Truist Financial (TFC) Competitors

The PNC Financial Services Group (NYSE:PNC) and Truist Financial (NYSE:TFC) are both large-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, risk, valuation, earnings, dividends, media sentiment, community ranking and profitability.

Which has preferable valuation and earnings, PNC or TFC?

The PNC Financial Services Group has higher revenue and earnings than Truist Financial. Truist Financial is trading at a lower price-to-earnings ratio than The PNC Financial Services Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
The PNC Financial Services Group	$20.81B	3.36	$5.89B	$13.75	12.86
Truist Financial	$13.28B	4.13	$4.82B	$3.33	12.60

Which has more volatility and risk, PNC or TFC?

The PNC Financial Services Group has a beta of 1.13, indicating that its share price is 13% more volatile than the S&P 500. Comparatively, Truist Financial has a beta of 1.08, indicating that its share price is 8% more volatile than the S&P 500.

Does the media prefer PNC or TFC?

In the previous week, The PNC Financial Services Group had 37 more articles in the media than Truist Financial. MarketBeat recorded 42 mentions for The PNC Financial Services Group and 5 mentions for Truist Financial. The PNC Financial Services Group's average media sentiment score of 1.15 beat Truist Financial's score of -0.09 indicating that The PNC Financial Services Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
The PNC Financial Services Group	30 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	4 Negative mention(s)	0 Very Negative mention(s)	Positive
Truist Financial	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts prefer PNC or TFC?

The PNC Financial Services Group presently has a consensus target price of $201.65, suggesting a potential upside of 14.03%. Truist Financial has a consensus target price of $50.79, suggesting a potential upside of 21.04%. Given Truist Financial's stronger consensus rating and higher probable upside, analysts clearly believe Truist Financial is more favorable than The PNC Financial Services Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
The PNC Financial Services Group	2 Sell rating(s)	7 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.35
Truist Financial	0 Sell rating(s)	8 Hold rating(s)	12 Buy rating(s)	2 Strong Buy rating(s)	2.73

Is PNC or TFC more profitable?

The PNC Financial Services Group has a net margin of 17.10% compared to Truist Financial's net margin of 15.59%. The PNC Financial Services Group's return on equity of 11.12% beat Truist Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
The PNC Financial Services Group	17.10%	11.12%	1.06%
Truist Financial	15.59%	9.32%	1.00%

Does the MarketBeat Community favor PNC or TFC?

Truist Financial received 128 more outperform votes than The PNC Financial Services Group when rated by MarketBeat users. However, 57.98% of users gave The PNC Financial Services Group an outperform vote while only 53.23% of users gave Truist Financial an outperform vote.

Company	Underperform	Outperform
The PNC Financial Services Group	Outperform Votes 836 57.98%	Underperform Votes 606 42.02%
Truist Financial	Outperform Votes 964 53.23%	Underperform Votes 847 46.77%

Do insiders and institutionals hold more shares of PNC or TFC?

83.5% of The PNC Financial Services Group shares are owned by institutional investors. Comparatively, 71.3% of Truist Financial shares are owned by institutional investors. 0.4% of The PNC Financial Services Group shares are owned by company insiders. Comparatively, 0.2% of Truist Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Is PNC or TFC a better dividend stock?

The PNC Financial Services Group pays an annual dividend of $6.40 per share and has a dividend yield of 3.6%. Truist Financial pays an annual dividend of $2.08 per share and has a dividend yield of 5.0%. The PNC Financial Services Group pays out 46.5% of its earnings in the form of a dividend. Truist Financial pays out 62.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. The PNC Financial Services Group has increased its dividend for 14 consecutive years.

Summary

The PNC Financial Services Group beats Truist Financial on 15 of the 22 factors compared between the two stocks.