Lufax (LU) Competitors

Lufax (NYSE:LU) and UWM (NYSE:UWMC) are both mid-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, institutional ownership, community ranking, dividends, risk, earnings, media sentiment and valuation.

Which has more risk & volatility, LU or UWMC?

Lufax has a beta of 0.71, suggesting that its share price is 29% less volatile than the S&P 500. Comparatively, UWM has a beta of 1.64, suggesting that its share price is 64% more volatile than the S&P 500.

Is LU or UWMC more profitable?

UWM has a net margin of 0.00% compared to Lufax's net margin of -12.75%. Lufax's return on equity of -3.63% beat UWM's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Lufax	-12.75%	-3.63%	-1.45%
UWM	N/A	-5.79%	-1.04%

Does the media prefer LU or UWMC?

In the previous week, UWM had 5 more articles in the media than Lufax. MarketBeat recorded 9 mentions for UWM and 4 mentions for Lufax. UWM's average media sentiment score of 0.80 beat Lufax's score of 0.43 indicating that UWM is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Lufax	1 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
UWM	4 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals believe in LU or UWMC?

69.1% of Lufax shares are held by institutional investors. Comparatively, 53.6% of UWM shares are held by institutional investors. 94.1% of UWM shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Which has preferable earnings & valuation, LU or UWMC?

Lufax has higher revenue and earnings than UWM. Lufax is trading at a lower price-to-earnings ratio than UWM, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Lufax	$20.29B	0.11	$125.31M	-$0.77	-3.40
UWM	$1.42B	4.99	-$13.23M	$0.08	55.25

Do analysts rate LU or UWMC?

Lufax presently has a consensus price target of $2.98, indicating a potential upside of 13.55%. UWM has a consensus price target of $7.21, indicating a potential upside of 63.22%. Given UWM's stronger consensus rating and higher possible upside, analysts plainly believe UWM is more favorable than Lufax.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Lufax	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
UWM	0 Sell rating(s)	5 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.29

Is LU or UWMC a better dividend stock?

Lufax pays an annual dividend of $0.12 per share and has a dividend yield of 4.6%. UWM pays an annual dividend of $0.40 per share and has a dividend yield of 9.0%. Lufax pays out -15.6% of its earnings in the form of a dividend. UWM pays out 500.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Does the MarketBeat Community prefer LU or UWMC?

UWM received 6 more outperform votes than Lufax when rated by MarketBeat users. However, 41.82% of users gave Lufax an outperform vote while only 29.59% of users gave UWM an outperform vote.

Company	Underperform	Outperform
Lufax	Outperform Votes 23 41.82%	Underperform Votes 32 58.18%
UWM	Outperform Votes 29 29.59%	Underperform Votes 69 70.41%

Summary

UWM beats Lufax on 13 of the 20 factors compared between the two stocks.