Yiren Digital (YRD) Competitors $4.86 -1.07 (-18.04%) (As of 11/20/2024 ET) Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrends YRD vs. CASH, IREN, CLBK, MBIN, CUBI, NIC, QCRH, BY, CMPO, and BTDRShould you be buying Yiren Digital stock or one of its competitors? The main competitors of Yiren Digital include Pathward Financial (CASH), Iris Energy (IREN), Columbia Financial (CLBK), Merchants Bancorp (MBIN), Customers Bancorp (CUBI), Nicolet Bankshares (NIC), QCR (QCRH), Byline Bancorp (BY), CompoSecure (CMPO), and Bitdeer Technologies Group (BTDR). These companies are all part of the "banking" industry. Yiren Digital vs. Pathward Financial Iris Energy Columbia Financial Merchants Bancorp Customers Bancorp Nicolet Bankshares QCR Byline Bancorp CompoSecure Bitdeer Technologies Group Pathward Financial (NASDAQ:CASH) and Yiren Digital (NYSE:YRD) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their community ranking, media sentiment, analyst recommendations, profitability, earnings, valuation, dividends, institutional ownership and risk. Which has better earnings and valuation, CASH or YRD? Yiren Digital has lower revenue, but higher earnings than Pathward Financial. Yiren Digital is trading at a lower price-to-earnings ratio than Pathward Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPathward Financial$775.94M2.56$168.36M$6.6311.99Yiren Digital$689.53M0.61$292.99M$3.171.53 Is CASH or YRD more profitable? Yiren Digital has a net margin of 37.05% compared to Pathward Financial's net margin of 21.65%. Yiren Digital's return on equity of 24.38% beat Pathward Financial's return on equity.Company Net Margins Return on Equity Return on Assets Pathward Financial21.65% 21.86% 2.21% Yiren Digital 37.05%24.38%19.07% Which has more volatility & risk, CASH or YRD? Pathward Financial has a beta of 0.67, indicating that its stock price is 33% less volatile than the S&P 500. Comparatively, Yiren Digital has a beta of 0.72, indicating that its stock price is 28% less volatile than the S&P 500. Do analysts rate CASH or YRD? Pathward Financial presently has a consensus price target of $74.50, suggesting a potential downside of 6.31%. Given Pathward Financial's stronger consensus rating and higher probable upside, research analysts plainly believe Pathward Financial is more favorable than Yiren Digital.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Pathward Financial 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50Yiren Digital 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Is CASH or YRD a better dividend stock? Pathward Financial pays an annual dividend of $0.20 per share and has a dividend yield of 0.3%. Yiren Digital pays an annual dividend of $0.34 per share and has a dividend yield of 7.0%. Pathward Financial pays out 3.0% of its earnings in the form of a dividend. Yiren Digital pays out 10.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Do insiders & institutionals hold more shares of CASH or YRD? 92.7% of Pathward Financial shares are owned by institutional investors. Comparatively, 2.0% of Yiren Digital shares are owned by institutional investors. 0.7% of Pathward Financial shares are owned by insiders. Comparatively, 42.2% of Yiren Digital shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth. Does the media prefer CASH or YRD? In the previous week, Pathward Financial and Pathward Financial both had 6 articles in the media. Pathward Financial's average media sentiment score of 1.60 beat Yiren Digital's score of 0.00 indicating that Pathward Financial is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Pathward Financial 5 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Yiren Digital 1 Very Positive mention(s) 0 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Does the MarketBeat Community believe in CASH or YRD? Pathward Financial received 2 more outperform votes than Yiren Digital when rated by MarketBeat users. However, 70.21% of users gave Yiren Digital an outperform vote while only 63.97% of users gave Pathward Financial an outperform vote. CompanyUnderperformOutperformPathward FinancialOutperform Votes33263.97% Underperform Votes18736.03% Yiren DigitalOutperform Votes33070.21% Underperform Votes14029.79% SummaryPathward Financial beats Yiren Digital on 11 of the 19 factors compared between the two stocks. 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Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart YRD vs. The Competition Export to ExcelMetricYiren DigitalNondepository credit institutions IndustryComputer SectorNYSE ExchangeMarket Cap$515.52M$8.04B$23.65B$19.85BDividend Yield5.73%5.19%2.77%3.52%P/E Ratio1.5316.68268.7342.73Price / Sales0.6115.503,389.6719.27Price / Cash1.7742.0432.4517.86Price / Book0.382.557.365.52Net Income$292.99M$462.43M$660.95M$986.45M7 Day Performance-17.91%1.83%0.23%0.45%1 Month Performance-17.35%25.36%0.81%1.05%1 Year Performance64.75%109.23%18.76%24.67% Yiren Digital Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)YRDYiren Digital2.6262 of 5 stars$4.86-18.0%N/A+75.5%$515.52M$689.53M1.533,800News CoverageHigh Trading VolumeCASHPathward Financial2.7936 of 5 stars$79.52+0.7%$74.50-6.3%+58.8%$1.99B$775.94M11.991,199Short Interest ↓Positive NewsIRENIris Energy4.2957 of 5 stars$10.10-3.0%$15.44+52.9%+243.5%$1.90B$188.76M0.00100Upcoming EarningsShort Interest ↓Gap UpCLBKColumbia Financial0.6595 of 5 stars$17.95-0.7%$17.00-5.3%+1.8%$1.88B$422.36M120.54750MBINMerchants Bancorp4.0898 of 5 stars$38.19-2.1%$52.33+37.0%+14.0%$1.75B$1.19B6.33480Insider TradeCUBICustomers Bancorp3.6604 of 5 stars$53.92+0.3%$61.11+13.3%+17.6%$1.69B$1.44B8.75640NICNicolet Bankshares2.8808 of 5 stars$109.48-0.3%$106.00-3.2%+41.0%$1.67B$418.83M13.93948Dividend AnnouncementPositive NewsQCRHQCR3.4473 of 5 stars$89.31+0.0%$76.00-14.9%+70.0%$1.51B$546.09M12.961,030Positive NewsBYByline Bancorp2.6885 of 5 stars$30.95+0.7%$29.88-3.5%+48.7%$1.37B$535.79M11.251,055CMPOCompoSecure0.7434 of 5 stars$15.40+0.8%$15.79+2.5%+188.4%$1.36B$419.61M-35.00720BTDRBitdeer Technologies Group1.9688 of 5 stars$11.89+3.0%$14.80+24.5%+149.8%$1.33B$420.89M-22.87211Analyst ForecastOptions VolumeNews CoverageGap UpHigh Trading Volume Related Companies and Tools Related Companies Pathward Financial Alternatives Iris Energy Alternatives Columbia Financial Alternatives Merchants Bancorp Alternatives Customers Bancorp Alternatives Nicolet Bankshares Alternatives QCR Alternatives Byline Bancorp Alternatives CompoSecure Alternatives Bitdeer Technologies Group Alternatives Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NYSE:YRD) was last updated on 11/21/2024 by MarketBeat.com Staff From Our PartnersMissed Nvidia? 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