Nelnet (NNI) Competitors

Credit Acceptance (NASDAQ:CACC) and Nelnet (NYSE:NNI) are both mid-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, analyst recommendations, community ranking, valuation, profitability, dividends, risk, media sentiment and institutional ownership.

Do analysts recommend CACC or NNI?

Credit Acceptance currently has a consensus price target of $440.00, indicating a potential downside of 9.96%. Nelnet has a consensus price target of $98.00, indicating a potential downside of 7.82%. Given Nelnet's stronger consensus rating and higher possible upside, analysts clearly believe Nelnet is more favorable than Credit Acceptance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credit Acceptance	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.50
Nelnet	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has stronger earnings & valuation, CACC or NNI?

Credit Acceptance has higher revenue and earnings than Nelnet. Nelnet is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credit Acceptance	$2.13B	2.75	$247.90M	$19.86	24.61
Nelnet	$1.17B	3.31	$91.53M	$5.00	21.26

Is CACC or NNI more profitable?

Credit Acceptance has a net margin of 11.46% compared to Nelnet's net margin of 5.54%. Credit Acceptance's return on equity of 29.01% beat Nelnet's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Credit Acceptance	11.46%	29.01%	5.65%
Nelnet	5.54%	3.78%	0.80%

Which has more volatility and risk, CACC or NNI?

Credit Acceptance has a beta of 1.27, indicating that its share price is 27% more volatile than the S&P 500. Comparatively, Nelnet has a beta of 0.88, indicating that its share price is 12% less volatile than the S&P 500.

Does the MarketBeat Community believe in CACC or NNI?

Credit Acceptance received 66 more outperform votes than Nelnet when rated by MarketBeat users. However, 66.67% of users gave Nelnet an outperform vote while only 50.99% of users gave Credit Acceptance an outperform vote.

Company	Underperform	Outperform
Credit Acceptance	Outperform Votes 336 50.99%	Underperform Votes 323 49.01%
Nelnet	Outperform Votes 270 66.67%	Underperform Votes 135 33.33%

Do insiders and institutionals have more ownership in CACC or NNI?

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 33.5% of Nelnet shares are held by institutional investors. 5.3% of Credit Acceptance shares are held by company insiders. Comparatively, 50.1% of Nelnet shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Does the media prefer CACC or NNI?

In the previous week, Credit Acceptance and Credit Acceptance both had 9 articles in the media. Credit Acceptance's average media sentiment score of 1.71 beat Nelnet's score of 0.34 indicating that Credit Acceptance is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Credit Acceptance	7 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Nelnet	2 Very Positive mention(s)	3 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Summary

Credit Acceptance beats Nelnet on 10 of the 16 factors compared between the two stocks.