Yiren Digital (YRD) Competitors $5.72 -0.15 (-2.47%) Closing price 03:57 PM EasternExtended Trading$5.72 0.00 (0.00%) As of 04:05 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock YRD vs. FBK, PPBI, NTB, CASH, NIC, MBIN, CUBI, CLBK, PWP, and SUPVShould you be buying Yiren Digital stock or one of its competitors? The main competitors of Yiren Digital include FB Financial (FBK), Pacific Premier Bancorp (PPBI), Bank of N.T. Butterfield & Son (NTB), Pathward Financial (CASH), Nicolet Bankshares (NIC), Merchants Bancorp (MBIN), Customers Bancorp (CUBI), Columbia Financial (CLBK), Perella Weinberg Partners (PWP), and Grupo Supervielle (SUPV). These companies are all part of the "banking" industry. Yiren Digital vs. FB Financial Pacific Premier Bancorp Bank of N.T. Butterfield & Son Pathward Financial Nicolet Bankshares Merchants Bancorp Customers Bancorp Columbia Financial Perella Weinberg Partners Grupo Supervielle Yiren Digital (NYSE:YRD) and FB Financial (NYSE:FBK) are both small-cap computer and technology companies, but which is the better business? We will contrast the two companies based on the strength of their community ranking, earnings, dividends, institutional ownership, profitability, valuation, analyst recommendations, media sentiment and risk. Which has higher valuation and earnings, YRD or FBK? Yiren Digital has higher revenue and earnings than FB Financial. Yiren Digital is trading at a lower price-to-earnings ratio than FB Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioYiren Digital$5.81B0.09$292.99M$2.512.28FB Financial$480.96M3.94$116.04M$2.7214.91 Do insiders and institutionals hold more shares of YRD or FBK? 2.0% of Yiren Digital shares are held by institutional investors. Comparatively, 65.4% of FB Financial shares are held by institutional investors. 42.2% of Yiren Digital shares are held by company insiders. Comparatively, 1.7% of FB Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term. Does the MarketBeat Community prefer YRD or FBK? Yiren Digital received 81 more outperform votes than FB Financial when rated by MarketBeat users. Likewise, 70.21% of users gave Yiren Digital an outperform vote while only 49.60% of users gave FB Financial an outperform vote. CompanyUnderperformOutperformYiren DigitalOutperform Votes33070.21% Underperform Votes14029.79% FB FinancialOutperform Votes24949.60% Underperform Votes25350.40% Is YRD or FBK more profitable? Yiren Digital has a net margin of 32.37% compared to FB Financial's net margin of 15.18%. Yiren Digital's return on equity of 20.85% beat FB Financial's return on equity.Company Net Margins Return on Equity Return on Assets Yiren Digital32.37% 20.85% 16.00% FB Financial 15.18%10.43%1.25% Do analysts recommend YRD or FBK? FB Financial has a consensus target price of $53.80, suggesting a potential upside of 32.66%. Given FB Financial's stronger consensus rating and higher possible upside, analysts clearly believe FB Financial is more favorable than Yiren Digital.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Yiren Digital 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00FB Financial 1 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.40 Is YRD or FBK a better dividend stock? Yiren Digital pays an annual dividend of $0.40 per share and has a dividend yield of 7.0%. FB Financial pays an annual dividend of $0.76 per share and has a dividend yield of 1.9%. Yiren Digital pays out 15.9% of its earnings in the form of a dividend. FB Financial pays out 27.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Yiren Digital is clearly the better dividend stock, given its higher yield and lower payout ratio. Which has more risk and volatility, YRD or FBK? Yiren Digital has a beta of 0.66, meaning that its stock price is 34% less volatile than the S&P 500. Comparatively, FB Financial has a beta of 0.92, meaning that its stock price is 8% less volatile than the S&P 500. Does the media prefer YRD or FBK? In the previous week, FB Financial had 17 more articles in the media than Yiren Digital. MarketBeat recorded 22 mentions for FB Financial and 5 mentions for Yiren Digital. FB Financial's average media sentiment score of 0.67 beat Yiren Digital's score of 0.53 indicating that FB Financial is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Yiren Digital 2 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive FB Financial 7 Very Positive mention(s) 1 Positive mention(s) 8 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive SummaryYiren Digital and FB Financial tied by winning 10 of the 20 factors compared between the two stocks. Get Yiren Digital News Delivered to You Automatically Sign up to receive the latest news and ratings for YRD and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart YRD vs. The Competition Export to ExcelMetricYiren DigitalNondepository credit institutions IndustryComputer SectorNYSE ExchangeMarket Cap$501.37M$6.82B$21.39B$18.42BDividend Yield5.96%4.78%3.00%4.22%P/E Ratio1.9715.7739.3831.10Price / Sales0.099.062,293.9026.57Price / Cash2.2642.1534.6317.54Price / Book0.441.985.674.30Net Income$292.99M$524.31M$735.23M$1.02B7 Day Performance2.60%3.58%2.02%2.90%1 Month Performance-27.43%-15.00%-6.89%-7.77%1 Year Performance21.34%3.73%52,780.63%2.31% Yiren Digital Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)YRDYiren Digital2.5611 of 5 stars$5.72-2.5%N/A+22.1%$501.37M$5.81B1.973,800Short Interest ↑FBKFB Financial4.7213 of 5 stars$41.14+1.4%$55.40+34.7%+12.0%$1.92B$457.74M16.661,760Earnings ReportAnalyst ForecastInsider TradeShort Interest ↑News CoverageHigh Trading VolumePPBIPacific Premier Bancorp3.9295 of 5 stars$18.60+1.4%$27.00+45.2%-10.6%$1.81B$567.77M11.341,430Upcoming EarningsNews CoverageNTBBank of N.T. Butterfield & Son3.3779 of 5 stars$36.49+2.3%$40.80+11.8%+21.9%$1.73B$581.98M7.731,340Upcoming EarningsPositive NewsCASHPathward Financial4.0485 of 5 stars$69.39+2.4%$90.50+30.4%+45.3%$1.65B$600.62M10.121,150Upcoming EarningsNews CoveragePositive NewsNICNicolet Bankshares2.356 of 5 stars$103.95+1.7%$119.00+14.5%+38.5%$1.58B$349.12M12.95860Earnings ReportAnalyst ForecastNews CoveragePositive NewsMBINMerchants Bancorp4.3591 of 5 stars$31.91+1.7%$48.83+53.0%-15.0%$1.46B$666.97M5.06480Short Interest ↓News CoverageCUBICustomers Bancorp3.2307 of 5 stars$44.16+0.8%$64.00+44.9%-2.7%$1.39B$687.50M8.69640Upcoming EarningsCLBKColumbia Financial2.2076 of 5 stars$13.26+0.9%$17.00+28.2%-16.6%$1.39B$179.88M-110.50750News CoveragePositive NewsPWPPerella Weinberg Partners2.7844 of 5 stars$15.99+3.5%$25.33+58.4%+3.2%$1.39B$878.04M-10.12600News CoveragePositive NewsSUPVGrupo Supervielle1.8715 of 5 stars$15.46+18.1%$13.67-11.6%+180.6%$1.37B$934.81B21.474,810Short Interest ↑High Trading Volume Related Companies and Tools Related Companies FB Financial Alternatives Pacific Premier Bancorp Alternatives Bank of N.T. Butterfield & Son Alternatives Pathward Financial Alternatives Nicolet Bankshares Alternatives Merchants Bancorp Alternatives Customers Bancorp Alternatives Columbia Financial Alternatives Perella Weinberg Partners Alternatives Grupo Supervielle Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:YRD) was last updated on 4/17/2025 by MarketBeat.com Staff From Our PartnersElon Set to Shock the World by May 1st ?Tech legend Jeff Brown recently traveled to the industrial zone of South Memphis to investigate what he believ...Brownstone Research | Sponsored[Action Required] Claim Your FREE IRS Loophole GuideThis shouldn't surprise anyone who's been paying attention, but... Pres. 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