PennyMac Financial Services (PFSI) Competitors $96.26 -1.10 (-1.13%) Closing price 03:59 PM EasternExtended Trading$96.40 +0.13 (+0.14%) As of 04:29 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock PFSI vs. KB, SYF, BSBR, SHG, CFG, BAP, BCH, AFRM, SOFI, and BSACShould you be buying PennyMac Financial Services stock or one of its competitors? The main competitors of PennyMac Financial Services include KB Financial Group (KB), Synchrony Financial (SYF), Banco Santander (Brasil) (BSBR), Shinhan Financial Group (SHG), Citizens Financial Group (CFG), Credicorp (BAP), Banco de Chile (BCH), Affirm (AFRM), SoFi Technologies (SOFI), and Banco Santander-Chile (BSAC). These companies are all part of the "banking" industry. PennyMac Financial Services vs. KB Financial Group Synchrony Financial Banco Santander (Brasil) Shinhan Financial Group Citizens Financial Group Credicorp Banco de Chile Affirm SoFi Technologies Banco Santander-Chile KB Financial Group (NYSE:KB) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, community ranking, risk, dividends, earnings, media sentiment, analyst recommendations, institutional ownership and profitability. Is KB or PFSI more profitable? PennyMac Financial Services has a net margin of 19.54% compared to KB Financial Group's net margin of 12.33%. PennyMac Financial Services' return on equity of 16.61% beat KB Financial Group's return on equity.Company Net Margins Return on Equity Return on Assets KB Financial Group12.33% 7.71% 0.62% PennyMac Financial Services 19.54%16.61%2.72% Do analysts rate KB or PFSI? PennyMac Financial Services has a consensus target price of $122.67, indicating a potential upside of 27.43%. Given PennyMac Financial Services' higher probable upside, analysts plainly believe PennyMac Financial Services is more favorable than KB Financial Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score KB Financial Group 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00PennyMac Financial Services 0 Sell rating(s) 0 Hold rating(s) 6 Buy rating(s) 0 Strong Buy rating(s) 3.00 Does the media refer more to KB or PFSI? In the previous week, PennyMac Financial Services had 4 more articles in the media than KB Financial Group. MarketBeat recorded 9 mentions for PennyMac Financial Services and 5 mentions for KB Financial Group. PennyMac Financial Services' average media sentiment score of 1.26 beat KB Financial Group's score of 1.03 indicating that PennyMac Financial Services is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment KB Financial Group 3 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive PennyMac Financial Services 7 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has stronger valuation and earnings, KB or PFSI? KB Financial Group has higher revenue and earnings than PennyMac Financial Services. KB Financial Group is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioKB Financial Group$20.54T0.00$3.59B$9.365.84PennyMac Financial Services$2.41B2.05$311.42M$5.8416.48 Does the MarketBeat Community believe in KB or PFSI? PennyMac Financial Services received 133 more outperform votes than KB Financial Group when rated by MarketBeat users. Likewise, 64.15% of users gave PennyMac Financial Services an outperform vote while only 60.73% of users gave KB Financial Group an outperform vote. CompanyUnderperformOutperformKB Financial GroupOutperform Votes26660.73% Underperform Votes17239.27% PennyMac Financial ServicesOutperform Votes39964.15% Underperform Votes22335.85% Which has more risk and volatility, KB or PFSI? KB Financial Group has a beta of 0.92, meaning that its stock price is 8% less volatile than the S&P 500. Comparatively, PennyMac Financial Services has a beta of 1.73, meaning that its stock price is 73% more volatile than the S&P 500. Is KB or PFSI a better dividend stock? KB Financial Group pays an annual dividend of $1.74 per share and has a dividend yield of 3.2%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.2%. KB Financial Group pays out 18.6% of its earnings in the form of a dividend. PennyMac Financial Services pays out 20.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. KB Financial Group is clearly the better dividend stock, given its higher yield and lower payout ratio. Do insiders and institutionals believe in KB or PFSI? 11.5% of KB Financial Group shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 69.0% of KB Financial Group shares are owned by company insiders. Comparatively, 16.6% of PennyMac Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term. SummaryPennyMac Financial Services beats KB Financial Group on 13 of the 19 factors compared between the two stocks. Remove Ads Get PennyMac Financial Services News Delivered to You Automatically Sign up to receive the latest news and ratings for PFSI and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PFSI vs. The Competition Export to ExcelMetricPennyMac Financial ServicesMortgage bankers & correspondents IndustryFinance SectorNYSE ExchangeMarket Cap$4.95B$4.91B$10.83B$18.52BDividend Yield1.27%7.56%6.00%4.24%P/E Ratio16.487.9621.5931.16Price / Sales2.052.6825.2025.68Price / Cash7.266.7717.6117.53Price / Book1.291.532.584.29Net Income$311.42M$34.11M$1.03B$1.02B7 Day Performance4.58%1.67%3.86%6.58%1 Month Performance-0.87%-8.07%-3.48%-6.89%1 Year Performance10.51%30.91%535.25%1.21% PennyMac Financial Services Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PFSIPennyMac Financial Services4.9778 of 5 stars$96.26-1.1%$122.67+27.4%+10.8%$4.95B$2.41B16.484,140Short Interest ↓News CoveragePositive NewsGap DownKBKB Financial Group4.8074 of 5 stars$49.86-3.5%N/A+13.3%$19.62B$20.54T5.81150Short Interest ↓Positive NewsSYFSynchrony Financial4.9828 of 5 stars$44.82+2.3%$66.26+47.9%+16.1%$17.42B$16.13B5.2518,500Upcoming EarningsPositive NewsHigh Trading VolumeBSBRBanco Santander (Brasil)3.2557 of 5 stars$4.48-2.3%$5.35+19.6%-13.9%$16.66B$48.52B5.5252,600News CoverageGap DownHigh Trading VolumeSHGShinhan Financial Group4.7171 of 5 stars$30.77-0.3%N/A+8.3%$15.49B$20.08T4.83190Positive NewsGap DownHigh Trading VolumeCFGCitizens Financial Group4.9799 of 5 stars$34.76+1.4%$49.06+41.1%+7.2%$15.20B$7.79B11.4718,900Upcoming EarningsShort Interest ↓Positive NewsBAPCredicorp3.567 of 5 stars$170.58-4.6%$195.67+14.7%+11.7%$13.57B$21.24B9.2837,000Positive NewsHigh Trading VolumeBCHBanco de Chile1.7833 of 5 stars$24.78-3.4%$23.00-7.2%+21.0%$12.52B$3.04T9.8712,300Short Interest ↑News CoverageHigh Trading VolumeAFRMAffirm3.8282 of 5 stars$37.57+5.1%$69.76+85.7%+25.0%$11.95B$2.80B-57.802,550High Trading VolumeSOFISoFi Technologies2.6206 of 5 stars$9.86+3.0%$12.50+26.8%+47.6%$10.81B$2.61B26.654,200High Trading VolumeBSACBanco Santander-Chile2.166 of 5 stars$20.99-3.4%$21.33+1.6%+20.6%$9.89B$2.60T10.829,990News CoveragePositive NewsGap DownHigh Trading Volume Remove Ads Related Companies and Tools Related Companies KB Financial Group Competitors Synchrony Financial Competitors Banco Santander (Brasil) Competitors Shinhan Financial Group Competitors Citizens Financial Group Competitors Credicorp Competitors Banco de Chile Competitors Affirm Competitors SoFi Technologies Competitors Banco Santander-Chile Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:PFSI) was last updated on 4/15/2025 by MarketBeat.com Staff From Our Partners[Action Required] Claim Your FREE IRS Loophole GuideThis shouldn't surprise anyone who's been paying attention, but... 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