LOB vs. BANR, RNST, FBK, HTLF, HTH, PB, SSB, OZK, CADE, and HOMB
Should you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include Banner (BANR), Renasant (RNST), FB Financial (FBK), Heartland Financial USA (HTLF), Hilltop (HTH), Prosperity Bancshares (PB), SouthState (SSB), Bank OZK (OZK), Cadence Bank (CADE), and Home Bancshares, Inc. (Conway, AR) (HOMB). These companies are all part of the "state commercial banks" industry.
Live Oak Bancshares (NASDAQ:LOB) and Banner (NASDAQ:BANR) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, valuation, analyst recommendations, risk, media sentiment, earnings, dividends, community ranking and institutional ownership.
Banner has a net margin of 21.62% compared to Live Oak Bancshares' net margin of 10.62%. Banner's return on equity of 11.47% beat Live Oak Bancshares' return on equity.
Banner has lower revenue, but higher earnings than Live Oak Bancshares. Banner is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.
Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Banner pays an annual dividend of $1.92 per share and has a dividend yield of 4.1%. Live Oak Bancshares pays out 6.0% of its earnings in the form of a dividend. Banner pays out 39.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Banner received 69 more outperform votes than Live Oak Bancshares when rated by MarketBeat users. Likewise, 57.92% of users gave Banner an outperform vote while only 54.05% of users gave Live Oak Bancshares an outperform vote.
Live Oak Bancshares has a beta of 1.63, indicating that its share price is 63% more volatile than the S&P 500. Comparatively, Banner has a beta of 1.04, indicating that its share price is 4% more volatile than the S&P 500.
64.0% of Live Oak Bancshares shares are owned by institutional investors. Comparatively, 87.3% of Banner shares are owned by institutional investors. 23.9% of Live Oak Bancshares shares are owned by insiders. Comparatively, 1.6% of Banner shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.
Live Oak Bancshares presently has a consensus target price of $38.00, suggesting a potential upside of 9.57%. Banner has a consensus target price of $51.20, suggesting a potential upside of 9.61%. Given Banner's higher probable upside, analysts clearly believe Banner is more favorable than Live Oak Bancshares.
In the previous week, Banner had 9 more articles in the media than Live Oak Bancshares. MarketBeat recorded 12 mentions for Banner and 3 mentions for Live Oak Bancshares. Banner's average media sentiment score of 0.17 beat Live Oak Bancshares' score of -0.03 indicating that Banner is being referred to more favorably in the news media.
Summary
Banner beats Live Oak Bancshares on 14 of the 20 factors compared between the two stocks.
This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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