Pinnacle Bancshares (PCLB) Stock Price, News & Analysis

Company Overview

Pinnacle Bancshares, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services. The company provides checking accounts, savings accounts, and demand and time deposits. It also offers personal lending for automobile, boat, jet ski, motor home, travel trailers, manufactured home, tractor, ATV, personal line of credit, and others; mortgage products, such as residential purchase and refinance, investment property, consumer construction, consumer 2nd mortgage, veterans administration loans, federal housing administration loans, land loans, home equity line of credit, and home improvement/renovation; commercial lending products, including purchase, construction, and refinance of residential rental property and commercial real estate, as well as residential rental property improvements, land acquisition, investment, and development; commercial construction; and SBA lending. In addition, the company provides digital banking, card, cash management, and merchant services. Pinnacle Bancshares, Inc. was incorporated in 1996 and is based in Jasper, Alabama.

Key Stats

• Today's Range: $28.55 to $28.55
• 50-Day Range: $24.75 to $28.55
• 52-Week Range: $17.10 to $32.70
• Volume: 500 shs
• Average Volume: 728 shs
• Market Capitalization: $25.98 million
• P/E Ratio: 6.47
• Dividend Yield: 3.78%
• Price Target: N/A
• Consensus Rating: N/A

Pinnacle Bancshares Stock Analysis - MarketRank™

Pinnacle Bancshares scored higher than 44% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Pinnacle Bancshares.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Pinnacle Bancshares is 6.47, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 131.19.

Price to Earnings Ratio vs. Sector

The P/E ratio of Pinnacle Bancshares is 6.47, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 44.65.

Price to Book Value per Share Ratio

Pinnacle Bancshares has a P/B Ratio of 2.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.01% of the outstanding shares of Pinnacle Bancshares have been sold short.

Short Interest Ratio / Days to Cover

Pinnacle Bancshares has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Pinnacle Bancshares is a leading dividend payer. It pays a dividend yield of 3.78%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Pinnacle Bancshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Pinnacle Bancshares is 24.49%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.01% of the outstanding shares of Pinnacle Bancshares have been sold short.

Short Interest Ratio / Days to Cover

Pinnacle Bancshares has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 3.0 / 5
• News Sentiment: N/A

News Sentiment

Pinnacle Bancshares has a news sentiment score of 1.38. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.58 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Pinnacle Bancshares this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Pinnacle Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

14.40% of the stock of Pinnacle Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

PCLB Stock Analysis - Frequently Asked Questions

How have PCLB shares performed this year?

Pinnacle Bancshares' stock was trading at $19.40 at the beginning of the year. Since then, PCLB shares have increased by 47.2% and is now trading at $28.55.
View the best growth stocks for 2024 here.

How were Pinnacle Bancshares' earnings last quarter?

Pinnacle Bancshares, Inc. (OTCMKTS:PCLB) released its earnings results on Thursday, July, 9th. The financial services provider reported $0.74 EPS for the quarter. The financial services provider earned $2.51 million during the quarter. Pinnacle Bancshares had a trailing twelve-month return on equity of 30.85% and a net margin of 23.39%.

How do I buy shares of Pinnacle Bancshares?

Shares of PCLB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Pinnacle Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Pinnacle Bancshares investors own include First Financial Northwest (FFNW), Citizens & Northern (CZNC) and Cadence Bank (CADE).

Company Calendar

• Last Earnings: 7/09/2020
• Ex-Dividend for 9/20 Dividend: 9/09/2024
• Dividend Payable: 9/20/2024
• Today: 11/04/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:PCLB
• Previous Symbol: NASDAQ:PCLB
• CUSIP: N/A
• CIK: 1022243
• Web: www.pinnaclebanc.com
• Phone: (205) 221-4111
• Fax: 205-221-8860
• Employees: 89
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $4.41
• Trailing P/E Ratio: 6.47
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $4.48 million
• Net Margins: 23.39%
• Pretax Margin: 31.42%
• Return on Equity: 30.85%
• Return on Assets: 1.17%

Debt

• Debt-to-Equity Ratio: 1.39
• Current Ratio: 0.49
• Quick Ratio: 0.49

Sales & Book Value

• Annual Sales: $15.97 million
• Price / Sales: 1.63
• Cash Flow: $5.59 per share
• Price / Cash Flow: 5.11
• Book Value: $14.06 per share
• Price / Book: 2.03

Miscellaneous

• Outstanding Shares: 910,000
• Free Float: 777,000
• Market Cap: $25.98 million
• Optionable: Not Optionable
• Beta: 0.39