First National Financial (FN) Competitors

First National Financial (TSE:FN) and Home Capital Group (TSE:HCG) are both financial services companies, but which is the better business? We will compare the two companies based on the strength of their profitability, risk, community ranking, institutional ownership, media sentiment, earnings, valuation, dividends and analyst recommendations.

Do insiders and institutionals have more ownership in FN or HCG?

4.0% of First National Financial shares are held by institutional investors. Comparatively, 33.1% of Home Capital Group shares are held by institutional investors. 71.5% of First National Financial shares are held by insiders. Comparatively, 0.6% of Home Capital Group shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Which has preferable earnings & valuation, FN or HCG?

First National Financial has higher revenue and earnings than Home Capital Group. Home Capital Group is trading at a lower price-to-earnings ratio than First National Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First National Financial	C$1.73B	1.36	C$185.07M	C$3.07	12.78
Home Capital Group	C$512.55M	0.00	C$174.16M	C$4.48	N/A

Do analysts recommend FN or HCG?

First National Financial currently has a consensus target price of C$43.17, suggesting a potential upside of 9.95%. Given First National Financial's stronger consensus rating and higher probable upside, analysts plainly believe First National Financial is more favorable than Home Capital Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First National Financial	0 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.20
Home Capital Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is FN or HCG more profitable?

Home Capital Group has a net margin of 33.98% compared to First National Financial's net margin of 10.70%. First National Financial's return on equity of 24.41% beat Home Capital Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First National Financial	10.70%	24.41%	0.48%
Home Capital Group	33.98%	10.77%	0.77%

Does the media refer more to FN or HCG?

In the previous week, First National Financial had 1 more articles in the media than Home Capital Group. MarketBeat recorded 1 mentions for First National Financial and 0 mentions for Home Capital Group. First National Financial's average media sentiment score of 0.00 equaled Home Capital Group'saverage media sentiment score.

Company	Overall Sentiment
First National Financial	Neutral
Home Capital Group	Neutral

Does the MarketBeat Community prefer FN or HCG?

Home Capital Group received 104 more outperform votes than First National Financial when rated by MarketBeat users. Likewise, 45.99% of users gave Home Capital Group an outperform vote while only 43.95% of users gave First National Financial an outperform vote.

Company	Underperform	Outperform
First National Financial	Outperform Votes 229 43.95%	Underperform Votes 292 56.05%
Home Capital Group	Outperform Votes 333 45.99%	Underperform Votes 391 54.01%

Is FN or HCG a better dividend stock?

First National Financial pays an annual dividend of C$2.45 per share and has a dividend yield of 6.2%. Home Capital Group pays an annual dividend of C$0.60 per share. First National Financial pays out 79.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Home Capital Group pays out 13.4% of its earnings in the form of a dividend.

Which has more risk and volatility, FN or HCG?

First National Financial has a beta of 1.04, indicating that its stock price is 4% more volatile than the S&P 500. Comparatively, Home Capital Group has a beta of 1.94, indicating that its stock price is 94% more volatile than the S&P 500.

Summary

First National Financial beats Home Capital Group on 10 of the 18 factors compared between the two stocks.