PennyMac Financial Services (PFSI) Competitors $101.66 +1.56 (+1.56%) (As of 12/20/2024 05:31 PM ET) Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrends PFSI vs. CFG, SOFI, SHG, BSBR, ALLY, UWMC, BSAC, WF, CIB, and UPSTShould you be buying PennyMac Financial Services stock or one of its competitors? The main competitors of PennyMac Financial Services include Citizens Financial Group (CFG), SoFi Technologies (SOFI), Shinhan Financial Group (SHG), Banco Santander (Brasil) (BSBR), Ally Financial (ALLY), UWM (UWMC), Banco Santander-Chile (BSAC), Woori Financial Group (WF), Bancolombia (CIB), and Upstart (UPST). These companies are all part of the "banking" industry. PennyMac Financial Services vs. Citizens Financial Group SoFi Technologies Shinhan Financial Group Banco Santander (Brasil) Ally Financial UWM Banco Santander-Chile Woori Financial Group Bancolombia Upstart Citizens Financial Group (NYSE:CFG) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, dividends, institutional ownership, earnings, valuation, media sentiment, profitability, community ranking and analyst recommendations. Which has more risk and volatility, CFG or PFSI? Citizens Financial Group has a beta of 1.08, meaning that its share price is 8% more volatile than the S&P 500. Comparatively, PennyMac Financial Services has a beta of 1.78, meaning that its share price is 78% more volatile than the S&P 500. Is CFG or PFSI more profitable? PennyMac Financial Services has a net margin of 11.45% compared to Citizens Financial Group's net margin of 10.37%. PennyMac Financial Services' return on equity of 15.13% beat Citizens Financial Group's return on equity.Company Net Margins Return on Equity Return on Assets Citizens Financial Group10.37% 5.73% 0.58% PennyMac Financial Services 11.45%15.13%2.64% Does the MarketBeat Community believe in CFG or PFSI? Citizens Financial Group received 136 more outperform votes than PennyMac Financial Services when rated by MarketBeat users. However, 64.03% of users gave PennyMac Financial Services an outperform vote while only 62.19% of users gave Citizens Financial Group an outperform vote. CompanyUnderperformOutperformCitizens Financial GroupOutperform Votes53362.19% Underperform Votes32437.81% PennyMac Financial ServicesOutperform Votes39764.03% Underperform Votes22335.97% Does the media favor CFG or PFSI? In the previous week, Citizens Financial Group had 6 more articles in the media than PennyMac Financial Services. MarketBeat recorded 12 mentions for Citizens Financial Group and 6 mentions for PennyMac Financial Services. PennyMac Financial Services' average media sentiment score of 1.14 beat Citizens Financial Group's score of 0.71 indicating that PennyMac Financial Services is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Citizens Financial Group 5 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive PennyMac Financial Services 5 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has better earnings & valuation, CFG or PFSI? Citizens Financial Group has higher revenue and earnings than PennyMac Financial Services. Citizens Financial Group is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCitizens Financial Group$7.81B2.45$1.61B$2.5417.11PennyMac Financial Services$2.25B2.32$144.66M$3.1532.27 Is CFG or PFSI a better dividend stock? Citizens Financial Group pays an annual dividend of $1.68 per share and has a dividend yield of 3.9%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.2%. Citizens Financial Group pays out 66.1% of its earnings in the form of a dividend. PennyMac Financial Services pays out 38.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Do insiders and institutionals hold more shares of CFG or PFSI? 94.9% of Citizens Financial Group shares are held by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are held by institutional investors. 0.6% of Citizens Financial Group shares are held by company insiders. Comparatively, 16.6% of PennyMac Financial Services shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth. Do analysts rate CFG or PFSI? Citizens Financial Group currently has a consensus target price of $47.41, indicating a potential upside of 9.12%. PennyMac Financial Services has a consensus target price of $122.50, indicating a potential upside of 20.50%. Given PennyMac Financial Services' stronger consensus rating and higher probable upside, analysts clearly believe PennyMac Financial Services is more favorable than Citizens Financial Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Citizens Financial Group 0 Sell rating(s) 7 Hold rating(s) 9 Buy rating(s) 1 Strong Buy rating(s) 2.65PennyMac Financial Services 0 Sell rating(s) 1 Hold rating(s) 5 Buy rating(s) 0 Strong Buy rating(s) 2.83 SummaryPennyMac Financial Services beats Citizens Financial Group on 12 of the 21 factors compared between the two stocks. Ad WealthPress70%, 80%, 90% Win Rates? Grab Your Free Cheatsheets Today!Would you like to know the historic win rate of every trade you take before you place it? Well, it’s all possible with these FIVE Candlestick Pattern Cheatsheets.>> You can grab your FREE, laminated copies right here << Get PennyMac Financial Services News Delivered to You Automatically Sign up to receive the latest news and ratings for PFSI and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PFSI vs. The Competition Export to ExcelMetricPennyMac Financial ServicesMortgage bankers & correspondents IndustryFinance SectorNYSE ExchangeMarket Cap$5.21B$5.06B$10.88B$19.18BDividend Yield1.16%6.12%10.01%3.58%P/E Ratio32.2715.4728.9641.22Price / Sales2.3213.7950.8217.58Price / Cash14.519.4630.1321.28Price / Book1.441.712.725.32Net Income$144.66M$1.06M$1.03B$989.67M7 Day Performance-2.67%-1.38%-2.88%-3.45%1 Month Performance-2.20%1.09%-2.84%-3.73%1 Year Performance16.30%17.90%11.26%12.06% PennyMac Financial Services Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PFSIPennyMac Financial Services4.9587 of 5 stars$101.66+1.6%$122.50+20.5%+17.2%$5.21B$2.25B32.273,900Positive NewsHigh Trading VolumeCFGCitizens Financial Group4.4274 of 5 stars$45.73+0.1%$46.94+2.6%+34.2%$20.15B$12.19B17.9917,570Analyst UpgradeAnalyst RevisionSOFISoFi Technologies2.2084 of 5 stars$16.96+4.4%$10.50-38.1%+64.9%$18.40B$2.48B165.704,400Analyst ForecastInsider TradeGap DownSHGShinhan Financial Group4.1237 of 5 stars$34.88-0.1%N/A+13.4%$17.56B$25.42B5.48190BSBRBanco Santander (Brasil)4.0716 of 5 stars$4.01-0.7%$6.00+49.6%-36.5%$14.93B$45.72B5.3955,611News CoverageGap UpALLYAlly Financial4.9764 of 5 stars$37.74+0.2%$41.73+10.6%+2.8%$11.50B$8.21B15.0711,100Analyst ForecastUWMCUWM2.0582 of 5 stars$6.06+0.7%$7.41+22.2%-17.1%$9.69B$835.67M-26.176,700Analyst ForecastBSACBanco Santander-Chile3.6865 of 5 stars$19.38-0.4%$21.33+10.1%-0.9%$9.13B$6.07B11.059,229WFWoori Financial Group4.1385 of 5 stars$32.74-0.8%N/A+7.6%$8.10B$17.78B4.29150News CoverageCIBBancolombia2.2165 of 5 stars$33.04-0.5%$33.67+1.9%+10.0%$7.94B$27.76T5.2634,756UPSTUpstart3.5282 of 5 stars$85.06+0.7%$61.80-27.3%+56.8%$7.76B$513.56M-43.761,388 Related Companies and Tools Related Companies Citizens Financial Group Competitors SoFi Technologies Competitors Shinhan Financial Group Competitors Banco Santander (Brasil) Competitors Ally Financial Competitors UWM Competitors Banco Santander-Chile Competitors Woori Financial Group Competitors Bancolombia Competitors Upstart Competitors Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NYSE:PFSI) was last updated on 12/21/2024 by MarketBeat.com Staff From Our PartnersAmazon coin set to soar 25X – starting December 16th?This tiny 3-cent crypto just partnered with one of the biggest companies in the world… Amazon. 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