Free Trial
→ Collect $7k per month from Tesla’s SECRET dividend (From Investors Alley) (Ad) Buy WTM Stock  Free WTM Stock Alerts

White Mountains Insurance Group (WTM) Financials

White Mountains Insurance Group logo
$1,781.86 +45.74 (+2.63%)
As of 12:10 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.
Compare
Annual Income Statements for White Mountains Insurance Group

Annual Income Statements for White Mountains Insurance Group

This table shows White Mountains Insurance Group's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Income / (Loss) Attributable to Common Shareholders		 295 402 627 -141 -246 709 -275 793 509 230
Consolidated Net Income / (Loss)		 277 409 593 -191 377 663 -322 712 581 284
Net Income / (Loss) Continuing Operations		 117 -114 16 -174 376 675 -318 -191 581 284
Total Pre-Tax Income 		129 -295 7.80 -178 810 660 -274 -149 565 317
Total Operating Income		 131 41 -119 -140 -148 668 -253 -109 628 378
Total Gross Profit		 346 241 101 120 646 884 230 523 1,400 1,322
Total Revenue		 440 343 241 369 517 896 614 1,158 2,167 2,240
Operating Revenue		 440 343 241 477 517 896 614 1,158 2,167 2,240
Total Cost of Revenue		 94 102 139 249 -129 11 384 635 767 918
Operating Cost of Revenue		 94 102 139 249 -129 11 384 635 767 918
Total Operating Expenses		 215 200 220 261 794 217 483 632 771 944
Selling, General & Admin Expense		 201 176 208 234 656 208 292 364 433 490
Amortization Expense		 - 16 11 24 0.00 8.60 186 251 290 342
Other Operating Expenses / (Income)		 8.20 8.40 1.50 0.40 112 - - - 0.00 51
Other Special Charges / (Income)		 - - 0.00 2.70 4.20 - 5.50 17 49 61
Total Other Income / (Expense), net		 -1.60 -335 127 -38 -106 -7.40 -21 -40 -63 -61
Interest Expense		 1.60 3.00 2.30 9.50 35 7.40 21 40 63 61
Income Tax Expense		 13 -33 -7.80 -4.00 29 -15 44 41 -16 33
Net Income / (Loss) Discontinued Operations		 135 108 21 -17 - -12 -3.90 903 0.00 0.00
Net Income / (Loss) Attributable to Noncontrolling Interest		 -19 7.20 -34 -50 -38 -45 -47 -80 72 54
Weighted Average Basic Shares Outstanding		 5.55M 4.56M 3.74M 3.17M 0.00 0.00 0.00 2.57M 2.56M 2.56M
Weighted Average Diluted Shares Outstanding		 5.55M 4.56M 3.74M 3.17M 0.00 0.00 0.00 2.57M 2.56M 2.56M
Weighted Average Basic & Diluted Shares Outstanding		 5.55M 4.56M 3.74M 3.17M 0.00 0.00 0.00 2.57M 2.56M 2.56M
Cash Dividends to Common per Share		 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00 $1.00

Quarterly Income Statements for White Mountains Insurance Group

This table shows White Mountains Insurance Group's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Income / (Loss) Attributable to Common Shareholders		 888 40 339 20 24 127 412 -55 179 -306
Consolidated Net Income / (Loss)		 870 62 187 17 14 363 222 -41 228 -124
Net Income / (Loss) Continuing Operations		 -24 62 347 5.80 35 194 397 -76 95 -132
Total Pre-Tax Income 		-21 119 359 17 21 168 408 -35 240 -296
Total Operating Income		 0.00 -666 359 20 615 -365 417 436 139 -615
Total Gross Profit		 0.00 -315 515 188 824 -127 614 660 402 -354
Total Revenue		 0.00 277 529 367 1,098 174 622 851 706 61
Operating Revenue		 - - 302 347 1,098 420 376 851 686 327
Total Cost of Revenue		 0.00 591 14 179 274 300 7.60 191 305 415
Operating Cost of Revenue		 - - 14 179 274 300 7.60 191 305 415
Total Operating Expenses		 0.00 351 156 168 209 239 197 224 263 261
Selling, General & Admin Expense		 - - 96 103 100 134 125 123 122 121
Amortization Expense		 - - 63 63 92 72 72 76 106 88
Other Special Charges / (Income)		 - - -2.40 2.20 17 32 0.00 13 34 14
Total Other Income / (Expense), net		 -21 447 0.00 -14 -573 524 -9.30 -505 -33 486
Income Tax Expense		 -7.40 68 12 0.20 7.30 -35 11 6.50 12 3.70
Net Income / (Loss) Attributable to Noncontrolling Interest		 -19 21 7.70 -2.40 -9.80 76 -15 13 49 6.00
Weighted Average Basic Shares Outstanding		 2.58M 2.57M 2.56M 2.56M 2.56M 2.56M 2.57M 2.57M 2.57M 2.56M
Weighted Average Diluted Shares Outstanding		 2.58M 2.57M 2.56M 2.56M 2.56M 2.56M 2.57M 2.57M 2.57M 2.56M
Weighted Average Basic & Diluted Shares Outstanding		 2.58M 2.57M 2.56M 2.56M 2.56M 2.56M 2.57M 2.57M 2.57M 2.56M

Annual Cash Flow Statements for White Mountains Insurance Group

This table details how cash moves in and out of White Mountains Insurance Group's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Change in Cash & Equivalents		 -75 2.10 114 13 51 55 48 136 -133 144
Net Cash From Operating Activities		 182 -155 95 -31 -121 -61 39 365 404 587
Net Cash From Continuing Operating Activities		 -66 -179 -62 -31 -121 -96 -3.70 326 404 587
Net Income / (Loss) Continuing Operations		 160 301 573 -191 377 673 -341 -174 581 284
Consolidated Net Income / (Loss)		 277 409 593 -191 377 663 -322 712 581 284
Net Income / (Loss) Discontinued Operations		 117 108 21 0.00 - -9.50 19 887 0.00 0.00
Depreciation Expense		 3.80 20 22 26 30 9.60 22 4.30 -18 -6.40
Non-Cash Adjustments To Reconcile Net Income		 -300 -356 -636 152 -459 -831 88 -154 -443 -442
Changes in Operating Assets and Liabilities, net		 55 -162 -36 -30 -78 38 227 650 284 751
Net Cash From Discontinued Operating Activities		 248 24 157 - - 36 42 39 0.00 0.00
Net Cash From Investing Activities		 11 1,277 719 459 -60 65 -208 116 -544 -447
Net Cash From Continuing Investing Activities		 112 1,035 716 459 -60 190 -152 108 -544 -447
Acquisitions		 -2.60 -415 -28 -295 -258 0.00 11 -68 0.00 -236
Purchase of Investments		 -694 -4,751 -3,332 -1,433 -725 -648 -1,641 -1,189 -972 -1,989
Divestitures		 24 2,646 1,299 - - - 0.00 1,392 17 0.00
Sale and/or Maturity of Investments		 758 3,692 2,791 2,164 950 1,489 828 48 344 1,753
Other Investing Activities, net		 27 -137 -15 23 -27 -651 650 -74 67 25
Net Cash From Discontinued Investing Activities		 -101 241 3.00 - - -125 -57 7.10 0.00 0.00
Net Cash From Financing Activities		 -221 -948 -699 -414 231 49 218 -345 7.20 4.20
Net Cash From Continuing Financing Activities		 -121 -855 -637 -414 231 -80 219 -327 7.20 4.20
Repayment of Debt		 -83 -410 -374 -24 -32 -2.00 -133 -68 -40 -28
Repurchase of Common Equity		 -269 -881 -715 -512 0.00 -85 -108 -616 -33 -7.90
Payment of Dividends		 -14 -6.50 -6.60 -9.80 -29 -91 -2.40 -13 -15 -24
Issuance of Debt		 172 353 376 84 206 32 402 214 12 37
Other Financing Activities, net		 73 87 82 47 44 66 60 156 82 27
Net Cash From Discontinued Financing Activities		 -101 -94 -62 - - 129 -1.00 -18 0.00 0.00

Quarterly Cash Flow Statements for White Mountains Insurance Group

This table details how cash moves in and out of White Mountains Insurance Group's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Change in Cash & Equivalents		 -109 9.30 -52 -48 8.30 -40 103 30 91 -80
Net Cash From Operating Activities		 117 208 86 71 223 25 37 217 269 64
Net Cash From Continuing Operating Activities		 115 208 86 71 223 25 37 217 269 64
Net Income / (Loss) Continuing Operations		 880 -825 187 17 14 363 222 -41 228 -124
Consolidated Net Income / (Loss)		 870 62 187 17 14 363 222 -41 228 -124
Depreciation Expense		 -1.40 -2.70 -2.40 -2.60 -5.30 -7.50 -2.10 -2.70 -2.70 1.10
Non-Cash Adjustments To Reconcile Net Income		 -596 760 -60 -2.10 -396 15 -191 115 -356 -11
Changes in Operating Assets and Liabilities, net		 -161 276 -39 59 610 -345 7.60 145 400 198
Net Cash From Investing Activities		 234 -152 -97 -126 -232 -89 101 -195 -190 -163
Net Cash From Continuing Investing Activities		 234 -152 -97 -126 -232 -89 101 -195 -190 -163
Purchase of Investments		 -280 -490 -274 -330 -142 -227 -56 -908 -658 -368
Sale and/or Maturity of Investments		 -113 -327 171 204 -92 62 359 727 501 165
Other Investing Activities, net		 -670 657 -11 -0.40 1.80 76 29 -14 -29 39
Net Cash From Financing Activities		 -488 -47 -41 6.90 18 24 -34 7.90 11 20
Net Cash From Continuing Financing Activities		 -487 -47 -41 6.90 18 24 -34 7.90 11 20
Repayment of Debt		 -8.40 -56 -20 -3.20 -12 -4.90 -33 7.90 -10 6.80
Repurchase of Common Equity		 -509 -5.30 -25 -7.40 - - -8.10 - - 0.20
Payment of Dividends		 -14 -0.80 -4.30 -5.80 2.20 -6.70 -1.40 -11 -1.40 -9.60
Issuance of Debt		 8.80 2.00 - - 0.20 0.20 - - 16 21
Other Financing Activities, net		 36 13 8.30 11 27 35 7.90 11 6.90 1.00

Annual Balance Sheets for White Mountains Insurance Group

This table presents White Mountains Insurance Group's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Total Assets		 10,283 6,520 3,659 3,363 3,983 4,831 7,001 7,389 8,386 9,926
Total Current Assets		 0.00 80 97 416 450 211 623 1,192 1,628 1,249
Cash & Equivalents		 - 80 97 110 161 211 148 255 122 266
Short-Term Investments		 - - - 225 218 - 475 937 1,506 982
Plant, Property, & Equipment, net		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Noncurrent Assets		 10,283 6,440 3,562 2,947 3,535 6,376 6,378 6,198 6,758 8,677
Long-Term Investments		 4,271 2,714 3,381 2,329 2,746 2,939 3,799 4,246 4,901 5,513
Noncurrent Note & Lease Receivables		 - - - 6.40 16 - 423 551 618 788
Goodwill		 55 45 62 538 657 0.00 341 392 371 720
Other Noncurrent Operating Assets		 5,843 3,680 119 74 117 3,437 1,815 1,009 869 1,655
Total Liabilities & Shareholders' Equity		 10,283 6,520 3,659 3,363 3,983 4,831 7,001 7,389 8,386 9,926
Total Liabilities		 5,915 2,804 298 644 839 1,014 3,296 3,454 3,824 4,795
Total Current Liabilities		 1,390 0.00 32 27 0.00 0.00 495 0.00 0.00 0.00
Total Noncurrent Liabilities		 4,525 2,804 267 617 839 886 2,801 4,751 5,429 6,922
Long-Term Debt		 338 13 24 193 284 376 421 575 565 563
Noncurrent Employee Benefit Liabilities		 141 96 61 59 77 96 73 114 88 79
Other Noncurrent Operating Liabilities		 4,047 2,696 182 365 478 413 2,307 4,062 4,777 6,280
Total Equity & Noncontrolling Interests		 4,368 3,716 3,361 2,718 3,145 3,818 3,705 3,935 4,562 5,131
Total Preferred & Common Equity		 3,913 3,583 3,493 2,843 3,262 3,906 3,548 3,747 4,241 4,484
Total Common Equity		 3,913 3,583 3,493 2,843 3,262 3,314 3,548 3,747 4,241 4,484
Common Stock		 978 811 671 584 596 3.10 589 539 551 566
Retained Earnings		 3,085 2,777 2,823 2,265 2,672 3,311 2,958 3,212 3,691 3,919
Accumulated Other Comprehensive Income / (Loss)		 -150 -1.40 -1.30 -5.80 -7.20 -0.40 1.70 -3.50 -1.60 -1.70
Noncontrolling Interest		 455 133 -132 -125 -117 -88 157 188 321 647

Quarterly Balance Sheets for White Mountains Insurance Group

This table presents White Mountains Insurance Group's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024
Total Assets		 7,545 7,959 8,376 8,143 9,590 10,167 10,338
Total Current Assets		 1,455 1,106 1,154 1,342 1,302 1,476 1,252
Cash & Equivalents		 246 203 155 163 225 255 346
Short-Term Investments		 1,209 903 999 1,179 1,077 1,221 906
Plant, Property, & Equipment, net		 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Noncurrent Assets		 6,090 6,853 7,223 6,801 8,288 8,691 9,086
Long-Term Investments		 3,958 4,551 4,647 4,700 5,274 5,233 5,472
Noncurrent Note & Lease Receivables		 705 916 1,084 787 1,007 1,204 1,035
Goodwill		 393 376 374 372 737 731 726
Other Noncurrent Operating Assets		 1,034 1,010 1,119 943 1,271 1,523 1,852
Total Liabilities & Shareholders' Equity		 7,545 7,959 8,376 8,143 9,590 10,167 10,338
Total Liabilities		 3,679 3,866 4,250 3,979 4,700 5,295 5,078
Total Current Liabilities		 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Noncurrent Liabilities		 3,679 3,866 4,250 5,550 6,444 7,185 7,211
Long-Term Debt		 616 556 566 565 532 530 545
Noncurrent Employee Benefit Liabilities		 89 52 66 84 60 76 65
Other Noncurrent Operating Liabilities		 2,974 3,258 3,619 4,902 5,853 6,579 6,601
Total Equity & Noncontrolling Interests		 3,866 4,093 4,126 4,164 4,891 4,872 5,260
Total Preferred & Common Equity		 3,708 3,902 3,922 3,949 4,470 4,423 4,611
Total Common Equity		 3,708 3,902 3,922 3,949 4,470 4,423 4,611
Common Stock		 535 538 543 548 555 561 563
Retained Earnings		 3,176 3,367 3,381 3,404 3,918 3,863 4,048
Accumulated Other Comprehensive Income / (Loss)		 -3.20 -2.70 -1.70 -2.70 -1.80 -1.80 -1.00
Noncontrolling Interest		 158 190 204 215 420 450 649

Annual Metrics and Ratios for White Mountains Insurance Group

This table displays calculated financial ratios and metrics derived from White Mountains Insurance Group's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 -83.96% -22.09% -29.84% 53.47% 40.04% 73.26% -31.40% 88.46% 87.12% 3.37%
EBITDA Growth		 270.27% -250.70% 61.83% -51.16% 47.46% 1,116.11% -133.36% 54.73% 682.35% -39.19%
EBIT Growth		 206.26% -301.99% 53.37% -36.93% 35.63% 714.92% -137.90% 56.89% 675.71% -39.90%
NOPAT Growth		 -87.21% -75.78% -934.03% 58.77% -45.05% 579.29% -125.95% 56.89% 944.99% -47.52%
Net Income Growth		 -4.59% 47.81% 45.01% -132.27% 296.76% 76.16% -148.52% 321.31% -18.46% -51.09%
EPS Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Growth		 53.54% -185.03% 160.99% -132.88% -287.46% 49.71% 163.70% 845.60% 10.71% 45.21%
Free Cash Flow Firm Growth		 118.20% -215.41% 267.52% -155.60% 54.35% -868.88% 231.54% -8.07% -39.08% -63.12%
Invested Capital Growth		 -40.04% 114.98% -109.98% 365.34% 23.37% 859.72% -93.21% -1,218.56% -35.25% -6.26%
Revenue Q/Q Growth		 -83.08% 305.64% -50.87% 21.02% 0.00% 0.00% 146.55% 8.46% -4.53% -4.79%
EBITDA Q/Q Growth		 -90.34% 0.40% -141.91% 25.33% -202.71% 1,539.83% 28.92% -127.03% 93.75% -39.34%
EBIT Q/Q Growth		 -91.33% -24.92% -167.58% -7.25% -282.39% 769.14% 24.94% -129.27% 91.49% -39.77%
NOPAT Q/Q Growth		 -88.83% 119.29% -286.66% 10.81% 0.00% 0.00% 72.44% -129.27% 136.58% -46.38%
Net Income Q/Q Growth		 0.00% 0.00% 0.00% -392.03% 97.38% 41.69% -165.16% 3.11% 107.69% -63.16%
EPS Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 120.29% -273.73% 27.67% -9.12% -64.84% -69.27% 244.03% 144.15% -31.24% 7.24%
Free Cash Flow Firm Q/Q Growth		 108.73% -110.50% 174.85% -70.76% -144.81% -3,499.69% 158.69% -55.28% -35.79% -34.14%
Invested Capital Q/Q Growth		 -87.66% 183.72% -241.00% 16.16% 3.53% 739.96% -95.10% -138.90% -4.29% -4.70%
Profitability Metrics		 - - - - - - - - - -
Gross Margin		 78.64% 70.25% 42.04% 32.62% 125.01% 98.74% 37.48% 45.16% 64.59% 59.01%
EBITDA Margin		 33.98% -65.72% -35.76% -35.22% -13.21% 77.49% -37.68% -9.05% 28.17% 16.57%
Operating Margin		 29.73% 11.90% -49.52% -38.01% -28.59% 74.56% -41.19% -9.42% 28.99% 16.85%
EBIT Margin		 29.73% -77.07% -51.23% -45.71% -21.01% 74.56% -41.19% -9.42% 28.99% 16.85%
Profit (Net Income) Margin		 62.89% 119.31% 246.61% -51.86% 72.86% 74.07% -52.39% 61.53% 26.81% 12.68%
Tax Burden Percent		 214.16% -138.83% 7,603.85% 107.41% 46.48% 100.45% 117.65% -476.84% 102.74% 89.71%
Interest Burden Percent		 98.78% 111.51% -6.33% 105.63% -746.04% 98.89% 108.10% 136.94% 90.02% 83.89%
Effective Tax Rate		 9.83% 0.00% -100.00% 0.00% 3.62% -2.24% 0.00% 0.00% -2.74% 10.29%
Return on Invested Capital (ROIC)		 20.35% 4.17% -56.65% -127.46% -51.58% 42.23% -11.33% 0.00% 0.00% 0.00%
ROIC Less NNEP Spread (ROIC-NNEP)		 16.25% -7.16% -83.32% -124.32% -71.13% 43.27% -4.75% 0.00% 0.00% 0.00%
Return on Net Nonoperating Assets (RNNOA)		 -14.14% 5.95% 73.42% 121.17% 64.42% -23.18% 2.77% 0.00% 0.00% 0.00%
Return on Equity (ROE)		 6.21% 10.12% 16.76% -6.30% 12.85% 19.06% -8.56% 18.65% 13.67% 5.86%
Cash Return on Invested Capital (CROIC)		 70.42% -68.84% 0.00% -177.40% -72.50% -120.02% 163.24% 0.00% 0.00% 0.00%
Operating Return on Assets (OROA)		 1.26% -3.14% -2.42% -4.81% -2.96% 15.15% -4.28% -1.52% 7.96% 4.12%
Return on Assets (ROA)		 2.67% 4.87% 11.65% -5.45% 10.25% 15.05% -5.44% 9.90% 7.36% 3.10%
Return on Common Equity (ROCE)		 5.52% 9.38% 16.76% -6.56% 13.38% 18.00% -7.81% 17.81% 12.85% 5.28%
Return on Equity Simple (ROE_SIMPLE)		 7.07% 11.42% 16.98% -6.73% 11.55% 16.98% -9.07% 19.01% 13.70% 6.34%
Net Operating Profit after Tax (NOPAT)		 118 29 -238 -98 -142 683 -177 -76 645 339
NOPAT Margin		 26.81% 8.33% -99.04% -26.61% -27.56% 76.24% -28.84% -6.60% 29.78% 15.12%
Net Nonoperating Expense Percent (NNEP)		 4.10% 11.33% 26.66% -3.15% 19.55% -1.04% -6.59% 16.32% -0.94% -0.69%
Return On Investment Capital (ROIC_SIMPLE)		 - - - - - - - -1.69% 12.59% 5.95%
Cost of Revenue to Revenue		 21.36% 29.76% 57.96% 67.38% -25.01% 1.26% 62.52% 54.84% 35.41% 40.99%
SG&A Expenses to Revenue		 45.61% 51.20% 86.49% 63.26% 126.99% 23.21% 47.46% 31.44% 19.97% 21.88%
R&D to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue		 48.91% 58.34% 91.56% 70.63% 153.61% 24.17% 78.68% 54.58% 35.60% 42.16%
Earnings before Interest and Taxes (EBIT)		 131 -264 -123 -169 -109 668 -253 -109 628 378
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 150 -225 -86 -130 -68 694 -232 -105 610 371
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.05 1.06 0.91 0.95 1.08 0.93 0.86 0.97 0.91 1.11
Price to Tangible Book Value (P/TBV)		 1.06 1.07 0.92 1.18 1.36 0.93 0.95 1.08 1.00 1.33
Price to Revenue (P/Rev)		 9.31 11.05 13.19 7.35 6.84 3.46 4.97 3.14 1.78 2.23
Price to Earnings (P/E)		 13.87 9.43 5.06 0.00 0.00 4.37 0.00 4.59 7.56 21.68
Dividend Yield		 0.14% 0.12% 0.12% 0.12% 0.09% 0.10% 0.10% 0.07% 0.07% 0.05%
Earnings Yield		 7.21% 10.61% 19.78% 0.00% 0.00% 22.90% 0.00% 21.79% 13.22% 4.61%
Enterprise Value to Invested Capital (EV/IC)		 1.42 1.22 0.00 0.47 1.90 0.08 0.00 0.00 0.00 0.00
Enterprise Value to Revenue (EV/Rev)		 1.40 3.32 0.00 0.32 1.12 0.26 0.00 0.00 0.00 0.00
Enterprise Value to EBITDA (EV/EBITDA)		 4.13 0.00 0.00 0.00 0.00 0.34 0.00 0.00 0.00 0.00
Enterprise Value to EBIT (EV/EBIT)		 4.72 0.00 0.00 0.00 0.00 0.35 0.00 0.00 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 5.23 39.87 0.00 0.00 0.00 0.34 0.00 0.00 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 3.38 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 1.51 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.08 0.00 0.01 0.07 0.09 0.10 0.11 0.15 0.12 0.11
Long-Term Debt to Equity		 0.08 0.00 0.01 0.07 0.09 0.10 0.11 0.15 0.12 0.11
Financial Leverage		 -0.87 -0.83 -0.88 -0.97 -0.91 -0.54 -0.58 -1.27 -1.62 -1.64
Leverage Ratio		 2.33 2.08 1.44 1.16 1.25 1.27 1.57 1.88 1.86 1.89
Compound Leverage Factor		 2.30 2.32 -0.09 1.22 -9.35 1.25 1.70 2.58 1.67 1.58
Debt to Total Capital		 7.17% 0.34% 0.70% 6.62% 8.27% 8.97% 10.20% 12.75% 11.01% 9.88%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 7.17% 0.34% 0.70% 6.62% 8.27% 8.97% 10.20% 12.75% 11.01% 9.88%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 9.67% 3.58% -3.89% -4.29% -3.41% -2.10% 3.80% 4.17% 6.26% 11.37%
Common Equity to Total Capital		 83.16% 96.08% 103.19% 97.67% 95.14% 79.01% 86.00% 83.08% 82.72% 78.75%
Debt to EBITDA		 2.26 -0.06 -0.28 -1.48 -4.15 0.54 -1.82 -5.49 0.93 1.52
Net Debt to EBITDA		 -26.31 12.35 40.16 19.01 41.60 -4.00 17.28 46.40 -9.77 -16.71
Long-Term Debt to EBITDA		 2.26 -0.06 -0.28 -1.48 -4.15 0.54 -1.82 -5.49 0.93 1.52
Debt to NOPAT		 2.86 0.44 -0.10 -1.96 -1.99 0.55 -2.38 -7.53 0.87 1.66
Net Debt to NOPAT		 -33.35 -97.41 14.50 25.16 19.95 -4.06 22.58 63.67 -9.24 -18.31
Long-Term Debt to NOPAT		 2.86 0.44 -0.10 -1.96 -1.99 0.55 -2.38 -7.53 0.87 1.66
Altman Z-Score		 0.76 1.34 7.43 3.55 3.65 3.49 1.14 1.54 1.96 1.68
Noncontrolling Interest Sharing Ratio		 11.20% 7.27% 0.02% -4.22% -4.12% 5.56% 8.78% 4.51% 5.99% 9.99%
Liquidity Ratios		 - - - - - - - - - -
Current Ratio		 0.00 0.00 3.07 15.40 0.00 0.00 1.26 0.00 0.00 0.00
Quick Ratio		 0.00 0.00 3.07 15.40 0.00 0.00 1.26 0.00 0.00 0.00
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 408 -471 789 -439 -200 -1,940 2,552 2,346 1,429 527
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 255.09 -157.01 343.09 -46.18 -5.66 -262.19 124.49 58.22 22.79 8.67
Operating Cash Flow to Interest Expense		 114.00 -51.70 41.13 -3.27 -3.40 -8.19 1.88 9.06 6.45 9.65
Operating Cash Flow Less CapEx to Interest Expense		 114.00 -51.70 41.13 -3.27 -3.40 -8.19 1.88 9.06 6.45 9.65
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.05 0.11 0.14 0.20 0.10 0.16 0.27 0.24
Accounts Receivable Turnover		 0.00 0.00 0.00 0.00 6.81 0.00 0.00 0.00 0.00 0.00
Inventory Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Sales Outstanding (DSO)		 0.00 0.00 0.00 0.00 53.60 0.00 0.00 0.00 0.00 0.00
Days Inventory Outstanding (DIO)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Cash Conversion Cycle (CCC)		 0.00 0.00 0.00 0.00 53.60 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 435 934 -93 247 305 2,928 199 -2,224 -3,008 -3,196
Invested Capital Turnover		 0.76 0.50 0.57 4.79 1.87 0.55 0.39 -1.14 -0.83 -0.72
Increase / (Decrease) in Invested Capital		 -290 500 -1,027 341 58 2,623 -2,729 -2,423 -784 -188
Enterprise Value (EV)		 617 1,139 -415 117 580 233 -792 -1,035 -1,792 -557
Market Capitalization		 4,096 3,787 3,171 2,713 3,538 3,094 3,053 3,639 3,851 4,995
Book Value per Share		 $688.20 $784.78 $931.34 $893.90 $1,023.91 $1,068.31 $1,175.73 $1,454.41 $1,656.15 $1,745.89
Tangible Book Value per Share		 $678.45 $774.88 $914.78 $724.91 $817.74 $1,068.31 $1,062.90 $1,302.10 $1,511.41 $1,465.41
Total Capital		 4,706 3,729 3,385 2,911 3,428 4,194 4,126 4,510 5,126 5,694
Total Debt		 338 13 24 193 284 376 421 575 565 563
Total Long-Term Debt		 338 13 24 193 284 376 421 575 565 563
Net Debt		 -3,934 -2,782 -3,454 -2,471 -2,842 -2,774 -4,001 -4,862 -5,964 -6,200
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt-free, Cash-free Net Working Capital (DFCFNWC)		 -1,390 0.00 -32 54 71 0.00 -495 0.00 0.00 0.00
Debt-free Net Working Capital (DFNWC)		 -1,390 80 66 389 450 211 127 1,192 1,628 1,249
Net Working Capital (NWC)		 -1,390 80 66 389 450 211 127 1,192 1,628 1,249
Net Nonoperating Expense (NNE)		 -159 -380 -831 93 -519 19 145 -789 64 55
Net Nonoperating Obligations (NNO)		 -3,934 -2,782 -3,454 -2,471 -2,840 -890 -3,506 -6,159 -7,569 -8,327
Total Depreciation and Amortization (D&A)		 19 39 37 39 40 26 22 4.30 -18 -6.40
Debt-free, Cash-free Net Working Capital to Revenue		 -315.86% 0.00% -13.14% 14.63% 13.70% 0.00% -80.62% 0.00% 0.00% 0.00%
Debt-free Net Working Capital to Revenue		 -315.86% 23.40% 27.23% 105.36% 87.04% 23.58% 20.74% 102.90% 75.13% 55.75%
Net Working Capital to Revenue		 -315.86% 23.40% 27.23% 105.36% 87.04% 23.58% 20.74% 102.90% 75.13% 55.75%
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $50.60 $82.24 $0.00 $0.00 $0.00 $0.00 ($275,400,000.00) $0.00 $0.00 $0.00
Adjusted Weighted Average Basic Shares Outstanding		 5.55M 4.56M 3.74M 3.17M 3.19M 3.10M 3.00M 2.57M 2.56M 2.56M
Adjusted Diluted Earnings per Share		 $50.60 $82.19 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Diluted Shares Outstanding		 5.55M 4.56M 3.74M 3.17M 3.19M 3.10M 3.00M 2.57M 2.56M 2.56M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 5.55M 4.56M 3.74M 3.17M 3.19M 3.10M 0.00 2.57M 2.56M 2.56M
Normalized Net Operating Profit after Tax (NOPAT)		 124 29 -83 -96 -117 467 -173 -64 474 394
Normalized NOPAT Margin		 28.10% 8.33% -34.67% -26.10% -22.71% 52.20% -28.21% -5.55% 21.87% 17.57%
Pre Tax Income Margin		 29.36% -85.94% 3.24% -48.28% 156.74% 73.74% -44.53% -12.90% 26.10% 14.14%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 81.75 -88.07 -53.57 -17.76 -3.07 90.24 -12.35 -2.71 10.02 6.21
NOPAT to Interest Expense		 73.71 9.52 -103.57 -10.34 -4.02 92.27 -8.64 -1.90 10.29 5.57
EBIT Less CapEx to Interest Expense		 81.75 -88.07 -53.57 -17.76 -3.07 90.24 -12.35 -2.71 10.02 6.21
NOPAT Less CapEx to Interest Expense		 73.71 9.52 -103.57 -10.34 -4.02 92.27 -8.64 -1.90 10.29 5.57
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 4.88% 1.59% 1.11% -5.12% 7.81% 13.67% -0.75% 1.82% 2.51% 8.31%
Augmented Payout Ratio		 101.95% 217.07% 121.60% -272.57% 7.81% 26.51% -34.14% 88.27% 8.14% 11.09%

Quarterly Metrics and Ratios for White Mountains Insurance Group

This table displays calculated financial ratios and metrics derived from White Mountains Insurance Group's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 100.00% 48.50% 3.57% -1.08% 0.00% -37.22% 17.63% 131.88% -35.66% -64.92%
EBITDA Growth		 99.60% -280.31% 49.66% 162.41% 8,021.43% 44.19% 13.98% -83.52% 8.66% -64.55%
EBIT Growth		 100.00% -262.28% 53.44% 162.54% 0.00% 45.09% 13.80% -72.28% 6.02% -68.23%
NOPAT Growth		 100.00% -46.10% 36.03% -85.17% 0.00% -53.18% 17.21% 1,427.41% -67.08% 2.47%
Net Income Growth		 326.49% 53.75% 2,328.57% 108.18% -98.41% 489.76% 18.48% -339.53% 1,551.45% -134.30%
EPS Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Growth		 264.49% 2,912.16% 306.27% -12.65% 90.51% -88.23% -57.36% 204.92% 20.86% 161.63%
Free Cash Flow Firm Growth		 229.00% -15.71% -110.66% 889.50% -52.75% -83.94% 1,104.49% 81.04% -87.22% -170.58%
Invested Capital Growth		 -122.96% -1,218.56% 36.35% -671.53% -209.83% -35.25% -187.60% -188.46% -5.85% -6.26%
Revenue Q/Q Growth		 -100.00% 0.00% 91.18% -30.57% 199.05% -84.18% 258.18% 36.86% -17.03% -91.38%
EBITDA Q/Q Growth		 95.04% -47,628.57% 153.31% -95.06% 530.11% -436.25% 208.88% -99.29% 4,055.17% -609.21%
EBIT Q/Q Growth		 100.00% 0.00% 153.88% -94.37% 475.25% -414.46% 211.69% -98.63% 2,100.00% -598.94%
NOPAT Q/Q Growth		 -100.00% 0.00% 220.38% -94.24% 1,913.40% -209.74% 192.11% -24.94% -56.60% -425.08%
Net Income Q/Q Growth		 513.65% -92.93% 204.39% -90.81% -19.77% 2,528.26% -38.85% -118.58% 653.16% -154.59%
EPS Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 43.73% 77.86% -58.87% -16.94% 213.50% -89.01% 48.98% 493.97% 24.26% -76.21%
Free Cash Flow Firm Q/Q Growth		 3,630.86% -57.18% -110.71% 678.33% 78.14% -85.45% 135.79% 4.23% -87.43% -180.37%
Invested Capital Q/Q Growth		 -580.04% -138.90% 54.70% -10.01% -160.23% -4.29% -177.23% -10.33% 4.51% -4.70%
Profitability Metrics		 - - - - - - - - - -
Gross Margin		 0.00% -113.82% 97.37% 51.20% 75.05% -73.04% 98.78% 77.57% 56.88% -581.61%
EBITDA Margin		 0.00% -241.66% 67.39% 4.80% 10.10% -214.80% 65.29% 0.34% 17.07% -1,007.55%
Operating Margin		 0.00% -240.69% 67.84% 5.50% 56.01% -210.48% 67.13% 51.20% 19.70% -1,009.36%
EBIT Margin		 0.00% -240.69% 67.84% 5.50% 10.59% -210.48% 65.63% 0.66% 17.45% -1,009.36%
Profit (Net Income) Margin		 0.00% 22.24% 35.41% 4.69% 1.26% 208.93% 35.67% -4.84% 32.28% -204.27%
Tax Burden Percent		 -4,140.48% 51.68% 52.20% 98.85% 65.40% 215.51% 54.35% 118.73% 95.16% 42.00%
Interest Burden Percent		 0.00% -17.88% 100.00% 86.14% 18.16% -46.06% 100.00% -619.64% 194.40% 48.19%
Effective Tax Rate		 0.00% 56.72% 3.32% 1.15% 34.60% -20.74% 2.65% 0.00% 4.84% 0.00%
Return on Invested Capital (ROIC)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
ROIC Less NNEP Spread (ROIC-NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Net Nonoperating Assets (RNNOA)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Equity (ROE)		 0.00% 18.65% 23.40% 29.81% 6.97% 13.67% 13.70% 12.38% 16.37% 5.86%
Cash Return on Invested Capital (CROIC)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Return on Assets (OROA)		 0.00% -38.73% 9.83% 0.80% 3.06% -57.82% 16.90% 0.19% 4.44% -246.92%
Return on Assets (ROA)		 0.00% 3.58% 5.13% 0.69% 0.36% 57.39% 9.19% -1.43% 8.22% -49.97%
Return on Common Equity (ROCE)		 0.00% 17.81% 22.44% 28.35% 6.64% 12.85% 12.77% 11.48% 14.87% 5.28%
Return on Equity Simple (ROE_SIMPLE)		 18.63% 0.00% 23.27% 28.95% 7.08% 0.00% 13.77% 12.60% 16.73% 0.00%
Net Operating Profit after Tax (NOPAT)		 0.00 -288 347 20 402 -441 406 305 132 -430
NOPAT Margin		 0.00% -104.16% 65.59% 5.44% 36.63% -254.13% 65.35% 35.84% 18.75% -706.55%
Net Nonoperating Expense Percent (NNEP)		 39.55% 7.23% -3.08% -0.06% -6.56% 11.71% -2.86% -5.20% 1.24% 3.85%
Return On Investment Capital (ROIC_SIMPLE)		 - -6.39% - - - -8.61% - - - -7.56%
Cost of Revenue to Revenue		 0.00% 213.82% 2.63% 48.80% 24.95% 173.04% 1.22% 22.43% 43.12% 681.61%
SG&A Expenses to Revenue		 0.00% 0.00% 18.16% 27.96% 9.08% 77.42% 20.14% 14.39% 17.26% 197.87%
R&D to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue		 0.00% 126.87% 29.53% 45.69% 19.04% 137.44% 31.65% 26.37% 37.18% 427.75%
Earnings before Interest and Taxes (EBIT)		 0.00 -666 359 20 116 -365 408 5.60 123 -615
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 -1.40 -668 356 18 111 -373 406 2.90 121 -614
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.02 0.97 0.91 0.91 0.97 0.91 1.03 1.05 0.94 1.11
Price to Tangible Book Value (P/TBV)		 1.14 1.08 1.00 1.00 1.07 1.00 1.23 1.26 1.12 1.33
Price to Revenue (P/Rev)		 3.54 3.14 3.01 3.04 1.69 1.78 2.03 1.70 1.85 2.23
Price to Earnings (P/E)		 4.82 4.59 3.22 2.76 9.06 7.56 7.89 9.18 6.57 21.68
Dividend Yield		 0.08% 0.07% 0.07% 0.07% 0.07% 0.07% 0.06% 0.06% 0.06% 0.05%
Earnings Yield		 20.76% 21.79% 31.07% 36.17% 11.04% 13.22% 12.67% 10.89% 15.23% 4.61%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Revenue (EV/Rev)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.16 0.15 0.14 0.14 0.14 0.12 0.11 0.11 0.10 0.11
Long-Term Debt to Equity		 0.16 0.15 0.14 0.14 0.14 0.12 0.11 0.11 0.10 0.11
Financial Leverage		 -0.58 -1.27 -1.33 -1.12 -1.48 -1.62 -1.43 -1.48 -1.63 -1.64
Leverage Ratio		 1.95 1.88 2.09 2.11 1.95 1.86 1.95 2.06 1.96 1.89
Compound Leverage Factor		 0.00 -0.34 2.09 1.81 0.35 -0.86 1.95 -12.77 3.81 0.91
Debt to Total Capital		 13.73% 12.75% 11.97% 12.07% 11.94% 11.01% 9.81% 9.81% 9.39% 9.88%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 13.73% 12.75% 11.97% 12.07% 11.94% 11.01% 9.81% 9.81% 9.39% 9.88%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 3.53% 4.17% 4.10% 4.34% 4.55% 6.26% 7.75% 8.32% 11.18% 11.37%
Common Equity to Total Capital		 82.73% 83.08% 83.94% 83.59% 83.51% 82.72% 82.44% 81.86% 79.43% 78.75%
Debt to EBITDA		 1.59 -5.49 -4.75 -1.91 1.79 0.93 0.79 0.49 0.89 1.52
Net Debt to EBITDA		 -12.37 46.40 43.59 17.69 -17.39 -9.77 -9.03 -5.70 -10.10 -16.71
Long-Term Debt to EBITDA		 1.59 -5.49 -4.75 -1.91 1.79 0.93 0.79 0.49 0.89 1.52
Debt to NOPAT		 2.36 -7.53 -6.47 -2.33 2.07 0.87 0.75 0.47 0.86 1.66
Net Debt to NOPAT		 -18.39 63.67 59.34 21.54 -20.08 -9.24 -8.57 -5.50 -9.78 -18.31
Long-Term Debt to NOPAT		 2.36 -7.53 -6.47 -2.33 2.07 0.87 0.75 0.47 0.86 1.66
Altman Z-Score		 1.58 1.29 1.60 1.38 1.69 1.57 1.70 1.51 1.48 1.35
Noncontrolling Interest Sharing Ratio		 0.00% 4.51% 4.09% 4.89% 4.65% 5.99% 6.80% 7.26% 9.17% 9.99%
Liquidity Ratios		 - - - - - - - - - -
Current Ratio		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Quick Ratio		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 4,985 2,134 -229 1,322 2,355 343 2,296 2,393 301 -242
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 237.37 928.04 0.00 93.10 150.01 0.00 0.00 161.72 18.02 0.00
Operating Cash Flow to Interest Expense		 5.57 90.48 0.00 5.01 14.20 0.00 0.00 14.65 16.13 0.00
Operating Cash Flow Less CapEx to Interest Expense		 5.57 90.48 0.00 5.01 14.20 0.00 0.00 14.65 16.13 0.00
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.15 0.16 0.14 0.15 0.29 0.27 0.26 0.30 0.25 0.24
Accounts Receivable Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Inventory Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Sales Outstanding (DSO)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Inventory Outstanding (DIO)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Cash Conversion Cycle (CCC)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 -931 -2,224 -1,007 -1,108 -2,884 -3,008 -2,897 -3,197 -3,053 -3,196
Invested Capital Turnover		 0.68 -1.14 -0.91 -2.56 -1.19 -0.83 -1.16 -1.27 -0.79 -0.72
Increase / (Decrease) in Invested Capital		 -4,985 -2,423 575 -1,302 -1,953 -784 -1,890 -2,089 -169 -188
Enterprise Value (EV)		 -856 -1,035 -1,375 -1,472 -1,434 -1,792 -1,029 -1,066 -1,174 -557
Market Capitalization		 3,783 3,639 3,535 3,558 3,827 3,851 4,594 4,663 4,356 4,995
Book Value per Share		 $1,275.54 $1,454.41 $1,519.91 $1,530.09 $1,542.34 $1,656.15 $1,742.35 $1,723.72 $1,795.21 $1,745.89
Tangible Book Value per Share		 $1,140.28 $1,302.10 $1,373.38 $1,384.34 $1,397.02 $1,511.41 $1,455.26 $1,438.81 $1,512.64 $1,465.41
Total Capital		 4,482 4,510 4,649 4,692 4,729 5,126 5,423 5,402 5,805 5,694
Total Debt		 616 575 556 566 565 565 532 530 545 563
Total Long-Term Debt		 616 575 556 566 565 565 532 530 545 563
Net Debt		 -4,797 -4,862 -5,100 -5,234 -5,476 -5,964 -6,043 -6,179 -6,179 -6,200
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt-free, Cash-free Net Working Capital (DFCFNWC)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt-free Net Working Capital (DFNWC)		 1,455 1,192 1,106 1,154 1,342 1,628 1,302 1,476 1,252 1,249
Net Working Capital (NWC)		 1,455 1,192 1,106 1,154 1,342 1,628 1,302 1,476 1,252 1,249
Net Nonoperating Expense (NNE)		 -870 -350 160 2.77 388 -804 185 346 -96 -306
Net Nonoperating Obligations (NNO)		 -4,797 -6,159 -5,100 -5,234 -7,048 -7,569 -7,788 -8,069 -8,312 -8,327
Total Depreciation and Amortization (D&A)		 -1.40 -2.70 -2.40 -2.60 -5.30 -7.50 -2.10 -2.70 -2.70 1.10
Debt-free, Cash-free Net Working Capital to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Debt-free Net Working Capital to Revenue		 136.25% 102.90% 94.04% 98.43% 59.11% 75.13% 57.61% 53.78% 53.22% 55.75%
Net Working Capital to Revenue		 136.25% 102.90% 94.04% 98.43% 59.11% 75.13% 57.61% 53.78% 53.22% 55.75%
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic Shares Outstanding		 2.58M 2.57M 2.56M 2.56M 2.56M 2.56M 2.57M 2.57M 2.57M 2.56M
Adjusted Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Diluted Shares Outstanding		 2.58M 2.57M 2.56M 2.56M 2.56M 2.56M 2.57M 2.57M 2.57M 2.56M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 2.58M 2.57M 2.56M 2.56M 2.56M 2.56M 2.57M 2.57M 2.57M 2.56M
Normalized Net Operating Profit after Tax (NOPAT)		 0.00 -466 344 22 413 -233 406 314 165 -421
Normalized NOPAT Margin		 0.00% -168.48% 65.15% 6.03% 37.64% -134.48% 65.35% 36.93% 23.35% -690.69%
Pre Tax Income Margin		 0.00% 43.04% 67.84% 4.74% 1.92% 96.95% 65.63% -4.08% 33.92% -486.37%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 0.00 -289.35 0.00 1.42 7.40 0.00 0.00 0.38 7.38 0.00
NOPAT to Interest Expense		 0.00 -125.22 0.00 1.41 25.61 0.00 0.00 20.61 7.93 0.00
EBIT Less CapEx to Interest Expense		 0.00 -289.35 0.00 1.42 7.40 0.00 0.00 0.38 7.38 0.00
NOPAT Less CapEx to Interest Expense		 0.00 -125.22 0.00 1.41 25.61 0.00 0.00 20.61 7.93 0.00
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 1.82% 1.82% 1.62% 2.22% 3.11% 2.51% 0.44% 1.45% 1.52% 8.31%
Augmented Payout Ratio		 92.05% 88.27% 67.93% 50.39% 16.70% 8.14% 2.96% 2.91% 2.57% 11.09%

Frequently Asked Questions About White Mountains Insurance Group's Financials

When does White Mountains Insurance Group's fiscal year end?

According to the most recent income statement we have on file, White Mountains Insurance Group's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has White Mountains Insurance Group's net income changed over the last 9 years?

White Mountains Insurance Group's net income appears to be on an upward trend, with a most recent value of $284.10 million in 2024, rising from $276.70 million in 2015. The previous period was $580.90 million in 2023.

What is White Mountains Insurance Group's operating income?
White Mountains Insurance Group's total operating income in 2024 was $377.50 million, based on the following breakdown:
  • Total Gross Profit: $1.32 billion
  • Total Operating Expenses: $944.20 million
How has White Mountains Insurance Group revenue changed over the last 9 years?

Over the last 9 years, White Mountains Insurance Group's total revenue changed from $440 million in 2015 to $2.24 billion in 2024, a change of 409.0%.

How much debt does White Mountains Insurance Group have?

White Mountains Insurance Group's total liabilities were at $4.79 billion at the end of 2024, a 25.4% increase from 2023, and a 18.9% decrease since 2015.

How much cash does White Mountains Insurance Group have?

In the past 9 years, White Mountains Insurance Group's cash and equivalents has ranged from $0.00 in 2015 to $266.40 million in 2024, and is currently $266.40 million as of their latest financial filing in 2024.

How has White Mountains Insurance Group's book value per share changed over the last 9 years?

Over the last 9 years, White Mountains Insurance Group's book value per share changed from 688.20 in 2015 to 1,745.89 in 2024, a change of 153.7%.

Remove Ads

Related Companies

This page (NYSE:WTM) was last updated on 4/15/2025 by MarketBeat.com Staff
From Our Partners
Collect $7k per month from Tesla’s SECRET dividend
Tesla doesn't pay a traditional dividend.... But I just discovered a secret backdoor to collect a secret 69...
Investors Alley | Sponsored
Get Your Bank Account “Fed Invasion” Ready with THESE 4 Simple Steps
Starting as soon as a few months from now, the United States government will make a sweeping change to bank ac...
Weiss Ratings | Sponsored
Elon Musk Confirms: Tesla’s Optimus is Replacing Workers… and Heading to Mars
Elon Musk just confirmed Tesla’s robot will go to Mars. But on Earth, it may trigger a trillion-dollar tech sh...
InvestorPlace | Sponsored
Trump to redistribute trillions of dollars
Trump’s Final Reset Inside the shocking plot to re-engineer America’s financial system…and why you need to ...
Porter & Company | Sponsored
DOGE tax surprise
Elon Musk's DOGE agents have some very strange plans for the IRS... Recently, it emerged that our tax auth...
Altimetry | Sponsored
Amazon Shocker
Jeff Bezos quietly backing world-changing tech (not AI) The Amazon founder is quietly advancing a radical t...
Stansberry Research | Sponsored
Caught on Camera: Elon Musk’s “Area 51”
You won’t believe what tech legend Jeff Brown found in what he calls Elon Musk’s “Area 51.” (Click here to see...
Brownstone Research | Sponsored
URGENT: Someone's Moving Gold Out of London...
People who don’t understand the gold market are about to lose a lot of money. Unfortunately, most so-called “g...
Golden Portfolio | Sponsored