UVE vs. HTH, STC, HCI, EIG, SAFT, AMSF, PRA, UFCS, DGICA, and GBLI
Should you be buying Universal Insurance stock or one of its competitors? The main competitors of Universal Insurance include Hilltop (HTH), Stewart Information Services (STC), HCI Group (HCI), Employers (EIG), Safety Insurance Group (SAFT), AMERISAFE (AMSF), ProAssurance (PRA), United Fire Group (UFCS), Donegal Group (DGICA), and Global Indemnity Group (GBLI). These companies are all part of the "property & casualty insurance" industry.
Universal Insurance vs.
Hilltop (NYSE:HTH) and Universal Insurance (NYSE:UVE) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, community ranking, risk, media sentiment, valuation, dividends and profitability.
Hilltop has a net margin of 7.04% compared to Universal Insurance's net margin of 4.82%. Universal Insurance's return on equity of 15.43% beat Hilltop's return on equity.
In the previous week, Universal Insurance had 1 more articles in the media than Hilltop. MarketBeat recorded 2 mentions for Universal Insurance and 1 mentions for Hilltop. Hilltop's average media sentiment score of 1.90 beat Universal Insurance's score of 0.41 indicating that Hilltop is being referred to more favorably in the media.
Universal Insurance received 46 more outperform votes than Hilltop when rated by MarketBeat users. Likewise, 63.66% of users gave Universal Insurance an outperform vote while only 52.71% of users gave Hilltop an outperform vote.
Hilltop has higher revenue and earnings than Universal Insurance. Universal Insurance is trading at a lower price-to-earnings ratio than Hilltop, indicating that it is currently the more affordable of the two stocks.
57.1% of Hilltop shares are held by institutional investors. Comparatively, 66.6% of Universal Insurance shares are held by institutional investors. 29.3% of Hilltop shares are held by company insiders. Comparatively, 17.5% of Universal Insurance shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.
Hilltop pays an annual dividend of $0.72 per share and has a dividend yield of 2.3%. Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 3.3%. Hilltop pays out 41.4% of its earnings in the form of a dividend. Universal Insurance pays out 26.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Universal Insurance is clearly the better dividend stock, given its higher yield and lower payout ratio.
Hilltop currently has a consensus target price of $34.00, suggesting a potential upside of 9.24%. Universal Insurance has a consensus target price of $25.00, suggesting a potential upside of 27.62%. Given Universal Insurance's stronger consensus rating and higher possible upside, analysts clearly believe Universal Insurance is more favorable than Hilltop.
Hilltop has a beta of 1.14, meaning that its share price is 14% more volatile than the S&P 500. Comparatively, Universal Insurance has a beta of 0.91, meaning that its share price is 9% less volatile than the S&P 500.
Summary
Universal Insurance beats Hilltop on 12 of the 20 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Universal Insurance Competitors List
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This page (NYSE:UVE) was last updated on 2/22/2025 by MarketBeat.com Staff
