Yiren Digital (YRD) Competitors $4.71 +0.17 (+3.74%) (As of 12/20/2024 04:34 PM ET) Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrends YRD vs. QCRH, CMPO, SUPV, BY, FBMS, CCB, SII, FSUN, AMAL, and BFCShould you be buying Yiren Digital stock or one of its competitors? The main competitors of Yiren Digital include QCR (QCRH), CompoSecure (CMPO), Grupo Supervielle (SUPV), Byline Bancorp (BY), First Bancshares (FBMS), Coastal Financial (CCB), Sprott (SII), Firstsun Capital Bancorp (FSUN), Amalgamated Financial (AMAL), and Bank First (BFC). These companies are all part of the "banking" industry. Yiren Digital vs. QCR CompoSecure Grupo Supervielle Byline Bancorp First Bancshares Coastal Financial Sprott Firstsun Capital Bancorp Amalgamated Financial Bank First QCR (NASDAQ:QCRH) and Yiren Digital (NYSE:YRD) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their media sentiment, valuation, community ranking, analyst recommendations, profitability, risk, earnings, dividends and institutional ownership. Is QCRH or YRD more profitable? Yiren Digital has a net margin of 32.37% compared to QCR's net margin of 19.25%. Yiren Digital's return on equity of 20.85% beat QCR's return on equity.Company Net Margins Return on Equity Return on Assets QCR19.25% 12.92% 1.36% Yiren Digital 32.37%20.85%16.00% Which has more risk & volatility, QCRH or YRD? QCR has a beta of 0.96, suggesting that its share price is 4% less volatile than the S&P 500. Comparatively, Yiren Digital has a beta of 0.71, suggesting that its share price is 29% less volatile than the S&P 500. Which has preferable valuation and earnings, QCRH or YRD? Yiren Digital has higher revenue and earnings than QCR. Yiren Digital is trading at a lower price-to-earnings ratio than QCR, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioQCR$350.01M3.93$113.56M$6.8911.85Yiren Digital$5.63B0.07$292.99M$2.901.62 Do analysts recommend QCRH or YRD? QCR currently has a consensus target price of $76.00, indicating a potential downside of 6.89%. Given QCR's stronger consensus rating and higher possible upside, equities analysts plainly believe QCR is more favorable than Yiren Digital.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score QCR 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 3.00Yiren Digital 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Do institutionals and insiders believe in QCRH or YRD? 70.0% of QCR shares are held by institutional investors. Comparatively, 2.0% of Yiren Digital shares are held by institutional investors. 3.7% of QCR shares are held by insiders. Comparatively, 42.2% of Yiren Digital shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term. Does the MarketBeat Community believe in QCRH or YRD? Yiren Digital received 37 more outperform votes than QCR when rated by MarketBeat users. Likewise, 70.21% of users gave Yiren Digital an outperform vote while only 65.70% of users gave QCR an outperform vote. CompanyUnderperformOutperformQCROutperform Votes29365.70% Underperform Votes15334.30% Yiren DigitalOutperform Votes33070.21% Underperform Votes14029.79% Does the media favor QCRH or YRD? In the previous week, Yiren Digital had 1 more articles in the media than QCR. MarketBeat recorded 2 mentions for Yiren Digital and 1 mentions for QCR. QCR's average media sentiment score of 0.84 beat Yiren Digital's score of 0.83 indicating that QCR is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment QCR 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Yiren Digital 0 Very Positive mention(s) 2 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Is QCRH or YRD a better dividend stock? QCR pays an annual dividend of $0.24 per share and has a dividend yield of 0.3%. Yiren Digital pays an annual dividend of $0.34 per share and has a dividend yield of 7.2%. QCR pays out 3.5% of its earnings in the form of a dividend. Yiren Digital pays out 11.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SummaryQCR and Yiren Digital tied by winning 10 of the 20 factors compared between the two stocks. Ad Crypto Swap ProfitsURGENT: This Altcoin Opportunity Won’t Wait – Act NowCrypto has officially entered the "banana zone" – that wild phase where prices can 1000x in days. It happens like clockwork every 4 years, during the December to February window of a Bitcoin halving year. This is where fortunes are made – often LITERALLY overnight.>> Register for the Workshop Now Get Yiren Digital News Delivered to You Automatically Sign up to receive the latest news and ratings for YRD and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart YRD vs. The Competition Export to ExcelMetricYiren DigitalNondepository credit institutions IndustryComputer SectorNYSE ExchangeMarket Cap$413.20M$7.99B$24.25B$19.19BDividend Yield7.16%5.09%2.72%3.57%P/E Ratio1.6218.77270.7441.22Price / Sales0.0711.283,157.2017.59Price / Cash1.4357.6333.6621.28Price / Book0.372.397.755.32Net Income$292.99M$468.09M$661.21M$989.67M7 Day Performance-1.46%-7.12%0.71%-3.45%1 Month Performance-3.88%-4.45%6.74%-3.74%1 Year Performance55.45%26.75%22.24%12.06% Yiren Digital Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)YRDYiren Digital3.2047 of 5 stars$4.71+3.7%N/A+57.5%$413.20M$5.63B1.623,800QCRHQCR3.2098 of 5 stars$88.77+0.5%$76.00-14.4%+39.7%$1.50B$546.09M12.831,030News CoveragePositive NewsCMPOCompoSecure1.9838 of 5 stars$16.71+1.0%$16.36-2.1%+192.6%$1.47B$419.61M-37.61720Analyst ForecastNews CoverageSUPVGrupo Supervielle1.8492 of 5 stars$15.45+16.9%$13.67-11.5%+273.1%$1.41B$578.06B21.533,663Positive NewsGap UpHigh Trading VolumeBYByline Bancorp3.0535 of 5 stars$31.33+0.7%$30.88-1.5%+23.8%$1.39B$535.79M11.321,055FBMSFirst Bancshares1.557 of 5 stars$36.91+2.0%$37.17+0.7%+19.2%$1.15B$267.28M16.371,078CCBCoastal Financial3.9926 of 5 stars$84.79+2.1%$81.67-3.7%+81.9%$1.15B$444.25M27.95380SIISprott1.0986 of 5 stars$44.13+0.6%N/A+29.1%$1.14B$169.02M24.10170News CoverageFSUNFirstsun Capital BancorpN/A$40.27-6.0%$42.00+4.3%N/A$1.11B$369.74M0.001,128Positive NewsAMALAmalgamated Financial3.3046 of 5 stars$35.36+1.2%$39.83+12.7%+25.6%$1.08B$311.12M10.28380Positive NewsBFCBank First1.435 of 5 stars$108.00+1.1%$102.00-5.6%+15.5%$1.08B$141.58M13.12361News CoveragePositive News Related Companies and Tools Related Companies QCR Alternatives CompoSecure Alternatives Grupo Supervielle Alternatives Byline Bancorp Alternatives First Bancshares Alternatives Coastal Financial Alternatives Sprott Alternatives Firstsun Capital Bancorp Alternatives Amalgamated Financial Alternatives Bank First Alternatives Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NYSE:YRD) was last updated on 12/21/2024 by MarketBeat.com Staff From Our PartnersAmazon coin set to soar 25X – starting December 16th?This tiny 3-cent crypto just partnered with one of the biggest companies in the world… Amazon. 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