White Mountains Insurance Group (WTM) Competitors

White Mountains Insurance Group (NYSE:WTM) and Erie Indemnity (NASDAQ:ERIE) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, dividends, earnings, valuation, institutional ownership, profitability, analyst recommendations, community ranking and media sentiment.

Which has preferable valuation and earnings, WTM or ERIE?

White Mountains Insurance Group has higher earnings, but lower revenue than Erie Indemnity. White Mountains Insurance Group is trading at a lower price-to-earnings ratio than Erie Indemnity, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
White Mountains Insurance Group	$2.17B	2.31	$509.20M	$252.64	7.70
Erie Indemnity	$3.27B	5.93	$446.06M	$10.69	39.24

Does the media refer more to WTM or ERIE?

In the previous week, White Mountains Insurance Group had 5 more articles in the media than Erie Indemnity. MarketBeat recorded 7 mentions for White Mountains Insurance Group and 2 mentions for Erie Indemnity. White Mountains Insurance Group's average media sentiment score of 1.05 beat Erie Indemnity's score of 0.20 indicating that White Mountains Insurance Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
White Mountains Insurance Group	5 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Erie Indemnity	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is WTM or ERIE a better dividend stock?

White Mountains Insurance Group pays an annual dividend of $1.00 per share and has a dividend yield of 0.1%. Erie Indemnity pays an annual dividend of $5.10 per share and has a dividend yield of 1.2%. White Mountains Insurance Group pays out 0.4% of its earnings in the form of a dividend. Erie Indemnity pays out 47.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Erie Indemnity has increased its dividend for 35 consecutive years. Erie Indemnity is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is WTM or ERIE more profitable?

White Mountains Insurance Group has a net margin of 24.72% compared to Erie Indemnity's net margin of 15.16%. Erie Indemnity's return on equity of 31.22% beat White Mountains Insurance Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
White Mountains Insurance Group	24.72%	11.57%	5.89%
Erie Indemnity	15.16%	31.22%	21.14%

Does the MarketBeat Community believe in WTM or ERIE?

Erie Indemnity received 17 more outperform votes than White Mountains Insurance Group when rated by MarketBeat users. Likewise, 63.59% of users gave Erie Indemnity an outperform vote while only 59.42% of users gave White Mountains Insurance Group an outperform vote.

Company	Underperform	Outperform
White Mountains Insurance Group	Outperform Votes 224 59.42%	Underperform Votes 153 40.58%
Erie Indemnity	Outperform Votes 241 63.59%	Underperform Votes 138 36.41%

Do insiders and institutionals have more ownership in WTM or ERIE?

88.7% of White Mountains Insurance Group shares are owned by institutional investors. Comparatively, 33.7% of Erie Indemnity shares are owned by institutional investors. 3.0% of White Mountains Insurance Group shares are owned by insiders. Comparatively, 45.8% of Erie Indemnity shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Which has more volatility & risk, WTM or ERIE?

White Mountains Insurance Group has a beta of 0.43, indicating that its stock price is 57% less volatile than the S&P 500. Comparatively, Erie Indemnity has a beta of 0.46, indicating that its stock price is 54% less volatile than the S&P 500.

Summary

Erie Indemnity beats White Mountains Insurance Group on 11 of the 18 factors compared between the two stocks.