M&T Bank (MTB) Competitors

M&T Bank (NYSE:MTB) and The PNC Financial Services Group (NYSE:PNC) are both large-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, valuation, media sentiment, analyst recommendations, community ranking, dividends, earnings, institutional ownership and profitability.

Does the media refer more to MTB or PNC?

In the previous week, The PNC Financial Services Group had 16 more articles in the media than M&T Bank. MarketBeat recorded 41 mentions for The PNC Financial Services Group and 25 mentions for M&T Bank. The PNC Financial Services Group's average media sentiment score of 1.15 beat M&T Bank's score of 1.03 indicating that The PNC Financial Services Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
M&T Bank	17 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	1 Negative mention(s)	1 Very Negative mention(s)	Positive
The PNC Financial Services Group	29 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	4 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts recommend MTB or PNC?

M&T Bank currently has a consensus price target of $219.97, suggesting a potential upside of 19.99%. The PNC Financial Services Group has a consensus price target of $201.65, suggesting a potential upside of 13.76%. Given M&T Bank's stronger consensus rating and higher possible upside, analysts plainly believe M&T Bank is more favorable than The PNC Financial Services Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M&T Bank	1 Sell rating(s)	8 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.41
The PNC Financial Services Group	2 Sell rating(s)	7 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.35

Is MTB or PNC more profitable?

M&T Bank has a net margin of 19.24% compared to The PNC Financial Services Group's net margin of 17.10%. The PNC Financial Services Group's return on equity of 11.12% beat M&T Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
M&T Bank	19.24%	10.12%	1.25%
The PNC Financial Services Group	17.10%	11.12%	1.06%

Is MTB or PNC a better dividend stock?

M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 2.9%. The PNC Financial Services Group pays an annual dividend of $6.40 per share and has a dividend yield of 3.6%. M&T Bank pays out 36.9% of its earnings in the form of a dividend. The PNC Financial Services Group pays out 46.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. The PNC Financial Services Group has raised its dividend for 14 consecutive years. The PNC Financial Services Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more volatility & risk, MTB or PNC?

M&T Bank has a beta of 0.74, indicating that its stock price is 26% less volatile than the S&P 500. Comparatively, The PNC Financial Services Group has a beta of 1.13, indicating that its stock price is 13% more volatile than the S&P 500.

Which has better earnings & valuation, MTB or PNC?

The PNC Financial Services Group has higher revenue and earnings than M&T Bank. M&T Bank is trading at a lower price-to-earnings ratio than The PNC Financial Services Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M&T Bank	$9.23B	3.26	$2.59B	$14.63	12.53
The PNC Financial Services Group	$20.81B	3.37	$5.89B	$13.75	12.89

Does the MarketBeat Community believe in MTB or PNC?

The PNC Financial Services Group received 586 more outperform votes than M&T Bank when rated by MarketBeat users. Likewise, 57.98% of users gave The PNC Financial Services Group an outperform vote while only 45.87% of users gave M&T Bank an outperform vote.

Company	Underperform	Outperform
M&T Bank	Outperform Votes 250 45.87%	Underperform Votes 295 54.13%
The PNC Financial Services Group	Outperform Votes 836 57.98%	Underperform Votes 606 42.02%

Do insiders and institutionals hold more shares of MTB or PNC?

84.7% of M&T Bank shares are held by institutional investors. Comparatively, 83.5% of The PNC Financial Services Group shares are held by institutional investors. 0.5% of M&T Bank shares are held by company insiders. Comparatively, 0.4% of The PNC Financial Services Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

The PNC Financial Services Group beats M&T Bank on 12 of the 20 factors compared between the two stocks.