YRD vs. FINV, PWP, CIFR, WULF, BTDR, HUT, MBIN, CASH, NIC, and CUBI
Should you be buying Yiren Digital stock or one of its competitors? The main competitors of Yiren Digital include FinVolution Group (FINV), Perella Weinberg Partners (PWP), Cipher Mining (CIFR), TeraWulf (WULF), Bitdeer Technologies Group (BTDR), Hut 8 (HUT), Merchants Bancorp (MBIN), Pathward Financial (CASH), Nicolet Bankshares (NIC), and Customers Bancorp (CUBI). These companies are all part of the "banking" industry.
Yiren Digital vs.
Yiren Digital (NYSE:YRD) and FinVolution Group (NYSE:FINV) are both computer and technology companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, dividends, profitability, earnings, media sentiment, institutional ownership, risk, community ranking and analyst recommendations.
In the previous week, Yiren Digital and Yiren Digital both had 2 articles in the media. FinVolution Group's average media sentiment score of 0.86 beat Yiren Digital's score of 0.57 indicating that FinVolution Group is being referred to more favorably in the news media.
Yiren Digital has a net margin of 32.37% compared to FinVolution Group's net margin of 17.36%. Yiren Digital's return on equity of 20.85% beat FinVolution Group's return on equity.
2.0% of Yiren Digital shares are owned by institutional investors. Comparatively, 31.2% of FinVolution Group shares are owned by institutional investors. 42.2% of Yiren Digital shares are owned by company insiders. Comparatively, 44.0% of FinVolution Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
FinVolution Group has higher revenue and earnings than Yiren Digital. Yiren Digital is trading at a lower price-to-earnings ratio than FinVolution Group, indicating that it is currently the more affordable of the two stocks.
Yiren Digital received 319 more outperform votes than FinVolution Group when rated by MarketBeat users. Likewise, 70.21% of users gave Yiren Digital an outperform vote while only 57.89% of users gave FinVolution Group an outperform vote.
Yiren Digital has a beta of 0.71, meaning that its share price is 29% less volatile than the S&P 500. Comparatively, FinVolution Group has a beta of 0.49, meaning that its share price is 51% less volatile than the S&P 500.
Yiren Digital pays an annual dividend of $0.34 per share and has a dividend yield of 4.5%. FinVolution Group pays an annual dividend of $0.22 per share and has a dividend yield of 2.6%. Yiren Digital pays out 11.7% of its earnings in the form of a dividend. FinVolution Group pays out 19.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Yiren Digital is clearly the better dividend stock, given its higher yield and lower payout ratio.
Summary
Yiren Digital beats FinVolution Group on 9 of the 16 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NYSE:YRD) was last updated on 2/22/2025 by MarketBeat.com Staff
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