White Mountains Insurance Group (WTM) Competitors

Fidelity National Financial (NYSE:FNF) and White Mountains Insurance Group (NYSE:WTM) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their community ranking, valuation, earnings, dividends, risk, media sentiment, profitability, analyst recommendations and institutional ownership.

Is FNF or WTM more profitable?

White Mountains Insurance Group has a net margin of 10.29% compared to Fidelity National Financial's net margin of 9.28%. Fidelity National Financial's return on equity of 15.36% beat White Mountains Insurance Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Fidelity National Financial	9.28%	15.36%	1.42%
White Mountains Insurance Group	10.29%	10.56%	5.27%

Does the media refer more to FNF or WTM?

In the previous week, Fidelity National Financial had 8 more articles in the media than White Mountains Insurance Group. MarketBeat recorded 17 mentions for Fidelity National Financial and 9 mentions for White Mountains Insurance Group. White Mountains Insurance Group's average media sentiment score of 1.43 beat Fidelity National Financial's score of 1.32 indicating that White Mountains Insurance Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Fidelity National Financial	11 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
White Mountains Insurance Group	8 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts prefer FNF or WTM?

Fidelity National Financial currently has a consensus target price of $71.60, suggesting a potential upside of 14.22%. Given Fidelity National Financial's stronger consensus rating and higher probable upside, equities analysts plainly believe Fidelity National Financial is more favorable than White Mountains Insurance Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fidelity National Financial	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.80
White Mountains Insurance Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has preferable earnings & valuation, FNF or WTM?

Fidelity National Financial has higher revenue and earnings than White Mountains Insurance Group. Fidelity National Financial is trading at a lower price-to-earnings ratio than White Mountains Insurance Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fidelity National Financial	$13.36B	1.29	$517M	$4.65	13.48
White Mountains Insurance Group	$2.35B	1.88	$230.40M	$89.99	19.39

Is FNF or WTM a better dividend stock?

Fidelity National Financial pays an annual dividend of $2.00 per share and has a dividend yield of 3.2%. White Mountains Insurance Group pays an annual dividend of $1.00 per share and has a dividend yield of 0.1%. Fidelity National Financial pays out 43.0% of its earnings in the form of a dividend. White Mountains Insurance Group pays out 1.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the MarketBeat Community believe in FNF or WTM?

Fidelity National Financial received 197 more outperform votes than White Mountains Insurance Group when rated by MarketBeat users. Likewise, 64.08% of users gave Fidelity National Financial an outperform vote while only 59.26% of users gave White Mountains Insurance Group an outperform vote.

Company	Underperform	Outperform
Fidelity National Financial	Outperform Votes 421 64.08%	Underperform Votes 236 35.92%
White Mountains Insurance Group	Outperform Votes 224 59.26%	Underperform Votes 154 40.74%

Do institutionals and insiders have more ownership in FNF or WTM?

81.2% of Fidelity National Financial shares are held by institutional investors. Comparatively, 88.7% of White Mountains Insurance Group shares are held by institutional investors. 5.2% of Fidelity National Financial shares are held by company insiders. Comparatively, 3.0% of White Mountains Insurance Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Which has more volatility and risk, FNF or WTM?

Fidelity National Financial has a beta of 1.09, meaning that its share price is 9% more volatile than the S&P 500. Comparatively, White Mountains Insurance Group has a beta of 0.34, meaning that its share price is 66% less volatile than the S&P 500.

Summary

Fidelity National Financial beats White Mountains Insurance Group on 12 of the 20 factors compared between the two stocks.