UCB vs. BCH, WF, CHYM, ALLY, COOP, BSAC, CIB, SSB, UPST, and GGAL
Should you be buying United Community Banks stock or one of its competitors? The main competitors of United Community Banks include Banco De Chile (BCH), Woori Bank (WF), Chime Financial (CHYM), Ally Financial (ALLY), Mr. Cooper Group (COOP), Banco Santander Chile (BSAC), BanColombia (CIB), SouthState (SSB), Upstart (UPST), and Grupo Financiero Galicia (GGAL). These companies are all part of the "banking" industry.
United Community Banks vs. Its Competitors
United Community Banks (NYSE:UCB) and Banco De Chile (NYSE:BCH) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their media sentiment, risk, earnings, profitability, institutional ownership, dividends, analyst recommendations and valuation.
Banco De Chile has a consensus target price of $23.00, suggesting a potential downside of 20.55%. Given Banco De Chile's higher probable upside, analysts plainly believe Banco De Chile is more favorable than United Community Banks.
Banco De Chile has higher revenue and earnings than United Community Banks. Banco De Chile is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.
United Community Banks has a beta of 0.83, indicating that its share price is 17% less volatile than the S&P 500. Comparatively, Banco De Chile has a beta of 0.24, indicating that its share price is 76% less volatile than the S&P 500.
Banco De Chile has a net margin of 32.62% compared to United Community Banks' net margin of 17.93%. Banco De Chile's return on equity of 23.00% beat United Community Banks' return on equity.
In the previous week, Banco De Chile had 6 more articles in the media than United Community Banks. MarketBeat recorded 6 mentions for Banco De Chile and 0 mentions for United Community Banks. Banco De Chile's average media sentiment score of 0.93 beat United Community Banks' score of 0.00 indicating that Banco De Chile is being referred to more favorably in the news media.
82.3% of United Community Banks shares are held by institutional investors. Comparatively, 1.2% of Banco De Chile shares are held by institutional investors. 0.4% of United Community Banks shares are held by insiders. Comparatively, 5.9% of Banco De Chile shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.
United Community Banks pays an annual dividend of $0.96 per share and has a dividend yield of 3.0%. Banco De Chile pays an annual dividend of $1.57 per share and has a dividend yield of 5.4%. United Community Banks pays out 43.6% of its earnings in the form of a dividend. Banco De Chile pays out 55.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Summary
Banco De Chile beats United Community Banks on 11 of the 16 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding UCB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
United Community Banks Competitors List
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This page (NYSE:UCB) was last updated on 8/14/2025 by MarketBeat.com Staff
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