NYSE:YRD Yirendai (YRD) Stock Price, News & Analysis $5.63 -0.29 (-4.90%) Closing price 08/1/2025 03:58 PM EasternExtended Trading$5.77 +0.14 (+2.56%) As of 08/1/2025 05:44 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Yirendai Stock (NYSE:YRD) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Yirendai alerts:Sign Up Key Stats Today's Range$5.61▼$5.8350-Day Range$5.63▼$7.4552-Week Range$4.12▼$9.20Volume87,318 shsAverage Volume75,037 shsMarket Capitalization$486.49 millionP/E Ratio2.63Dividend Yield7.10%Price TargetN/AConsensus RatingN/A Company Overview Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited. Read More Yirendai Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks51st Percentile Overall ScoreYRD MarketRank™: Yirendai scored higher than 51% of companies evaluated by MarketBeat, and ranked 400th out of 659 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Yirendai. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Yirendai is 2.63, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.09.Price to Earnings Ratio vs. SectorThe P/E ratio of Yirendai is 2.63, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 48.09.Price to Book Value per Share RatioYirendai has a P/B Ratio of 0.38. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Yirendai's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.11% of the outstanding shares of Yirendai have been sold short.Short Interest Ratio / Days to CoverYirendai has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Yirendai has recently increased by 19,360.00%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipYirendai is a leading dividend payer. It pays a dividend yield of 6.76%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthYirendai does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Yirendai is 18.69%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Yirendai's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.11% of the outstanding shares of Yirendai have been sold short.Short Interest Ratio / Days to CoverYirendai has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Yirendai has recently increased by 19,360.00%, indicating that investor sentiment is decreasing significantly. News and Social Media1.9 / 5News Sentiment0.37 News SentimentYirendai has a news sentiment score of 0.37. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.68 average news sentiment score of Computer and Technology companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Yirendai this week, compared to 2 articles on an average week.Search InterestOnly 2 people have searched for YRD on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Yirendai insiders have not sold or bought any company stock.Percentage Held by Insiders42.20% of the stock of Yirendai is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 1.99% of the stock of Yirendai is held by institutions.Read more about Yirendai's insider trading history. Receive YRD Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Yirendai and its competitors with MarketBeat's FREE daily newsletter. Email Address YRD Stock News HeadlinesYiren Digital CEO Shares AI Breakthroughs and Success at WAIC 2025July 29, 2025 | prnewswire.comYiren Digital Releases its 2024 ESG Report: AI Deepens Sustainable Practices Across the BoardJuly 24, 2025 | prnewswire.comThis New Rule Could Change EverythingA major change is quietly going into effect this July — and Wall Street is already positioning for it. Big Banks have found a way to use a new asset as if it were cash. Not stocks. Not bonds. Not even the U.S. dollar. They now trust this asset more than the traditional financial system itself.August 2 at 2:00 AM | American Alternative (Ad)Yiren Digital to Release 2024 ESG Report on June 24, 2025July 22, 2025 | prnewswire.comYiren Digital: Insurance Coverage Of Air Taxis, But Decreases In Cash FlowJune 25, 2025 | seekingalpha.comYiren Digital's Hexiang Insurance Brokers Launched Innovative Insurance Products for Low-Altitude EconomyJune 20, 2025 | prnewswire.comYiren Digital’s Mixed Earnings: Growth Amid ChallengesJune 16, 2025 | tipranks.comYiren Digital’s Q1 2025 Financial Performance OverviewJune 12, 2025 | tipranks.comSee More Headlines YRD Stock Analysis - Frequently Asked Questions How have YRD shares performed this year? Yirendai's stock was trading at $4.80 at the beginning of 2025. Since then, YRD stock has increased by 17.3% and is now trading at $5.63. How were Yirendai's earnings last quarter? Yirendai Ltd. (NYSE:YRD) released its earnings results on Thursday, June, 12th. The technology company reported $0.39 earnings per share (EPS) for the quarter. The technology company earned $214.22 million during the quarter. Yirendai had a net margin of 22.48% and a trailing twelve-month return on equity of 14.33%. Read the conference call transcript. When did Yirendai IPO? Yirendai (YRD) raised $75 million in an IPO on Friday, December 18th 2015. The company issued 7,500,000 shares at $9.00-$11.00 per share. Morgan Stanley, Credit Suisse and China Renaissance acted as the underwriters for the IPO and Needham & Company was co-manager. How do I buy shares of Yirendai? Shares of YRD stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Yirendai own? Based on aggregate information from My MarketBeat watchlists, some other companies that Yirendai investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Arista Networks (ANET), Adobe (ADBE), ServiceNow (NOW) and Novo Nordisk A/S (NVO). Company Calendar Record date for 5/15 Dividend4/30/2025Ex-Dividend for 5/15 Dividend4/30/2025Dividend Payable5/15/2025Last Earnings6/12/2025Today8/02/2025Next Earnings (Estimated)8/19/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorComputer and Technology Industry INTERNET SERVICES Sub-IndustryBanking Current SymbolNYSE:YRD CIK1631761 Webwww.yirendai.com Phone861050905315FaxN/AEmployees3,800Year FoundedN/AProfitability EPS (Trailing Twelve Months)$2.14 Trailing P/E Ratio2.63 Forward P/E RatioN/A P/E GrowthN/ANet Income$216.77 million Net Margins22.48% Pretax Margin24.98% Return on Equity14.33% Return on Assets10.65% Debt Debt-to-Equity RatioN/A Current Ratio3.68 Quick Ratio3.68 Sales & Book Value Annual Sales$795.41 million Price / Sales0.61 Cash Flow$2.40 per share Price / Cash Flow2.35 Book Value$14.90 per share Price / Book0.38Miscellaneous Outstanding Shares86,410,000Free Float49,943,000Market Cap$486.49 million OptionableOptionable Beta0.78 5G Stocks: The Path Forward is ProfitableEnter your email address and we'll send you MarketBeat's guide to investing in 5G and which 5G stocks show the most promise. 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