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CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
$37.76
+7.8%
$31.61
$22.68
$50.57
$1.73B1.82291,918 shs550,249 shs
Bank OZK stock logo
OZK
Bank OZK
$52.22
+4.6%
$49.26
$35.71
$53.64
$5.94B0.861.18 million shs773,759 shs
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
$109.76
+6.2%
$99.53
$85.74
$119.13
$5.68B1.5380,125 shs562,606 shs
Upstart Holdings, Inc. stock logo
UPST
Upstart
$68.85
+8.4%
$70.64
$31.40
$96.43
$6.62B2.396.34 million shs12.20 million shs
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Compare Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
-0.11%+1.48%+9.31%+29.99%-14.15%
Bank OZK stock logo
OZK
Bank OZK
-0.30%-0.76%-5.26%+12.31%+19.54%
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
-1.82%-4.83%-0.76%+9.01%+3.98%
Upstart Holdings, Inc. stock logo
UPST
Upstart
-0.56%-0.49%-20.59%+40.34%+56.30%
CompanyOverall ScoreAnalyst's OpinionShort Interest ScoreDividend StrengthESG ScoreNews and Social Media SentimentCompany OwnershipEarnings & Valuation
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
3.453 of 5 stars
2.30.01.70.02.13.32.5
Bank OZK stock logo
OZK
Bank OZK
4.3276 of 5 stars
1.22.05.02.93.41.72.5
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
4.6431 of 5 stars
2.42.02.52.82.92.53.1
Upstart Holdings, Inc. stock logo
UPST
Upstart
4.3813 of 5 stars
3.24.00.02.73.13.30.6
CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
2.67
Moderate Buy$44.3317.40% Upside
Bank OZK stock logo
OZK
Bank OZK
2.38
Hold$54.253.89% Upside
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
2.83
Moderate Buy$118.678.12% Upside
Upstart Holdings, Inc. stock logo
UPST
Upstart
2.36
Hold$78.5414.07% Upside

Current Analyst Ratings Breakdown

Latest LOB, UPST, OZK, and PFSI Analyst Ratings

DateCompanyBrokerageActionRatingPrice TargetDetails
8/20/2025
Bank OZK stock logo
OZK
Bank OZK
Stephens
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UpgradeEqual Weight ➝ Overweight$58.00 ➝ $65.00
8/20/2025
Upstart Holdings, Inc. stock logo
UPST
Upstart
JPMorgan Chase & Co.
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UpgradeNeutral ➝ Overweight$93.00 ➝ $88.00
8/19/2025
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
Keefe, Bruyette & Woods
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UpgradeMarket Perform ➝ Outperform$37.00 ➝ $43.00
8/6/2025
Upstart Holdings, Inc. stock logo
UPST
Upstart
Morgan Stanley
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Reiterated RatingEqual Weight ➝ Equal Weight
8/6/2025
Upstart Holdings, Inc. stock logo
UPST
Upstart
Piper Sandler
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Boost Price TargetOverweight ➝ Overweight$75.00 ➝ $90.00
8/6/2025
Upstart Holdings, Inc. stock logo
UPST
Upstart
Morgan Stanley
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Boost Price TargetEqual Weight ➝ Equal Weight$50.00 ➝ $70.00
8/6/2025
Upstart Holdings, Inc. stock logo
UPST
Upstart
Needham & Company LLC
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Reiterated RatingBuy ➝ Buy$70.00 ➝ $82.00
8/6/2025
Upstart Holdings, Inc. stock logo
UPST
Upstart
Bank of America
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Lower Price TargetNeutral ➝ Neutral$88.00 ➝ $87.00
7/25/2025
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingMarket Perform ➝ Market Perform$36.00 ➝ $37.00
7/24/2025
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
UBS Group
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Lower Price TargetNeutral ➝ Neutral$115.00 ➝ $110.00
7/24/2025
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetOutperform ➝ Outperform$121.00 ➝ $117.00
(Data available from 8/22/2022 forward. View 10+ years of historical ratings with our analyst ratings screener.)
CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
$516.93M3.34$2.45 per share15.40$20.23 per share1.87
Bank OZK stock logo
OZK
Bank OZK
$2.77B2.14$7.55 per share6.92$49.12 per share1.06
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
$1.59B3.56$14.46 per share7.59$77.98 per share1.41
Upstart Holdings, Inc. stock logo
UPST
Upstart
$636.53M10.41N/AN/A$7.50 per share9.18
CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
$77.47M$1.2226.0411.14N/A7.10%6.88%0.55%N/A
Bank OZK stock logo
OZK
Bank OZK
$716.46M$6.168.487.74N/A25.83%13.24%1.84%10/16/2025 (Estimated)
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
$311.42M$7.2115.226.80N/A22.00%12.18%1.95%10/28/2025 (Estimated)
Upstart Holdings, Inc. stock logo
UPST
Upstart
-$128.58M-$0.08N/A74.03N/A-0.75%-5.95%-1.75%11/6/2025 (Estimated)

Latest LOB, UPST, OZK, and PFSI Earnings

DateQuarterCompanyConsensus EstimateReported EPSBeat/MissGap EPSRevenue EstimateActual RevenueDetails
8/5/2025Q2 2025
Upstart Holdings, Inc. stock logo
UPST
Upstart
$0.27$0.36+$0.09$0.05$225.35 million$257.29 million
7/22/2025Q2 2025
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
$3.01$1.02-$1.99$2.54$547.44 million$444.73 million
7/17/2025Q2 2025
Bank OZK stock logo
OZK
Bank OZK
$1.51$1.58+$0.07$1.58$423.41 million$428.04 million
CompanyAnnual PayoutDividend Yield3-Year Dividend GrowthPayout RatioYears of Consecutive Growth
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
$0.120.32%N/A9.84%N/A
Bank OZK stock logo
OZK
Bank OZK
$1.763.37%N/A28.57%29 Years
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
$1.201.09%N/A16.64%1 Years
Upstart Holdings, Inc. stock logo
UPST
Upstart
N/AN/AN/AN/AN/A

Latest LOB, UPST, OZK, and PFSI Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
8/20/2025
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
sep 25$0.030.3%9/2/20259/2/20259/15/2025
7/23/2025
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
quarterly$0.301.2%8/13/20258/13/20258/22/2025
7/1/2025
Bank OZK stock logo
OZK
Bank OZK
quarterly$0.443.59%7/11/20257/11/20257/18/2025
(Data available from 1/1/2013 forward)
CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
N/A
0.93
0.90
Bank OZK stock logo
OZK
Bank OZK
0.23
1.04
1.02
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
3.03
0.34
0.34
Upstart Holdings, Inc. stock logo
UPST
Upstart
N/A
0.43
0.43

Institutional Ownership

CompanyInstitutional Ownership
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
63.95%
Bank OZK stock logo
OZK
Bank OZK
86.18%
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
57.87%
Upstart Holdings, Inc. stock logo
UPST
Upstart
63.01%

Insider Ownership

CompanyInsider Ownership
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
23.40%
Bank OZK stock logo
OZK
Bank OZK
6.70%
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
15.80%
Upstart Holdings, Inc. stock logo
UPST
Upstart
16.67%
CompanyEmployeesShares OutstandingFree FloatOptionable
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
96045.73 million34.39 millionOptionable
Bank OZK stock logo
OZK
Bank OZK
3,028113.73 million106.11 millionOptionable
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
4,10051.71 million43.54 millionOptionable
Upstart Holdings, Inc. stock logo
UPST
Upstart
1,19396.22 million80.18 millionOptionable

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Live Oak Bancshares stock logo

Live Oak Bancshares NASDAQ:LOB

$37.76 +2.73 (+7.80%)
Closing price 03:59 PM Eastern
Extended Trading
$37.75 -0.01 (-0.04%)
As of 05:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments, Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.

Bank OZK stock logo

Bank OZK NASDAQ:OZK

$52.22 +2.31 (+4.63%)
Closing price 04:00 PM Eastern
Extended Trading
$52.24 +0.02 (+0.03%)
As of 05:01 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

Bank OZK provides various retail and commercial banking services for individuals and businesses in the United States. The company offers deposit services, including non-interest bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It also provides trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts, as well as corporate trust services, including trustee, paying agent and registered transfer agent services, and other related services. In addition, the company offers treasury management services comprising automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. Further, it provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and affordable housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. Additionally, the company offers ATMs; telephone, online, and mobile banking services; credit and debit cards; safe deposit boxes; and other products and services. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

PennyMac Financial Services stock logo

PennyMac Financial Services NYSE:PFSI

$109.76 +6.37 (+6.16%)
Closing price 03:59 PM Eastern
Extended Trading
$109.72 -0.04 (-0.04%)
As of 05:12 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. This segment sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan servicing for both newly originated loans that are under holding for sale and loans services for others. The segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; counsels delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities, such as modification and forbearance programs. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. The company was founded in 2008 and is headquartered in Westlake Village, California.

Upstart stock logo

Upstart NASDAQ:UPST

$68.85 +5.33 (+8.39%)
Closing price 04:00 PM Eastern
Extended Trading
$69.08 +0.23 (+0.33%)
As of 06:48 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.