PennyMac Financial Services (PFSI) Competitors $102.72 -2.15 (-2.05%) (As of 11/20/2024 ET) Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrends PFSI vs. CFG, AFRM, SHG, BSBR, SOFI, ALLY, UWMC, BSAC, WF, and CIBShould you be buying PennyMac Financial Services stock or one of its competitors? The main competitors of PennyMac Financial Services include Citizens Financial Group (CFG), Affirm (AFRM), Shinhan Financial Group (SHG), Banco Santander (Brasil) (BSBR), SoFi Technologies (SOFI), Ally Financial (ALLY), UWM (UWMC), Banco Santander-Chile (BSAC), Woori Financial Group (WF), and Bancolombia (CIB). These companies are all part of the "banking" industry. PennyMac Financial Services vs. Citizens Financial Group Affirm Shinhan Financial Group Banco Santander (Brasil) SoFi Technologies Ally Financial UWM Banco Santander-Chile Woori Financial Group Bancolombia PennyMac Financial Services (NYSE:PFSI) and Citizens Financial Group (NYSE:CFG) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their community ranking, institutional ownership, risk, analyst recommendations, valuation, profitability, earnings, dividends and media sentiment. Do analysts prefer PFSI or CFG? PennyMac Financial Services currently has a consensus target price of $115.86, indicating a potential upside of 12.79%. Citizens Financial Group has a consensus target price of $43.80, indicating a potential downside of 5.03%. Given PennyMac Financial Services' stronger consensus rating and higher possible upside, equities research analysts plainly believe PennyMac Financial Services is more favorable than Citizens Financial Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score PennyMac Financial Services 0 Sell rating(s) 2 Hold rating(s) 5 Buy rating(s) 0 Strong Buy rating(s) 2.71Citizens Financial Group 0 Sell rating(s) 8 Hold rating(s) 8 Buy rating(s) 0 Strong Buy rating(s) 2.50 Is PFSI or CFG a better dividend stock? PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.2%. Citizens Financial Group pays an annual dividend of $1.68 per share and has a dividend yield of 3.6%. PennyMac Financial Services pays out 38.1% of its earnings in the form of a dividend. Citizens Financial Group pays out 66.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Does the MarketBeat Community believe in PFSI or CFG? Citizens Financial Group received 131 more outperform votes than PennyMac Financial Services when rated by MarketBeat users. However, 64.14% of users gave PennyMac Financial Services an outperform vote while only 62.04% of users gave Citizens Financial Group an outperform vote. CompanyUnderperformOutperformPennyMac Financial ServicesOutperform Votes39764.14% Underperform Votes22235.86% Citizens Financial GroupOutperform Votes52862.04% Underperform Votes32337.96% Do institutionals & insiders have more ownership in PFSI or CFG? 57.9% of PennyMac Financial Services shares are held by institutional investors. Comparatively, 94.9% of Citizens Financial Group shares are held by institutional investors. 16.6% of PennyMac Financial Services shares are held by insiders. Comparatively, 0.6% of Citizens Financial Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term. Does the media favor PFSI or CFG? In the previous week, Citizens Financial Group had 7 more articles in the media than PennyMac Financial Services. MarketBeat recorded 12 mentions for Citizens Financial Group and 5 mentions for PennyMac Financial Services. Citizens Financial Group's average media sentiment score of 1.55 beat PennyMac Financial Services' score of 0.38 indicating that Citizens Financial Group is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment PennyMac Financial Services 3 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Citizens Financial Group 12 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Is PFSI or CFG more profitable? PennyMac Financial Services has a net margin of 11.45% compared to Citizens Financial Group's net margin of 10.37%. PennyMac Financial Services' return on equity of 15.13% beat Citizens Financial Group's return on equity.Company Net Margins Return on Equity Return on Assets PennyMac Financial Services11.45% 15.13% 2.64% Citizens Financial Group 10.37%5.73%0.58% Which has stronger valuation & earnings, PFSI or CFG? Citizens Financial Group has higher revenue and earnings than PennyMac Financial Services. Citizens Financial Group is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPennyMac Financial Services$1.40B3.76$144.66M$3.1532.61Citizens Financial Group$12.19B1.67$1.61B$2.5418.16 Which has more volatility & risk, PFSI or CFG? PennyMac Financial Services has a beta of 1.79, suggesting that its share price is 79% more volatile than the S&P 500. Comparatively, Citizens Financial Group has a beta of 1.07, suggesting that its share price is 7% more volatile than the S&P 500. SummaryPennyMac Financial Services beats Citizens Financial Group on 12 of the 20 factors compared between the two stocks. Ad Angel PublishingTesla Execs are Freaking OutIt’s so revolutionary that tech giants like Microsoft, Amazon, and NVIDIA are all lining up to get their hands on it. And Elon Musk has completely restructured Tesla to chase this opportunity. This is a once-in-a-lifetime opportunity that you don’t want to miss.Click here to get the details. Get PennyMac Financial Services News Delivered to You Automatically Sign up to receive the latest news and ratings for PFSI and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PFSI vs. The Competition Export to ExcelMetricPennyMac Financial ServicesMortgage bankers & correspondents IndustryFinance SectorNYSE ExchangeMarket Cap$5.38B$5.58B$10.41B$19.84BDividend Yield1.14%6.19%10.14%3.50%P/E Ratio32.6110.2547.1237.73Price / Sales3.7637.433,443.7818.01Price / Cash14.579.5530.7717.90Price / Book1.411.072.484.86Net Income$144.66M$1.06M$993.44M$985.93M7 Day Performance1.44%0.98%-0.05%0.45%1 Month Performance-2.09%5.85%7.13%1.05%1 Year Performance31.62%44.19%24.11%24.67% PennyMac Financial Services Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PFSIPennyMac Financial Services4.6071 of 5 stars$102.72-2.1%$115.86+12.8%+31.3%$5.38B$1.40B32.613,900Ex-DividendInsider TradeCFGCitizens Financial Group4.6463 of 5 stars$46.12+0.2%$43.80-5.0%+67.2%$20.33B$12.19B18.1617,570Positive NewsAFRMAffirm2.5386 of 5 stars$63.19-1.2%$46.85-25.9%+148.2%$19.85B$2.52B-44.502,006Analyst ForecastInsider TradeShort Interest ↓SHGShinhan Financial Group4.6324 of 5 stars$39.58+2.6%N/A+41.0%$19.65B$25.42B6.21190Positive NewsGap UpBSBRBanco Santander (Brasil)3.0407 of 5 stars$4.46+0.9%N/A-29.5%$16.60B$29.50B0.0055,611Analyst UpgradeNews CoveragePositive NewsSOFISoFi Technologies2.423 of 5 stars$14.67+1.7%$9.80-33.2%+121.8%$15.65B$2.12B146.714,400Analyst ForecastALLYAlly Financial4.977 of 5 stars$35.53-0.1%$40.69+14.5%+28.6%$10.83B$8.21B14.2111,100UWMCUWM2.9797 of 5 stars$6.07-2.7%$7.53+24.1%+7.0%$9.70B$835.67M-26.396,700Options VolumeHigh Trading VolumeBSACBanco Santander-Chile4.2727 of 5 stars$19.52+1.3%$21.50+10.1%+1.7%$9.08B$6.07B11.099,229Positive NewsWFWoori Financial Group3.8453 of 5 stars$35.44+0.6%N/A+20.5%$8.72B$17.78B4.61150CIBBancolombia1.4595 of 5 stars$33.49+1.7%$33.67+0.5%+21.9%$7.92B$27.76T5.3134,756Positive News Related Companies and Tools Related Companies Citizens Financial Group Competitors Affirm Competitors Shinhan Financial Group Competitors Banco Santander (Brasil) Competitors SoFi Technologies Competitors Ally Financial Competitors UWM Competitors Banco Santander-Chile Competitors Woori Financial Group Competitors Bancolombia Competitors Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NYSE:PFSI) was last updated on 11/21/2024 by MarketBeat.com Staff From Our PartnersThe Crypto That’s Making Wall Street SweatThe Crypto Wall Street Is Desperate to Hide It's happening now, right under everyone's radar. 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