X Financial (XYF) Competitors $11.67 +0.25 (+2.19%) Closing price 04/17/2025 03:58 PM EasternExtended Trading$11.73 +0.06 (+0.52%) As of 04/17/2025 05:25 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesOwnershipSEC FilingsShort InterestTrendsBuy This Stock XYF vs. CLSK, AUB, BFH, LU, FINV, CORZ, FBK, PPBI, NTB, and CASHShould you be buying X Financial stock or one of its competitors? The main competitors of X Financial include CleanSpark (CLSK), Atlantic Union Bankshares (AUB), Bread Financial (BFH), Lufax (LU), FinVolution Group (FINV), Core Scientific (CORZ), FB Financial (FBK), Pacific Premier Bancorp (PPBI), Bank of N.T. Butterfield & Son (NTB), and Pathward Financial (CASH). These companies are all part of the "banking" industry. X Financial vs. CleanSpark Atlantic Union Bankshares Bread Financial Lufax FinVolution Group Core Scientific FB Financial Pacific Premier Bancorp Bank of N.T. Butterfield & Son Pathward Financial CleanSpark (NASDAQ:CLSK) and X Financial (NYSE:XYF) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, risk, earnings, profitability, analyst recommendations, dividends, valuation, community ranking and media sentiment. Do insiders & institutionals believe in CLSK or XYF? 43.1% of CleanSpark shares are held by institutional investors. Comparatively, 1.1% of X Financial shares are held by institutional investors. 2.7% of CleanSpark shares are held by company insiders. Comparatively, 31.6% of X Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term. Do analysts prefer CLSK or XYF? CleanSpark presently has a consensus target price of $21.57, suggesting a potential upside of 187.24%. Given CleanSpark's stronger consensus rating and higher probable upside, research analysts clearly believe CleanSpark is more favorable than X Financial.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score CleanSpark 0 Sell rating(s) 0 Hold rating(s) 6 Buy rating(s) 1 Strong Buy rating(s) 3.14X Financial 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Does the MarketBeat Community prefer CLSK or XYF? CleanSpark received 13 more outperform votes than X Financial when rated by MarketBeat users. Likewise, 75.94% of users gave CleanSpark an outperform vote while only 58.11% of users gave X Financial an outperform vote. CompanyUnderperformOutperformCleanSparkOutperform Votes14275.94% Underperform Votes4524.06% X FinancialOutperform Votes12958.11% Underperform Votes9341.89% Which has more risk & volatility, CLSK or XYF? CleanSpark has a beta of 4.12, indicating that its stock price is 312% more volatile than the S&P 500. Comparatively, X Financial has a beta of -0.1, indicating that its stock price is 110% less volatile than the S&P 500. Which has higher earnings & valuation, CLSK or XYF? X Financial has higher revenue and earnings than CleanSpark. X Financial is trading at a lower price-to-earnings ratio than CleanSpark, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCleanSpark$467.49M4.51-$145.78M$0.1168.27X Financial$2.56B0.22$167.16M$4.352.68 Does the media prefer CLSK or XYF? In the previous week, CleanSpark had 11 more articles in the media than X Financial. MarketBeat recorded 15 mentions for CleanSpark and 4 mentions for X Financial. CleanSpark's average media sentiment score of 0.86 beat X Financial's score of 0.36 indicating that CleanSpark is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment CleanSpark 8 Very Positive mention(s) 2 Positive mention(s) 4 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive X Financial 1 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Is CLSK or XYF more profitable? X Financial has a net margin of 25.03% compared to CleanSpark's net margin of 16.07%. X Financial's return on equity of 20.66% beat CleanSpark's return on equity.Company Net Margins Return on Equity Return on Assets CleanSpark16.07% -2.61% -2.24% X Financial 25.03%20.66%11.17% SummaryCleanSpark beats X Financial on 12 of the 19 factors compared between the two stocks. Get X Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for XYF and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart XYF vs. The Competition Export to ExcelMetricX FinancialNondepository credit institutions IndustryFinance SectorNYSE ExchangeMarket Cap$570.97M$6.82B$10.84B$18.41BDividend Yield2.82%4.77%5.97%4.18%P/E Ratio3.0815.7621.5331.07Price / Sales0.229.0625.4326.55Price / Cash3.1042.1517.6117.53Price / Book0.691.982.564.30Net Income$167.16M$524.31M$1.03B$1.02B1 Month Performance-11.19%-15.31%-4.09%-8.22%1 Year Performance208.73%3.07%531.55%1.67% X Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)XYFX Financial2.0111 of 5 stars$11.67+2.2%N/A+212.0%$570.97M$2.56B3.08420Short Interest ↑Gap UpCLSKCleanSpark3.5421 of 5 stars$7.78+3.7%$21.57+177.3%-53.7%$2.18B$467.49M70.73130AUBAtlantic Union Bankshares4.7231 of 5 stars$24.05+0.8%$41.33+71.9%-23.5%$2.17B$817.42M10.501,880Upcoming EarningsNews CoverageHigh Trading VolumeBFHBread Financial3.9912 of 5 stars$44.93+2.0%$57.08+27.0%+40.9%$2.16B$3.84B8.107,500Upcoming EarningsAnalyst RevisionNews CoverageLULufax3.3774 of 5 stars$2.47-1.6%$2.98+20.4%-44.9%$2.14B$20.29B-3.2192,400News CoveragePositive NewsGap UpHigh Trading VolumeFINVFinVolution Group3.7713 of 5 stars$7.94+3.5%$11.40+43.6%+51.3%$2.11B$13.07B6.844,260News CoveragePositive NewsCORZCore Scientific2.6306 of 5 stars$7.06-0.1%$19.07+170.1%+130.2%$2.08B$510.67M-1.30200News CoverageFBKFB Financial4.7418 of 5 stars$41.14+1.4%$55.40+34.7%+14.0%$1.92B$457.74M16.661,760Earnings ReportAnalyst ForecastInsider TradeShort Interest ↑News CoverageHigh Trading VolumePPBIPacific Premier Bancorp3.8003 of 5 stars$18.60+1.4%$27.00+45.2%-9.7%$1.81B$567.77M11.341,430Upcoming EarningsNews CoverageNTBBank of N.T. Butterfield & Son3.537 of 5 stars$36.49+2.3%$40.80+11.8%+23.0%$1.73B$581.98M7.731,340Upcoming EarningsNews CoveragePositive NewsCASHPathward Financial4.0469 of 5 stars$69.39+2.4%$90.50+30.4%+43.5%$1.65B$600.62M10.121,150Upcoming EarningsPositive News Related Companies and Tools Related Companies CLSK Competitors AUB Competitors BFH Competitors LU Competitors FINV Competitors CORZ Competitors FBK Competitors PPBI Competitors NTB Competitors CASH Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:XYF) was last updated on 4/19/2025 by MarketBeat.com Staff From Our PartnersElon Set to Shock the World by May 1st ?Tech legend Jeff Brown recently traveled to the industrial zone of South Memphis to investigate what he believ...Brownstone Research | Sponsored[Action Required] Claim Your FREE IRS Loophole GuideThis shouldn't surprise anyone who's been paying attention, but... 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