PennyMac Financial Services (PFSI) Competitors $102.41 -0.30 (-0.29%) As of 07/3/2025 03:30 PM Eastern Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock PFSI vs. CFG, BAP, SOFI, BCH, WF, ALLY, BSAC, CHYM, CIB, and COOPShould you be buying PennyMac Financial Services stock or one of its competitors? The main competitors of PennyMac Financial Services include Citizens Financial Group (CFG), Credicorp (BAP), SoFi Technologies (SOFI), Banco De Chile (BCH), Woori Bank (WF), Ally Financial (ALLY), Banco Santander Chile (BSAC), Chime Financial (CHYM), BanColombia (CIB), and Mr. Cooper Group (COOP). These companies are all part of the "banking" industry. PennyMac Financial Services vs. Its Competitors Citizens Financial Group Credicorp SoFi Technologies Banco De Chile Woori Bank Ally Financial Banco Santander Chile Chime Financial BanColombia Mr. Cooper Group Citizens Financial Group (NYSE:CFG) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, risk, earnings, analyst recommendations, institutional ownership, profitability, valuation and dividends. Do institutionals & insiders have more ownership in CFG or PFSI? 94.9% of Citizens Financial Group shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 0.7% of Citizens Financial Group shares are owned by company insiders. Comparatively, 15.8% of PennyMac Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term. Which has more risk and volatility, CFG or PFSI? Citizens Financial Group has a beta of 0.76, suggesting that its share price is 24% less volatile than the S&P 500. Comparatively, PennyMac Financial Services has a beta of 1.53, suggesting that its share price is 53% more volatile than the S&P 500. Does the media refer more to CFG or PFSI? In the previous week, Citizens Financial Group had 17 more articles in the media than PennyMac Financial Services. MarketBeat recorded 25 mentions for Citizens Financial Group and 8 mentions for PennyMac Financial Services. Citizens Financial Group's average media sentiment score of 0.95 beat PennyMac Financial Services' score of -0.27 indicating that Citizens Financial Group is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Citizens Financial Group 14 Very Positive mention(s) 0 Positive mention(s) 7 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive PennyMac Financial Services 0 Very Positive mention(s) 1 Positive mention(s) 4 Neutral mention(s) 1 Negative mention(s) 1 Very Negative mention(s) Neutral Is CFG or PFSI a better dividend stock? Citizens Financial Group pays an annual dividend of $1.68 per share and has a dividend yield of 3.5%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.2%. Citizens Financial Group pays out 53.3% of its earnings in the form of a dividend. PennyMac Financial Services pays out 18.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. PennyMac Financial Services has raised its dividend for 1 consecutive years. Is CFG or PFSI more profitable? PennyMac Financial Services has a net margin of 20.27% compared to Citizens Financial Group's net margin of 12.76%. PennyMac Financial Services' return on equity of 14.78% beat Citizens Financial Group's return on equity.Company Net Margins Return on Equity Return on Assets Citizens Financial Group12.76% 6.84% 0.70% PennyMac Financial Services 20.27%14.78%2.37% Do analysts prefer CFG or PFSI? Citizens Financial Group presently has a consensus target price of $48.68, suggesting a potential upside of 2.02%. PennyMac Financial Services has a consensus target price of $120.67, suggesting a potential upside of 17.83%. Given PennyMac Financial Services' stronger consensus rating and higher probable upside, analysts plainly believe PennyMac Financial Services is more favorable than Citizens Financial Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Citizens Financial Group 0 Sell rating(s) 6 Hold rating(s) 11 Buy rating(s) 1 Strong Buy rating(s) 2.72PennyMac Financial Services 0 Sell rating(s) 1 Hold rating(s) 5 Buy rating(s) 0 Strong Buy rating(s) 2.83 Which has stronger earnings & valuation, CFG or PFSI? Citizens Financial Group has higher revenue and earnings than PennyMac Financial Services. Citizens Financial Group is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCitizens Financial Group$12.36B1.69$1.51B$3.1515.15PennyMac Financial Services$1.59B3.32$311.42M$6.5215.71 SummaryPennyMac Financial Services beats Citizens Financial Group on 12 of the 20 factors compared between the two stocks. Get PennyMac Financial Services News Delivered to You Automatically Sign up to receive the latest news and ratings for PFSI and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PFSI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PFSI vs. The Competition Export to ExcelMetricPennyMac Financial ServicesFIN IndustryFinance SectorNYSE ExchangeMarket Cap$5.31B$5.07B$12.04B$20.55BDividend Yield1.17%4.28%5.57%3.75%P/E Ratio15.719.5620.0728.05Price / Sales3.322.0425.6045.87Price / Cash7.4018.9621.5022.31Price / Book1.371.932.284.59Net Income$311.42M$1.82B$1.00B$985.44M7 Day Performance2.84%3.41%2.19%2.78%1 Month Performance7.87%11.70%4.44%5.40%1 Year Performance9.03%298.13%540.82%14.61% PennyMac Financial Services Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PFSIPennyMac Financial Services4.7456 of 5 stars$102.41-0.3%$120.67+17.8%+9.0%$5.31B$1.59B15.714,100News CoverageAnalyst ForecastCFGCitizens Financial Group4.8882 of 5 stars$42.53+2.0%$47.89+12.6%+32.4%$18.23B$12.36B13.5017,287Analyst ForecastAnalyst RevisionBAPCredicorp4.2301 of 5 stars$215.84-1.2%$211.00-2.2%+40.3%$17.37B$7.00B11.7438,000News CoverageSOFISoFi Technologies2.0974 of 5 stars$15.36+1.1%$14.73-4.1%+184.3%$16.80B$2.67B37.465,000Trending NewsBCHBanco De Chile2.5416 of 5 stars$29.12-0.8%$23.00-21.0%+29.3%$14.83B$4.21B10.1811,614WFWoori Bank4.0242 of 5 stars$46.12+0.1%N/A+56.7%$11.40B$19.04B5.8813,279Positive NewsALLYAlly Financial4.5596 of 5 stars$37.02+0.2%$41.88+13.1%+1.9%$11.35B$8.18B27.2210,700News CoveragePositive NewsAnalyst ForecastBSACBanco Santander Chile3.4709 of 5 stars$23.67-0.6%$23.00-2.8%+32.6%$11.22B$4.72B10.338,757News CoveragePositive NewsHigh Trading VolumeCHYMChime FinancialN/A$29.76+0.8%N/AN/A$10.76BN/A0.001,465Analyst ForecastAnalyst RevisionCIBBanColombia1.6427 of 5 stars$42.65-1.2%$39.00-8.6%+39.4%$10.38B$10.55B6.8334,114COOPMr. Cooper Group4.2356 of 5 stars$152.34+2.2%$131.14-13.9%+85.8%$9.54B$2.23B17.317,900News CoverageAnalyst ForecastInsider Trade Related Companies and Tools Related Companies Citizens Financial Group Competitors Credicorp Competitors SoFi Technologies Competitors Banco De Chile Competitors Woori Bank Competitors Ally Financial Competitors Banco Santander Chile Competitors Chime Financial Competitors BanColombia Competitors Mr. Cooper Group Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:PFSI) was last updated on 7/4/2025 by MarketBeat.com Staff From Our PartnersWhite House to reset Social Security?Elon Musk's parting DOGE gift looks set to shock America... 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