Charles Schwab (SCHW) Financials

$77.50 +0.59 (+0.76%)

As of 10:23 AM Eastern

Annual Income Statements for Charles Schwab

This table shows Charles Schwab's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Income / (Loss) Attributable to Common Shareholders	1,364	1,746	2,180	3,329	3,526	3,043	5,360	6,635	4,649	5,478
Consolidated Net Income / (Loss)	1,447	1,889	2,354	3,507	3,704	3,299	5,855	7,183	5,067	5,942
Net Income / (Loss) Continuing Operations	1,447	1,889	2,354	3,507	3,704	3,299	5,855	7,183	5,067	5,942
Total Pre-Tax Income	2,279	2,993	3,650	4,562	4,848	4,300	7,713	9,388	6,378	7,692
Total Revenue	6,380	7,478	8,618	10,132	10,721	11,691	18,520	20,762	18,837	19,606
Net Interest Income / (Expense)	2,525	3,322	4,282	5,823	6,516	6,113	8,030	10,682	9,427	9,144
Total Interest Income	2,657	3,493	4,624	6,680	7,580	6,531	8,506	12,227	9,427	15,537
Investment Securities Interest Income	2,657	3,493	4,624	6,680	7,580	6,531	8,506	12,227	16,111	15,537
Total Interest Expense	132	171	342	857	1,064	418	476	1,545	0.00	6,393
Long-Term Debt Interest Expense	132	171	342	857	1,064	418	476	1,545	-	6,393
Total Non-Interest Income	3,855	4,156	4,336	4,309	4,205	5,578	10,490	10,080	9,410	10,462
Other Non-Interest Income	866	3,880	4,046	4,131	3,963	5,246	10,490	10,080	9,410	10,462
Total Non-Interest Expense	4,101	4,485	4,968	5,570	5,873	7,391	10,807	11,374	12,459	11,914
Salaries and Employee Benefits	2,241	2,466	2,737	3,057	3,320	3,954	5,450	5,936	6,315	6,043
Net Occupancy & Equipment Expense	353	398	436	496	559	703	976	1,175	1,254	1,060
Marketing Expense	249	265	268	313	307	326	485	419	397	397
Other Operating Expenses	1,034	1,122	1,258	1,398	1,338	1,804	2,732	2,596	3,155	2,979
Depreciation Expense	224	234	269	277	322	414	549	652	804	916
Amortization Expense	-	-	-	29	27	190	615	596	534	519
Income Tax Expense	832	1,104	1,296	1,055	1,144	1,001	1,858	2,205	1,311	1,750
Preferred Stock Dividends Declared	83	143	174	178	178	256	495	548	418	464
Basic Earnings per Share	$1.04	$1.32	$1.63	$2.47	$2.69	$2.13	$2.84	$3.52	$2.55	$3.00
Weighted Average Basic Shares Outstanding	1.32B	1.32B	1.34B	1.35B	1.31B	1.43B	1.89B	1.89B	1.82B	1.83B
Diluted Earnings per Share	$1.03	$1.31	$1.61	$2.45	$2.67	$2.12	$2.83	$3.50	$2.54	$2.99
Weighted Average Diluted Shares Outstanding	1.33B	1.33B	1.35B	1.36B	1.32B	1.44B	1.90B	1.89B	1.83B	1.83B
Weighted Average Basic & Diluted Shares Outstanding	1.31B	1.32B	1.35B	1.33B	1.29B	1.88B	1.89B	1.84B	1.82B	1.81B
Cash Dividends to Common per Share	$0.24	$0.27	$0.32	$0.46	$0.68	$0.72	$0.72	$0.84	$1.00	$1.00

This table shows Charles Schwab's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Net Income / (Loss) Attributable to Common Shareholders	1,884	1,821	1,533	1,173	1,017	926	1,251	1,211	1,299	1,717
Consolidated Net Income / (Loss)	2,020	1,968	1,603	1,294	1,125	1,045	1,362	1,332	1,408	1,840
Net Income / (Loss) Continuing Operations	2,020	1,968	1,603	1,294	1,125	1,045	1,362	1,332	1,408	1,840
Total Pre-Tax Income	2,677	2,598	2,110	1,691	1,383	1,194	1,798	1,747	1,842	2,305
Total Revenue	5,500	5,497	5,116	4,656	4,606	4,459	4,740	4,690	4,847	5,329
Net Interest Income / (Expense)	2,926	3,029	2,770	2,290	2,237	2,130	2,233	2,158	2,222	2,531
Total Interest Income	3,357	3,841	4,016	4,104	4,028	-2,721	3,941	3,817	3,928	3,851
Investment Securities Interest Income	3,357	3,841	4,016	4,104	4,028	3,963	3,941	3,817	3,928	3,851
Total Interest Expense	431	812	1,246	1,814	1,791	-4,851	1,708	1,659	1,706	1,320
Long-Term Debt Interest Expense	431	812	1,246	1,814	1,791	-	1,708	1,659	1,706	1,320
Total Non-Interest Income	2,574	2,468	2,346	2,366	2,369	2,329	2,507	2,532	2,625	2,798
Other Non-Interest Income	2,574	2,468	2,346	2,366	2,369	2,329	2,507	2,532	2,625	2,798
Total Non-Interest Expense	2,823	2,899	3,006	2,965	3,223	3,265	2,942	2,943	3,005	3,024
Salaries and Employee Benefits	1,476	1,488	1,638	1,498	1,770	1,409	1,538	1,450	1,522	1,533
Net Occupancy & Equipment Expense	292	320	299	319	305	331	265	248	271	276
Marketing Expense	89	123	88	103	102	104	88	107	101	101
Other Operating Expenses	647	656	669	720	713	1,053	693	776	750	760
Depreciation Expense	167	176	177	191	198	238	228	233	231	224
Amortization Expense	152	136	135	134	135	130	130	129	130	130
Income Tax Expense	657	630	507	397	258	149	436	415	434	465
Preferred Stock Dividends Declared	136	147	70	121	108	119	111	121	109	123
Basic Earnings per Share	$1.00	$0.98	$0.84	$0.64	$0.56	$0.51	$0.69	$0.66	$0.71	$0.94
Weighted Average Basic Shares Outstanding	1.89B	1.89B	1.83B	1.82B	1.82B	1.82B	1.83B	1.83B	1.83B	1.83B
Diluted Earnings per Share	$0.99	$0.97	$0.83	$0.64	$0.56	$0.51	$0.68	$0.66	$0.71	$0.94
Weighted Average Diluted Shares Outstanding	1.90B	1.89B	1.84B	1.83B	1.83B	1.83B	1.83B	1.83B	1.83B	1.83B
Weighted Average Basic & Diluted Shares Outstanding	1.87B	1.84B	1.82B	1.82B	1.82B	1.82B	1.83B	1.83B	1.83B	1.81B

This table details how cash moves in and out of Charles Schwab's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Change in Cash & Equivalents	615	-209	1,287	19,067	7,350	24,983	22,778	-34,618	15,753	-8,959
Net Cash From Operating Activities	1,246	3,603	-839	12,456	9,325	6,852	2,118	2,057	19,587	2,670
Net Cash From Continuing Operating Activities	1,246	3,603	-839	12,456	9,325	6,852	2,118	2,057	19,587	2,670
Net Income / (Loss) Continuing Operations	1,447	1,889	2,354	3,507	3,704	3,299	5,855	7,183	5,067	5,942
Consolidated Net Income / (Loss)	1,447	1,889	2,354	3,507	3,704	3,299	5,855	7,183	5,067	5,942
Depreciation Expense	224	234	269	277	322	414	549	652	804	916
Amortization Expense	162	266	342	379	473	1,776	2,961	1,971	1,364	1,325
Non-Cash Adjustments to Reconcile Net Income	124	160	262	334	384	415	679	838	544	698
Changes in Operating Assets and Liabilities, net	-700	1,054	-4,066	7,959	4,442	948	-7,926	-8,587	11,808	-6,211
Net Cash From Investing Activities	-28,623	-38,775	-20,473	-40,555	11,964	-125,851	-75,663	32,048	57,411	35,431
Net Cash From Continuing Investing Activities	-28,623	-38,775	-20,473	-40,555	11,964	-125,851	-75,663	32,048	57,307	35,431
Purchase of Property, Leasehold Improvements and Equipment	-266	-346	-400	-570	-708	-631	-916	-971	-804	-620
Purchase of Investment Securities	-41,669	-61,704	-49,518	-73,959	-53,069	-208,048	-182,965	-57,557	-3,765	-9,179
Sale and/or Maturity of Investments	13,312	23,275	29,445	34,070	65,741	68,080	108,218	90,576	61,876	45,230
Net Cash From Financing Activities	27,992	34,963	22,599	47,166	-13,939	143,982	96,323	-68,723	-61,245	-47,060
Net Cash From Continuing Financing Activities	27,992	34,963	22,599	47,166	-13,939	143,982	96,323	-68,723	-61,245	-47,060
Net Change in Deposits	26,687	33,952	6,186	61,767	-11,329	137,928	85,756	-77,054	-76,771	-30,832
Issuance of Debt	1,346	0.00	17,129	3,024	1,993	4,304	18,143	36,366	72,297	50,018
Issuance of Preferred Equity	581	1,316	492	0.00	0.00	4,940	2,806	740	0.00	0.00
Repayment of Debt	-357	-7.00	-257	-15,963	-1,400	-1,934	-8,077	-22,240	-51,135	-63,954
Repurchase of Preferred Equity	0.00	0.00	-485	-	0.00	0.00	-600	-1,000	-467	0.00
Repurchase of Common Equity	-	0.00	0.00	-1,000	-2,220	0.00	0.00	-3,395	-2,842	0.00
Payment of Dividends	-387	-486	-592	-787	-1,060	-1,280	-1,822	-2,110	-2,276	-2,275
Other Financing Activities, Net	122	188	126	125	77	24	117	-30	-51	-17
Cash Interest Paid	121	160	327	798	1,075	434	501	1,355	5,623	6,655
Cash Income Taxes Paid	810	991	1,212	927	1,199	803	2,053	2,130	1,620	1,491

This table details how cash moves in and out of Charles Schwab's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Net Change in Cash & Equivalents	-18,580	-6,526	10,710	-10,323	-14,200	29,566	-16,800	-10,558	19,888	-1,489
Net Cash From Operating Activities	9,054	-2,107	9,777	-5,216	-5,011	20,037	-1,349	-4,252	19,098	-10,827
Net Cash From Continuing Operating Activities	9,054	-2,107	9,777	-5,216	-5,011	20,037	-1,349	-4,252	19,098	-10,827
Net Income / (Loss) Continuing Operations	2,020	1,968	1,603	1,294	1,125	1,045	1,362	1,332	1,408	1,840
Consolidated Net Income / (Loss)	2,020	1,968	1,603	1,294	1,125	1,045	1,362	1,332	1,408	1,840
Depreciation Expense	167	176	177	191	198	238	228	233	231	224
Amortization Expense	447	348	320	341	357	346	335	340	332	318
Non-Cash Adjustments to Reconcile Net Income	207	275	269	207	180	-112	198	133	143	224
Changes in Operating Assets and Liabilities, net	6,213	-4,874	7,408	-7,249	-6,871	18,520	-3,472	-6,290	16,984	-13,433
Net Cash From Investing Activities	21,760	11,540	11,029	18,167	18,533	9,682	9,475	9,706	8,516	7,734
Net Cash From Continuing Investing Activities	21,760	11,540	11,001	18,195	18,533	9,578	9,475	9,730	8,492	7,734
Purchase of Property, Leasehold Improvements and Equipment	-232	-202	-187	-211	-239	-167	-149	-65	-152	-254
Purchase of Investment Securities	-4,314	-1,863	-968	-371	-1,277	-1,149	-1,207	-2,516	-2,618	-2,838
Sale and/or Maturity of Investments	26,306	13,605	12,156	18,777	20,049	10,894	10,831	12,311	11,262	10,826
Net Cash From Financing Activities	-49,394	-15,959	-10,096	-23,274	-27,722	-153	-24,926	-16,012	-7,726	1,604
Net Cash From Continuing Financing Activities	-49,394	-15,959	-10,096	-23,274	-27,722	-153	-24,926	-16,012	-7,726	1,604
Net Change in Deposits	-46,288	-28,991	-40,979	-21,331	-20,006	5,545	-20,493	-17,040	-5,958	12,659
Issuance of Debt	500	18,392	39,857	9,935	11,007	11,498	9,050	14,017	15,159	11,792
Repayment of Debt	-1,614	-1,850	-5,049	-11,305	-18,165	-16,616	-12,858	-12,436	-16,368	-22,292
Payment of Dividends	-539	-551	-568	-574	-561	-573	-562	-575	-563	-575
Other Financing Activities, Net	2.00	-19	-48	1.00	3.00	-7.00	-63	22	4.00	20
Cash Interest Paid	436	633	923	1,212	1,716	1,772	1,957	1,611	1,645	1,442
Cash Income Taxes Paid	599	694	40	836	367	377	41	1,026	246	178

This table presents Charles Schwab's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	183,705	223,383	243,274	296,482	294,005	549,009	667,270	551,772	493,178	479,843
Cash and Due from Banks	11,978	10,828	14,217	27,938	29,345	40,348	62,975	40,195	43,337	42,083
Restricted Cash	19,598	22,174	15,139	13,563	20,483	50,399	53,949	42,983	31,836	38,221
Trading Account Securities	116,186	153,017	171,460	210,587	196,128	337,400	390,054	320,945	267,098	229,447
Loans and Leases, Net of Allowance	14,334	0.00	0.00	16,609	0.00	23,813	34,636	40,505	40,439	45,215
Loans and Leases	14,334	-	-	16,609	-	23,813	34,636	40,505	40,439	45,215
Customer and Other Receivables	17,895	17,155	20,576	21,651	21,767	64,440	90,565	66,591	68,667	85,374
Premises and Equipment, Net	1,145	1,299	1,471	1,769	2,128	2,883	3,442	3,714	3,690	3,338
Goodwill	1,227	1,227	1,227	1,227	1,227	11,952	11,952	11,951	11,951	11,951
Intangible Assets	181	144	-	-	128	9,991	9,379	8,789	8,260	7,743
Other Assets	1,161	2,136	2,706	3,138	22,799	7,783	10,318	16,099	17,900	16,471
Total Liabilities & Shareholders' Equity	183,705	223,383	243,274	296,482	294,005	549,009	667,270	551,772	493,178	479,843
Total Liabilities	170,303	206,962	224,749	275,812	272,260	492,949	611,009	515,164	452,220	431,468
Non-Interest Bearing Deposits	129,502	163,454	169,656	231,423	220,094	358,022	443,778	366,724	289,953	259,121
Short-Term Debt	35,773	38,301	47,530	32,726	39,220	104,201	130,526	97,438	97,987	120,894
Accrued Interest Payable	2,151	-	-	-	5,516	17,094	-	-	11,752	12,325
Long-Term Debt	2,877	2,876	4,753	6,878	7,430	13,632	18,914	33,228	52,528	39,128
Total Equity & Noncontrolling Interests	13,402	16,421	18,525	20,670	21,745	56,060	56,261	36,608	40,958	48,375
Total Preferred & Common Equity	13,402	16,421	18,525	20,670	21,745	56,060	56,261	36,608	40,958	48,375
Preferred Stock	1,459	2,783	2,793	2,793	2,793	7,733	9,954	9,706	9,191	9,191
Total Common Equity	11,943	13,638	15,732	17,877	18,952	48,327	46,307	26,881	31,767	39,184
Common Stock	4,167	4,282	4,368	4,514	4,671	26,536	26,762	27,075	27,351	27,660
Retained Earnings	11,253	12,649	14,408	17,329	19,960	21,975	25,992	31,066	33,901	37,568
Treasury Stock	-3,343	-3,130	-2,892	-3,714	-5,767	-5,578	-5,338	-8,639	-11,354	-11,196
Accumulated Other Comprehensive Income / (Loss)	-134	-163	-152	-252	88	5,394	-1,109	-22,621	-18,131	-14,848

This table presents Charles Schwab's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Total Assets	577,563	551,772	535,552	511,505	475,204	493,178	468,784	449,675	466,055	479,843
Cash and Due from Banks	46,486	40,195	49,162	47,651	33,251	43,337	31,752	25,350	34,850	42,083
Restricted Cash	44,118	42,983	31,037	25,083	18,576	31,836	25,905	21,737	33,671	38,221
Trading Account Securities	332,840	320,945	311,245	292,097	272,724	267,098	257,457	246,741	239,880	229,447
Loans and Leases, Net of Allowance	40,379	40,505	0.00	40,061	40,327	40,439	40,783	42,182	43,311	45,215
Loans and Leases	40,379	40,505	-	40,061	40,327	40,439	40,783	42,182	43,311	45,215
Customer and Other Receivables	73,859	66,591	63,187	65,162	69,062	68,667	71,169	72,836	74,016	85,374
Premises and Equipment, Net	3,687	3,714	3,716	3,686	3,730	3,690	3,584	3,436	3,340	3,338
Goodwill	11,951	11,951	11,951	11,951	11,951	11,951	11,951	11,951	11,951	11,951
Intangible Assets	8,923	8,789	8,659	8,524	8,390	8,260	8,131	8,003	7,873	7,743
Other Assets	15,320	16,099	56,595	17,290	17,193	17,900	18,052	17,439	17,163	16,471
Total Liabilities & Shareholders' Equity	577,563	551,772	535,552	511,505	475,204	493,178	468,784	449,675	466,055	479,843
Total Liabilities	540,522	515,164	499,205	474,358	437,420	452,220	426,372	405,722	418,840	431,468
Non-Interest Bearing Deposits	395,715	366,724	325,745	304,414	284,408	289,953	269,460	252,420	246,462	259,121
Short-Term Debt	110,512	97,438	94,624	92,626	80,368	97,987	92,410	89,962	99,757	120,894
Accrued Interest Payable	13,451	-	-	13,836	16,041	11,752	17,637	16,491	27,579	12,325
Long-Term Debt	20,844	33,228	65,616	63,482	56,603	52,528	46,865	46,849	45,042	39,128
Total Equity & Noncontrolling Interests	37,041	36,608	36,347	37,147	37,784	40,958	42,412	43,953	47,215	48,375
Total Preferred & Common Equity	37,041	36,608	36,347	37,147	37,784	40,958	42,412	43,953	47,215	48,375
Preferred Stock	10,297	9,706	9,191	9,191	9,191	9,191	9,191	9,191	9,191	9,191
Total Common Equity	26,744	26,881	27,156	27,956	28,593	31,767	33,221	34,762	38,024	39,184
Common Stock	26,996	27,075	27,157	27,241	27,314	27,351	27,379	27,491	27,569	27,660
Retained Earnings	29,651	31,066	32,144	32,865	33,429	33,901	34,701	35,458	36,303	37,568
Treasury Stock	-6,751	-8,639	-11,455	-11,420	-11,398	-11,354	-11,283	-11,251	-11,230	-11,196
Accumulated Other Comprehensive Income / (Loss)	-23,152	-22,621	-20,690	-20,730	-20,752	-18,131	-17,576	-16,936	-14,618	-14,848

This table displays calculated financial ratios and metrics derived from Charles Schwab's official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	5.32%	17.21%	15.24%	17.57%	5.81%	9.05%	58.41%	12.11%	-9.27%	4.08%
EBITDA Growth	9.27%	31.07%	21.99%	22.46%	8.14%	15.01%	72.93%	7.02%	-28.85%	16.23%
EBIT Growth	7.75%	31.33%	21.95%	24.99%	6.27%	-11.30%	79.37%	21.72%	-32.06%	20.60%
NOPAT Growth	9.54%	30.55%	24.62%	48.98%	5.62%	-10.93%	77.48%	22.68%	-29.46%	17.27%
Net Income Growth	9.54%	30.55%	24.62%	48.98%	5.62%	-10.93%	77.48%	22.68%	-29.46%	17.27%
EPS Growth	8.42%	27.18%	22.90%	52.17%	8.98%	-20.60%	33.49%	23.67%	-27.43%	17.72%
Operating Cash Flow Growth	-46.93%	189.17%	-123.29%	1,584.62%	-25.14%	-26.52%	-69.09%	-2.88%	852.21%	-86.37%
Free Cash Flow Firm Growth	-250.76%	-515.66%	-196.86%	229.34%	-131.46%	-2,213.77%	74.61%	275.74%	-141.95%	42.60%
Invested Capital Growth	4.08%	10.65%	22.93%	-14.88%	13.47%	154.25%	18.29%	-18.68%	14.47%	8.84%
Revenue Q/Q Growth	2.34%	3.82%	3.23%	4.40%	-0.58%	15.51%	2.96%	3.95%	-5.22%	4.64%
EBITDA Q/Q Growth	4.31%	6.66%	3.75%	4.82%	0.11%	17.30%	5.22%	2.02%	-13.59%	12.06%
EBIT Q/Q Growth	4.45%	6.13%	3.66%	5.97%	-1.98%	9.25%	7.63%	6.52%	-18.04%	16.88%
NOPAT Q/Q Growth	4.78%	5.95%	3.29%	10.67%	-2.19%	9.38%	8.23%	5.71%	-15.41%	15.45%
Net Income Q/Q Growth	4.78%	5.95%	3.29%	10.67%	-2.19%	9.38%	8.23%	5.71%	-15.41%	15.45%
EPS Q/Q Growth	4.04%	7.38%	2.55%	10.86%	-1.11%	-1.85%	7.20%	6.06%	-15.33%	16.80%
Operating Cash Flow Q/Q Growth	2.64%	93.09%	-116.52%	812.53%	-27.27%	426.13%	-78.25%	-79.02%	866.01%	-92.04%
Free Cash Flow Firm Q/Q Growth	-501.35%	40.88%	-248.17%	35.35%	30.50%	-364.16%	73.09%	45.15%	-5,098.91%	9.33%
Invested Capital Q/Q Growth	4.45%	-0.36%	12.03%	7.64%	3.41%	90.73%	6.57%	-0.67%	9.57%	8.53%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	41.77%	46.71%	49.44%	51.50%	52.64%	55.51%	60.60%	57.85%	45.37%	50.66%
EBIT Margin	35.72%	40.02%	42.35%	45.03%	45.22%	36.78%	41.65%	45.22%	33.86%	39.23%
Profit (Net Income) Margin	22.68%	25.26%	27.31%	34.61%	34.55%	28.22%	31.61%	34.60%	26.90%	30.31%
Tax Burden Percent	63.49%	63.11%	64.49%	76.87%	76.40%	76.72%	75.91%	76.51%	79.45%	77.25%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	36.51%	36.89%	35.51%	23.13%	23.60%	23.28%	24.09%	23.49%	20.56%	22.75%
Return on Invested Capital (ROIC)	2.84%	3.45%	3.67%	5.35%	5.76%	2.72%	3.08%	3.85%	2.82%	2.97%
ROIC Less NNEP Spread (ROIC-NNEP)	2.84%	3.45%	3.67%	5.35%	5.76%	2.72%	3.08%	3.85%	2.82%	2.97%
Return on Net Nonoperating Assets (RNNOA)	8.65%	9.22%	9.81%	12.54%	11.71%	5.76%	7.34%	11.62%	10.24%	10.33%
Return on Equity (ROE)	11.48%	12.67%	13.47%	17.90%	17.47%	8.48%	10.43%	15.47%	13.07%	13.30%
Cash Return on Invested Capital (CROIC)	-1.16%	-6.67%	-16.91%	21.42%	-6.87%	-84.36%	-13.67%	24.46%	-10.67%	-5.49%
Operating Return on Assets (OROA)	1.35%	1.47%	1.56%	1.69%	1.64%	1.02%	1.27%	1.54%	1.22%	1.58%
Return on Assets (ROA)	0.86%	0.93%	1.01%	1.30%	1.25%	0.78%	0.96%	1.18%	0.97%	1.22%
Return on Common Equity (ROCE)	10.42%	10.87%	11.32%	15.34%	15.17%	7.33%	8.78%	12.19%	9.88%	10.57%
Return on Equity Simple (ROE_SIMPLE)	10.80%	11.50%	12.71%	16.97%	17.03%	5.88%	10.41%	19.62%	12.37%	12.28%
Net Operating Profit after Tax (NOPAT)	1,447	1,889	2,354	3,507	3,704	3,299	5,855	7,183	5,067	5,942
NOPAT Margin	22.68%	25.26%	27.31%	34.61%	34.55%	28.22%	31.61%	34.60%	26.90%	30.31%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	44.56%	41.84%	39.93%	38.16%	39.04%	42.62%	37.32%	36.27%	42.29%	38.25%
Operating Expenses to Revenue	64.28%	59.98%	57.65%	54.97%	54.78%	63.22%	58.35%	54.78%	66.14%	60.77%
Earnings before Interest and Taxes (EBIT)	2,279	2,993	3,650	4,562	4,848	4,300	7,713	9,388	6,378	7,692
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	2,665	3,493	4,261	5,218	5,643	6,490	11,223	12,011	8,546	9,933
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	3.24	3.46	3.98	2.88	3.00	1.95	3.29	5.58	3.88	3.45
Price to Tangible Book Value (P/TBV)	3.68	3.85	4.31	3.09	3.23	3.58	6.10	24.44	10.66	6.93
Price to Revenue (P/Rev)	6.07	6.31	7.26	5.08	5.30	8.08	8.23	7.23	6.54	6.89
Price to Earnings (P/E)	28.39	27.03	28.71	15.45	16.12	31.04	28.44	22.62	26.49	24.65
Dividend Yield	0.82%	0.76%	0.69%	1.21%	1.53%	1.43%	0.89%	1.32%	1.48%	1.36%
Earnings Yield	3.52%	3.70%	3.48%	6.47%	6.20%	3.22%	3.52%	4.42%	3.77%	4.06%
Enterprise Value to Invested Capital (EV/IC)	0.91	1.01	1.25	0.87	0.83	0.74	0.95	1.24	1.08	1.07
Enterprise Value to Revenue (EV/Rev)	7.41	7.78	10.25	5.16	5.26	11.06	10.53	9.98	11.03	11.42
Enterprise Value to EBITDA (EV/EBITDA)	17.73	16.65	20.72	10.03	10.00	19.92	17.37	17.26	24.30	22.55
Enterprise Value to EBIT (EV/EBIT)	20.74	19.43	24.19	11.47	11.64	30.06	25.27	22.08	32.56	29.11
Enterprise Value to NOPAT (EV/NOPAT)	32.66	30.78	37.51	14.92	15.24	39.18	33.29	28.86	40.99	37.69
Enterprise Value to Operating Cash Flow (EV/OCF)	37.93	16.14	0.00	4.20	6.05	18.86	92.04	100.78	10.60	83.87
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	3.73	0.00	0.00	0.00	4.55	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	2.88	2.51	2.82	1.92	2.15	2.10	2.66	3.57	3.67	3.31
Long-Term Debt to Equity	0.21	0.18	0.26	0.33	0.34	0.24	0.34	0.91	1.28	0.81
Financial Leverage	3.05	2.68	2.67	2.34	2.03	2.11	2.38	3.02	3.63	3.48
Leverage Ratio	13.42	13.65	13.35	13.77	13.92	10.84	10.83	13.13	13.47	10.89
Compound Leverage Factor	13.42	13.65	13.35	13.77	13.92	10.84	10.83	13.13	13.47	10.89
Debt to Total Capital	74.25%	71.49%	73.84%	65.71%	68.21%	67.76%	72.65%	78.11%	78.61%	76.79%
Short-Term Debt to Total Capital	68.73%	66.50%	67.13%	54.30%	57.34%	59.92%	63.45%	58.25%	51.18%	58.01%
Long-Term Debt to Total Capital	5.53%	4.99%	6.71%	11.41%	10.86%	7.84%	9.19%	19.86%	27.43%	18.78%
Preferred Equity to Total Capital	2.80%	4.83%	3.94%	4.63%	4.08%	4.45%	4.84%	5.80%	4.80%	4.41%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	22.94%	23.68%	22.22%	29.66%	27.71%	27.79%	22.51%	16.07%	16.59%	18.80%
Debt to EBITDA	14.50	11.79	12.27	7.59	8.27	18.16	13.32	10.88	17.61	16.11
Net Debt to EBITDA	2.65	2.34	5.38	-0.36	-0.56	4.17	2.90	3.95	8.82	8.03
Long-Term Debt to EBITDA	1.08	0.82	1.12	1.32	1.32	2.10	1.69	2.77	6.15	3.94
Debt to NOPAT	26.71	21.80	22.21	11.29	12.59	35.72	25.52	18.19	29.71	26.93
Net Debt to NOPAT	4.89	4.33	9.74	-0.54	-0.86	8.21	5.55	6.61	14.87	13.42
Long-Term Debt to NOPAT	1.99	1.52	2.02	1.96	2.01	4.13	3.23	4.63	10.37	6.59
Noncontrolling Interest Sharing Ratio	9.25%	14.22%	15.96%	14.25%	13.17%	13.53%	15.75%	21.19%	24.39%	20.58%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-594	-3,657	-10,856	14,041	-4,417	-102,199	-25,953	45,610	-19,132	-10,982
Operating Cash Flow to CapEx	468.42%	1,041.33%	-209.75%	2,185.26%	1,317.09%	1,085.90%	231.22%	211.84%	2,436.19%	430.65%
Free Cash Flow to Firm to Interest Expense	-4.50	-21.39	-31.74	16.38	-4.15	-244.50	-54.52	29.52	0.00	-1.72
Operating Cash Flow to Interest Expense	9.44	21.07	-2.45	14.53	8.76	16.39	4.45	1.33	0.00	0.42
Operating Cash Flow Less CapEx to Interest Expense	7.42	19.05	-3.62	13.87	8.10	14.88	2.53	0.70	0.00	0.32
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.03	0.03	0.03	0.04	0.04
Fixed Asset Turnover	5.84	6.12	6.22	6.25	5.50	4.67	5.86	5.80	5.09	5.58
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	52,052	57,598	70,808	60,274	68,395	173,893	205,701	167,274	191,473	208,397
Invested Capital Turnover	0.13	0.14	0.13	0.15	0.17	0.10	0.10	0.11	0.11	0.10
Increase / (Decrease) in Invested Capital	2,041	5,546	13,210	-10,534	8,121	105,498	31,808	-38,427	24,199	16,924
Enterprise Value (EV)	47,259	58,147	88,306	52,321	56,441	129,261	194,932	207,304	207,687	223,940
Market Capitalization	38,726	47,189	62,586	51,425	56,826	94,442	152,462	150,110	123,154	135,031
Book Value per Share	$9.07	$10.29	$11.74	$13.24	$14.78	$25.75	$24.49	$14.40	$17.43	$21.41
Tangible Book Value per Share	$8.00	$9.25	$10.82	$12.33	$13.72	$14.06	$13.21	$3.29	$6.34	$10.65
Total Capital	52,052	57,598	70,808	60,274	68,395	173,893	205,701	167,274	191,473	208,397
Total Debt	38,650	41,177	52,283	39,604	46,650	117,833	149,440	130,666	150,515	160,022
Total Long-Term Debt	2,877	2,876	4,753	6,878	7,430	13,632	18,914	33,228	52,528	39,128
Net Debt	7,074	8,175	22,927	-1,897	-3,178	27,086	32,516	47,488	75,342	79,718
Capital Expenditures (CapEx)	266	346	400	570	708	631	916	971	804	620
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	38,650	41,177	52,283	39,604	46,650	117,833	149,440	130,666	150,515	160,022
Total Depreciation and Amortization (D&A)	386	500	611	656	795	2,190	3,510	2,623	2,168	2,241
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.04	$1.32	$1.63	$2.47	$2.69	$2.13	$2.84	$3.52	$2.55	$3.00
Adjusted Weighted Average Basic Shares Outstanding	1.32B	1.32B	1.34B	1.35B	1.31B	1.43B	1.89B	1.89B	1.82B	1.83B
Adjusted Diluted Earnings per Share	$1.03	$1.31	$1.61	$2.45	$2.67	$2.12	$2.83	$3.50	$2.54	$2.99
Adjusted Weighted Average Diluted Shares Outstanding	1.33B	1.33B	1.35B	1.36B	1.32B	1.44B	1.90B	1.89B	1.83B	1.83B
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$2.69	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	1.32B	1.33B	1.35B	1.33B	1.29B	1.88B	1.89B	1.84B	1.82B	1.81B
Normalized Net Operating Profit after Tax (NOPAT)	1,447	1,889	2,354	3,507	3,704	3,299	5,855	7,183	5,067	5,942
Normalized NOPAT Margin	22.68%	25.26%	27.31%	34.61%	34.55%	28.22%	31.61%	34.60%	26.90%	30.31%
Pre Tax Income Margin	35.72%	40.02%	42.35%	45.03%	45.22%	36.78%	41.65%	45.22%	33.86%	39.23%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	17.27	17.50	10.67	5.32	4.56	10.29	16.20	6.08	0.00	1.20
NOPAT to Interest Expense	10.96	11.05	6.88	4.09	3.48	7.89	12.30	4.65	0.00	0.93
EBIT Less CapEx to Interest Expense	15.25	15.48	9.50	4.66	3.89	8.78	14.28	5.45	0.00	1.11
NOPAT Less CapEx to Interest Expense	8.95	9.02	5.71	3.43	2.82	6.38	10.38	4.02	0.00	0.83
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	26.75%	25.73%	25.15%	22.44%	28.62%	38.80%	31.12%	29.37%	44.92%	38.29%
Augmented Payout Ratio	26.75%	25.73%	25.15%	50.96%	88.55%	38.80%	31.12%	76.64%	101.01%	38.29%

This table displays calculated financial ratios and metrics derived from Charles Schwab's official financial filings.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	20.35%	16.76%	9.50%	-8.58%	-16.25%	-18.88%	-7.35%	0.73%	5.23%	19.51%
EBITDA Growth	14.91%	8.25%	-0.84%	-25.13%	-41.11%	-43.05%	-9.44%	4.36%	24.10%	60.12%
EBIT Growth	33.12%	28.42%	14.74%	-25.64%	-48.34%	-54.04%	-14.79%	3.31%	33.19%	93.05%
NOPAT Growth	32.37%	24.56%	14.34%	-27.83%	-44.31%	-46.90%	-15.03%	2.94%	25.16%	76.08%
Net Income Growth	32.37%	24.56%	14.34%	-27.83%	-44.31%	-46.90%	-15.03%	2.94%	25.16%	76.08%
EPS Growth	33.78%	25.97%	23.88%	-26.44%	-43.43%	-47.42%	-18.07%	3.13%	26.79%	84.31%
Operating Cash Flow Growth	398.84%	-137.36%	220.24%	34.33%	-155.35%	1,050.97%	-113.80%	18.48%	481.12%	-154.04%
Free Cash Flow Firm Growth	126.56%	233.63%	121.58%	-319.31%	-119.64%	-157.32%	259.14%	236.78%	-202.90%	34.85%
Invested Capital Growth	-12.76%	-18.68%	-1.47%	6.27%	3.78%	14.47%	-7.58%	-6.46%	9.88%	8.84%
Revenue Q/Q Growth	7.99%	-0.05%	-6.93%	-8.99%	-1.07%	-3.19%	6.30%	-1.05%	3.35%	9.94%
EBITDA Q/Q Growth	10.85%	-5.14%	-16.50%	-14.73%	-12.82%	-8.26%	32.79%	-1.74%	3.66%	18.38%
EBIT Q/Q Growth	17.72%	-2.95%	-18.78%	-19.86%	-18.21%	-13.67%	50.59%	-2.84%	5.44%	25.14%
NOPAT Q/Q Growth	12.66%	-2.57%	-18.55%	-19.28%	-13.06%	-7.11%	30.33%	-2.20%	5.71%	30.68%
Net Income Q/Q Growth	12.66%	-2.57%	-18.55%	-19.28%	-13.06%	-7.11%	30.33%	-2.20%	5.71%	30.68%
EPS Q/Q Growth	13.79%	-2.02%	-14.43%	-22.89%	-12.50%	-8.93%	33.33%	-2.94%	7.58%	32.39%
Operating Cash Flow Q/Q Growth	213.99%	-123.27%	564.02%	-153.35%	3.93%	499.86%	-106.73%	-215.20%	549.15%	-156.69%
Free Cash Flow Firm Q/Q Growth	478.28%	51.59%	-88.79%	-323.19%	48.22%	-342.46%	198.52%	-15.00%	-214.67%	4.84%
Invested Capital Q/Q Growth	-7.40%	-0.67%	17.52%	-1.69%	-9.57%	9.57%	-1.70%	-0.51%	6.22%	8.53%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	59.84%	56.79%	50.96%	47.74%	42.08%	39.87%	49.81%	49.47%	49.62%	53.42%
EBIT Margin	48.67%	47.26%	41.24%	36.32%	30.03%	26.78%	37.93%	37.25%	38.00%	43.25%
Profit (Net Income) Margin	36.73%	35.80%	31.33%	27.79%	24.42%	23.44%	28.73%	28.40%	29.05%	34.53%
Tax Burden Percent	75.46%	75.75%	75.97%	76.52%	81.34%	87.52%	75.75%	76.25%	76.44%	79.83%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	24.54%	24.25%	24.03%	23.48%	18.66%	12.48%	24.25%	23.76%	23.56%	20.17%
Return on Invested Capital (ROIC)	4.06%	3.99%	3.36%	3.08%	2.83%	2.46%	2.80%	2.81%	2.97%	3.39%
ROIC Less NNEP Spread (ROIC-NNEP)	4.06%	3.99%	3.36%	3.08%	2.83%	2.46%	2.80%	2.81%	2.97%	3.39%
Return on Net Nonoperating Assets (RNNOA)	11.47%	12.02%	12.38%	11.06%	10.15%	8.92%	10.67%	10.14%	9.84%	11.77%
Return on Equity (ROE)	15.53%	16.01%	15.74%	14.14%	12.98%	11.38%	13.47%	12.95%	12.81%	15.16%
Cash Return on Invested Capital (CROIC)	17.39%	24.46%	5.21%	-2.41%	-0.21%	-10.67%	10.43%	9.28%	-6.60%	-5.49%
Operating Return on Assets (OROA)	1.64%	1.61%	1.44%	1.31%	1.13%	0.97%	1.39%	1.43%	1.51%	1.74%
Return on Assets (ROA)	1.24%	1.22%	1.09%	1.00%	0.92%	0.84%	1.06%	1.09%	1.16%	1.39%
Return on Common Equity (ROCE)	12.20%	12.62%	12.03%	10.69%	9.60%	8.61%	10.33%	10.02%	10.04%	12.04%
Return on Equity Simple (ROE_SIMPLE)	18.34%	0.00%	20.32%	18.53%	15.85%	0.00%	11.38%	11.07%	10.90%	0.00%
Net Operating Profit after Tax (NOPAT)	2,020	1,968	1,603	1,294	1,125	1,045	1,362	1,332	1,408	1,840
NOPAT Margin	36.73%	35.80%	31.33%	27.79%	24.42%	23.44%	28.73%	28.40%	29.05%	34.53%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	33.76%	35.13%	39.58%	41.24%	47.26%	41.35%	39.89%	38.49%	39.08%	35.84%
Operating Expenses to Revenue	51.33%	52.74%	58.76%	63.68%	69.97%	73.22%	62.07%	62.75%	62.00%	56.75%
Earnings before Interest and Taxes (EBIT)	2,677	2,598	2,110	1,691	1,383	1,194	1,798	1,747	1,842	2,305
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	3,291	3,122	2,607	2,223	1,938	1,778	2,361	2,320	2,405	2,847
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	4.93	5.58	3.47	3.62	3.43	3.88	3.94	3.86	3.11	3.45
Price to Tangible Book Value (P/TBV)	22.46	24.44	14.38	13.52	11.88	10.66	9.96	9.06	6.49	6.93
Price to Revenue (P/Rev)	6.60	7.23	4.44	4.87	4.93	6.54	7.09	7.26	6.31	6.89
Price to Earnings (P/E)	21.05	22.62	13.66	15.78	17.69	26.49	29.97	30.46	25.21	24.65
Dividend Yield	1.15%	1.32%	2.17%	2.09%	2.21%	1.48%	1.39%	1.36%	1.55%	1.36%
Earnings Yield	4.75%	4.42%	7.32%	6.34%	5.65%	3.77%	3.34%	3.28%	3.97%	4.06%
Enterprise Value to Invested Capital (EV/IC)	1.09	1.24	0.93	1.00	1.10	1.08	1.22	1.29	1.06	1.07
Enterprise Value to Revenue (EV/Rev)	9.16	9.98	8.65	9.33	9.68	11.03	12.01	12.60	10.87	11.42
Enterprise Value to EBITDA (EV/EBITDA)	15.53	17.26	15.29	17.23	19.45	24.30	26.71	27.76	22.97	22.55
Enterprise Value to EBIT (EV/EBIT)	20.75	22.08	18.98	21.34	24.72	32.56	36.55	38.08	30.94	29.11
Enterprise Value to NOPAT (EV/NOPAT)	26.91	28.86	24.83	28.14	32.12	40.99	45.94	47.92	39.56	37.69
Enterprise Value to Operating Cash Flow (EV/OCF)	18.66	100.78	20.88	16.83	0.00	10.60	26.20	24.73	6.07	83.87
Enterprise Value to Free Cash Flow (EV/FCFF)	5.82	4.55	17.79	0.00	0.00	0.00	11.24	13.43	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	3.55	3.57	4.41	4.20	3.63	3.67	3.28	3.11	3.07	3.31
Long-Term Debt to Equity	0.56	0.91	1.81	1.71	1.50	1.28	1.11	1.07	0.95	0.81
Financial Leverage	2.83	3.02	3.69	3.59	3.59	3.63	3.80	3.61	3.32	3.48
Leverage Ratio	12.54	13.13	14.41	14.07	14.07	13.47	12.75	11.85	11.07	10.89
Compound Leverage Factor	12.54	13.13	14.41	14.07	14.07	13.47	12.75	11.85	11.07	10.89
Debt to Total Capital	78.00%	78.11%	81.51%	80.78%	78.38%	78.61%	76.66%	75.68%	75.41%	76.79%
Short-Term Debt to Total Capital	65.63%	58.25%	48.13%	47.93%	45.99%	51.18%	50.86%	49.77%	51.95%	58.01%
Long-Term Debt to Total Capital	12.38%	19.86%	33.38%	32.85%	32.39%	27.43%	25.79%	25.92%	23.46%	18.78%
Preferred Equity to Total Capital	6.11%	5.80%	4.68%	4.76%	5.26%	4.80%	5.06%	5.08%	4.79%	4.41%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	15.88%	16.07%	13.81%	14.47%	16.36%	16.59%	18.28%	19.23%	19.80%	18.80%
Debt to EBITDA	11.16	10.88	13.37	13.88	13.85	17.61	16.78	16.29	16.34	16.11
Net Debt to EBITDA	3.46	3.95	6.68	7.42	8.61	8.82	9.83	10.69	8.61	8.03
Long-Term Debt to EBITDA	1.77	2.77	5.47	5.65	5.72	6.15	5.65	5.58	5.08	3.94
Debt to NOPAT	19.33	18.19	21.70	22.67	22.87	29.71	28.86	28.13	28.13	26.93
Net Debt to NOPAT	6.00	6.61	10.84	12.11	14.21	14.87	16.91	18.45	14.82	13.42
Long-Term Debt to NOPAT	3.07	4.63	8.89	9.22	9.45	10.37	9.71	9.63	8.75	6.59
Noncontrolling Interest Sharing Ratio	21.46%	21.19%	23.55%	24.35%	26.04%	24.39%	23.34%	22.67%	21.63%	20.58%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	26,647	40,395	4,528	-10,106	-5,233	-23,154	16,262	13,823	-15,851	-15,084
Operating Cash Flow to CapEx	3,902.59%	-1,043.07%	5,228.34%	-2,472.04%	-2,096.65%	11,998.20%	-905.37%	-6,541.54%	12,564.47%	-4,262.60%
Free Cash Flow to Firm to Interest Expense	61.83	49.75	3.63	-5.57	-2.92	0.00	9.52	8.33	-9.29	-11.43
Operating Cash Flow to Interest Expense	21.01	-2.59	7.85	-2.88	-2.80	0.00	-0.79	-2.56	11.19	-8.20
Operating Cash Flow Less CapEx to Interest Expense	20.47	-2.84	7.70	-2.99	-2.93	0.00	-0.88	-2.60	11.11	-8.39
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.03	0.03	0.03	0.04	0.04	0.04	0.04	0.04	0.04	0.04
Fixed Asset Turnover	5.83	5.80	5.88	5.65	5.36	5.09	5.06	5.19	5.30	5.58
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	168,397	167,274	196,587	193,255	174,755	191,473	181,687	180,764	192,014	208,397
Invested Capital Turnover	0.11	0.11	0.11	0.11	0.12	0.11	0.10	0.10	0.10	0.10
Increase / (Decrease) in Invested Capital	-24,627	-38,427	-2,925	11,400	6,358	24,199	-14,900	-12,491	17,259	16,924
Enterprise Value (EV)	182,882	207,304	183,356	193,714	192,406	207,687	221,699	233,097	203,623	223,940
Market Capitalization	131,833	150,110	94,124	101,149	98,071	123,154	130,890	134,182	118,154	135,031
Book Value per Share	$14.10	$14.40	$14.74	$15.36	$15.70	$17.43	$18.20	$19.01	$20.79	$21.41
Tangible Book Value per Share	$3.09	$3.29	$3.55	$4.11	$4.53	$6.34	$7.20	$8.10	$9.95	$10.65
Total Capital	168,397	167,274	196,587	193,255	174,755	191,473	181,687	180,764	192,014	208,397
Total Debt	131,356	130,666	160,240	156,108	136,971	150,515	139,275	136,811	144,799	160,022
Total Long-Term Debt	20,844	33,228	65,616	63,482	56,603	52,528	46,865	46,849	45,042	39,128
Net Debt	40,752	47,488	80,041	83,374	85,144	75,342	81,618	89,724	76,278	79,718
Capital Expenditures (CapEx)	232	202	187	211	239	167	149	65	152	254
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	131,356	130,666	160,240	156,108	136,971	150,515	139,275	136,811	144,799	160,022
Total Depreciation and Amortization (D&A)	614	524	497	532	555	584	563	573	563	542
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.00	$0.98	$0.84	$0.64	$0.56	$0.51	$0.69	$0.66	$0.71	$0.94
Adjusted Weighted Average Basic Shares Outstanding	1.89B	1.89B	1.83B	1.82B	1.82B	1.82B	1.83B	1.83B	1.83B	1.83B
Adjusted Diluted Earnings per Share	$0.99	$0.97	$0.83	$0.64	$0.56	$0.51	$0.68	$0.66	$0.71	$0.94
Adjusted Weighted Average Diluted Shares Outstanding	1.90B	1.89B	1.84B	1.83B	1.83B	1.83B	1.83B	1.83B	1.83B	1.83B
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	1.87B	1.84B	1.82B	1.82B	1.82B	1.82B	1.83B	1.83B	1.83B	1.81B
Normalized Net Operating Profit after Tax (NOPAT)	2,020	1,968	1,603	1,294	1,125	1,045	1,362	1,332	1,408	1,840
Normalized NOPAT Margin	36.73%	35.80%	31.33%	27.79%	24.42%	23.44%	28.73%	28.40%	29.05%	34.53%
Pre Tax Income Margin	48.67%	47.26%	41.24%	36.32%	30.03%	26.78%	37.93%	37.25%	38.00%	43.25%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	6.21	3.20	1.69	0.93	0.77	0.00	1.05	1.05	1.08	1.75
NOPAT to Interest Expense	4.69	2.42	1.29	0.71	0.63	0.00	0.80	0.80	0.83	1.39
EBIT Less CapEx to Interest Expense	5.67	2.95	1.54	0.82	0.64	0.00	0.97	1.01	0.99	1.55
NOPAT Less CapEx to Interest Expense	4.15	2.17	1.14	0.60	0.49	0.00	0.71	0.76	0.74	1.20
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	29.61%	29.37%	29.37%	32.42%	37.63%	44.92%	47.04%	46.69%	44.16%	38.29%
Augmented Payout Ratio	51.02%	76.64%	113.84%	123.01%	117.46%	101.01%	47.04%	46.69%	44.16%	38.29%

Frequently Asked Questions About Charles Schwab's Financials

When does Charles Schwab's financial year end?

According to the most recent income statement we have on file, Charles Schwab's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Charles Schwab's net income changed over the last 9 years?

Charles Schwab's net income appears to be on an upward trend, with a most recent value of $5.94 billion in 2024, rising from $1.45 billion in 2015. The previous period was $5.07 billion in 2023.

How has Charles Schwab revenue changed over the last 9 years?

Over the last 9 years, Charles Schwab's total revenue changed from $6.38 billion in 2015 to $19.61 billion in 2024, a change of 207.3%.

How much debt does Charles Schwab have?

Charles Schwab's total liabilities were at $431.47 billion at the end of 2024, a 4.6% decrease from 2023, and a 153.4% increase since 2015.

How much cash does Charles Schwab have?

In the past 9 years, Charles Schwab's cash and equivalents has ranged from $10.83 billion in 2016 to $62.98 billion in 2021, and is currently $42.08 billion as of their latest financial filing in 2024.

How has Charles Schwab's book value per share changed over the last 9 years?

Over the last 9 years, Charles Schwab's book value per share changed from 9.07 in 2015 to 21.41 in 2024, a change of 136.0%.

Remove Ads

Related Companies

This page (NYSE:SCHW) was last updated on 4/15/2025 by MarketBeat.com Staff

From Our Partners

Get 30 Days of MarketBeat All Access for Free

Start Your 30-Day Trial

In-depth profiles and analysis for 20,000 public companies.
Real-time analyst ratings, insider transactions, earnings data, and more.
Our daily ratings and market update email newsletter.

Sign In
Create Account

Your Email Address:

Your Password:

Forgot your password?

Your Email Address:

Choose a Password:

By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Charles Schwab (SCHW) Financials

Frequently Asked Questions About Charles Schwab's Financials

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

MarketBeat Products

Popular Tools

Financial Calendars

Terms & Info

Charles Schwab (SCHW) Financials

Annual Income Statements for Charles Schwab

Quarterly Income Statements for Charles Schwab

Annual Cash Flow Statements for Charles Schwab

Quarterly Cash Flow Statements for Charles Schwab

Annual Balance Sheets for Charles Schwab

Quarterly Balance Sheets for Charles Schwab

Annual Metrics and Ratios for Charles Schwab

Quarterly Metrics and Ratios for Charles Schwab

Frequently Asked Questions About Charles Schwab's Financials

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools