Olympia Financial Group (OLY) Competitors

Guardian Capital Group (TSE:GCG) and Olympia Financial Group (TSE:OLY) are both small-cap financial services companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, analyst recommendations, risk, media sentiment, profitability, earnings, institutional ownership and dividends.

Which has more volatility & risk, GCG or OLY?

Guardian Capital Group has a beta of 1.1, suggesting that its stock price is 10% more volatile than the S&P 500. Comparatively, Olympia Financial Group has a beta of 0.27, suggesting that its stock price is 73% less volatile than the S&P 500.

Do insiders & institutionals believe in GCG or OLY?

26.3% of Guardian Capital Group shares are owned by institutional investors. Comparatively, 1.2% of Olympia Financial Group shares are owned by institutional investors. 77.1% of Guardian Capital Group shares are owned by insiders. Comparatively, 34.6% of Olympia Financial Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Is GCG or OLY a better dividend stock?

Guardian Capital Group pays an annual dividend of C$1.48 per share and has a dividend yield of 3.2%. Olympia Financial Group pays an annual dividend of C$7.20 per share and has a dividend yield of 5.5%. Guardian Capital Group pays out 33.2% of its earnings in the form of a dividend. Olympia Financial Group pays out 70.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Is GCG or OLY more profitable?

Guardian Capital Group has a net margin of 37.41% compared to Olympia Financial Group's net margin of 23.82%. Olympia Financial Group's return on equity of 64.95% beat Guardian Capital Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Guardian Capital Group	37.41%	8.33%	2.48%
Olympia Financial Group	23.82%	64.95%	35.88%

Which has preferable valuation & earnings, GCG or OLY?

Guardian Capital Group has higher revenue and earnings than Olympia Financial Group. Guardian Capital Group is trading at a lower price-to-earnings ratio than Olympia Financial Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Guardian Capital Group	C$290.83M	3.86	C$108.81M	C$4.46	10.28
Olympia Financial Group	C$102.64M	3.06	C$24.45M	C$10.16	12.85

Do analysts recommend GCG or OLY?

Guardian Capital Group currently has a consensus price target of C$45.00, suggesting a potential downside of 1.96%. Olympia Financial Group has a consensus price target of C$177.66, suggesting a potential upside of 36.04%. Given Olympia Financial Group's stronger consensus rating and higher possible upside, analysts clearly believe Olympia Financial Group is more favorable than Guardian Capital Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Guardian Capital Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Olympia Financial Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the media favor GCG or OLY?

In the previous week, Guardian Capital Group and Guardian Capital Group both had 1 articles in the media. Guardian Capital Group's average media sentiment score of 1.05 beat Olympia Financial Group's score of 0.20 indicating that Guardian Capital Group is being referred to more favorably in the media.

Company	Overall Sentiment
Guardian Capital Group	Positive
Olympia Financial Group	Neutral

Summary

Guardian Capital Group beats Olympia Financial Group on 9 of the 17 factors compared between the two stocks.