Nelnet (NNI) Competitors

Nelnet (NYSE:NNI) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, risk, valuation, community ranking, media sentiment, analyst recommendations, profitability, institutional ownership and earnings.

Which has better earnings and valuation, NNI or CACC?

Credit Acceptance has lower revenue, but higher earnings than Nelnet. Nelnet is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Nelnet	$2.06B	2.01	$91.53M	$4.18	27.39
Credit Acceptance	$1.90B	2.66	$286.10M	$14.89	28.03

Is NNI or CACC more profitable?

Credit Acceptance has a net margin of 9.08% compared to Nelnet's net margin of 7.44%. Credit Acceptance's return on equity of 29.15% beat Nelnet's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Nelnet	7.44%	4.71%	0.96%
Credit Acceptance	9.08%	29.15%	6.03%

Does the MarketBeat Community favor NNI or CACC?

Credit Acceptance received 69 more outperform votes than Nelnet when rated by MarketBeat users. However, 66.50% of users gave Nelnet an outperform vote while only 51.15% of users gave Credit Acceptance an outperform vote.

Company	Underperform	Outperform
Nelnet	Outperform Votes 264 66.50%	Underperform Votes 133 33.50%
Credit Acceptance	Outperform Votes 333 51.15%	Underperform Votes 318 48.85%

Do analysts rate NNI or CACC?

Nelnet currently has a consensus price target of $98.00, suggesting a potential downside of 14.42%. Credit Acceptance has a consensus price target of $380.00, suggesting a potential downside of 8.94%. Given Credit Acceptance's higher probable upside, analysts plainly believe Credit Acceptance is more favorable than Nelnet.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Nelnet	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Credit Acceptance	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

Do insiders and institutionals hold more shares of NNI or CACC?

33.5% of Nelnet shares are owned by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are owned by institutional investors. 50.1% of Nelnet shares are owned by insiders. Comparatively, 5.3% of Credit Acceptance shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Which has more volatility & risk, NNI or CACC?

Nelnet has a beta of 0.92, suggesting that its share price is 8% less volatile than the S&P 500. Comparatively, Credit Acceptance has a beta of 1.42, suggesting that its share price is 42% more volatile than the S&P 500.

Does the media refer more to NNI or CACC?

In the previous week, Credit Acceptance had 9 more articles in the media than Nelnet. MarketBeat recorded 12 mentions for Credit Acceptance and 3 mentions for Nelnet. Credit Acceptance's average media sentiment score of 0.85 beat Nelnet's score of 0.62 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Nelnet	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Credit Acceptance	6 Very Positive mention(s)	2 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Credit Acceptance beats Nelnet on 13 of the 17 factors compared between the two stocks.