YRD vs. LU, RIOT, INTR, CORZ, PRK, FINV, ENVA, BFH, CLSK, and FBK
Should you be buying Yiren Digital stock or one of its competitors? The main competitors of Yiren Digital include Lufax (LU), Riot Platforms (RIOT), Inter & Co, Inc. (INTR), Core Scientific (CORZ), Park National (PRK), FinVolution Group (FINV), Enova International (ENVA), Bread Financial (BFH), CleanSpark (CLSK), and FB Financial (FBK). These companies are all part of the "banking" industry.
Yiren Digital vs.
Lufax (NYSE:LU) and Yiren Digital (NYSE:YRD) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their profitability, earnings, valuation, institutional ownership, dividends, media sentiment, analyst recommendations, risk and community ranking.
Yiren Digital received 307 more outperform votes than Lufax when rated by MarketBeat users. Likewise, 70.21% of users gave Yiren Digital an outperform vote while only 41.82% of users gave Lufax an outperform vote.
Lufax pays an annual dividend of $0.12 per share and has a dividend yield of 4.1%. Yiren Digital pays an annual dividend of $0.44 per share and has a dividend yield of 6.3%. Lufax pays out -15.6% of its earnings in the form of a dividend. Yiren Digital pays out 17.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
In the previous week, Yiren Digital had 6 more articles in the media than Lufax. MarketBeat recorded 9 mentions for Yiren Digital and 3 mentions for Lufax. Lufax's average media sentiment score of 1.20 beat Yiren Digital's score of 0.64 indicating that Lufax is being referred to more favorably in the media.
Lufax has a beta of 0.77, indicating that its share price is 23% less volatile than the S&P 500. Comparatively, Yiren Digital has a beta of 0.65, indicating that its share price is 35% less volatile than the S&P 500.
Lufax currently has a consensus price target of $2.98, suggesting a potential upside of 1.71%. Given Lufax's stronger consensus rating and higher probable upside, equities analysts plainly believe Lufax is more favorable than Yiren Digital.
Yiren Digital has a net margin of 32.37% compared to Lufax's net margin of -12.75%. Yiren Digital's return on equity of 20.85% beat Lufax's return on equity.
69.1% of Lufax shares are held by institutional investors. Comparatively, 2.0% of Yiren Digital shares are held by institutional investors. 42.2% of Yiren Digital shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
Yiren Digital has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than Yiren Digital, indicating that it is currently the more affordable of the two stocks.
Summary
Yiren Digital beats Lufax on 11 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NYSE:YRD) was last updated on 3/28/2025 by MarketBeat.com Staff
