M&T Bank (MTB) Competitors

The PNC Financial Services Group (NYSE:PNC) and M&T Bank (NYSE:MTB) are both large-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their community ranking, media sentiment, analyst recommendations, profitability, earnings, valuation, dividends, institutional ownership and risk.

Which has better earnings and valuation, PNC or MTB?

The PNC Financial Services Group has higher revenue and earnings than M&T Bank. M&T Bank is trading at a lower price-to-earnings ratio than The PNC Financial Services Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
The PNC Financial Services Group	$20.62B	3.71	$5.58B	$11.83	16.29
M&T Bank	$9.17B	3.43	$2.74B	$13.51	14.03

Is PNC or MTB more profitable?

M&T Bank has a net margin of 17.82% compared to The PNC Financial Services Group's net margin of 14.97%. The PNC Financial Services Group's return on equity of 10.88% beat M&T Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
The PNC Financial Services Group	14.97%	10.88%	1.02%
M&T Bank	17.82%	9.52%	1.15%

Which has more volatility & risk, PNC or MTB?

The PNC Financial Services Group has a beta of 1.15, indicating that its stock price is 15% more volatile than the S&P 500. Comparatively, M&T Bank has a beta of 0.76, indicating that its stock price is 24% less volatile than the S&P 500.

Do analysts rate PNC or MTB?

The PNC Financial Services Group presently has a consensus price target of $200.81, suggesting a potential upside of 4.18%. M&T Bank has a consensus price target of $215.50, suggesting a potential upside of 13.73%. Given M&T Bank's higher probable upside, analysts plainly believe M&T Bank is more favorable than The PNC Financial Services Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
The PNC Financial Services Group	2 Sell rating(s)	6 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.38
M&T Bank	1 Sell rating(s)	8 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.38

Is PNC or MTB a better dividend stock?

The PNC Financial Services Group pays an annual dividend of $6.40 per share and has a dividend yield of 3.3%. M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 2.8%. The PNC Financial Services Group pays out 54.1% of its earnings in the form of a dividend. M&T Bank pays out 40.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. The PNC Financial Services Group has raised its dividend for 14 consecutive years. The PNC Financial Services Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do insiders & institutionals hold more shares of PNC or MTB?

83.5% of The PNC Financial Services Group shares are owned by institutional investors. Comparatively, 84.7% of M&T Bank shares are owned by institutional investors. 0.4% of The PNC Financial Services Group shares are owned by insiders. Comparatively, 0.8% of M&T Bank shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Does the media prefer PNC or MTB?

In the previous week, The PNC Financial Services Group had 1 more articles in the media than M&T Bank. MarketBeat recorded 10 mentions for The PNC Financial Services Group and 9 mentions for M&T Bank. M&T Bank's average media sentiment score of 0.66 beat The PNC Financial Services Group's score of 0.41 indicating that M&T Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
The PNC Financial Services Group	2 Very Positive mention(s)	0 Positive mention(s)	7 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
M&T Bank	1 Very Positive mention(s)	0 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community believe in PNC or MTB?

The PNC Financial Services Group received 588 more outperform votes than M&T Bank when rated by MarketBeat users. Likewise, 58.12% of users gave The PNC Financial Services Group an outperform vote while only 45.90% of users gave M&T Bank an outperform vote.

Company	Underperform	Outperform
The PNC Financial Services Group	Outperform Votes 834 58.12%	Underperform Votes 601 41.88%
M&T Bank	Outperform Votes 246 45.90%	Underperform Votes 290 54.10%

Summary

The PNC Financial Services Group beats M&T Bank on 12 of the 20 factors compared between the two stocks.