YRD vs. CLBK, NIC, CUBI, VBTX, QCRH, CMPO, BY, CCB, FBMS, and OBK
Should you be buying Yiren Digital stock or one of its competitors? The main competitors of Yiren Digital include Columbia Financial (CLBK), Nicolet Bankshares (NIC), Customers Bancorp (CUBI), Veritex (VBTX), QCR (QCRH), CompoSecure (CMPO), Byline Bancorp (BY), Coastal Financial (CCB), First Bancshares (FBMS), and Origin Bancorp (OBK). These companies are all part of the "banking" industry.
Yiren Digital vs.
Columbia Financial (NASDAQ:CLBK) and Yiren Digital (NYSE:YRD) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, risk, profitability, dividends, earnings, media sentiment and community ranking.
Columbia Financial has a beta of 0.22, suggesting that its share price is 78% less volatile than the S&P 500. Comparatively, Yiren Digital has a beta of 0.72, suggesting that its share price is 28% less volatile than the S&P 500.
Yiren Digital has higher revenue and earnings than Columbia Financial. Yiren Digital is trading at a lower price-to-earnings ratio than Columbia Financial, indicating that it is currently the more affordable of the two stocks.
In the previous week, Columbia Financial had 2 more articles in the media than Yiren Digital. MarketBeat recorded 3 mentions for Columbia Financial and 1 mentions for Yiren Digital. Columbia Financial's average media sentiment score of 0.30 beat Yiren Digital's score of 0.00 indicating that Columbia Financial is being referred to more favorably in the media.
Yiren Digital received 192 more outperform votes than Columbia Financial when rated by MarketBeat users. Likewise, 70.21% of users gave Yiren Digital an outperform vote while only 67.98% of users gave Columbia Financial an outperform vote.
Yiren Digital has a net margin of 32.37% compared to Columbia Financial's net margin of 3.35%. Yiren Digital's return on equity of 20.85% beat Columbia Financial's return on equity.
12.7% of Columbia Financial shares are held by institutional investors. Comparatively, 2.0% of Yiren Digital shares are held by institutional investors. 3.4% of Columbia Financial shares are held by insiders. Comparatively, 42.2% of Yiren Digital shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
Columbia Financial presently has a consensus price target of $17.00, suggesting a potential upside of 6.25%. Given Columbia Financial's stronger consensus rating and higher probable upside, equities analysts clearly believe Columbia Financial is more favorable than Yiren Digital.
Summary
Yiren Digital beats Columbia Financial on 10 of the 17 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NYSE:YRD) was last updated on 1/21/2025 by MarketBeat.com Staff
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