NASDAQ:LOB Live Oak Bancshares (LOB) Stock Price, News & Analysis → Must-See: Elon’s New Invention is Absolutely Insane (From InvestorPlace) (Ad) Free LOB Stock Alerts $35.65 -0.40 (-1.11%) (As of 12:56 PM ET) Add Compare Share Share Today's Range$35.41▼$36.1850-Day Range$32.32▼$41.5852-Week Range$21.55▼$47.22Volume18,689 shsAverage Volume161,864 shsMarket Capitalization$1.60 billionP/E Ratio17.91Dividend Yield0.34%Price Target$38.00 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsSocial MediaStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsSocial Media Get Live Oak Bancshares alerts: Email Address Live Oak Bancshares MarketRank™ Stock AnalysisAnalyst RatingModerate Buy2.67 Rating ScoreUpside/Downside5.6% Upside$38.00 Price TargetShort InterestN/ADividend StrengthWeakBased on Four FactorsSustainabilityN/ANews Sentiment0.46Based on 12 Articles This WeekInsider TradingSelling Shares$834,222 Sold Last QuarterProj. Earnings Growth43.22%From $1.99 to $2.85 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.2.97 out of 5 starsFinance Sector466th out of 842 stocksState Commercial Banks Industry108th out of 171 stocks 1.3 Analyst's Opinion Consensus RatingLive Oak Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageLive Oak Bancshares has only been the subject of 2 research reports in the past 90 days.Read more about Live Oak Bancshares' stock forecast and price target. Previous Next N/A Short Interest Short InterestThere is no current short interest data available for LOB. Previous Next 1.7 Dividend Strength Dividend YieldLive Oak Bancshares has a dividend yield of 0.33%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthLive Oak Bancshares does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Live Oak Bancshares is 6.03%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Live Oak Bancshares will have a dividend payout ratio of 4.21% next year. This indicates that Live Oak Bancshares will be able to sustain or increase its dividend.Read more about Live Oak Bancshares' dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for LOB. Previous Next 2.5 News and Social Media Coverage News SentimentLive Oak Bancshares has a news sentiment score of 0.46. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.67 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 12 news articles for Live Oak Bancshares this week, compared to 3 articles on an average week.Search Interest1 people have searched for LOB on MarketBeat in the last 30 days. Previous Next 4.2 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Live Oak Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $834,222.00 in company stock.Percentage Held by Insiders23.90% of the stock of Live Oak Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions63.95% of the stock of Live Oak Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Live Oak Bancshares' insider trading history. Previous Next 3.1 Earnings and Valuation Earnings GrowthEarnings for Live Oak Bancshares are expected to grow by 43.22% in the coming year, from $1.99 to $2.85 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Live Oak Bancshares is 18.09, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 133.24.Price to Earnings Ratio vs. SectorThe P/E ratio of Live Oak Bancshares is 18.09, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 53.47.Price to Book Value per Share RatioLive Oak Bancshares has a P/B Ratio of 1.78. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Live Oak Bancshares' valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad InvestorPlaceMust-See: Elon’s New Invention is Absolutely InsaneCould Elon's New Device be Bigger than the iPhone? According to 30-year Silicon Valley and Wall Street veteran, Eric Fry… This mind-blowing new technology could be bigger than the iPhone.Click here for the full story… About Live Oak Bancshares Stock (NASDAQ:LOB)Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments, Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.Read More LOB Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart LOB Stock News HeadlinesMay 17, 2024 | insidertrades.comTonya Williams Bradford Sells 2,600 Shares of Live Oak Bancshares, Inc. (NASDAQ:LOB) StockMay 20 at 2:29 PM | msn.comJon Pardi coming to Live Oak Bank PavilionMay 19 at 7:06 AM | americanbankingnews.comInsider Selling: Live Oak Bancshares, Inc. (NASDAQ:LOB) Director Sells $93,522.00 in StockMay 17, 2024 | msn.comLive Oak chef wins $20K in national General Mills recipe contestMay 16, 2024 | americanbankingnews.comReviewing TriCo Bancshares (NASDAQ:TCBK) and Live Oak Bancshares (NASDAQ:LOB)May 15, 2024 | msn.comLive Oak Police investigating deadly Monday morning shootingMay 15, 2024 | msn.comLive Oak Bancshares (LOB) Gave Back Some of its 2023 GainsMay 14, 2024 | msn.comLive Oak Police investigating deadly shootingApril 30, 2024 | finance.yahoo.comLive Oak Bancshares, Inc. (NASDAQ:LOB) Q1 2024 Earnings Call TranscriptApril 27, 2024 | seekingalpha.comLive Oak Bancshares, Inc. (LOB) Q1 2024 Earnings Call TranscriptApril 27, 2024 | fool.comStock Market Sell-Off: 3 Bargain Stocks Worth Buying NowApril 26, 2024 | markets.businessinsider.comPeeling Back The Layers: Exploring Live Oak Bancshares Through Analyst InsightsApril 26, 2024 | markets.businessinsider.comTruist Financial Keeps Their Buy Rating on Live Oak Bancshares (LOB)April 26, 2024 | finance.yahoo.comLive Oak Bancshares Inc (LOB) (Q1 2024) Earnings Call Transcript Highlights: Key Financial ...April 26, 2024 | finance.yahoo.comLive Oak Bancshares First Quarter 2024 Earnings: Misses ExpectationsApril 25, 2024 | markets.businessinsider.comLOB Stock Earnings: Live Oak Bancshares Misses EPS, Misses Revenue for Q1 2024April 25, 2024 | sfgate.comLive Oak Bancshares: Q1 Earnings SnapshotApril 25, 2024 | finance.yahoo.comLive Oak Bancshares Inc (LOB) Q1 2024 Earnings: Misses EPS Estimates, Aligns with Revenue ...April 25, 2024 | seekingalpha.comLive Oak Bancshares, Inc. 2024 Q1 - Results - Earnings Call PresentationApril 24, 2024 | globenewswire.comLive Oak Bancshares, Inc. Reports First Quarter 2024 ResultsApril 20, 2024 | msn.comSnapped power line damages vehicles in Live Oak, disrupts highwayApril 17, 2024 | msn.comLive Oak farmers market eyes school district partnershipApril 17, 2024 | msn.comLive Oak Bancshares (LOB) Reports Next Week: Wall Street Expects Earnings GrowthApril 15, 2024 | msn.comMarley Brothers, Whiskey Myers to play concerts at Live Oak Bank PavilionApril 10, 2024 | globenewswire.comLive Oak Bancshares, Inc. Announces Date of First Quarter 2024 Financial ResultsSee More Headlines Receive LOB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Live Oak Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Ex-Dividend for 3/12 Dividend2/26/2024Dividend Payable3/12/2024Last Earnings4/24/2024Today5/21/2024Next Earnings (Estimated)7/23/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryN/A Current SymbolNASDAQ:LOB CUSIPN/A CIK1462120 Webwww.liveoakbank.com Phone(866) 518-0286Fax910-790-5868Employees943Year FoundedN/APrice Target and Rating Average Stock Price Target$38.00 High Stock Price Target$40.00 Low Stock Price Target$34.00 Potential Upside/Downside+5.4%Consensus RatingModerate Buy Rating Score (0-4)2.67 Research Coverage3 Analysts Profitability EPS (Most Recent Fiscal Year)$1.99 Trailing P/E Ratio18.12 Forward P/E Ratio18.12 P/E GrowthN/ANet Income$73.90 million Net Margins10.62% Pretax Margin11.95% Return on Equity10.25% Return on Assets0.81% Debt Debt-to-Equity RatioN/A Current Ratio0.92 Quick Ratio0.89 Sales & Book Value Annual Sales$800.01 million Price / Sales2.03 Cash Flow$2.09 per share Price / Cash Flow17.24 Book Value$20.23 per share Price / Book1.78Miscellaneous Outstanding Shares44,970,000Free Float34,221,000Market Cap$1.62 billion OptionableOptionable Beta1.63 Investing Strategies To Help Grow Your Retirement IncomeNeed to stretch out your 401K or Roth IRA plan? Use these time-tested investing strategies to grow the monthly retirement income that your stock portfolio generates.Get This Free Report Key ExecutivesMr. William C. Losch III (Age 53)President Comp: $825.4kMr. Gregory W. Seward (Age 48)Chief Risk Officer & General Counsel Comp: $483.93kMs. Stephanie A. Mann (Age 49)Chief Strategy Officer Comp: $437.71kMr. Renato Derraik (Age 52)Chief Information & Digital Officer of Bank Comp: $642.97kMr. James S. Mahan III (Age 72)Chairman & CEO Comp: $781.2kMr. William L. Williams III (Age 72)Vice Chairman & Executive VP Mr. Walter J. Phifer (Age 40)Chief Financial Officer Mr. John Wesley Sutherland (Age 53)Chief Accounting Officer Ms. Claire ParkerSenior Vice President of Corporate CommunicationsMr. Micah S. Davis (Age 47)Chief Marketing & Communications Officer More ExecutivesKey CompetitorsLakeland FinancialNASDAQ:LKFNBannerNASDAQ:BANRCustomers BancorpNYSE:CUBIEnterprise Financial ServicesNASDAQ:EFSCIndependent Bank GroupNASDAQ:IBTXView All CompetitorsInsiders & InstitutionsMotley Fool Asset Management LLCBought 9,317 shares on 5/17/2024Ownership: 0.148%California State Teachers Retirement SystemSold 1,798 shares on 5/16/2024Ownership: 0.075%Jacobs Levy Equity Management Inc.Bought 32,519 shares on 5/16/2024Ownership: 0.073%Price T Rowe Associates Inc. MDBought 1,728 shares on 5/15/2024Ownership: 0.049%Tonya Williams BradfordSold 2,600 sharesTotal: $93,522.00 ($35.97/share)View All Insider TransactionsView All Institutional Transactions LOB Stock Analysis - Frequently Asked Questions Should I buy or sell Live Oak Bancshares stock right now? 3 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Live Oak Bancshares in the last year. There are currently 1 hold rating and 2 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "moderate buy" LOB shares. View LOB analyst ratings or view top-rated stocks. What is Live Oak Bancshares' stock price target for 2024? 3 Wall Street analysts have issued 12-month target prices for Live Oak Bancshares' stock. Their LOB share price targets range from $34.00 to $40.00. On average, they predict the company's share price to reach $38.00 in the next year. This suggests a possible upside of 5.6% from the stock's current price. View analysts price targets for LOB or view top-rated stocks among Wall Street analysts. How have LOB shares performed in 2024? Live Oak Bancshares' stock was trading at $45.50 at the beginning of 2024. Since then, LOB stock has decreased by 20.9% and is now trading at $35.99. View the best growth stocks for 2024 here. When is Live Oak Bancshares' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Tuesday, July 23rd 2024. View our LOB earnings forecast. How were Live Oak Bancshares' earnings last quarter? Live Oak Bancshares, Inc. (NASDAQ:LOB) issued its quarterly earnings data on Wednesday, April, 24th. The bank reported $0.36 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.48 by $0.12. The bank had revenue of $116.21 million for the quarter, compared to analyst estimates of $118.89 million. Live Oak Bancshares had a trailing twelve-month return on equity of 10.25% and a net margin of 10.62%. How often does Live Oak Bancshares pay dividends? What is the dividend yield for Live Oak Bancshares? Live Oak Bancshares declared a quarterly dividend on Tuesday, February 13th. Investors of record on Tuesday, February 27th will be given a dividend of $0.03 per share on Tuesday, March 12th. This represents a $0.12 dividend on an annualized basis and a yield of 0.33%. The ex-dividend date of this dividend is Monday, February 26th. Read our dividend analysis for LOB. Is Live Oak Bancshares a good dividend stock? Live Oak Bancshares (NASDAQ:LOB) pays an annual dividend of $0.12 per share and currently has a dividend yield of 0.33%. The dividend payout ratio is 6.03%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, LOB will have a dividend payout ratio of 4.21% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for LOB. What ETFs hold Live Oak Bancshares' stock? ETFs with the largest weight of Live Oak Bancshares (NASDAQ:LOB) stock in their portfolio include Motley Fool Small-Cap Growth ETF (TMFS) and MFAM Small-Cap Growth ETF (MFMS).BlackRock Future Financial and Technology ETF (BPAY). What is Chip Mahan III's approval rating as Live Oak Bancshares' CEO? 17 employees have rated Live Oak Bancshares Chief Executive Officer Chip Mahan III on Glassdoor.com. Chip Mahan III has an approval rating of 94% among the company's employees. This puts Chip Mahan III in the top 30% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of Live Oak Bancshares own? Based on aggregate information from My MarketBeat watchlists, some companies that other Live Oak Bancshares investors own include NVIDIA (NVDA), Walt Disney (DIS), Stitch Fix (SFIX), Wix.com (WIX), Zscaler (ZS), Appian (APPN), Fastly (FSLY), Block (SQ), Teladoc Health (TDOC) and Trade Desk (TTD). When did Live Oak Bancshares IPO? Live Oak Bancshares (LOB) raised $68 million in an initial public offering on Thursday, July 23rd 2015. The company issued 4,000,000 shares at a price of $16.00-$18.00 per share. Sandler O�Neill & Partners, L.P acted as the underwriter for the IPO and Keefe Bruyette & Woods (A Stifle Company) and SunTrust Robinson Humphrey were co-managers. Who are Live Oak Bancshares' major shareholders? Live Oak Bancshares' stock is owned by a number of retail and institutional investors. Top institutional investors include Vanguard Group Inc. (5.66%), Capital International Investors (1.00%), Vident Advisory LLC (0.56%), Jupiter Asset Management Ltd. (0.34%), Motley Fool Wealth Management LLC (0.33%) and Rice Hall James & Associates LLC (0.31%). Insiders that own company stock include David G Lucht, Diane Beth Glossman, Gregory W Seward, John W Sutherland, Micah S Davis, Miltom Emmett Petty, Neil Lawrence Underwood, Renato Derraik, Steve Smits, Susan N Janson, Tonya Williams Bradford, William C Losch III, William Henderson Cameron and William L Williams III. View institutional ownership trends. How do I buy shares of Live Oak Bancshares? Shares of LOB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:LOB) was last updated on 5/21/2024 by MarketBeat.com Staff From Our Partners4 Cryptos BETTER than BitcoinTrue Market InsidersShocking $16T Elon Musk Crypto LeakCrypto 101 MediaHe Is Giving Away BitcoinCrypto Swap ProfitsNext President (Not Trump. Not Biden.)The Freeport SocietyConflict In Israel Sends Gold Soaring ???? Here’s How To Get Your ShareColonial MetalsThis Apple-like Innovator is Revolutionizing HealthcareWall Street StarWarren Buffett's "mystery stock"Stansberry ResearchThis Could be Your “Big Money” AI MomentInvestorPlace Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. 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