Timbercreek Financial (TF) Competitors

First National Financial (TSE:FN) and Timbercreek Financial (TSE:TF) are both financial services companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, community ranking, valuation, analyst recommendations, media sentiment, institutional ownership, earnings, dividends and profitability.

Which has higher valuation & earnings, FN or TF?

First National Financial has higher revenue and earnings than Timbercreek Financial. First National Financial is trading at a lower price-to-earnings ratio than Timbercreek Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First National Financial	C$772.21M	2.87	C$263.04M	C$4.39	8.43
Timbercreek Financial	C$86.12M	6.84	C$62.69M	C$0.74	9.59

Do analysts rate FN or TF?

First National Financial currently has a consensus price target of C$40.17, indicating a potential upside of 8.59%. Timbercreek Financial has a consensus price target of C$8.33, indicating a potential upside of 17.25%. Given First National Financial's stronger consensus rating and higher probable upside, analysts clearly believe Timbercreek Financial is more favorable than First National Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First National Financial	0 Sell rating(s)	5 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.17
Timbercreek Financial	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the MarketBeat Community prefer FN or TF?

Timbercreek Financial received 4 more outperform votes than First National Financial when rated by MarketBeat users. Likewise, 66.38% of users gave Timbercreek Financial an outperform vote while only 44.16% of users gave First National Financial an outperform vote.

Company	Underperform	Outperform
First National Financial	Outperform Votes 227 44.16%	Underperform Votes 287 55.84%
Timbercreek Financial	Outperform Votes 231 66.38%	Underperform Votes 117 33.62%

Which has more volatility and risk, FN or TF?

First National Financial has a beta of 1.06, indicating that its share price is 6% more volatile than the S&P 500. Comparatively, Timbercreek Financial has a beta of 1.24, indicating that its share price is 24% more volatile than the S&P 500.

Is FN or TF a better dividend stock?

First National Financial pays an annual dividend of C$2.45 per share and has a dividend yield of 6.6%. Timbercreek Financial pays an annual dividend of C$0.69 per share and has a dividend yield of 9.7%. First National Financial pays out 55.8% of its earnings in the form of a dividend. Timbercreek Financial pays out 93.2% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Does the media refer more to FN or TF?

In the previous week, Timbercreek Financial had 6 more articles in the media than First National Financial. MarketBeat recorded 9 mentions for Timbercreek Financial and 3 mentions for First National Financial. Timbercreek Financial's average media sentiment score of 0.70 beat First National Financial's score of -0.11 indicating that First National Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First National Financial	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Timbercreek Financial	2 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is FN or TF more profitable?

Timbercreek Financial has a net margin of 72.79% compared to Timbercreek Financial's net margin of 34.57%. Timbercreek Financial's return on equity of 36.66% beat First National Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First National Financial	34.57%	36.66%	0.59%
Timbercreek Financial	72.79%	8.97%	3.51%

Do insiders and institutionals hold more shares of FN or TF?

4.1% of First National Financial shares are held by institutional investors. Comparatively, 3.9% of Timbercreek Financial shares are held by institutional investors. 71.5% of First National Financial shares are held by insiders. Comparatively, 0.9% of Timbercreek Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

Timbercreek Financial beats First National Financial on 12 of the 20 factors compared between the two stocks.