White Mountains Insurance Group (WTM) Competitors

Erie Indemnity (NASDAQ:ERIE) and White Mountains Insurance Group (NYSE:WTM) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their community ranking, risk, earnings, dividends, profitability, valuation, analyst recommendations, institutional ownership and media sentiment.

Is ERIE or WTM a better dividend stock?

Erie Indemnity pays an annual dividend of $5.46 per share and has a dividend yield of 1.3%. White Mountains Insurance Group pays an annual dividend of $1.00 per share and has a dividend yield of 0.1%. Erie Indemnity pays out 51.1% of its earnings in the form of a dividend. White Mountains Insurance Group pays out 0.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Erie Indemnity has increased its dividend for 35 consecutive years. Erie Indemnity is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do insiders & institutionals believe in ERIE or WTM?

33.7% of Erie Indemnity shares are held by institutional investors. Comparatively, 88.7% of White Mountains Insurance Group shares are held by institutional investors. 45.8% of Erie Indemnity shares are held by insiders. Comparatively, 3.0% of White Mountains Insurance Group shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Does the MarketBeat Community prefer ERIE or WTM?

Erie Indemnity received 17 more outperform votes than White Mountains Insurance Group when rated by MarketBeat users. Likewise, 63.59% of users gave Erie Indemnity an outperform vote while only 59.42% of users gave White Mountains Insurance Group an outperform vote.

Company	Underperform	Outperform
Erie Indemnity	Outperform Votes 241 63.59%	Underperform Votes 138 36.41%
White Mountains Insurance Group	Outperform Votes 224 59.42%	Underperform Votes 153 40.58%

Does the media refer more to ERIE or WTM?

In the previous week, Erie Indemnity had 2 more articles in the media than White Mountains Insurance Group. MarketBeat recorded 4 mentions for Erie Indemnity and 2 mentions for White Mountains Insurance Group. White Mountains Insurance Group's average media sentiment score of 1.72 beat Erie Indemnity's score of 0.30 indicating that White Mountains Insurance Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Erie Indemnity	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
White Mountains Insurance Group	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Is ERIE or WTM more profitable?

White Mountains Insurance Group has a net margin of 24.72% compared to Erie Indemnity's net margin of 15.16%. Erie Indemnity's return on equity of 31.22% beat White Mountains Insurance Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Erie Indemnity	15.16%	31.22%	21.14%
White Mountains Insurance Group	24.72%	11.57%	5.89%

Which has more volatility and risk, ERIE or WTM?

Erie Indemnity has a beta of 0.46, suggesting that its stock price is 54% less volatile than the S&P 500. Comparatively, White Mountains Insurance Group has a beta of 0.45, suggesting that its stock price is 55% less volatile than the S&P 500.

Which has stronger earnings and valuation, ERIE or WTM?

White Mountains Insurance Group has lower revenue, but higher earnings than Erie Indemnity. White Mountains Insurance Group is trading at a lower price-to-earnings ratio than Erie Indemnity, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Erie Indemnity	$3.82B	5.04	$446.06M	$10.69	38.96
White Mountains Insurance Group	$2.73B	1.81	$509.20M	$252.64	7.64

Summary

Erie Indemnity beats White Mountains Insurance Group on 12 of the 18 factors compared between the two stocks.