XYF vs. VBTX, QCRH, CMPO, BY, CCB, FBMS, OBK, SII, FSUN, and AMAL
Should you be buying X Financial stock or one of its competitors? The main competitors of X Financial include Veritex (VBTX), QCR (QCRH), CompoSecure (CMPO), Byline Bancorp (BY), Coastal Financial (CCB), First Bancshares (FBMS), Origin Bancorp (OBK), Sprott (SII), Firstsun Capital Bancorp (FSUN), and Amalgamated Financial (AMAL). These companies are all part of the "banking" industry.
X Financial vs.
Veritex (NASDAQ:VBTX) and X Financial (NYSE:XYF) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, valuation, dividends, analyst recommendations, risk, media sentiment, profitability, community ranking and earnings.
In the previous week, Veritex had 2 more articles in the media than X Financial. MarketBeat recorded 3 mentions for Veritex and 1 mentions for X Financial. Veritex's average media sentiment score of 1.55 beat X Financial's score of 1.20 indicating that Veritex is being referred to more favorably in the media.
Veritex has a beta of 1.38, suggesting that its share price is 38% more volatile than the S&P 500. Comparatively, X Financial has a beta of 0.34, suggesting that its share price is 66% less volatile than the S&P 500.
X Financial has higher revenue and earnings than Veritex. X Financial is trading at a lower price-to-earnings ratio than Veritex, indicating that it is currently the more affordable of the two stocks.
Veritex pays an annual dividend of $0.80 per share and has a dividend yield of 3.0%. X Financial pays an annual dividend of $0.32 per share and has a dividend yield of 4.3%. Veritex pays out 51.3% of its earnings in the form of a dividend. X Financial pays out 8.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. X Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.
X Financial has a net margin of 25.03% compared to Veritex's net margin of 11.11%. X Financial's return on equity of 20.66% beat Veritex's return on equity.
88.3% of Veritex shares are held by institutional investors. Comparatively, 1.2% of X Financial shares are held by institutional investors. 4.6% of Veritex shares are held by company insiders. Comparatively, 31.6% of X Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
Veritex received 105 more outperform votes than X Financial when rated by MarketBeat users. However, 58.11% of users gave X Financial an outperform vote while only 50.87% of users gave Veritex an outperform vote.
Veritex presently has a consensus target price of $29.40, indicating a potential upside of 11.57%. Given Veritex's stronger consensus rating and higher probable upside, equities analysts clearly believe Veritex is more favorable than X Financial.
Summary
Veritex beats X Financial on 11 of the 21 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
X Financial Competitors List
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This page (NYSE:XYF) was last updated on 1/21/2025 by MarketBeat.com Staff
