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NYSE:AXP

American Express (AXP) Stock Price, News & Analysis

American Express logo
$320.87 -5.00 (-1.53%)
As of 01/24/2025 03:59 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

About American Express Stock (NYSE:AXP)

Key Stats

Today's Range
$313.73
$324.47
50-Day Range
$285.54
$325.12
52-Week Range
$186.43
$326.27
Volume
6.26 million shs
Average Volume
1.89 million shs
Market Capitalization
$226.04 billion
P/E Ratio
23.61
Dividend Yield
0.87%
Price Target
$281.00
Consensus Rating
Hold

Company Overview

American Express Company is a multinational financial services company based in New York City. The company provides credit cards, charge cards, traveler's cheques and other financial services to individuals and businesses worldwide.

Founded in 1850, American Express has been a pioneer in the credit card industry and has developed a reputation for offering premium products and services that cater to high-income consumers. The company operates in over 130 countries and employs over 75,000 people globally.

Stephen J. Squeri has served as American Express Chairman and Chief Executive Officer since 2018, succeeding Kenneth I. Chenault. Squeri joined the company in 1985 and has held various leadership positions.

He is credited with leading the company's digital transformation and developing new partnerships with technology companies such as Apple, Google and Amazon. Other key management team members include Chief Financial Officer Jeffrey C. Campbell and Vice Chairman Douglas E. Buckminster.

American Express has consistently generated strong financial results, with revenue increasing consistently over the past few years. The company's net income has also grown during this same time frame. The company's profit margin has remained relatively stable at around 14%.

American Express has maintained a strong balance sheet, with a debt-to-equity ratio and a price-to-book ratio consistent with industry averages. Over the past couple of years, American Express' stock has performed well, leading its industry peers. 

The credit card industry is highly competitive, with a few prominent players dominating the market. American Express competes with other major credit card companies, such as Visa and Mastercard and banks that issue private-label credit cards.

The industry has been growing steadily, with global credit card transactions expected to reach $8.8 trillion by 2025. However, the industry faces several challenges, including increasing regulatory scrutiny and the threat of disruption from fintech startups.

American Express has several growth opportunities, including expanding its presence in international markets and developing new partnerships with technology companies. The company has made significant progress in these areas, with global revenue growth from 2016 to 2022.

American Express has also partnered with companies such as Uber, Marriott and Delta Airlines to offer unique benefits to its cardholders. Additionally, the company has been investing in its digital capabilities by launching its digital wallet and mobile app.

Despite its stable financial performance and growth opportunities, American Express faces several risks and challenges. The company's high-end products and services may be vulnerable to changes in consumer preferences, and the company may need help to appeal to younger generations who prefer debit cards and mobile payments.

Additionally, American Express is subject to increasing regulatory scrutiny, with regulators monitoring the company's anti-money laundering practices and compliance with consumer protection laws. The company's debt levels and dependence on the global economy also pose risks, as a recession or economic downturn could impact its profitability.

Another major challenge for American Express is the increasing competition from fintech startups, disrupting the traditional credit card industry by offering innovative products and services. These startups are often more agile and adaptable than established companies like American Express and may be able to offer more attractive rewards and lower fees to customers.

To stay competitive, American Express must continue to innovate and develop new products and services that cater to changing customer preferences.

American Express Stock Analysis - MarketRank™

See Top Rated MarketRank™ Stocks
94th Percentile Overall Score

AXP MarketRank™: 

American Express scored higher than 94% of companies evaluated by MarketBeat, and ranked 145th out of 939 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    American Express has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on 9 buy ratings, 12 hold ratings, and 3 sell ratings.

  • Amount of Analyst Coverage

    American Express has been the subject of 10 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about American Express' stock forecast and price target.
  • Earnings Growth

    Earnings for American Express are expected to grow by 13.73% in the coming year, from $13.40 to $15.24 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of American Express is 23.61, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 111.39.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of American Express is 23.61, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.13.

  • Price to Earnings Growth Ratio

    American Express has a PEG Ratio of 1.51. PEG Ratios above 1 indicate that a company could be overvalued.

  • Price to Book Value per Share Ratio

    American Express has a P/B Ratio of 8.27. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    1.22% of the float of American Express has been sold short.
  • Short Interest Ratio / Days to Cover

    American Express has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in American Express has recently decreased by 1.83%, indicating that investor sentiment is improving.
  • Dividend Yield

    American Express has a dividend yield of 0.87%, which is in the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    American Express does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of American Express is 20.60%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, American Express will have a dividend payout ratio of 18.37% next year. This indicates that American Express will be able to sustain or increase its dividend.

  • Read more about American Express' dividend.
  • Percentage of Shares Shorted

    1.22% of the float of American Express has been sold short.
  • Short Interest Ratio / Days to Cover

    American Express has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in American Express has recently decreased by 1.83%, indicating that investor sentiment is improving.
  • News Sentiment

    American Express has a news sentiment score of 0.88. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.72 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 123 news articles for American Express this week, compared to 26 articles on an average week.
  • Search Interest

    59 people have searched for AXP on MarketBeat in the last 30 days. This is an increase of 20% compared to the previous 30 days.
  • MarketBeat Follows

    39 people have added American Express to their MarketBeat watchlist in the last 30 days. This is an increase of 44% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, American Express insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $5,373,699.00 in company stock.

  • Percentage Held by Insiders

    Only 0.12% of the stock of American Express is held by insiders.

  • Percentage Held by Institutions

    84.33% of the stock of American Express is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about American Express' insider trading history.
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AXP Stock News Headlines

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American Express (NYSE:AXP) Price Target Raised to $270.00
Wells Fargo Reaffirms Their Buy Rating on American Express (AXP)
See More Headlines

AXP Stock Analysis - Frequently Asked Questions

American Express' stock was trading at $296.79 at the beginning of the year. Since then, AXP shares have increased by 8.1% and is now trading at $320.8710.
View the best growth stocks for 2025 here
.

American Express (NYSE:AXP) released its quarterly earnings results on Friday, January, 24th. The payment services company reported $3.04 earnings per share (EPS) for the quarter, topping the consensus estimate of $3.00 by $0.04. American Express had a trailing twelve-month return on equity of 32.46% and a net margin of 15.32%.
Read the conference call transcript
.

American Express' Board of Directors initiated a stock buyback program on Wednesday, March 8th 2023, which allows the company to repurchase 120,000,000 outstanding shares, according to EventVestor. This allows the company to repurchase shares of its stock through open market purchases. Stock buyback programs are often a sign that the company's management believes its stock is undervalued.

The following companies are subsidiaries of American Express: Kabbage, Acompay, Resy, LoungeBuddy, Pocket Concierge, Cake Technologies, Mezi, and others.

American Express' top institutional investors include Rothschild & Co Wealth Management UK Ltd (0.39%), Nordea Investment Management AB (0.31%), abrdn plc (0.17%) and KBC Group NV (0.09%). Insiders that own company stock include Jeffrey C Campbell, Anre D Williams, Douglas E Buckminster, Stephen J Squeri, Laureen Seeger, Anna Marrs, Jennifer Skyler, Monique Herena, Denise Pickett, Howard Grosfield, Caillec Christophe Le, Walter Joseph Clayton III, Quinn Jessica Lieberman and Theodore Leonsis.
View institutional ownership trends
.

Shares of AXP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that American Express investors own include BlackRock (BLK), Broadcom (AVGO), The Goldman Sachs Group (GS), UnitedHealth Group (UNH), Meta Platforms (META), JPMorgan Chase & Co. (JPM) and NVIDIA (NVDA).

Company Calendar

Ex-Dividend for 11/8 Dividend
10/04/2024
Dividend Payable
11/08/2024
Ex-Dividend for 2/10 Dividend
1/03/2025
Last Earnings
1/24/2025
Today
1/25/2025
Dividend Payable
2/10/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Sector
Finance
Industry
Nondepository credit institutions
Sub-Industry
Consumer Finance
CUSIP
02581610
CIK
4962
Employees
74,600
Year Founded
1850

Price Target and Rating

Average Stock Price Target
$281.00
High Stock Price Target
$350.00
Low Stock Price Target
$175.00
Potential Upside/Downside
-12.4%
Consensus Rating
Hold
Rating Score (0-4)
2.25
Research Coverage
24 Analysts

Profitability

Net Income
$8.37 billion
Pretax Margin
19.59%

Debt

Sales & Book Value

Annual Sales
$60.52 billion
Cash Flow
$13.80 per share
Book Value
$38.79 per share

Miscellaneous

Free Float
703,600,000
Market Cap
$226.04 billion
Optionable
Optionable
Beta
1.23

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This page (NYSE:AXP) was last updated on 1/26/2025 by MarketBeat.com Staff
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