First National Financial (FN) Competitors

First National Financial (TSE:FN) and Home Capital Group (TSE:HCG) are both financial services companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, community ranking, valuation, earnings, profitability, institutional ownership, media sentiment, risk and dividends.

Is FN or HCG a better dividend stock?

First National Financial pays an annual dividend of C$2.45 per share and has a dividend yield of 6.0%. Home Capital Group pays an annual dividend of C$0.60 per share. First National Financial pays out 64.5% of its earnings in the form of a dividend. Home Capital Group pays out 13.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has more risk and volatility, FN or HCG?

First National Financial has a beta of 1.04, indicating that its stock price is 4% more volatile than the S&P 500. Comparatively, Home Capital Group has a beta of 1.94, indicating that its stock price is 94% more volatile than the S&P 500.

Do institutionals & insiders have more ownership in FN or HCG?

4.0% of First National Financial shares are owned by institutional investors. Comparatively, 33.1% of Home Capital Group shares are owned by institutional investors. 71.5% of First National Financial shares are owned by insiders. Comparatively, 0.6% of Home Capital Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Do analysts rate FN or HCG?

First National Financial presently has a consensus price target of C$42.67, suggesting a potential upside of 4.07%. Given First National Financial's stronger consensus rating and higher probable upside, analysts plainly believe First National Financial is more favorable than Home Capital Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First National Financial	0 Sell rating(s)	4 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.33
Home Capital Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is FN or HCG more profitable?

Home Capital Group has a net margin of 33.98% compared to First National Financial's net margin of 32.60%. First National Financial's return on equity of 30.22% beat Home Capital Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First National Financial	32.60%	30.22%	0.48%
Home Capital Group	33.98%	10.77%	0.77%

Does the media refer more to FN or HCG?

In the previous week, First National Financial had 1 more articles in the media than Home Capital Group. MarketBeat recorded 1 mentions for First National Financial and 0 mentions for Home Capital Group. First National Financial's average media sentiment score of 0.00 equaled Home Capital Group'saverage media sentiment score.

Company	Overall Sentiment
First National Financial	Neutral
Home Capital Group	Neutral

Which has higher earnings & valuation, FN or HCG?

First National Financial has higher revenue and earnings than Home Capital Group. Home Capital Group is trading at a lower price-to-earnings ratio than First National Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First National Financial	C$711.26M	3.46	C$227.90M	C$3.80	10.79
Home Capital Group	C$512.55M	0.00	C$174.16M	C$4.48	N/A

Does the MarketBeat Community prefer FN or HCG?

Home Capital Group received 105 more outperform votes than First National Financial when rated by MarketBeat users. Likewise, 45.99% of users gave Home Capital Group an outperform vote while only 44.02% of users gave First National Financial an outperform vote.

Company	Underperform	Outperform
First National Financial	Outperform Votes 228 44.02%	Underperform Votes 290 55.98%
Home Capital Group	Outperform Votes 333 45.99%	Underperform Votes 391 54.01%

Summary

First National Financial beats Home Capital Group on 10 of the 18 factors compared between the two stocks.