PFSI vs. CFG, BSBR, SOFI, SHG, BAP, BCH, ALLY, BSAC, UWMC, and CIB
Should you be buying PennyMac Financial Services stock or one of its competitors? The main competitors of PennyMac Financial Services include Citizens Financial Group (CFG), Banco Santander (Brasil) (BSBR), SoFi Technologies (SOFI), Shinhan Financial Group (SHG), Credicorp (BAP), Banco de Chile (BCH), Ally Financial (ALLY), Banco Santander-Chile (BSAC), UWM (UWMC), and Bancolombia (CIB). These companies are all part of the "banking" industry.
PennyMac Financial Services vs.
Citizens Financial Group (NYSE:CFG) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their risk, analyst recommendations, valuation, earnings, institutional ownership, profitability, media sentiment, dividends and community ranking.
Citizens Financial Group has a beta of 1.1, suggesting that its share price is 10% more volatile than the S&P 500. Comparatively, PennyMac Financial Services has a beta of 1.78, suggesting that its share price is 78% more volatile than the S&P 500.
PennyMac Financial Services has a net margin of 19.54% compared to Citizens Financial Group's net margin of 12.21%. PennyMac Financial Services' return on equity of 16.80% beat Citizens Financial Group's return on equity.
Citizens Financial Group has higher revenue and earnings than PennyMac Financial Services. Citizens Financial Group is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.
Citizens Financial Group received 138 more outperform votes than PennyMac Financial Services when rated by MarketBeat users. However, 64.09% of users gave PennyMac Financial Services an outperform vote while only 62.04% of users gave Citizens Financial Group an outperform vote.
Citizens Financial Group presently has a consensus target price of $49.00, indicating a potential upside of 9.22%. PennyMac Financial Services has a consensus target price of $122.17, indicating a potential upside of 20.55%. Given PennyMac Financial Services' stronger consensus rating and higher possible upside, analysts clearly believe PennyMac Financial Services is more favorable than Citizens Financial Group.
94.9% of Citizens Financial Group shares are held by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are held by institutional investors. 0.6% of Citizens Financial Group shares are held by insiders. Comparatively, 16.6% of PennyMac Financial Services shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.
Citizens Financial Group pays an annual dividend of $1.68 per share and has a dividend yield of 3.7%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.2%. Citizens Financial Group pays out 55.4% of its earnings in the form of a dividend. PennyMac Financial Services pays out 20.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
In the previous week, Citizens Financial Group had 11 more articles in the media than PennyMac Financial Services. MarketBeat recorded 15 mentions for Citizens Financial Group and 4 mentions for PennyMac Financial Services. Citizens Financial Group's average media sentiment score of 1.24 beat PennyMac Financial Services' score of 0.54 indicating that Citizens Financial Group is being referred to more favorably in the media.
Summary
PennyMac Financial Services beats Citizens Financial Group on 12 of the 21 factors compared between the two stocks.
Get PennyMac Financial Services News Delivered to You Automatically
Sign up to receive the latest news and ratings for PFSI and its competitors with MarketBeat's FREE daily newsletter.
New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
PennyMac Financial Services Competitors List
Related Companies and Tools
This page (NYSE:PFSI) was last updated on 2/21/2025 by MarketBeat.com Staff
