Truist Financial (TFC) Competitors

Truist Financial (NYSE:TFC) and The PNC Financial Services Group (NYSE:PNC) are both large-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their community ranking, analyst recommendations, risk, valuation, earnings, profitability, media sentiment, institutional ownership and dividends.

Does the MarketBeat Community favor TFC or PNC?

Truist Financial received 131 more outperform votes than The PNC Financial Services Group when rated by MarketBeat users. However, 58.01% of users gave The PNC Financial Services Group an outperform vote while only 53.15% of users gave Truist Financial an outperform vote.

Company	Underperform	Outperform
Truist Financial	Outperform Votes 971 53.15%	Underperform Votes 856 46.85%
The PNC Financial Services Group	Outperform Votes 840 58.01%	Underperform Votes 608 41.99%

Do institutionals & insiders hold more shares of TFC or PNC?

71.3% of Truist Financial shares are held by institutional investors. Comparatively, 83.5% of The PNC Financial Services Group shares are held by institutional investors. 0.2% of Truist Financial shares are held by company insiders. Comparatively, 0.4% of The PNC Financial Services Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Is TFC or PNC more profitable?

The PNC Financial Services Group has a net margin of 17.10% compared to Truist Financial's net margin of 15.59%. The PNC Financial Services Group's return on equity of 11.12% beat Truist Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Truist Financial	15.59%	9.32%	1.00%
The PNC Financial Services Group	17.10%	11.12%	1.06%

Which has stronger earnings and valuation, TFC or PNC?

The PNC Financial Services Group has higher revenue and earnings than Truist Financial. Truist Financial is trading at a lower price-to-earnings ratio than The PNC Financial Services Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Truist Financial	$13.28B	3.59	$4.82B	$3.33	10.96
The PNC Financial Services Group	$20.81B	2.95	$5.89B	$13.75	11.27

Do analysts rate TFC or PNC?

Truist Financial currently has a consensus price target of $50.22, suggesting a potential upside of 37.65%. The PNC Financial Services Group has a consensus price target of $203.47, suggesting a potential upside of 31.28%. Given Truist Financial's stronger consensus rating and higher probable upside, equities analysts plainly believe Truist Financial is more favorable than The PNC Financial Services Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Truist Financial	0 Sell rating(s)	8 Hold rating(s)	11 Buy rating(s)	2 Strong Buy rating(s)	2.71
The PNC Financial Services Group	2 Sell rating(s)	6 Hold rating(s)	9 Buy rating(s)	1 Strong Buy rating(s)	2.50

Which has more volatility and risk, TFC or PNC?

Truist Financial has a beta of 0.91, indicating that its share price is 9% less volatile than the S&P 500. Comparatively, The PNC Financial Services Group has a beta of 1.04, indicating that its share price is 4% more volatile than the S&P 500.

Does the media refer more to TFC or PNC?

In the previous week, The PNC Financial Services Group had 39 more articles in the media than Truist Financial. MarketBeat recorded 41 mentions for The PNC Financial Services Group and 2 mentions for Truist Financial. The PNC Financial Services Group's average media sentiment score of 0.86 beat Truist Financial's score of 0.12 indicating that The PNC Financial Services Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Truist Financial	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
The PNC Financial Services Group	25 Very Positive mention(s)	1 Positive mention(s)	7 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Is TFC or PNC a better dividend stock?

Truist Financial pays an annual dividend of $2.08 per share and has a dividend yield of 5.7%. The PNC Financial Services Group pays an annual dividend of $6.40 per share and has a dividend yield of 4.1%. Truist Financial pays out 62.5% of its earnings in the form of a dividend. The PNC Financial Services Group pays out 46.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. The PNC Financial Services Group has raised its dividend for 14 consecutive years.

Summary

The PNC Financial Services Group beats Truist Financial on 15 of the 22 factors compared between the two stocks.