OFG Bancorp (OFG) Competitors

Synovus Financial (NYSE:SNV) and OFG Bancorp (NYSE:OFG) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, dividends, community ranking, media sentiment, risk, profitability, earnings and institutional ownership.

Which has more risk and volatility, SNV or OFG?

Synovus Financial has a beta of 1.38, meaning that its stock price is 38% more volatile than the S&P 500. Comparatively, OFG Bancorp has a beta of 1.02, meaning that its stock price is 2% more volatile than the S&P 500.

Is SNV or OFG a better dividend stock?

Synovus Financial pays an annual dividend of $1.52 per share and has a dividend yield of 3.0%. OFG Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 2.4%. Synovus Financial pays out 68.8% of its earnings in the form of a dividend. OFG Bancorp pays out 24.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media prefer SNV or OFG?

In the previous week, Synovus Financial had 15 more articles in the media than OFG Bancorp. MarketBeat recorded 18 mentions for Synovus Financial and 3 mentions for OFG Bancorp. OFG Bancorp's average media sentiment score of 1.38 beat Synovus Financial's score of 0.57 indicating that OFG Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Synovus Financial	2 Very Positive mention(s)	2 Positive mention(s)	12 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
OFG Bancorp	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals and insiders believe in SNV or OFG?

83.8% of Synovus Financial shares are owned by institutional investors. Comparatively, 92.7% of OFG Bancorp shares are owned by institutional investors. 0.8% of Synovus Financial shares are owned by insiders. Comparatively, 2.2% of OFG Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Do analysts rate SNV or OFG?

Synovus Financial currently has a consensus target price of $57.78, suggesting a potential upside of 14.75%. OFG Bancorp has a consensus target price of $50.00, suggesting a potential upside of 19.59%. Given OFG Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe OFG Bancorp is more favorable than Synovus Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Synovus Financial	0 Sell rating(s)	6 Hold rating(s)	12 Buy rating(s)	0 Strong Buy rating(s)	2.67
OFG Bancorp	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the MarketBeat Community believe in SNV or OFG?

Synovus Financial received 167 more outperform votes than OFG Bancorp when rated by MarketBeat users. However, 65.62% of users gave OFG Bancorp an outperform vote while only 57.02% of users gave Synovus Financial an outperform vote.

Company	Underperform	Outperform
Synovus Financial	Outperform Votes 459 57.02%	Underperform Votes 346 42.98%
OFG Bancorp	Outperform Votes 292 65.62%	Underperform Votes 153 34.38%

Which has better earnings and valuation, SNV or OFG?

Synovus Financial has higher revenue and earnings than OFG Bancorp. OFG Bancorp is trading at a lower price-to-earnings ratio than Synovus Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Synovus Financial	$1.89B	3.77	$543.71M	$2.21	22.78
OFG Bancorp	$662.15M	2.90	$181.87M	$4.11	10.17

Is SNV or OFG more profitable?

OFG Bancorp has a net margin of 22.68% compared to Synovus Financial's net margin of 10.82%. OFG Bancorp's return on equity of 15.69% beat Synovus Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Synovus Financial	10.82%	13.43%	1.04%
OFG Bancorp	22.68%	15.69%	1.72%

Summary

OFG Bancorp beats Synovus Financial on 11 of the 20 factors compared between the two stocks.