Timbercreek Financial (TF) Competitors

Timbercreek Financial (TSE:TF) and First National Financial (TSE:FN) are both financial services companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, valuation, profitability, institutional ownership, risk, analyst recommendations, earnings and media sentiment.

Which has better earnings and valuation, TF or FN?

First National Financial has higher revenue and earnings than Timbercreek Financial. Timbercreek Financial is trading at a lower price-to-earnings ratio than First National Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Timbercreek Financial	C$168.21M	3.83	C$58.41M	C$0.71	10.97
First National Financial	C$1.73B	1.49	C$185.07M	C$3.07	14.00

Do analysts recommend TF or FN?

Timbercreek Financial presently has a consensus price target of C$8.00, suggesting a potential upside of 2.43%. First National Financial has a consensus price target of C$41.00, suggesting a potential downside of 4.61%. Given Timbercreek Financial's stronger consensus rating and higher possible upside, analysts clearly believe Timbercreek Financial is more favorable than First National Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Timbercreek Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
First National Financial	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25

Does the media favor TF or FN?

In the previous week, Timbercreek Financial's average media sentiment score of 0.00 equaled First National Financial'saverage media sentiment score.

Company	Overall Sentiment
Timbercreek Financial	Neutral
First National Financial	Neutral

Which has more risk & volatility, TF or FN?

Timbercreek Financial has a beta of 1.23, meaning that its share price is 23% more volatile than the S&P 500. Comparatively, First National Financial has a beta of 1.04, meaning that its share price is 4% more volatile than the S&P 500.

Is TF or FN more profitable?

Timbercreek Financial has a net margin of 34.73% compared to First National Financial's net margin of 10.70%. First National Financial's return on equity of 24.41% beat Timbercreek Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Timbercreek Financial	34.73%	8.41%	3.50%
First National Financial	10.70%	24.41%	0.48%

Do institutionals & insiders have more ownership in TF or FN?

4.0% of Timbercreek Financial shares are held by institutional investors. Comparatively, 4.0% of First National Financial shares are held by institutional investors. 0.9% of Timbercreek Financial shares are held by company insiders. Comparatively, 71.5% of First National Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Is TF or FN a better dividend stock?

Timbercreek Financial pays an annual dividend of C$0.69 per share and has a dividend yield of 8.8%. First National Financial pays an annual dividend of C$2.45 per share and has a dividend yield of 5.7%. Timbercreek Financial pays out 96.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First National Financial pays out 79.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Summary

First National Financial beats Timbercreek Financial on 8 of the 15 factors compared between the two stocks.