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PennyMac Financial Services (PFSI) Competitors

PennyMac Financial Services logo
$96.26 -1.10 (-1.13%)
Closing price 03:59 PM Eastern
Extended Trading
$96.40 +0.13 (+0.14%)
As of 04:29 PM Eastern
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PFSI vs. KB, SYF, BSBR, SHG, CFG, BAP, BCH, AFRM, SOFI, and BSAC

Should you be buying PennyMac Financial Services stock or one of its competitors? The main competitors of PennyMac Financial Services include KB Financial Group (KB), Synchrony Financial (SYF), Banco Santander (Brasil) (BSBR), Shinhan Financial Group (SHG), Citizens Financial Group (CFG), Credicorp (BAP), Banco de Chile (BCH), Affirm (AFRM), SoFi Technologies (SOFI), and Banco Santander-Chile (BSAC). These companies are all part of the "banking" industry.

PennyMac Financial Services vs.

KB Financial Group (NYSE:KB) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, community ranking, risk, dividends, earnings, media sentiment, analyst recommendations, institutional ownership and profitability.

PennyMac Financial Services has a net margin of 19.54% compared to KB Financial Group's net margin of 12.33%. PennyMac Financial Services' return on equity of 16.61% beat KB Financial Group's return on equity.

Company Net Margins Return on Equity Return on Assets
KB Financial Group12.33% 7.71% 0.62%
PennyMac Financial Services 19.54%16.61%2.72%

PennyMac Financial Services has a consensus target price of $122.67, indicating a potential upside of 27.43%. Given PennyMac Financial Services' higher probable upside, analysts plainly believe PennyMac Financial Services is more favorable than KB Financial Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
KB Financial Group
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
PennyMac Financial Services
0 Sell rating(s)
0 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, PennyMac Financial Services had 4 more articles in the media than KB Financial Group. MarketBeat recorded 9 mentions for PennyMac Financial Services and 5 mentions for KB Financial Group. PennyMac Financial Services' average media sentiment score of 1.26 beat KB Financial Group's score of 1.03 indicating that PennyMac Financial Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
KB Financial Group
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
PennyMac Financial Services
7 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

KB Financial Group has higher revenue and earnings than PennyMac Financial Services. KB Financial Group is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
KB Financial Group$20.54T0.00$3.59B$9.365.84
PennyMac Financial Services$2.41B2.05$311.42M$5.8416.48

PennyMac Financial Services received 133 more outperform votes than KB Financial Group when rated by MarketBeat users. Likewise, 64.15% of users gave PennyMac Financial Services an outperform vote while only 60.73% of users gave KB Financial Group an outperform vote.

CompanyUnderperformOutperform
KB Financial GroupOutperform Votes
266
60.73%
Underperform Votes
172
39.27%
PennyMac Financial ServicesOutperform Votes
399
64.15%
Underperform Votes
223
35.85%

KB Financial Group has a beta of 0.92, meaning that its stock price is 8% less volatile than the S&P 500. Comparatively, PennyMac Financial Services has a beta of 1.73, meaning that its stock price is 73% more volatile than the S&P 500.

KB Financial Group pays an annual dividend of $1.74 per share and has a dividend yield of 3.2%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.2%. KB Financial Group pays out 18.6% of its earnings in the form of a dividend. PennyMac Financial Services pays out 20.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. KB Financial Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

11.5% of KB Financial Group shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 69.0% of KB Financial Group shares are owned by company insiders. Comparatively, 16.6% of PennyMac Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

PennyMac Financial Services beats KB Financial Group on 13 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PFSI vs. The Competition

MetricPennyMac Financial ServicesMortgage bankers & correspondents IndustryFinance SectorNYSE Exchange
Market Cap$4.95B$4.91B$10.83B$18.52B
Dividend Yield1.27%7.56%6.00%4.24%
P/E Ratio16.487.9621.5931.16
Price / Sales2.052.6825.2025.68
Price / Cash7.266.7717.6117.53
Price / Book1.291.532.584.29
Net Income$311.42M$34.11M$1.03B$1.02B
7 Day Performance4.58%1.67%3.86%6.58%
1 Month Performance-0.87%-8.07%-3.48%-6.89%
1 Year Performance10.51%30.91%535.25%1.21%

PennyMac Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PFSI
PennyMac Financial Services
4.9778 of 5 stars
$96.26
-1.1%
$122.67
+27.4%
+10.8%$4.95B$2.41B16.484,140Short Interest ↓
News Coverage
Positive News
Gap Down
KB
KB Financial Group
4.8074 of 5 stars
$49.86
-3.5%
N/A+13.3%$19.62B$20.54T5.81150Short Interest ↓
Positive News
SYF
Synchrony Financial
4.9828 of 5 stars
$44.82
+2.3%
$66.26
+47.9%
+16.1%$17.42B$16.13B5.2518,500Upcoming Earnings
Positive News
High Trading Volume
BSBR
Banco Santander (Brasil)
3.2557 of 5 stars
$4.48
-2.3%
$5.35
+19.6%
-13.9%$16.66B$48.52B5.5252,600News Coverage
Gap Down
High Trading Volume
SHG
Shinhan Financial Group
4.7171 of 5 stars
$30.77
-0.3%
N/A+8.3%$15.49B$20.08T4.83190Positive News
Gap Down
High Trading Volume
CFG
Citizens Financial Group
4.9799 of 5 stars
$34.76
+1.4%
$49.06
+41.1%
+7.2%$15.20B$7.79B11.4718,900Upcoming Earnings
Short Interest ↓
Positive News
BAP
Credicorp
3.567 of 5 stars
$170.58
-4.6%
$195.67
+14.7%
+11.7%$13.57B$21.24B9.2837,000Positive News
High Trading Volume
BCH
Banco de Chile
1.7833 of 5 stars
$24.78
-3.4%
$23.00
-7.2%
+21.0%$12.52B$3.04T9.8712,300Short Interest ↑
News Coverage
High Trading Volume
AFRM
Affirm
3.8282 of 5 stars
$37.57
+5.1%
$69.76
+85.7%
+25.0%$11.95B$2.80B-57.802,550High Trading Volume
SOFI
SoFi Technologies
2.6206 of 5 stars
$9.86
+3.0%
$12.50
+26.8%
+47.6%$10.81B$2.61B26.654,200High Trading Volume
BSAC
Banco Santander-Chile
2.166 of 5 stars
$20.99
-3.4%
$21.33
+1.6%
+20.6%$9.89B$2.60T10.829,990News Coverage
Positive News
Gap Down
High Trading Volume
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This page (NYSE:PFSI) was last updated on 4/15/2025 by MarketBeat.com Staff
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