OFG Bancorp (OFG) Competitors

Zions Bancorporation, National Association (NASDAQ:ZION) and OFG Bancorp (NYSE:OFG) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, earnings, analyst recommendations, institutional ownership, profitability, dividends, media sentiment, valuation and community ranking.

Which has higher valuation & earnings, ZION or OFG?

Zions Bancorporation, National Association has higher revenue and earnings than OFG Bancorp. OFG Bancorp is trading at a lower price-to-earnings ratio than Zions Bancorporation, National Association, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Zions Bancorporation, National Association	$3.13B	2.07	$784M	$4.95	8.88
OFG Bancorp	$660.94M	2.44	$198.17M	$4.22	8.41

Do analysts recommend ZION or OFG?

Zions Bancorporation, National Association currently has a consensus target price of $61.81, indicating a potential upside of 40.67%. OFG Bancorp has a consensus target price of $48.75, indicating a potential upside of 37.30%. Given Zions Bancorporation, National Association's higher probable upside, analysts clearly believe Zions Bancorporation, National Association is more favorable than OFG Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Zions Bancorporation, National Association	1 Sell rating(s)	14 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.11
OFG Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75

Does the MarketBeat Community favor ZION or OFG?

Zions Bancorporation, National Association received 447 more outperform votes than OFG Bancorp when rated by MarketBeat users. However, 65.70% of users gave OFG Bancorp an outperform vote while only 52.51% of users gave Zions Bancorporation, National Association an outperform vote.

Company	Underperform	Outperform
Zions Bancorporation, National Association	Outperform Votes 742 52.51%	Underperform Votes 671 47.49%
OFG Bancorp	Outperform Votes 295 65.70%	Underperform Votes 154 34.30%

Which has more volatility & risk, ZION or OFG?

Zions Bancorporation, National Association has a beta of 0.92, indicating that its share price is 8% less volatile than the S&P 500. Comparatively, OFG Bancorp has a beta of 0.74, indicating that its share price is 26% less volatile than the S&P 500.

Is ZION or OFG a better dividend stock?

Zions Bancorporation, National Association pays an annual dividend of $1.72 per share and has a dividend yield of 3.9%. OFG Bancorp pays an annual dividend of $1.20 per share and has a dividend yield of 3.4%. Zions Bancorporation, National Association pays out 34.7% of its earnings in the form of a dividend. OFG Bancorp pays out 28.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Zions Bancorporation, National Association has increased its dividend for 12 consecutive years. Zions Bancorporation, National Association is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media favor ZION or OFG?

In the previous week, Zions Bancorporation, National Association had 10 more articles in the media than OFG Bancorp. MarketBeat recorded 19 mentions for Zions Bancorporation, National Association and 9 mentions for OFG Bancorp. OFG Bancorp's average media sentiment score of 1.10 beat Zions Bancorporation, National Association's score of 0.93 indicating that OFG Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Zions Bancorporation, National Association	7 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
OFG Bancorp	7 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Is ZION or OFG more profitable?

OFG Bancorp has a net margin of 22.71% compared to Zions Bancorporation, National Association's net margin of 15.70%. OFG Bancorp's return on equity of 15.80% beat Zions Bancorporation, National Association's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Zions Bancorporation, National Association	15.70%	13.65%	0.89%
OFG Bancorp	22.71%	15.80%	1.75%

Do institutionals and insiders hold more shares of ZION or OFG?

76.8% of Zions Bancorporation, National Association shares are held by institutional investors. Comparatively, 92.7% of OFG Bancorp shares are held by institutional investors. 2.2% of Zions Bancorporation, National Association shares are held by company insiders. Comparatively, 3.1% of OFG Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Zions Bancorporation, National Association and OFG Bancorp tied by winning 10 of the 20 factors compared between the two stocks.