
Trust Fees by Commissions	3.98	3.98	4.86	4.05	4.66	4.32	5.07	4.72	4.40	4.53	4.76
Service Charges on Deposit Accounts	25	20	22	21	20	20	20	20	20	22	20
Other Service Charges	10	24	12	16	6.74	5.81	7.89	7.22	8.11	8.89	12
Net Realized & Unrealized Capital Gains on Investments	0.05	0.05	0.15	1.24	0.10	0.64	0.21	2.16	0.26	-2.18	-0.25
Other Non-Interest Income	4.38	8.49	-4.94	7.57	12	12	8.76	8.28	9.63	8.40	8.60
Provision for Credit Losses	0.00	5.00	1.20	3.98	1.30	5.65	4.50	8.00	19	17	0.00
Total Non-Interest Expense	114	119	115	116	115	127	111	113	110	112	113
Salaries and Employee Benefits	65	64	64	65	65	63	61	60	59	61	62
Net Occupancy & Equipment Expense	24	24	24	24	25	24	24	23	24	24	23
Other Operating Expenses	25	31	26	28	26	40	27	29	28	28	28
Income Tax Expense	33	33	30	32	31	27	30	32	29	29	32
Basic Earnings per Share	$0.53	$0.56	$0.51	$0.52	$0.49	$0.42	$0.50	$0.51	$0.50	$0.50	$0.58
Weighted Average Basic Shares Outstanding	203.97M	203.61M	202.80M	202.58M	201.77M	201.14M	200.32M	199.68M	198.80M	198.55M	197.46M
Diluted Earnings per Share	$0.53	$0.56	$0.51	$0.52	$0.49	$0.42	$0.50	$0.51	$0.50	$0.50	$0.58
Weighted Average Diluted Shares Outstanding	203.97M	203.61M	202.80M	202.58M	201.77M	201.14M	200.32M	199.68M	198.80M	198.55M	197.46M
Weighted Average Basic & Diluted Shares Outstanding	203.97M	203.61M	202.80M	202.58M	201.77M	201.14M	200.32M	199.68M	198.80M	198.55M	197.46M
Cash Dividends to Common per Share	$0.14	-	$0.18	$0.18	$0.18	$0.18	$0.18	$0.18	$0.20	$0.20	$0.20

This table details how cash moves in and out of Home BancShares' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Change in Cash & Equivalents	143	-39	419	22	-167	773	2,387	-2,926	275	-90
Net Cash From Operating Activities	205	176	140	304	247	292	389	413	380	461
Net Cash From Continuing Operating Activities	205	176	140	304	247	292	389	413	380	461
Net Income / (Loss) Continuing Operations	138	177	135	300	290	214	319	305	393	402
Consolidated Net Income / (Loss)	138	177	135	300	290	214	319	305	393	402
Provision For Loan Losses	25	19	44	4.32	1.33	129	-4.75	64	12	48
Depreciation Expense	10	15	17	19	19	20	19	32	31	29
Amortization Expense	22	12	-23	14	16	21	29	20	5.90	14
Non-Cash Adjustments to Reconcile Net Income	-0.50	-44	43	-56	-46	-73	21	-15	-44	4.23
Changes in Operating Assets and Liabilities, net	11	-2.24	-76	21	-33	-20	6.17	7.47	-18	-38
Net Cash From Investing Activities	-752	-559	-319	-780	222	-652	625	-1,024	578	5.67
Net Cash From Continuing Investing Activities	-752	-559	-319	-780	222	-652	625	-1,024	578	5.67
Purchase of Property, Leasehold Improvements and Equipment	-11	-3.08	-5.19	-7.95	-15	-12	-10	-20	-22	-39
Purchase of Investment Securities	-1,263	-1,002	-829	-828	-575	-1,070	-85	-2,717	-18	-485
Sale of Property, Leasehold Improvements and Equipment	-	-	-	-	-	-	-	11	14	26
Sale and/or Maturity of Investments	376	453	308	410	811	430	720	1,945	611	502
Net Increase in Fed Funds Sold	-1.30	0.00	-21	24	0.33	-	0.00	0.00	-5.10	1.38
Other Investing Activities, net	144	-6.61	228	-	0.00	0.00	0.00	-243	0.00	0.00
Net Cash From Financing Activities	690	344	598	498	-636	1,133	1,372	-2,314	-683	-556
Net Cash From Continuing Financing Activities	690	344	598	498	-636	1,133	1,372	-2,314	-683	-556
Net Change in Deposits	75	504	477	511	379	1,447	1,535	-2,177	-1,151	359
Issuance of Debt	0.00	0.00	297	-	-	1,011	0.00	897	6,477	1,401
Repayment of Debt	702	-101	-95	173	-851	-1,232	0.00	-300	0.00	0.00
Repurchase of Preferred Equity	-	-	-	-	-	0.00	0.00	-96	0.00	0.00
Repurchase of Common Equity	-2.02	-9.82	-21	-104	-85	-26	-44	-71	-49	-86
Payment of Dividends	-38	-48	-60	-80	-86	-88	-92	-128	-146	-150
Other Financing Activities, Net	-48	-1.45	0.59	-2.66	6.46	21	-26	-439	-5,814	-2,079

This table details how cash moves in and out of Home BancShares' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025
Net Change in Cash & Equivalents	-1,236	-856	-37	-77	-123	512	175	-117	-41	-107	385
Net Cash From Operating Activities	167	144	118	47	99	115	148	109	129	75	117
Net Cash From Continuing Operating Activities	167	144	118	47	99	115	148	109	129	75	117
Net Income / (Loss) Continuing Operations	109	116	103	105	98	86	100	102	100	101	115
Consolidated Net Income / (Loss)	109	116	103	105	98	86	100	102	100	101	115
Provision For Loan Losses	-	5.00	1.20	3.98	1.30	5.65	4.50	8.00	19	17	0.00
Depreciation Expense	8.07	8.31	7.72	7.05	7.90	8.25	7.35	7.36	7.28	7.20	7.19
Amortization Expense	-8.39	16	0.66	7.56	4.22	-6.54	3.83	3.75	3.51	3.36	3.35
Non-Cash Adjustments to Reconcile Net Income	72	2.57	-11	-30	-7.74	4.98	5.30	4.88	-7.84	1.89	-10
Changes in Operating Assets and Liabilities, net	-14	-3.41	16	-46	-5.02	17	26	-16	6.75	-55	1.64
Net Cash From Investing Activities	-292	-602	381	299	-1.81	-100	-25	-208	105	135	-58
Net Cash From Continuing Investing Activities	-292	-602	381	299	-1.81	-100	-25	-208	105	135	-58
Purchase of Property, Leasehold Improvements and Equipment	2.44	-15	-2.40	-7.11	-7.99	-4.96	-1.68	-10	-12	-14	-6.88
Purchase of Investment Securities	190	-1,566	49	220	-94	-194	-99	-293	-100	7.02	-178
Sale of Property, Leasehold Improvements and Equipment	-	-	-	-	2.64	3.19	-	-	1.99	11	2.91
Sale and/or Maturity of Investments	-482	966	334	80	100	96	76	77	221	128	127
Net Increase in Fed Funds Sold	-2.70	2.70	0.00	-1.55	-2.38	-1.18	-0.10	5.20	-6.43	2.70	-2.55
Net Cash From Financing Activities	-1,111	-398	-536	-423	-220	497	52	-17	-274	-317	326
Net Cash From Continuing Financing Activities	-1,111	-398	-536	-423	-220	497	52	-17	-274	-317	326
Net Change in Deposits	-1,038	-604	-493	-449	-478	269	78	90	-250	441	395
Issuance of Debt	-78	679	0.00	52	1,365	5,060	1,400	-	-	1.00	0.00
Repurchase of Common Equity	-24	-20	-14	-12	-5.66	-18	-24	-33	-27	-2.46	-30
Payment of Dividends	-34	-34	-37	-36	-36	-36	-36	-36	-39	-39	-39
Other Financing Activities, Net	2.98	-420	7.68	22	-1,065	-4,778	-1,366	-38	42	-717	-0.67

This table presents Home BancShares' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Total Assets	9,289	9,808	14,450	15,302	15,032	16,399	18,052	22,884	22,657	22,491
Cash and Due from Banks	111	124	167	175	169	242	3,770	264	226	281
Federal Funds Sold	1.55	1.55	24	0.33	-	-	-	0.00	5.10	3.73
Interest Bearing Deposits at Other Banks	145	93	469	483	322	1,022	3,530	461	774	629
Trading Account Securities	1,516	1,357	1,888	1,979	2,084	2,474	-	5,329	4,790	4,348
Loans and Leases, Net of Allowance	6,572	7,308	10,221	10,963	-102	-245	0.00	14,120	14,136	14,489
Loans and Leases	6,642	7,388	10,331	11,072	-	-	-	14,409	14,425	14,765
Allowance for Loan and Lease Losses	69	80	110	109	102	245	-	290	288	276
Accrued Investment Income	29	31	46	49	45	61	-	103	119	120
Premises and Equipment, Net	212	205	237	233	280	279	276	405	393	386
Goodwill	378	378	928	958	958	973	973	1,398	1,398	1,398
Intangible Assets	21	18	49	43	37	31	25	58	49	40
Other Assets	303	293	420	419	11,240	11,564	257	745	766	795
Total Liabilities & Shareholders' Equity	9,289	9,808	14,450	15,302	15,032	16,399	18,052	22,884	22,657	22,491
Total Liabilities	8,089	8,481	12,245	12,953	12,521	13,793	4,269	19,357	18,866	18,530
Non-Interest Bearing Deposits	1,457	1,695	2,385	2,401	2,367	3,267	4,128	5,165	4,086	4,006
Interest Bearing Deposits	4,982	5,247	8,003	8,499	8,911	9,459	-	12,774	12,702	13,140
Short-Term Debt	128	121	148	144	144	169	141	131	142	162
Accrued Interest Payable	56	51	42	68	102	128	-	197	195	181
Long-Term Debt	1,467	1,366	1,667	1,841	991	770	-	1,090	1,741	1,040
Total Equity & Noncontrolling Interests	1,200	1,327	2,204	2,350	2,512	2,606	2,766	3,526	3,791	3,961
Total Preferred & Common Equity	1,200	1,327	2,204	2,350	2,512	2,606	2,766	3,526	3,791	3,961
Total Common Equity	1,200	1,327	2,204	2,350	2,512	2,606	2,766	3,526	3,791	3,961
Common Stock	869	871	1,677	1,612	1,539	1,522	1,489	2,389	2,350	2,275
Retained Earnings	327	456	531	752	957	1,039	1,266	1,443	1,690	1,942
Accumulated Other Comprehensive Income / (Loss)	4.18	0.40	-3.42	-14	16	44	10	-305	-249	-256

This table presents Home BancShares' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q1 2023	Q2 2023	Q3 2023	Q1 2024	Q2 2024	Q3 2024	Q1 2025
Period end date	9/30/2022	3/31/2023	6/30/2023	9/30/2023	3/31/2024	6/30/2024	9/30/2024	3/31/2025
Total Assets	23,157	22,518	22,126	21,951	22,836	22,920	22,823	22,992
Cash and Due from Banks	269	939	276	229	205	229	265	320
Federal Funds Sold	2.70	-	1.55	3.93	5.20	0.00	6.43	6.28
Interest Bearing Deposits at Other Banks	1,311	437	336	259	970	830	752	976
Trading Account Securities	5,336	5,059	4,930	4,756	4,681	4,623	4,548	4,273
Loans and Leases, Net of Allowance	13,540	14,099	13,895	13,986	14,223	14,486	14,511	14,672
Loans and Leases	13,829	14,387	14,181	14,272	14,514	14,781	14,824	14,952
Allowance for Loan and Lease Losses	289	287	286	286	290	296	313	280
Accrued Investment Income	89	103	101	111	119	121	119	116
Premises and Equipment, Net	411	402	397	397	390	384	389	385
Goodwill	1,394	1,398	1,398	1,398	1,398	1,398	1,398	1,398
Intangible Assets	61	56	54	51	47	44	42	38
Other Assets	743	713	738	759	797	805	792	807
Total Liabilities & Shareholders' Equity	23,157	22,518	22,126	21,951	22,836	22,920	22,823	22,992
Total Liabilities	19,697	18,237	18,472	18,296	19,024	19,064	18,863	18,950
Non-Interest Bearing Deposits	5,541	4,946	4,599	4,280	4,116	4,068	3,937	4,079
Interest Bearing Deposits	13,002	12,500	12,398	12,238	12,751	12,888	12,769	13,462
Short-Term Debt	122	139	160	160	176	138	179	161
Accrued Interest Payable	193	213	173	175	241	230	238	207
Long-Term Debt	841	440	1,142	1,442	1,741	1,741	1,740	1,040
Total Equity & Noncontrolling Interests	3,460	3,631	3,654	3,655	3,811	3,856	3,960	4,043
Total Preferred & Common Equity	3,460	3,631	3,654	3,655	3,811	3,856	3,960	4,043
Total Common Equity	3,460	3,631	3,654	3,655	3,811	3,856	3,960	4,043
Common Stock	2,406	2,378	2,369	2,365	2,329	2,298	2,274	2,248
Retained Earnings	1,361	1,509	1,578	1,640	1,754	1,819	1,881	2,019
Accumulated Other Comprehensive Income / (Loss)	-307	-256	-293	-351	-271	-262	-195	-225

This table displays calculated financial ratios and metrics derived from Home BancShares' official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	16.43%	17.05%	12.68%	19.50%	-0.17%	4.77%	2.33%	31.42%	6.76%	2.05%
EBITDA Growth	12.40%	23.23%	-14.18%	61.86%	-1.85%	-24.37%	45.97%	-3.87%	22.82%	3.15%
EBIT Growth	23.32%	29.36%	-4.09%	45.90%	-2.50%	-27.99%	50.08%	-5.33%	29.73%	2.04%
NOPAT Growth	22.23%	28.18%	-23.74%	122.38%	-3.62%	-25.93%	48.76%	-4.31%	28.72%	2.37%
Net Income Growth	22.23%	28.18%	-23.74%	122.38%	-3.62%	-25.93%	48.76%	-4.31%	28.72%	2.37%
EPS Growth	22.23%	24.75%	-29.37%	94.38%	0.00%	-24.86%	49.23%	-19.07%	23.57%	3.61%
Operating Cash Flow Growth	-16.44%	-14.32%	-20.28%	116.96%	-18.59%	17.91%	33.47%	6.11%	-8.11%	21.33%
Free Cash Flow Firm Growth	-66.53%	122.27%	-780.03%	98.59%	6,600.29%	-67.72%	-3,286.77%	194.25%	-105.63%	271.19%
Invested Capital Growth	43.29%	0.71%	42.79%	7.85%	-15.88%	-2.78%	292.78%	-65.90%	19.51%	-9.00%
Revenue Q/Q Growth	5.98%	2.00%	7.18%	-0.07%	0.61%	2.07%	-1.51%	12.17%	-2.61%	1.27%
EBITDA Q/Q Growth	2.89%	6.08%	-5.40%	7.91%	1.21%	12.22%	-3.70%	12.60%	-9.57%	4.72%
EBIT Q/Q Growth	6.02%	6.95%	7.23%	-0.90%	1.04%	4.20%	-3.19%	16.02%	-6.51%	3.29%
NOPAT Q/Q Growth	5.74%	6.72%	-15.76%	18.89%	0.78%	4.14%	-2.58%	16.10%	-6.97%	3.69%
Net Income Q/Q Growth	5.74%	6.72%	-15.76%	18.89%	0.78%	4.14%	-2.58%	16.10%	-6.97%	3.69%
EPS Q/Q Growth	5.74%	6.78%	-3.26%	18.49%	1.76%	4.84%	-2.51%	7.53%	-6.73%	4.15%
Operating Cash Flow Q/Q Growth	8.05%	-26.14%	56.67%	-4.71%	5.31%	12.24%	-0.92%	15.70%	-6.98%	-8.06%
Free Cash Flow Firm Q/Q Growth	-47.81%	172.08%	-48.22%	92.27%	19.90%	-24.90%	-6,705.49%	1,954.62%	-29.47%	488.74%
Invested Capital Q/Q Growth	11.69%	-2.49%	6.66%	2.83%	-1.11%	2.08%	281.70%	7.37%	7.95%	-12.18%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	59.49%	62.63%	47.70%	64.61%	63.52%	45.86%	65.41%	47.84%	55.04%	55.63%
EBIT Margin	51.87%	57.33%	48.80%	59.58%	58.19%	40.00%	58.66%	42.26%	51.35%	51.34%
Profit (Net Income) Margin	32.81%	35.93%	24.32%	45.25%	43.69%	30.89%	44.90%	32.69%	39.42%	39.54%
Tax Burden Percent	63.25%	62.67%	49.83%	75.95%	75.08%	77.22%	76.55%	77.36%	76.76%	77.01%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	36.75%	37.33%	50.17%	24.05%	24.92%	22.78%	23.45%	22.64%	23.24%	22.99%
Return on Invested Capital (ROIC)	5.82%	6.32%	3.95%	7.19%	7.26%	5.96%	3.65%	3.27%	7.54%	7.42%
ROIC Less NNEP Spread (ROIC-NNEP)	5.82%	6.32%	3.95%	7.19%	7.26%	5.96%	3.65%	3.27%	7.54%	7.42%
Return on Net Nonoperating Assets (RNNOA)	6.65%	7.70%	3.70%	6.00%	4.66%	2.42%	8.23%	6.43%	3.20%	2.95%
Return on Equity (ROE)	12.48%	14.02%	7.65%	13.19%	11.91%	8.38%	11.88%	9.70%	10.74%	10.38%
Cash Return on Invested Capital (CROIC)	-29.76%	5.61%	-31.30%	-0.36%	24.51%	8.78%	-115.18%	101.56%	-10.24%	16.85%
Operating Return on Assets (OROA)	2.62%	2.96%	2.24%	2.66%	2.54%	1.77%	2.42%	1.93%	2.25%	2.31%
Return on Assets (ROA)	1.66%	1.86%	1.11%	2.02%	1.91%	1.36%	1.85%	1.49%	1.73%	1.78%
Return on Common Equity (ROCE)	12.48%	14.02%	7.65%	13.19%	11.91%	8.38%	11.88%	9.70%	10.74%	10.38%
Return on Equity Simple (ROE_SIMPLE)	11.52%	13.34%	6.13%	12.78%	11.53%	8.23%	11.53%	8.66%	10.36%	10.16%
Net Operating Profit after Tax (NOPAT)	138	177	135	300	290	214	319	305	393	402
NOPAT Margin	32.81%	35.93%	24.32%	45.25%	43.69%	30.89%	44.90%	32.69%	39.42%	39.54%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	29.50%	28.11%	29.06%	28.91%	31.05%	31.89%	32.60%	35.04%	35.47%	32.98%
Operating Expenses to Revenue	42.15%	38.89%	43.24%	39.77%	41.61%	41.39%	42.01%	50.94%	47.43%	43.93%
Earnings before Interest and Taxes (EBIT)	218	283	271	396	386	278	417	395	512	522
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	251	309	265	429	421	318	465	447	549	566
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.88	2.37	1.50	1.01	1.12	1.10	1.31	1.23	1.30	1.41
Price to Tangible Book Value (P/TBV)	2.82	3.38	2.70	1.75	1.86	1.78	2.05	2.10	2.11	2.22
Price to Revenue (P/Rev)	5.35	6.38	5.96	3.56	4.26	4.12	5.10	4.65	4.95	5.50
Price to Earnings (P/E)	16.31	17.75	24.50	7.87	9.75	13.33	11.37	14.23	12.56	13.90
Dividend Yield	1.71%	1.53%	2.10%	3.36%	3.02%	3.06%	2.53%	3.10%	2.94%	2.67%
Earnings Yield	6.13%	5.64%	4.08%	12.70%	10.26%	7.50%	8.80%	7.03%	7.96%	7.19%
Enterprise Value to Invested Capital (EV/IC)	1.29	1.57	1.11	0.85	0.95	0.71	0.00	1.02	1.02	1.14
Enterprise Value to Revenue (EV/Rev)	8.53	8.95	8.04	5.56	5.23	3.65	0.00	5.19	5.83	5.78
Enterprise Value to EBITDA (EV/EBITDA)	14.33	14.29	16.85	8.61	8.23	7.96	0.00	10.84	10.59	10.39
Enterprise Value to EBIT (EV/EBIT)	16.44	15.61	16.47	9.33	8.99	9.12	0.00	12.27	11.36	11.26
Enterprise Value to NOPAT (EV/NOPAT)	25.99	24.91	33.05	12.29	11.97	11.81	0.00	15.86	14.80	14.62
Enterprise Value to Operating Cash Flow (EV/OCF)	17.51	25.11	31.87	12.15	14.01	8.68	0.00	11.72	15.31	12.76
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	28.06	0.00	0.00	3.54	8.03	0.00	0.51	0.00	6.44
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	1.33	1.12	0.82	0.84	0.45	0.36	0.05	0.35	0.50	0.30
Long-Term Debt to Equity	1.22	1.03	0.76	0.78	0.39	0.30	0.00	0.31	0.46	0.26
Financial Leverage	1.14	1.22	0.94	0.83	0.64	0.41	2.25	1.97	0.42	0.40
Leverage Ratio	7.54	7.56	6.87	6.53	6.24	6.14	6.41	6.51	6.22	5.82
Compound Leverage Factor	7.54	7.56	6.87	6.53	6.24	6.14	6.41	6.51	6.22	5.82
Debt to Total Capital	57.07%	52.84%	45.16%	45.79%	31.12%	26.50%	4.85%	25.73%	33.19%	23.29%
Short-Term Debt to Total Capital	4.59%	4.31%	3.68%	3.31%	3.94%	4.77%	4.85%	2.76%	2.50%	3.14%
Long-Term Debt to Total Capital	52.48%	48.53%	41.48%	42.48%	27.18%	21.73%	0.00%	22.97%	30.68%	20.14%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	42.93%	47.16%	54.84%	54.21%	68.88%	73.50%	95.15%	74.27%	66.81%	76.71%
Debt to EBITDA	6.37	4.82	6.85	4.63	2.70	2.95	0.30	2.73	3.43	2.12
Net Debt to EBITDA	5.34	4.11	4.36	3.09	1.53	-1.02	-15.40	1.11	1.60	0.51
Long-Term Debt to EBITDA	5.85	4.42	6.29	4.29	2.35	2.42	0.00	2.44	3.17	1.84
Debt to NOPAT	11.54	8.40	13.44	6.61	3.92	4.38	0.44	4.00	4.79	2.99
Net Debt to NOPAT	9.68	7.16	8.55	4.42	2.22	-1.51	-22.44	1.63	2.23	0.72
Long-Term Debt to NOPAT	10.61	7.71	12.34	6.13	3.42	3.59	0.00	3.57	4.43	2.59
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-706	157	-1,069	-15	978	316	-10,060	9,482	-533	913
Operating Cash Flow to CapEx	1,946.31%	5,700.88%	2,698.34%	3,822.67%	1,660.73%	2,526.44%	3,787.01%	4,582.65%	4,440.58%	3,756.39%
Free Cash Flow to Firm to Interest Expense	-32.51	5.14	-16.62	-0.12	6.32	3.38	-192.72	79.62	-1.53	2.02
Operating Cash Flow to Interest Expense	9.44	5.75	2.18	2.44	1.60	3.12	7.46	3.47	1.09	1.02
Operating Cash Flow Less CapEx to Interest Expense	8.95	5.65	2.10	2.38	1.50	3.00	7.26	3.39	1.07	0.99
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.05	0.05	0.05	0.04	0.04	0.04	0.04	0.05	0.04	0.05
Fixed Asset Turnover	2.01	2.36	2.51	2.82	2.58	2.49	2.56	2.74	2.50	2.61
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	2,795	2,815	4,019	4,335	3,646	3,545	13,924	4,748	5,674	5,163
Invested Capital Turnover	0.18	0.18	0.16	0.16	0.17	0.19	0.08	0.10	0.19	0.19
Increase / (Decrease) in Invested Capital	844	20	1,204	315	-688	-101	10,379	-9,176	926	-511
Enterprise Value (EV)	3,591	4,413	4,464	3,691	3,466	2,534	-3,534	4,842	5,813	5,879
Market Capitalization	2,254	3,144	3,309	2,365	2,822	2,858	3,626	4,345	4,936	5,591
Book Value per Share	$17.11	$9.45	$12.69	$13.59	$15.05	$15.78	$16.88	$17.29	$18.79	$19.92
Tangible Book Value per Share	$11.42	$6.63	$7.07	$7.80	$9.09	$9.70	$10.79	$10.15	$11.62	$12.69
Total Capital	2,795	2,815	4,019	4,335	3,646	3,545	2,907	4,748	5,674	5,163
Total Debt	1,595	1,487	1,815	1,985	1,135	939	141	1,222	1,883	1,202
Total Long-Term Debt	1,467	1,366	1,667	1,841	991	770	0.00	1,090	1,741	1,040
Net Debt	1,338	1,269	1,155	1,327	644	-325	-7,160	497	878	288
Capital Expenditures (CapEx)	11	3.08	5.19	7.95	15	12	10	9.02	8.55	12
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	1,595	1,487	1,815	1,985	1,135	939	11,159	1,222	1,883	1,202
Total Depreciation and Amortization (D&A)	32	26	-6.08	33	35	41	48	52	37	44
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.01	$1.26	$0.90	$1.73	$1.73	$1.30	$1.94	$1.57	$1.94	$2.01
Adjusted Weighted Average Basic Shares Outstanding	140.40M	143.43M	173.78M	168.70M	166.07M	165.40M	163.89M	203.61M	201.14M	198.55M
Adjusted Diluted Earnings per Share	$1.01	$1.26	$0.89	$1.73	$1.73	$1.30	$1.94	$1.57	$1.94	$2.01
Adjusted Weighted Average Diluted Shares Outstanding	140.40M	143.43M	173.78M	168.70M	166.07M	165.40M	163.89M	203.61M	201.14M	198.55M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	140.40M	143.43M	173.78M	168.70M	166.07M	165.40M	163.89M	203.61M	201.14M	198.55M
Normalized Net Operating Profit after Tax (NOPAT)	138	177	190	300	290	215	320	344	393	402
Normalized NOPAT Margin	32.81%	35.93%	34.16%	45.25%	43.69%	30.96%	45.10%	36.80%	39.42%	39.54%
Pre Tax Income Margin	51.87%	57.33%	48.80%	59.58%	58.19%	40.00%	58.66%	42.26%	51.35%	51.34%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	10.06	9.24	4.21	3.18	2.49	2.97	7.98	3.31	1.47	1.16
NOPAT to Interest Expense	6.36	5.79	2.10	2.42	1.87	2.30	6.11	2.56	1.13	0.89
EBIT Less CapEx to Interest Expense	9.57	9.14	4.13	3.12	2.40	2.85	7.79	3.24	1.45	1.13
NOPAT Less CapEx to Interest Expense	5.88	5.69	2.02	2.35	1.77	2.17	5.91	2.49	1.10	0.86
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	27.19%	27.15%	44.69%	26.59%	29.57%	40.89%	28.88%	42.07%	37.13%	37.29%
Augmented Payout Ratio	28.65%	32.69%	60.11%	61.30%	58.89%	52.86%	42.83%	65.28%	49.54%	58.79%

This table displays calculated financial ratios and metrics derived from Home BancShares' official financial filings.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	47.45%	59.27%	53.73%	5.68%	-4.27%	-9.81%	-0.95%	-0.99%	5.16%	5.19%	5.56%
EBITDA Growth	50.20%	40.77%	46.01%	323.47%	-0.16%	-33.65%	0.19%	-4.60%	-1.09%	22.28%	11.39%
EBIT Growth	44.56%	58.01%	56.52%	610.29%	-8.93%	-24.01%	-1.90%	-2.54%	-0.16%	14.77%	12.85%
NOPAT Growth	44.96%	57.70%	58.67%	558.85%	-9.43%	-25.45%	-2.77%	-3.55%	1.61%	16.61%	15.08%
Net Income Growth	44.96%	57.70%	58.67%	558.85%	-9.43%	-25.45%	-2.77%	-3.55%	1.61%	16.61%	15.08%
EPS Growth	15.22%	24.44%	27.50%	550.00%	-7.55%	-25.00%	-1.96%	-1.92%	2.04%	19.05%	16.00%
Operating Cash Flow Growth	87.10%	63.74%	31.81%	258.81%	-40.49%	-19.80%	25.09%	132.19%	29.76%	-34.97%	-20.69%
Free Cash Flow Firm Growth	-564.37%	190.16%	-224.67%	55.44%	-10.59%	-109.04%	9.75%	-80.27%	28.96%	172.79%	178.09%
Invested Capital Growth	21.22%	-65.90%	24.43%	10.74%	18.87%	19.51%	17.87%	15.70%	11.85%	-9.00%	-8.46%
Revenue Q/Q Growth	5.33%	6.25%	-8.65%	3.37%	-4.59%	0.11%	0.31%	3.33%	1.34%	0.14%	0.67%
EBITDA Q/Q Growth	295.89%	21.86%	-18.13%	7.22%	-6.66%	-19.02%	23.63%	2.09%	-3.21%	0.10%	12.62%
EBIT Q/Q Growth	636.61%	4.55%	-10.45%	2.99%	-5.55%	-12.76%	15.60%	2.31%	-3.24%	0.29%	13.67%
NOPAT Q/Q Growth	580.34%	6.42%	-11.00%	2.24%	-6.48%	-12.40%	16.08%	1.42%	-1.47%	0.53%	14.56%
Net Income Q/Q Growth	580.34%	6.42%	-11.00%	2.24%	-6.48%	-12.40%	16.08%	1.42%	-1.47%	0.53%	14.56%
EPS Q/Q Growth	562.50%	5.66%	-8.93%	1.96%	-5.77%	-14.29%	19.05%	2.00%	-1.96%	0.00%	16.00%
Operating Cash Flow Q/Q Growth	1,168.58%	-13.54%	-18.09%	-60.06%	110.40%	16.53%	27.75%	-25.87%	17.59%	-41.60%	55.80%
Free Cash Flow Firm Q/Q Growth	20.98%	1,496.31%	-109.16%	55.92%	-96.12%	-14.16%	8.56%	11.95%	22.72%	216.97%	-1.90%
Invested Capital Q/Q Growth	-1.19%	7.37%	2.36%	1.98%	6.06%	7.95%	0.95%	0.10%	2.53%	-12.18%	1.55%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	55.26%	63.38%	56.80%	58.91%	57.64%	46.62%	57.46%	56.76%	54.22%	54.20%	60.63%
EBIT Margin	55.39%	54.50%	53.43%	53.23%	52.70%	45.92%	52.92%	52.40%	50.03%	50.11%	56.58%
Profit (Net Income) Margin	42.41%	42.48%	41.39%	40.94%	40.13%	35.11%	40.63%	39.88%	38.77%	38.92%	44.30%
Tax Burden Percent	76.57%	77.94%	77.46%	76.90%	76.15%	76.46%	76.77%	76.10%	77.50%	77.68%	78.29%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	23.43%	22.06%	22.54%	23.10%	23.85%	23.54%	23.23%	23.90%	22.50%	22.32%	21.71%
Return on Invested Capital (ROIC)	8.75%	4.25%	9.64%	8.98%	8.49%	6.72%	7.63%	7.40%	7.00%	7.31%	8.33%
ROIC Less NNEP Spread (ROIC-NNEP)	8.75%	4.25%	9.64%	8.98%	8.49%	6.72%	7.63%	7.40%	7.00%	7.31%	8.33%
Return on Net Nonoperating Assets (RNNOA)	2.65%	8.36%	3.74%	2.86%	3.06%	2.85%	3.23%	3.13%	3.24%	2.91%	3.31%
Return on Equity (ROE)	11.40%	12.61%	13.37%	11.84%	11.55%	9.57%	10.86%	10.54%	10.23%	10.22%	11.63%
Cash Return on Invested Capital (CROIC)	-12.67%	101.56%	-13.94%	-1.02%	-8.51%	-10.24%	-9.03%	-7.33%	-4.22%	16.85%	16.44%
Operating Return on Assets (OROA)	2.25%	2.49%	2.65%	2.37%	2.39%	2.01%	2.32%	2.31%	2.25%	2.26%	2.55%
Return on Assets (ROA)	1.73%	1.94%	2.05%	1.83%	1.82%	1.54%	1.78%	1.76%	1.74%	1.75%	1.99%
Return on Common Equity (ROCE)	11.40%	12.61%	13.37%	11.84%	11.55%	9.57%	10.86%	10.54%	10.23%	10.22%	11.63%
Return on Equity Simple (ROE_SIMPLE)	7.60%	0.00%	9.46%	11.84%	11.56%	0.00%	10.23%	10.02%	9.80%	0.00%	10.32%
Net Operating Profit after Tax (NOPAT)	109	116	103	105	98	86	100	102	100	101	115
NOPAT Margin	42.41%	42.48%	41.39%	40.94%	40.13%	35.11%	40.63%	39.88%	38.77%	38.92%	44.30%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	34.79%	32.39%	35.54%	34.46%	36.31%	35.63%	34.34%	32.90%	31.97%	32.77%	32.62%
Operating Expenses to Revenue	44.61%	43.66%	46.09%	45.22%	46.77%	51.78%	45.25%	44.46%	42.65%	43.43%	43.42%
Earnings before Interest and Taxes (EBIT)	142	148	133	137	129	113	130	133	129	129	147
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	142	173	141	151	141	115	142	145	140	140	158
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.24	1.23	1.15	1.20	1.11	1.30	1.27	1.22	1.35	1.41	1.39
Price to Tangible Book Value (P/TBV)	2.14	2.10	1.91	1.99	1.84	2.11	2.04	1.95	2.12	2.22	2.15
Price to Revenue (P/Rev)	5.15	4.65	4.08	4.25	3.97	4.95	4.85	4.74	5.32	5.50	5.44
Price to Earnings (P/E)	16.31	14.23	12.12	10.15	9.61	12.56	12.37	12.18	13.77	13.90	13.45
Dividend Yield	3.04%	3.10%	3.30%	3.19%	3.52%	2.94%	3.01%	3.07%	2.75%	2.67%	2.71%
Earnings Yield	6.13%	7.03%	8.25%	9.85%	10.40%	7.96%	8.09%	8.21%	7.26%	7.19%	7.44%
Enterprise Value to Invested Capital (EV/IC)	0.83	1.02	0.69	1.03	0.98	1.02	0.97	0.96	1.06	1.14	1.05
Enterprise Value to Revenue (EV/Rev)	4.40	5.19	3.30	4.91	5.05	5.83	5.59	5.57	6.21	5.78	5.35
Enterprise Value to EBITDA (EV/EBITDA)	9.24	10.84	6.85	8.37	8.52	10.59	10.13	10.19	11.54	10.39	9.47
Enterprise Value to EBIT (EV/EBIT)	10.78	12.27	7.60	9.07	9.44	11.36	10.92	10.92	12.33	11.26	10.22
Enterprise Value to NOPAT (EV/NOPAT)	13.94	15.86	9.80	11.75	12.24	14.80	14.25	14.30	16.08	14.62	13.21
Enterprise Value to Operating Cash Flow (EV/OCF)	10.27	11.72	7.62	10.68	12.67	15.31	13.59	11.72	12.45	12.76	12.82
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.51	0.00	0.00	0.00	0.00	0.00	0.00	0.00	6.44	6.11
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.28	0.35	0.16	0.36	0.44	0.50	0.50	0.49	0.48	0.30	0.30
Long-Term Debt to Equity	0.24	0.31	0.12	0.31	0.39	0.46	0.46	0.45	0.44	0.26	0.26
Financial Leverage	0.30	1.97	0.39	0.32	0.36	0.42	0.42	0.42	0.46	0.40	0.40
Leverage Ratio	6.60	6.51	6.51	6.48	6.34	6.22	6.09	6.00	5.88	5.82	5.84
Compound Leverage Factor	6.60	6.51	6.51	6.48	6.34	6.22	6.09	6.00	5.88	5.82	5.84
Debt to Total Capital	21.76%	25.73%	13.75%	26.27%	30.47%	33.19%	33.46%	32.76%	32.65%	23.29%	22.90%
Short-Term Debt to Total Capital	2.75%	2.76%	3.30%	3.24%	3.05%	2.50%	3.07%	2.41%	3.05%	3.14%	3.08%
Long-Term Debt to Total Capital	19.01%	22.97%	10.46%	23.04%	27.42%	30.68%	30.39%	30.36%	29.60%	20.14%	19.83%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	78.24%	74.27%	86.25%	73.73%	69.53%	66.81%	66.54%	67.24%	67.35%	76.71%	77.10%
Debt to EBITDA	2.42	2.73	1.18	2.15	2.64	3.43	3.49	3.47	3.55	2.12	2.06
Net Debt to EBITDA	-1.57	1.11	-1.62	1.14	1.83	1.60	1.34	1.51	1.66	0.51	-0.17
Long-Term Debt to EBITDA	2.12	2.44	0.90	1.88	2.38	3.17	3.17	3.21	3.22	1.84	1.79
Debt to NOPAT	3.66	4.00	1.69	3.01	3.79	4.79	4.91	4.86	4.95	2.99	2.88
Net Debt to NOPAT	-2.36	1.63	-2.32	1.59	2.63	2.23	1.89	2.12	2.31	0.72	-0.24
Long-Term Debt to NOPAT	3.20	3.57	1.28	2.64	3.41	4.43	4.46	4.51	4.49	2.59	2.49
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-665	9,292	-851	-375	-736	-840	-768	-676	-523	611	600
Operating Cash Flow to CapEx	0.00%	933.82%	4,906.32%	662.84%	1,853.00%	6,521.57%	8,771.88%	1,070.26%	1,238.36%	2,678.53%	2,946.71%
Free Cash Flow to Firm to Interest Expense	-22.29	162.37	-12.10	-4.58	-7.97	-8.12	-6.84	-5.86	-4.44	5.79	6.13
Operating Cash Flow to Interest Expense	5.58	2.52	1.68	0.57	1.07	1.12	1.31	0.95	1.09	0.71	1.20
Operating Cash Flow Less CapEx to Interest Expense	5.66	2.25	1.64	0.49	1.02	1.10	1.30	0.86	1.01	0.68	1.15
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.05	0.05	0.04	0.05	0.04	0.04	0.04	0.04	0.05	0.05
Fixed Asset Turnover	2.42	2.74	3.02	2.55	2.53	2.50	2.51	2.54	2.56	2.61	2.66
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	4,422	4,748	4,860	4,956	5,257	5,674	5,728	5,734	5,879	5,163	5,244
Invested Capital Turnover	0.21	0.10	0.23	0.22	0.21	0.19	0.19	0.19	0.18	0.19	0.19
Increase / (Decrease) in Invested Capital	774	-9,176	954	481	834	926	868	778	623	-511	-485
Enterprise Value (EV)	3,666	4,842	3,365	5,082	5,171	5,813	5,560	5,524	6,238	5,879	5,512
Market Capitalization	4,287	4,345	4,163	4,392	4,061	4,936	4,824	4,704	5,342	5,591	5,613
Book Value per Share	$16.87	$17.29	$17.83	$18.02	$18.04	$18.79	$19.03	$19.25	$19.83	$19.92	$20.36
Tangible Book Value per Share	$9.78	$10.15	$10.69	$10.86	$10.89	$11.62	$11.81	$12.04	$12.62	$12.69	$13.13
Total Capital	4,422	4,748	4,210	4,956	5,257	5,674	5,728	5,734	5,879	5,163	5,244
Total Debt	962	1,222	579	1,302	1,602	1,883	1,917	1,879	1,920	1,202	1,201
Total Long-Term Debt	841	1,090	440	1,142	1,442	1,741	1,741	1,741	1,740	1,040	1,040
Net Debt	-621	497	-797	689	1,110	878	736	820	895	288	-101
Capital Expenditures (CapEx)	-2.44	15	2.40	7.11	5.35	1.77	1.68	10	10	2.80	3.97
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	962	1,222	1,229	1,302	1,602	1,883	1,917	1,879	1,920	1,202	1,201
Total Depreciation and Amortization (D&A)	-0.33	24	8.39	15	12	1.72	11	11	11	11	11
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.53	$0.56	$0.51	$0.52	$0.49	$0.42	$0.50	$0.51	$0.50	$0.50	$0.58
Adjusted Weighted Average Basic Shares Outstanding	203.97M	203.61M	202.80M	202.58M	201.77M	201.14M	200.32M	199.68M	198.80M	198.55M	197.46M
Adjusted Diluted Earnings per Share	$0.53	$0.56	$0.51	$0.52	$0.49	$0.42	$0.50	$0.51	$0.50	$0.50	$0.58
Adjusted Weighted Average Diluted Shares Outstanding	203.97M	203.61M	202.80M	202.58M	201.77M	201.14M	200.32M	199.68M	198.80M	198.55M	197.46M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	203.97M	203.61M	202.80M	202.58M	201.77M	201.14M	200.32M	199.68M	198.80M	198.55M	197.46M
Normalized Net Operating Profit after Tax (NOPAT)	109	116	103	105	98	86	100	102	100	101	115
Normalized NOPAT Margin	42.41%	42.48%	41.39%	40.94%	40.13%	35.11%	40.63%	39.88%	38.77%	38.92%	44.30%
Pre Tax Income Margin	55.39%	54.50%	53.43%	53.23%	52.70%	45.92%	52.92%	52.40%	50.03%	50.11%	56.58%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	4.76	2.59	1.89	1.67	1.40	1.09	1.16	1.16	1.10	1.23	1.50
NOPAT to Interest Expense	3.64	2.02	1.46	1.28	1.07	0.83	0.89	0.88	0.85	0.95	1.18
EBIT Less CapEx to Interest Expense	4.84	2.32	1.86	1.58	1.34	1.07	1.15	1.07	1.01	1.20	1.46
NOPAT Less CapEx to Interest Expense	3.72	1.75	1.43	1.20	1.01	0.82	0.88	0.79	0.76	0.93	1.14
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	44.77%	42.07%	40.20%	32.50%	33.91%	37.13%	37.30%	37.56%	38.03%	37.29%	36.55%
Augmented Payout Ratio	66.96%	65.28%	63.59%	48.59%	45.99%	49.54%	52.52%	58.39%	64.27%	58.79%	58.63%

Key Financial Trends

Analyzing the financial trends for Home BancShares (NYSE:HOMB) over the past four years highlights several key observations across income, cash flow, and balance sheet statements.

Consistent Net Income Growth: Net income from continuing operations rose steadily from $86.2 million in Q4 2023 to $115.2 million in Q1 2025, indicating profitability improvement.
Rising Net Interest Income: Net interest income, the bank’s core revenue source, remained robust around the $200 million to $215 million range, showing resilience despite slight quarterly fluctuations.
Increasing Deposits: Total deposits grew from approximately $17.55 billion in Q3 2022 to about $17.85 billion in Q1 2025, supporting strong funding base.
Solid Operating Cash Flow: Net cash from continuing operating activities increased significantly, for example from $99 million in Q3 2023 to $117 million in Q1 2025, suggesting healthy operational cash generation.
Effective Capital Management: Despite quarterly fluctuations, Home BancShares maintained stable common equity around the $3.6 billion to $4.0 billion range, supporting its capital strength.
Fluctuating Investment Securities Activity: Purchase and sale of investment securities have varied widely between quarters, reflecting active asset management but adding volatility to cash flows.
Stable Non-Interest Income: Non-interest income from service charges and trust fees remained relatively steady between $40 million and $45 million quarterly, contributing predictable revenue beyond interest income.
Dividend Policy Consistency: Dividends per share stayed consistent around $0.18 to $0.20 quarterly, reflecting steady returns to shareholders.
Rising Interest Expense on Long-Term Debt: Interest expense on long-term debt increased from $6.07 million in Q3 2022 to over $10 million in recent quarters, potentially impacting net interest margin.
Increasing Provision for Credit Losses: Although recently reduced to zero in Q1 2025, provisions were elevated during prior periods (up to $18.9 million in Q3 2024), indicating credit risk concerns during some periods.

Summary: Home BancShares demonstrated steady profitability growth and solid operating cash flows over the past several quarters. The bank’s ability to maintain a stable deposit base and common equity level supports financial strength. Some volatility in investment securities activity and higher debt interest expenses warrant monitoring. The company’s provision for credit losses has improved recently, showing better asset quality management.

Overall, the financials suggest a stable and improving bank franchise with consistent shareholder returns and sound financial footing, making it potentially attractive to retail investors looking for a regional bank with steady income generation.

08/02/25 03:56 AMAI Generated. May Contain Errors.

Frequently Asked Questions About Home BancShares' Financials

When does Home BancShares' financial year end?

According to the most recent income statement we have on file, Home BancShares' fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Home BancShares' net income changed over the last 9 years?

Home BancShares' net income appears to be on an upward trend, with a most recent value of $402.24 million in 2024, rising from $138.20 million in 2015. The previous period was $392.93 million in 2023. Find out what analysts predict for Home BancShares in the coming months.

How has Home BancShares' revenue changed over the last 9 years?

Over the last 9 years, Home BancShares' total revenue changed from $421.21 million in 2015 to $1.02 billion in 2024, a change of 141.5%.

How much debt does Home BancShares have?

Home BancShares' total liabilities were at $18.53 billion at the end of 2024, a 1.8% decrease from 2023, and a 129.1% increase since 2015.

How much cash does Home BancShares have?

In the past 9 years, Home BancShares' cash and equivalents has ranged from $111.26 million in 2015 to $3.77 billion in 2021, and is currently $281.06 million as of their latest financial filing in 2024.

How has Home BancShares' book value per share changed over the last 9 years?

Over the last 9 years, Home BancShares' book value per share changed from 17.11 in 2015 to 19.92 in 2024, a change of 16.4%.

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This page (NYSE:HOMB) was last updated on 8/2/2025 by MarketBeat.com Staff

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Home BancShares (HOMB) Financials

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Home BancShares (HOMB) Financials

Annual Income Statements for Home BancShares

Quarterly Income Statements for Home BancShares

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Quarterly Balance Sheets for Home BancShares

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Quarterly Metrics And Ratios for Home BancShares

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