United Community Banks (UCB) Competitors

United Community Banks (NYSE:UCB) and Banco De Chile (NYSE:BCH) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their analyst recommendations, earnings, institutional ownership, risk, dividends, media sentiment, valuation and profitability.

Does the media favor UCB or BCH?

In the previous week, Banco De Chile had 3 more articles in the media than United Community Banks. MarketBeat recorded 3 mentions for Banco De Chile and 0 mentions for United Community Banks. Banco De Chile's average media sentiment score of 0.96 beat United Community Banks' score of 0.00 indicating that Banco De Chile is being referred to more favorably in the news media.

Company	Overall Sentiment
United Community Banks	Neutral
Banco De Chile	Positive

Which has more risk & volatility, UCB or BCH?

United Community Banks has a beta of 0.78, indicating that its share price is 22% less volatile than the S&P 500. Comparatively, Banco De Chile has a beta of 0.25, indicating that its share price is 75% less volatile than the S&P 500.

Do insiders and institutionals hold more shares of UCB or BCH?

82.3% of United Community Banks shares are held by institutional investors. Comparatively, 1.2% of Banco De Chile shares are held by institutional investors. 0.4% of United Community Banks shares are held by insiders. Comparatively, 5.9% of Banco De Chile shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Which has better earnings & valuation, UCB or BCH?

Banco De Chile has higher revenue and earnings than United Community Banks. Banco De Chile is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
United Community Banks	$1.50B	2.56	$252.40M	$2.11	15.03
Banco De Chile	$4.21B	3.41	$1.37B	$2.86	9.94

Do analysts rate UCB or BCH?

Banco De Chile has a consensus price target of $23.00, suggesting a potential downside of 19.08%. Given Banco De Chile's higher possible upside, analysts plainly believe Banco De Chile is more favorable than United Community Banks.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
United Community Banks	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Banco De Chile	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is UCB or BCH more profitable?

Banco De Chile has a net margin of 32.80% compared to United Community Banks' net margin of 17.11%. Banco De Chile's return on equity of 23.64% beat United Community Banks' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
United Community Banks	17.11%	8.77%	1.06%
Banco De Chile	32.80%	23.64%	2.55%

Is UCB or BCH a better dividend stock?

United Community Banks pays an annual dividend of $0.96 per share and has a dividend yield of 3.0%. Banco De Chile pays an annual dividend of $1.57 per share and has a dividend yield of 5.5%. United Community Banks pays out 45.5% of its earnings in the form of a dividend. Banco De Chile pays out 54.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Banco De Chile beats United Community Banks on 12 of the 16 factors compared between the two stocks.