M&T Bank (MTB) Competitors

M&T Bank (NYSE:MTB) and The PNC Financial Services Group (NYSE:PNC) are both large-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, profitability, earnings, dividends, media sentiment, valuation, community ranking, risk and analyst recommendations.

Does the media prefer MTB or PNC?

In the previous week, The PNC Financial Services Group had 12 more articles in the media than M&T Bank. MarketBeat recorded 57 mentions for The PNC Financial Services Group and 45 mentions for M&T Bank. The PNC Financial Services Group's average media sentiment score of 0.93 beat M&T Bank's score of 0.83 indicating that The PNC Financial Services Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
M&T Bank	16 Very Positive mention(s)	7 Positive mention(s)	15 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
The PNC Financial Services Group	29 Very Positive mention(s)	4 Positive mention(s)	17 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility and risk, MTB or PNC?

M&T Bank has a beta of 0.79, meaning that its stock price is 21% less volatile than the S&P 500. Comparatively, The PNC Financial Services Group has a beta of 1.16, meaning that its stock price is 16% more volatile than the S&P 500.

Is MTB or PNC a better dividend stock?

M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 2.7%. The PNC Financial Services Group pays an annual dividend of $6.40 per share and has a dividend yield of 3.2%. M&T Bank pays out 40.0% of its earnings in the form of a dividend. The PNC Financial Services Group pays out 54.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. The PNC Financial Services Group has raised its dividend for 14 consecutive years. The PNC Financial Services Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is MTB or PNC more profitable?

M&T Bank has a net margin of 17.82% compared to The PNC Financial Services Group's net margin of 14.97%. The PNC Financial Services Group's return on equity of 10.88% beat M&T Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
M&T Bank	17.82%	9.52%	1.15%
The PNC Financial Services Group	14.97%	10.88%	1.02%

Does the MarketBeat Community prefer MTB or PNC?

The PNC Financial Services Group received 587 more outperform votes than M&T Bank when rated by MarketBeat users. Likewise, 57.99% of users gave The PNC Financial Services Group an outperform vote while only 45.93% of users gave M&T Bank an outperform vote.

Company	Underperform	Outperform
M&T Bank	Outperform Votes 248 45.93%	Underperform Votes 292 54.07%
The PNC Financial Services Group	Outperform Votes 835 57.99%	Underperform Votes 605 42.01%

Which has better earnings and valuation, MTB or PNC?

The PNC Financial Services Group has higher revenue and earnings than M&T Bank. M&T Bank is trading at a lower price-to-earnings ratio than The PNC Financial Services Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M&T Bank	$12.75B	2.56	$2.74B	$13.51	14.57
The PNC Financial Services Group	$31.88B	2.47	$5.58B	$11.83	16.77

Do institutionals and insiders hold more shares of MTB or PNC?

84.7% of M&T Bank shares are owned by institutional investors. Comparatively, 83.5% of The PNC Financial Services Group shares are owned by institutional investors. 0.8% of M&T Bank shares are owned by company insiders. Comparatively, 0.4% of The PNC Financial Services Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Do analysts prefer MTB or PNC?

M&T Bank presently has a consensus price target of $221.68, indicating a potential upside of 12.59%. The PNC Financial Services Group has a consensus price target of $205.00, indicating a potential upside of 3.35%. Given M&T Bank's stronger consensus rating and higher probable upside, research analysts clearly believe M&T Bank is more favorable than The PNC Financial Services Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M&T Bank	1 Sell rating(s)	8 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.41
The PNC Financial Services Group	2 Sell rating(s)	7 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.35

Summary

The PNC Financial Services Group beats M&T Bank on 11 of the 20 factors compared between the two stocks.