M&T Bank (MTB) Competitors

M&T Bank (NYSE:MTB) and The PNC Financial Services Group (NYSE:PNC) are both large-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, risk, analyst recommendations, community ranking, media sentiment, dividends, institutional ownership, valuation and profitability.

Is MTB or PNC more profitable?

M&T Bank has a net margin of 19.24% compared to The PNC Financial Services Group's net margin of 17.10%. The PNC Financial Services Group's return on equity of 11.12% beat M&T Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
M&T Bank	19.24%	10.12%	1.25%
The PNC Financial Services Group	17.10%	11.12%	1.06%

Do analysts recommend MTB or PNC?

M&T Bank currently has a consensus price target of $208.14, suggesting a potential upside of 30.52%. The PNC Financial Services Group has a consensus price target of $203.47, suggesting a potential upside of 31.28%. Given The PNC Financial Services Group's stronger consensus rating and higher possible upside, analysts plainly believe The PNC Financial Services Group is more favorable than M&T Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M&T Bank	1 Sell rating(s)	8 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.44
The PNC Financial Services Group	2 Sell rating(s)	6 Hold rating(s)	9 Buy rating(s)	1 Strong Buy rating(s)	2.50

Which has more volatility & risk, MTB or PNC?

M&T Bank has a beta of 0.58, indicating that its stock price is 42% less volatile than the S&P 500. Comparatively, The PNC Financial Services Group has a beta of 1.04, indicating that its stock price is 4% more volatile than the S&P 500.

Does the media refer more to MTB or PNC?

In the previous week, M&T Bank had 12 more articles in the media than The PNC Financial Services Group. MarketBeat recorded 53 mentions for M&T Bank and 41 mentions for The PNC Financial Services Group. The PNC Financial Services Group's average media sentiment score of 0.86 beat M&T Bank's score of 0.79 indicating that The PNC Financial Services Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
M&T Bank	21 Very Positive mention(s)	4 Positive mention(s)	12 Neutral mention(s)	7 Negative mention(s)	0 Very Negative mention(s)	Positive
The PNC Financial Services Group	25 Very Positive mention(s)	1 Positive mention(s)	7 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Is MTB or PNC a better dividend stock?

M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 3.4%. The PNC Financial Services Group pays an annual dividend of $6.40 per share and has a dividend yield of 4.1%. M&T Bank pays out 36.9% of its earnings in the form of a dividend. The PNC Financial Services Group pays out 46.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. The PNC Financial Services Group has raised its dividend for 14 consecutive years. The PNC Financial Services Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do insiders and institutionals believe in MTB or PNC?

84.7% of M&T Bank shares are owned by institutional investors. Comparatively, 83.5% of The PNC Financial Services Group shares are owned by institutional investors. 0.5% of M&T Bank shares are owned by insiders. Comparatively, 0.4% of The PNC Financial Services Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Does the MarketBeat Community believe in MTB or PNC?

The PNC Financial Services Group received 585 more outperform votes than M&T Bank when rated by MarketBeat users. Likewise, 58.01% of users gave The PNC Financial Services Group an outperform vote while only 45.95% of users gave M&T Bank an outperform vote.

Company	Underperform	Outperform
M&T Bank	Outperform Votes 255 45.95%	Underperform Votes 300 54.05%
The PNC Financial Services Group	Outperform Votes 840 58.01%	Underperform Votes 608 41.99%

Which has higher earnings and valuation, MTB or PNC?

The PNC Financial Services Group has higher revenue and earnings than M&T Bank. M&T Bank is trading at a lower price-to-earnings ratio than The PNC Financial Services Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M&T Bank	$9.23B	2.84	$2.59B	$14.63	10.90
The PNC Financial Services Group	$20.81B	2.95	$5.89B	$13.75	11.27

Summary

The PNC Financial Services Group beats M&T Bank on 14 of the 21 factors compared between the two stocks.