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PennyMac Financial Services (PFSI) Competitors

PennyMac Financial Services logo
$101.66 +1.56 (+1.56%)
(As of 12/20/2024 05:31 PM ET)

PFSI vs. CFG, SOFI, SHG, BSBR, ALLY, UWMC, BSAC, WF, CIB, and UPST

Should you be buying PennyMac Financial Services stock or one of its competitors? The main competitors of PennyMac Financial Services include Citizens Financial Group (CFG), SoFi Technologies (SOFI), Shinhan Financial Group (SHG), Banco Santander (Brasil) (BSBR), Ally Financial (ALLY), UWM (UWMC), Banco Santander-Chile (BSAC), Woori Financial Group (WF), Bancolombia (CIB), and Upstart (UPST). These companies are all part of the "banking" industry.

PennyMac Financial Services vs.

Citizens Financial Group (NYSE:CFG) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, dividends, institutional ownership, earnings, valuation, media sentiment, profitability, community ranking and analyst recommendations.

Citizens Financial Group has a beta of 1.08, meaning that its share price is 8% more volatile than the S&P 500. Comparatively, PennyMac Financial Services has a beta of 1.78, meaning that its share price is 78% more volatile than the S&P 500.

PennyMac Financial Services has a net margin of 11.45% compared to Citizens Financial Group's net margin of 10.37%. PennyMac Financial Services' return on equity of 15.13% beat Citizens Financial Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Financial Group10.37% 5.73% 0.58%
PennyMac Financial Services 11.45%15.13%2.64%

Citizens Financial Group received 136 more outperform votes than PennyMac Financial Services when rated by MarketBeat users. However, 64.03% of users gave PennyMac Financial Services an outperform vote while only 62.19% of users gave Citizens Financial Group an outperform vote.

CompanyUnderperformOutperform
Citizens Financial GroupOutperform Votes
533
62.19%
Underperform Votes
324
37.81%
PennyMac Financial ServicesOutperform Votes
397
64.03%
Underperform Votes
223
35.97%

In the previous week, Citizens Financial Group had 6 more articles in the media than PennyMac Financial Services. MarketBeat recorded 12 mentions for Citizens Financial Group and 6 mentions for PennyMac Financial Services. PennyMac Financial Services' average media sentiment score of 1.14 beat Citizens Financial Group's score of 0.71 indicating that PennyMac Financial Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Citizens Financial Group
5 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
PennyMac Financial Services
5 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Citizens Financial Group has higher revenue and earnings than PennyMac Financial Services. Citizens Financial Group is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Financial Group$7.81B2.45$1.61B$2.5417.11
PennyMac Financial Services$2.25B2.32$144.66M$3.1532.27

Citizens Financial Group pays an annual dividend of $1.68 per share and has a dividend yield of 3.9%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.2%. Citizens Financial Group pays out 66.1% of its earnings in the form of a dividend. PennyMac Financial Services pays out 38.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

94.9% of Citizens Financial Group shares are held by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are held by institutional investors. 0.6% of Citizens Financial Group shares are held by company insiders. Comparatively, 16.6% of PennyMac Financial Services shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Citizens Financial Group currently has a consensus target price of $47.41, indicating a potential upside of 9.12%. PennyMac Financial Services has a consensus target price of $122.50, indicating a potential upside of 20.50%. Given PennyMac Financial Services' stronger consensus rating and higher probable upside, analysts clearly believe PennyMac Financial Services is more favorable than Citizens Financial Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Financial Group
0 Sell rating(s)
7 Hold rating(s)
9 Buy rating(s)
1 Strong Buy rating(s)
2.65
PennyMac Financial Services
0 Sell rating(s)
1 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.83

Summary

PennyMac Financial Services beats Citizens Financial Group on 12 of the 21 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PFSI vs. The Competition

MetricPennyMac Financial ServicesMortgage bankers & correspondents IndustryFinance SectorNYSE Exchange
Market Cap$5.21B$5.06B$10.88B$19.18B
Dividend Yield1.16%6.12%10.01%3.58%
P/E Ratio32.2715.4728.9641.22
Price / Sales2.3213.7950.8217.58
Price / Cash14.519.4630.1321.28
Price / Book1.441.712.725.32
Net Income$144.66M$1.06M$1.03B$989.67M
7 Day Performance-2.67%-1.38%-2.88%-3.45%
1 Month Performance-2.20%1.09%-2.84%-3.73%
1 Year Performance16.30%17.90%11.26%12.06%

PennyMac Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PFSI
PennyMac Financial Services
4.9587 of 5 stars
$101.66
+1.6%
$122.50
+20.5%
+17.2%$5.21B$2.25B32.273,900Positive News
High Trading Volume
CFG
Citizens Financial Group
4.4274 of 5 stars
$45.73
+0.1%
$46.94
+2.6%
+34.2%$20.15B$12.19B17.9917,570Analyst Upgrade
Analyst Revision
SOFI
SoFi Technologies
2.2084 of 5 stars
$16.96
+4.4%
$10.50
-38.1%
+64.9%$18.40B$2.48B165.704,400Analyst Forecast
Insider Trade
Gap Down
SHG
Shinhan Financial Group
4.1237 of 5 stars
$34.88
-0.1%
N/A+13.4%$17.56B$25.42B5.48190
BSBR
Banco Santander (Brasil)
4.0716 of 5 stars
$4.01
-0.7%
$6.00
+49.6%
-36.5%$14.93B$45.72B5.3955,611News Coverage
Gap Up
ALLY
Ally Financial
4.9764 of 5 stars
$37.74
+0.2%
$41.73
+10.6%
+2.8%$11.50B$8.21B15.0711,100Analyst Forecast
UWMC
UWM
2.0582 of 5 stars
$6.06
+0.7%
$7.41
+22.2%
-17.1%$9.69B$835.67M-26.176,700Analyst Forecast
BSAC
Banco Santander-Chile
3.6865 of 5 stars
$19.38
-0.4%
$21.33
+10.1%
-0.9%$9.13B$6.07B11.059,229
WF
Woori Financial Group
4.1385 of 5 stars
$32.74
-0.8%
N/A+7.6%$8.10B$17.78B4.29150News Coverage
CIB
Bancolombia
2.2165 of 5 stars
$33.04
-0.5%
$33.67
+1.9%
+10.0%$7.94B$27.76T5.2634,756
UPST
Upstart
3.5282 of 5 stars
$85.06
+0.7%
$61.80
-27.3%
+56.8%$7.76B$513.56M-43.761,388

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This page (NYSE:PFSI) was last updated on 12/21/2024 by MarketBeat.com Staff
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