Prosperity Bancshares (PB) Competitors

First Citizens BancShares (NASDAQ:FCNCA) and Prosperity Bancshares (NYSE:PB) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, institutional ownership, community ranking, valuation, analyst recommendations, media sentiment, risk, earnings and profitability.

Does the media refer more to FCNCA or PB?

In the previous week, Prosperity Bancshares had 4 more articles in the media than First Citizens BancShares. MarketBeat recorded 15 mentions for Prosperity Bancshares and 11 mentions for First Citizens BancShares. First Citizens BancShares' average media sentiment score of 1.52 beat Prosperity Bancshares' score of 0.54 indicating that First Citizens BancShares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Citizens BancShares	9 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Prosperity Bancshares	6 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals and insiders have more ownership in FCNCA or PB?

61.2% of First Citizens BancShares shares are owned by institutional investors. Comparatively, 80.7% of Prosperity Bancshares shares are owned by institutional investors. 13.4% of First Citizens BancShares shares are owned by company insiders. Comparatively, 4.3% of Prosperity Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Which has preferable earnings & valuation, FCNCA or PB?

First Citizens BancShares has higher revenue and earnings than Prosperity Bancshares. First Citizens BancShares is trading at a lower price-to-earnings ratio than Prosperity Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Citizens BancShares	$12.09B	2.63	$11.47B	$174.55	12.61
Prosperity Bancshares	$1.60B	4.92	$419.32M	$4.71	17.52

Is FCNCA or PB more profitable?

Prosperity Bancshares has a net margin of 25.39% compared to First Citizens BancShares' net margin of 17.36%. First Citizens BancShares' return on equity of 13.63% beat Prosperity Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Citizens BancShares	17.36%	13.63%	1.33%
Prosperity Bancshares	25.39%	6.46%	1.18%

Which has more risk and volatility, FCNCA or PB?

First Citizens BancShares has a beta of 0.8, suggesting that its stock price is 20% less volatile than the S&P 500. Comparatively, Prosperity Bancshares has a beta of 0.89, suggesting that its stock price is 11% less volatile than the S&P 500.

Do analysts prefer FCNCA or PB?

First Citizens BancShares presently has a consensus target price of $2,025.90, suggesting a potential downside of 7.93%. Prosperity Bancshares has a consensus target price of $78.96, suggesting a potential downside of 4.29%. Given Prosperity Bancshares' stronger consensus rating and higher possible upside, analysts plainly believe Prosperity Bancshares is more favorable than First Citizens BancShares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Citizens BancShares	0 Sell rating(s)	4 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.60
Prosperity Bancshares	0 Sell rating(s)	4 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.69

Does the MarketBeat Community favor FCNCA or PB?

Prosperity Bancshares received 138 more outperform votes than First Citizens BancShares when rated by MarketBeat users. However, 55.66% of users gave First Citizens BancShares an outperform vote while only 47.55% of users gave Prosperity Bancshares an outperform vote.

Company	Underperform	Outperform
First Citizens BancShares	Outperform Votes 182 55.66%	Underperform Votes 145 44.34%
Prosperity Bancshares	Outperform Votes 320 47.55%	Underperform Votes 353 52.45%

Is FCNCA or PB a better dividend stock?

First Citizens BancShares pays an annual dividend of $6.56 per share and has a dividend yield of 0.3%. Prosperity Bancshares pays an annual dividend of $2.24 per share and has a dividend yield of 2.7%. First Citizens BancShares pays out 3.8% of its earnings in the form of a dividend. Prosperity Bancshares pays out 47.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Prosperity Bancshares has increased its dividend for 27 consecutive years. Prosperity Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Prosperity Bancshares beats First Citizens BancShares on 12 of the 21 factors compared between the two stocks.