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Yiren Digital (YRD) Competitors

Yiren Digital logo
$4.71 +0.17 (+3.74%)
(As of 12/20/2024 04:34 PM ET)

YRD vs. QCRH, CMPO, SUPV, BY, FBMS, CCB, SII, FSUN, AMAL, and BFC

Should you be buying Yiren Digital stock or one of its competitors? The main competitors of Yiren Digital include QCR (QCRH), CompoSecure (CMPO), Grupo Supervielle (SUPV), Byline Bancorp (BY), First Bancshares (FBMS), Coastal Financial (CCB), Sprott (SII), Firstsun Capital Bancorp (FSUN), Amalgamated Financial (AMAL), and Bank First (BFC). These companies are all part of the "banking" industry.

Yiren Digital vs.

QCR (NASDAQ:QCRH) and Yiren Digital (NYSE:YRD) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their media sentiment, valuation, community ranking, analyst recommendations, profitability, risk, earnings, dividends and institutional ownership.

Yiren Digital has a net margin of 32.37% compared to QCR's net margin of 19.25%. Yiren Digital's return on equity of 20.85% beat QCR's return on equity.

Company Net Margins Return on Equity Return on Assets
QCR19.25% 12.92% 1.36%
Yiren Digital 32.37%20.85%16.00%

QCR has a beta of 0.96, suggesting that its share price is 4% less volatile than the S&P 500. Comparatively, Yiren Digital has a beta of 0.71, suggesting that its share price is 29% less volatile than the S&P 500.

Yiren Digital has higher revenue and earnings than QCR. Yiren Digital is trading at a lower price-to-earnings ratio than QCR, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
QCR$350.01M3.93$113.56M$6.8911.85
Yiren Digital$5.63B0.07$292.99M$2.901.62

QCR currently has a consensus target price of $76.00, indicating a potential downside of 6.89%. Given QCR's stronger consensus rating and higher possible upside, equities analysts plainly believe QCR is more favorable than Yiren Digital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
QCR
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
Yiren Digital
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

70.0% of QCR shares are held by institutional investors. Comparatively, 2.0% of Yiren Digital shares are held by institutional investors. 3.7% of QCR shares are held by insiders. Comparatively, 42.2% of Yiren Digital shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Yiren Digital received 37 more outperform votes than QCR when rated by MarketBeat users. Likewise, 70.21% of users gave Yiren Digital an outperform vote while only 65.70% of users gave QCR an outperform vote.

CompanyUnderperformOutperform
QCROutperform Votes
293
65.70%
Underperform Votes
153
34.30%
Yiren DigitalOutperform Votes
330
70.21%
Underperform Votes
140
29.79%

In the previous week, Yiren Digital had 1 more articles in the media than QCR. MarketBeat recorded 2 mentions for Yiren Digital and 1 mentions for QCR. QCR's average media sentiment score of 0.84 beat Yiren Digital's score of 0.83 indicating that QCR is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
QCR
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Yiren Digital
0 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

QCR pays an annual dividend of $0.24 per share and has a dividend yield of 0.3%. Yiren Digital pays an annual dividend of $0.34 per share and has a dividend yield of 7.2%. QCR pays out 3.5% of its earnings in the form of a dividend. Yiren Digital pays out 11.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

QCR and Yiren Digital tied by winning 10 of the 20 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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YRD vs. The Competition

MetricYiren DigitalNondepository credit institutions IndustryComputer SectorNYSE Exchange
Market Cap$413.20M$7.99B$24.25B$19.19B
Dividend Yield7.16%5.09%2.72%3.57%
P/E Ratio1.6218.77270.7441.22
Price / Sales0.0711.283,157.2017.59
Price / Cash1.4357.6333.6621.28
Price / Book0.372.397.755.32
Net Income$292.99M$468.09M$661.21M$989.67M
7 Day Performance-1.46%-7.12%0.71%-3.45%
1 Month Performance-3.88%-4.45%6.74%-3.74%
1 Year Performance55.45%26.75%22.24%12.06%

Yiren Digital Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
YRD
Yiren Digital
3.2047 of 5 stars
$4.71
+3.7%
N/A+57.5%$413.20M$5.63B1.623,800
QCRH
QCR
3.2098 of 5 stars
$88.77
+0.5%
$76.00
-14.4%
+39.7%$1.50B$546.09M12.831,030News Coverage
Positive News
CMPO
CompoSecure
1.9838 of 5 stars
$16.71
+1.0%
$16.36
-2.1%
+192.6%$1.47B$419.61M-37.61720Analyst Forecast
News Coverage
SUPV
Grupo Supervielle
1.8492 of 5 stars
$15.45
+16.9%
$13.67
-11.5%
+273.1%$1.41B$578.06B21.533,663Positive News
Gap Up
High Trading Volume
BY
Byline Bancorp
3.0535 of 5 stars
$31.33
+0.7%
$30.88
-1.5%
+23.8%$1.39B$535.79M11.321,055
FBMS
First Bancshares
1.557 of 5 stars
$36.91
+2.0%
$37.17
+0.7%
+19.2%$1.15B$267.28M16.371,078
CCB
Coastal Financial
3.9926 of 5 stars
$84.79
+2.1%
$81.67
-3.7%
+81.9%$1.15B$444.25M27.95380
SII
Sprott
1.0986 of 5 stars
$44.13
+0.6%
N/A+29.1%$1.14B$169.02M24.10170News Coverage
FSUN
Firstsun Capital Bancorp
N/A$40.27
-6.0%
$42.00
+4.3%
N/A$1.11B$369.74M0.001,128Positive News
AMAL
Amalgamated Financial
3.3046 of 5 stars
$35.36
+1.2%
$39.83
+12.7%
+25.6%$1.08B$311.12M10.28380Positive News
BFC
Bank First
1.435 of 5 stars
$108.00
+1.1%
$102.00
-5.6%
+15.5%$1.08B$141.58M13.12361News Coverage
Positive News

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This page (NYSE:YRD) was last updated on 12/21/2024 by MarketBeat.com Staff
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