Nelnet (NNI) Competitors

Credit Acceptance (NASDAQ:CACC) and Nelnet (NYSE:NNI) are both mid-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their risk, profitability, valuation, analyst recommendations, dividends, media sentiment, community ranking, earnings and institutional ownership.

Do insiders & institutionals believe in CACC or NNI?

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 33.5% of Nelnet shares are held by institutional investors. 5.3% of Credit Acceptance shares are held by insiders. Comparatively, 50.1% of Nelnet shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Does the MarketBeat Community prefer CACC or NNI?

Credit Acceptance received 70 more outperform votes than Nelnet when rated by MarketBeat users. However, 66.50% of users gave Nelnet an outperform vote while only 51.07% of users gave Credit Acceptance an outperform vote.

Company	Underperform	Outperform
Credit Acceptance	Outperform Votes 334 51.07%	Underperform Votes 320 48.93%
Nelnet	Outperform Votes 264 66.50%	Underperform Votes 133 33.50%

Does the media favor CACC or NNI?

In the previous week, Credit Acceptance had 3 more articles in the media than Nelnet. MarketBeat recorded 5 mentions for Credit Acceptance and 2 mentions for Nelnet. Nelnet's average media sentiment score of 1.59 beat Credit Acceptance's score of 1.27 indicating that Nelnet is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Credit Acceptance	3 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Nelnet	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do analysts rate CACC or NNI?

Credit Acceptance presently has a consensus price target of $416.00, suggesting a potential downside of 7.32%. Nelnet has a consensus price target of $98.00, suggesting a potential downside of 7.70%. Given Credit Acceptance's higher probable upside, equities research analysts clearly believe Credit Acceptance is more favorable than Nelnet.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credit Acceptance	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.50
Nelnet	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has more risk & volatility, CACC or NNI?

Credit Acceptance has a beta of 1.42, suggesting that its share price is 42% more volatile than the S&P 500. Comparatively, Nelnet has a beta of 0.92, suggesting that its share price is 8% less volatile than the S&P 500.

Is CACC or NNI more profitable?

Credit Acceptance has a net margin of 9.08% compared to Nelnet's net margin of 5.54%. Credit Acceptance's return on equity of 29.18% beat Nelnet's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Credit Acceptance	9.08%	29.18%	5.91%
Nelnet	5.54%	3.78%	0.80%

Which has preferable earnings & valuation, CACC or NNI?

Credit Acceptance has higher earnings, but lower revenue than Nelnet. Credit Acceptance is trading at a lower price-to-earnings ratio than Nelnet, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credit Acceptance	$1.90B	2.86	$286.10M	$14.89	30.15
Nelnet	$2.06B	1.87	$91.53M	$3.04	34.93

Summary

Credit Acceptance beats Nelnet on 11 of the 17 factors compared between the two stocks.