Sturgis Bancorp (STBI) Stock Price, News & Analysis

Company Overview

Sturgis Bancorp, Inc. operates as the bank holding company for Sturgis Bank & Trust Company that provides banking products and services in Michigan, the United States. The company offers checking, savings and health savings, and money market accounts; and certificates of deposit and individual retirement accounts. It also provides mortgage, automobile, savings secured, personal, home equity, equipment and machinery, government supported, and commercial real estate loans, as well as home equity lines of credit and business lines of credit; and credit cards. In addition, the company offers private banking, cashier checks, wire transfers, foreign drafts and foreign currency, overdraft protection, night depository, and notary services, as well as safe deposit boxes and residential mortgages. Further, it provides direct deposit, remote deposit capture, Visa check card, and checks reorder services; and investment and financial-advisory services, as well as commercial and consumer insurance and title insurance products. Additionally, the company offers estate and asset management services, such as estate settlements, trust administration, record keeping, investment management, and custody services; cash and treasury management; and online and mobile banking, bill pay, and mobile wallet services. It operates through 14 bank facilities and 4 full service standalone ATMs located in 12 communities in Michigan. Sturgis Bancorp, Inc. was founded in 1905 and is headquartered in Sturgis, Michigan.

Key Stats

• Today's Range: $16.75 to $16.75
• 50-Day Range: $16.75 to $18.30
• 52-Week Range: $15.74 to $18.50
• Volume: 800 shs
• Average Volume: 3,224 shs
• Market Capitalization: $36.20 million
• P/E Ratio: 69.79
• Dividend Yield: 4.06%
• Price Target: N/A
• Consensus Rating: N/A

Sturgis Bancorp Stock Analysis - MarketRank™

Sturgis Bancorp scored higher than 12% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Sturgis Bancorp.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Sturgis Bancorp is 69.79, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 21.69.

Price to Earnings Ratio vs. Sector

The P/E ratio of Sturgis Bancorp is 69.79, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 21.74.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.03% of the float of Sturgis Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Sturgis Bancorp has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Sturgis Bancorp has recently increased by 150.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Sturgis Bancorp is a leading dividend payer. It pays a dividend yield of 4.06%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Sturgis Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Sturgis Bancorp is 51.91%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.03% of the float of Sturgis Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Sturgis Bancorp has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Sturgis Bancorp has recently increased by 150.00%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Sentiment

Sturgis Bancorp has a news sentiment score of -1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.93 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Sturgis Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Sturgis Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

16.00% of the stock of Sturgis Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

STBI Stock Analysis - Frequently Asked Questions

How have STBI shares performed this year?

Sturgis Bancorp's stock was trading at $18.1001 on January 1st, 2025. Since then, STBI stock has decreased by 7.5% and is now trading at $16.75.
View the best growth stocks for 2025 here.

How were Sturgis Bancorp's earnings last quarter?

Sturgis Bancorp, Inc. (OTCMKTS:STBI) announced its earnings results on Tuesday, March, 4th. The financial services provider reported $0.91 earnings per share for the quarter. The financial services provider had revenue of $9.75 million for the quarter.

How do I buy shares of Sturgis Bancorp?

Shares of STBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Sturgis Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Sturgis Bancorp investors own include ABM Industries (ABM), Merck & Co., Inc. (MRK), Texas Pacific Land (TPL), Agilent Technologies (A), American Assets Trust (AAT), AbbVie (ABBV) and Abbott Laboratories (ABT).

Company Calendar

• Record date for 3/14 Dividend: 2/14/2025
• Ex-Dividend for 3/14 Dividend: 2/14/2025
• Last Earnings: 3/04/2025
• Dividend Payable: 3/14/2025
• Today: 4/26/2025
• Next Earnings (Estimated): 4/28/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:STBI
• CIK: 1166362
• Web: www.sturgisbank.com
• Phone: (269) 651-9345
• Fax: 616-651-5512
• Employees: 125
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $1.31
• Trailing P/E Ratio: 69.79
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $6.02 million
• Net Margins: 0.94%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $49.68 million
• Price / Sales: 0.73
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 2,161,000
• Free Float: 1,814,000
• Market Cap: $36.20 million
• Optionable: Not Optionable
• Beta: 0.19