NYSE:YRD Yiren Digital (YRD) Stock Price, News & Analysis $5.72 -0.15 (-2.47%) Closing price 04/17/2025 03:57 PM EasternExtended Trading$5.72 0.00 (0.00%) As of 04/17/2025 04:05 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Yiren Digital Stock (NYSE:YRD) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Yiren Digital alerts:Sign Up Key Stats Today's Range$5.70▼$6.0050-Day Range$5.34▼$8.5952-Week Range$4.12▼$9.20Volume42,386 shsAverage Volume145,352 shsMarket Capitalization$501.37 millionP/E Ratio1.97Dividend Yield7.00%Price TargetN/AConsensus RatingN/A Company OverviewYiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.Read More… Yiren Digital Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks52nd Percentile Overall ScoreYRD MarketRank™: Yiren Digital scored higher than 52% of companies evaluated by MarketBeat, and ranked 308th out of 654 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Yiren Digital. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Yiren Digital is 1.97, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.40.Price to Earnings Ratio vs. SectorThe P/E ratio of Yiren Digital is 1.97, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 39.78.Price to Book Value per Share RatioYiren Digital has a P/B Ratio of 0.44. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Yiren Digital's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.41% of the float of Yiren Digital has been sold short.Short Interest Ratio / Days to CoverYiren Digital has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Yiren Digital has recently increased by 18.83%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipYiren Digital is a leading dividend payer. It pays a dividend yield of 5.96%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthYiren Digital does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Yiren Digital is 15.94%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Yiren Digital's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.41% of the float of Yiren Digital has been sold short.Short Interest Ratio / Days to CoverYiren Digital has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Yiren Digital has recently increased by 18.83%, indicating that investor sentiment is decreasing significantly. News and Social Media2.6 / 5News Sentiment0.66 News SentimentYiren Digital has a news sentiment score of 0.66. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Computer and Technology companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Yiren Digital this week, compared to 1 article on an average week.Search Interest2 people have searched for YRD on MarketBeat in the last 30 days. MarketBeat FollowsOnly 1 people have added Yiren Digital to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Yiren Digital insiders have not sold or bought any company stock.Percentage Held by Insiders42.20% of the stock of Yiren Digital is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 1.99% of the stock of Yiren Digital is held by institutions.Read more about Yiren Digital's insider trading history. Receive YRD Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Yiren Digital and its competitors with MarketBeat's FREE daily newsletter. Email Address YRD Stock News HeadlinesYiren Digital: Selloff Presents An OpportunityApril 15, 2025 | seekingalpha.comYiren Digital's "Zhiyu Large Model" Gains Regulatory Approval for Commercial Use, Marking New Milestone in AI InnovationApril 11, 2025 | prnewswire.comTrump’s Secret WeaponHave you looked at the stock market recently? Millions of investors are scrambling trying to figure out what's coming next. But here's the truth… This is just the beginning. Trump has made it clear his tariffs are coming, and that the market will get worse before it gets better. Luckily, our FREE Presidential Transition Guide details exactly what will happen in the next 100 days, and how to protect your hard-earned savings during these times. Don't wait for the next crash to wipe you out. Act now.April 20, 2025 | American Alternative (Ad)Yiren Digital forms strategic joint venture with klikUMKMMarch 28, 2025 | markets.businessinsider.comYiren Digital Partners with klikUMKM to Deliver AI-Driven Financial Solutions Across IndonesiaMarch 27, 2025 | prnewswire.comYiren Digital Ltd. (NYSE:YRD) Q4 2024 Earnings Call TranscriptMarch 22, 2025 | msn.comYiren Digital’s Earnings Call Highlights Strategic GrowthMarch 21, 2025 | tipranks.comYiren Digital ADRs Tumble After 4Q Profit FallsMarch 21, 2025 | marketwatch.comSee More Headlines YRD Stock Analysis - Frequently Asked Questions How have YRD shares performed this year? Yiren Digital's stock was trading at $4.80 on January 1st, 2025. Since then, YRD shares have increased by 19.1% and is now trading at $5.7150. View the best growth stocks for 2025 here. How were Yiren Digital's earnings last quarter? Yiren Digital Ltd. (NYSE:YRD) posted its quarterly earnings results on Thursday, March, 20th. The technology company reported $0.52 earnings per share (EPS) for the quarter. The technology company earned $198.95 million during the quarter. Yiren Digital had a trailing twelve-month return on equity of 20.85% and a net margin of 32.37%. Read the conference call transcript. When did Yiren Digital IPO? Yiren Digital (YRD) raised $75 million in an initial public offering (IPO) on Friday, December 18th 2015. The company issued 7,500,000 shares at a price of $9.00-$11.00 per share. Morgan Stanley, Credit Suisse and China Renaissance served as the underwriters for the IPO and Needham & Company was co-manager. How do I buy shares of Yiren Digital? Shares of YRD stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Yiren Digital own? Based on aggregate information from My MarketBeat watchlists, some other companies that Yiren Digital investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Arista Networks (ANET), Adobe (ADBE), ServiceNow (NOW) and Novo Nordisk A/S (NVO). Company Calendar Last Earnings3/20/2025Today4/20/2025Record date for 5/15 Dividend4/30/2025Ex-Dividend for 5/15 Dividend4/30/2025Dividend Payable5/15/2025Next Earnings (Estimated)6/19/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorComputer and Technology Industry Nondepository credit institutions Sub-IndustryBanking Current SymbolNYSE:YRD CIK1631761 Webwww.yirendai.com Phone861050905315FaxN/AEmployees3,800Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$2.51 Trailing P/E Ratio1.97 Forward P/E RatioN/A P/E GrowthN/ANet Income$292.99 million Net Margins32.37% Pretax Margin39.89% Return on Equity20.85% Return on Assets16.00% Debt Debt-to-Equity RatioN/A Current Ratio3.83 Quick Ratio3.83 Sales & Book Value Annual Sales$5.81 billion Price / Sales0.09 Cash Flow$2.53 per share Price / Cash Flow2.26 Book Value$12.85 per share Price / Book0.44Miscellaneous Outstanding Shares87,729,000Free Float50,707,000Market Cap$501.37 million OptionableOptionable Beta0.66 12 Stocks Corporate Insiders are AbandoningIf a company's CEO, COO, and CFO were all selling shares of their stock, would you want to know? MarketBeat just compiled its list of the twelve stocks that corporate insiders are abandoning. Complete the form below to see which companies made the list.Get This Free Report This page (NYSE:YRD) was last updated on 4/20/2025 by MarketBeat.com Staff From Our PartnersClaim Your FREE Protection GuideIn the final days of his first term, Trump quietly left open an "off the books" wealth-protection loophole hid...American Alternative | SponsoredTrump Orders 'National Digital Asset Stockpile'‘Digital Asset Reserve’ for THIS Coin??? Get all the details before this story gains even more tractionCrypto 101 Media | SponsoredElon Reveals Why There Soon Won’t Be Any Money For Social SecurityElon Musk's Near-Death Experience Sparks Dire Warning for Americans After cheating death twice—once in a te...Colonial Metals | SponsoredTrump’s Top Secret $9 Trillion AI SuperweaponJeff Brown spotted Nvidia at $1. 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