Bank of N.T. Butterfield & Son (NTB) Competitors

Ameris Bancorp (NASDAQ:ABCB) and Bank of N.T. Butterfield & Son (NYSE:NTB) are both mid-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, earnings, institutional ownership, risk, media sentiment, valuation, profitability and analyst recommendations.

Is ABCB or NTB a better dividend stock?

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. Bank of N.T. Butterfield & Son pays an annual dividend of $1.76 per share and has a dividend yield of 3.9%. Ameris Bancorp pays out 14.8% of its earnings in the form of a dividend. Bank of N.T. Butterfield & Son pays out 36.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has more risk and volatility, ABCB or NTB?

Ameris Bancorp has a beta of 0.93, meaning that its stock price is 7% less volatile than the S&P 500. Comparatively, Bank of N.T. Butterfield & Son has a beta of 0.64, meaning that its stock price is 36% less volatile than the S&P 500.

Is ABCB or NTB more profitable?

Bank of N.T. Butterfield & Son has a net margin of 26.54% compared to Ameris Bancorp's net margin of 21.46%. Bank of N.T. Butterfield & Son's return on equity of 21.30% beat Ameris Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ameris Bancorp	21.46%	9.57%	1.32%
Bank of N.T. Butterfield & Son	26.54%	21.30%	1.56%

Which has preferable valuation & earnings, ABCB or NTB?

Ameris Bancorp has higher revenue and earnings than Bank of N.T. Butterfield & Son. Bank of N.T. Butterfield & Son is trading at a lower price-to-earnings ratio than Ameris Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ameris Bancorp	$1.12B	4.08	$358.68M	$5.40	12.31
Bank of N.T. Butterfield & Son	$815.73M	2.65	$216.32M	$4.82	9.43

Do analysts prefer ABCB or NTB?

Ameris Bancorp currently has a consensus price target of $71.43, suggesting a potential upside of 7.49%. Bank of N.T. Butterfield & Son has a consensus price target of $51.33, suggesting a potential upside of 12.97%. Given Bank of N.T. Butterfield & Son's higher probable upside, analysts clearly believe Bank of N.T. Butterfield & Son is more favorable than Ameris Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86
Bank of N.T. Butterfield & Son	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Does the media prefer ABCB or NTB?

In the previous week, Ameris Bancorp had 3 more articles in the media than Bank of N.T. Butterfield & Son. MarketBeat recorded 10 mentions for Ameris Bancorp and 7 mentions for Bank of N.T. Butterfield & Son. Ameris Bancorp's average media sentiment score of 1.13 beat Bank of N.T. Butterfield & Son's score of 0.52 indicating that Ameris Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ameris Bancorp	7 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Bank of N.T. Butterfield & Son	2 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals hold more shares of ABCB or NTB?

91.6% of Ameris Bancorp shares are held by institutional investors. Comparatively, 62.7% of Bank of N.T. Butterfield & Son shares are held by institutional investors. 5.4% of Ameris Bancorp shares are held by insiders. Comparatively, 1.2% of Bank of N.T. Butterfield & Son shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

Ameris Bancorp beats Bank of N.T. Butterfield & Son on 13 of the 18 factors compared between the two stocks.