Sturgis Bancorp (STBI) Stock Price, News & Analysis

Company Overview

Sturgis Bancorp, Inc. is the bank holding company for Sturgis Bank & Trust, a community-oriented financial institution headquartered in Sturgis, Michigan. Through its wholly owned subsidiary, the company offers a full suite of banking services tailored to the needs of individuals, families and local businesses. Its primary focus is on providing personalized banking solutions that reflect its deep roots in southwestern Michigan.

The company’s product lineup includes traditional deposit accounts such as checking, savings and money market accounts, alongside certificates of deposit. On the lending side, Sturgis Bancorp offers residential mortgages, home equity loans, consumer installment loans and a range of commercial lending products. Customers also have access to digital banking tools, including online and mobile banking platforms that support bill pay, account transfers and mobile deposit capabilities.

Sturgis Bancorp maintains a network of community branches throughout St. Joseph County and surrounding areas, reinforcing its commitment to local economic development. Although it operates primarily within Michigan’s Lower Peninsula, the bank’s strategic growth initiatives emphasize deepening client relationships and expanding its service footprint in adjacent communities. Governance is overseen by a locally based board of directors and executive management team focused on balancing prudent risk management with sustainable, community-driven growth.

Key Stats

• Today's Range: $18.80 to $18.80
• 50-Day Range: $18.10 to $19.48
• 52-Week Range: $16.75 to $19.48
• Volume: N/A
• Average Volume: 516 shs
• Market Capitalization: $40.68 million
• P/E Ratio: 6.14
• Dividend Yield: 3.62%
• Price Target: N/A
• Consensus Rating: N/A

STBI Stock Analysis - Frequently Asked Questions

How have STBI shares performed this year?

Sturgis Bancorp's stock was trading at $18.1001 at the start of the year. Since then, STBI shares have increased by 3.9% and is now trading at $18.80.

How were Sturgis Bancorp's earnings last quarter?

Sturgis Bancorp Inc. (OTCMKTS:STBI) announced its quarterly earnings data on Thursday, July, 24th. The financial services provider reported $0.76 earnings per share (EPS) for the quarter. The financial services provider had revenue of $10.22 million for the quarter.

How do I buy shares of Sturgis Bancorp?

Shares of STBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Sturgis Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Sturgis Bancorp investors own include ABM Industries (ABM), Merck & Co., Inc. (MRK), Texas Pacific Land (TPL), Agilent Technologies (A), American Assets Trust (AAT), AbbVie (ABBV) and Abbott Laboratories (ABT).

Company Calendar

• Ex-Dividend for 6/13 Dividend: 5/15/2025
• Record date for 6/13 Dividend: 5/16/2025
• Dividend Payable: 6/13/2025
• Last Earnings: 7/24/2025
• Ex-Dividend for 9/15 Dividend: 8/15/2025
• Record date for 9/15 Dividend: 8/18/2025
• Today: 9/10/2025
• Dividend Payable: 9/15/2025
• Next Earnings (Estimated): 10/16/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:STBI
• CIK: 1166362
• Web: www.sturgisbank.com
• Phone: (269) 651-9345
• Fax: 616-651-5512
• Employees: 125
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $3.06
• Trailing P/E Ratio: 6.14
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $2.84 million
• Net Margins: 11.49%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $56.82 million
• Price / Sales: 0.72
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 2,164,000
• Free Float: 1,818,000
• Market Cap: $40.68 million
• Optionable: Not Optionable
• Beta: 0.16