NASDAQ:LOB Live Oak Bancshares (LOB) Stock Price, News & Analysis $41.59 -0.21 (-0.50%) (As of 09/6/2024 ET) Add Compare Share Share Today's Range$40.97▼$42.2550-Day Range$33.46▼$45.8052-Week Range$26.11▼$47.22Volume158,664 shsAverage Volume176,835 shsMarket Capitalization$1.87 billionP/E Ratio20.90Dividend Yield0.29%Price Target$47.25 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsTrendsStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsTrends Get Live Oak Bancshares alerts: Email Address Live Oak Bancshares MarketRank™ Stock AnalysisAnalyst RatingModerate Buy2.50 Rating ScoreUpside/Downside13.6% Upside$47.25 Price TargetShort InterestN/ADividend StrengthWeakBased on Four FactorsSustainabilityN/ANews Sentiment0.09Based on 3 Articles This WeekInsider TradingSelling Shares$860,000 Sold Last QuarterProj. Earnings Growth22.84%From $2.32 to $2.85 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.3.30 out of 5 starsFinance Sector390th out of 871 stocksState Commercial Banks Industry85th out of 177 stocks 2.3 Analyst's Opinion Consensus RatingLive Oak Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageLive Oak Bancshares has only been the subject of 4 research reports in the past 90 days.Read more about Live Oak Bancshares' stock forecast and price target. Previous Next N/A Short Interest Short InterestThere is no current short interest data available for LOB. Previous Next 1.7 Dividend Strength Dividend YieldLive Oak Bancshares has a dividend yield of 0.28%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthLive Oak Bancshares does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Live Oak Bancshares is 6.03%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Live Oak Bancshares will have a dividend payout ratio of 4.21% next year. This indicates that Live Oak Bancshares will be able to sustain or increase its dividend.Read more about Live Oak Bancshares' dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for LOB. Previous Next 1.2 News and Social Media Coverage News SentimentLive Oak Bancshares has a news sentiment score of 0.09. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.70 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Live Oak Bancshares this week, compared to 3 articles on an average week. Previous Next 4.2 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Live Oak Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $860,000.00 in company stock.Percentage Held by Insiders23.90% of the stock of Live Oak Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions63.95% of the stock of Live Oak Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Live Oak Bancshares' insider trading history. Previous Next 3.1 Earnings and Valuation Earnings GrowthEarnings for Live Oak Bancshares are expected to grow by 22.84% in the coming year, from $2.32 to $2.85 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Live Oak Bancshares is 20.90, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 127.80.Price to Earnings Ratio vs. SectorThe P/E ratio of Live Oak Bancshares is 20.90, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 31.96.Price to Book Value per Share RatioLive Oak Bancshares has a P/B Ratio of 1.95. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Live Oak Bancshares' valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Porter & CompanyWar on Elon Escalates… A radical, potentially game-changing technology that threatens to destroy the trillion-dollar, “green energy” grift of the elites. And yet, while it threatens their wealth and power, it could be transformational for both the U.S. economy and your wealth.One company holds a near-total monopoly on it. About Live Oak Bancshares Stock (NASDAQ:LOB)Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments, Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.Read More LOB Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart LOB Stock News HeadlinesAugust 28, 2024 | insidertrades.comInsider Selling: Live Oak Bancshares, Inc. (NASDAQ:LOB) CAO Sells 20,000 Shares of StockSeptember 6 at 3:54 AM | sfgate.comAnderson Union High School vs. Live Oak High School Football Live Stream, TV Info - Saturday, September 7September 7, 2024 | Behind the Markets (Ad)NASDAQ to crash 50%?During the 2020 Covid Crash he called a market reversal - eleven days before the S&P bottomed out... Now, he's saying there are four major cracks forming in the US economy...September 5 at 10:54 PM | sfgate.comSobrato High School vs. Live Oak High School Football Live Stream, TV Info - Friday, September 6August 30, 2024 | sfgate.comWheatland High School vs. Live Oak High School Football Live Stream, TV Info - Saturday, August 31August 30, 2024 | americanbankingnews.comCritical Comparison: First BanCorp. (NYSE:FBP) & Live Oak Bancshares (NASDAQ:LOB)August 29, 2024 | sfgate.comWheatland High School vs. Live Oak High School Football Live Stream, TV Info - Friday, August 30August 29, 2024 | americanbankingnews.comJohn W. Sutherland Sells 20,000 Shares of Live Oak Bancshares, Inc. (NASDAQ:LOB) StockSeptember 7, 2024 | Behind the Markets (Ad)NASDAQ to crash 50%?During the 2020 Covid Crash he called a market reversal - eleven days before the S&P bottomed out... Now, he's saying there are four major cracks forming in the US economy...August 28, 2024 | americanbankingnews.comBrokerages Set Live Oak Bancshares, Inc. (NASDAQ:LOB) Target Price at $47.25August 28, 2024 | americanbankingnews.comLive Oak Bancshares, Inc. (NASDAQ:LOB) Given Average Recommendation of "Moderate Buy" by BrokeragesAugust 25, 2024 | yahoo.comA win for local pups: Live Oak Dog Park opensAugust 15, 2024 | yahoo.comINSIDE LOOK: Live Oak businesses rebounding 10 days after Hurricane Debby floodAugust 10, 2024 | morningstar.comLive Oak Bancshares IncAugust 9, 2024 | yahoo.comRoad to Red Zone: Road to Red Zone: Live Oak preps for 11-man footballAugust 9, 2024 | msn.comRide along with the National Guard as they respond to flooding in Live OakAugust 8, 2024 | msn.comFlorida State Guards, FWC officers rescue Live Oak residents from flooded neighborhoodsAugust 7, 2024 | msn.com‘That was a little scary’: Hurricane Debby leaves Live Oak neighborhood submergedSee More Headlines Receive LOB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Live Oak Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Ex-Dividend for 6/18 Dividend6/04/2024Dividend Payable6/18/2024Last Earnings7/24/2024Ex-Dividend for 9/17 Dividend9/03/2024Today9/07/2024Dividend Payable9/17/2024Next Earnings (Estimated)10/23/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:LOB CUSIPN/A CIK1462120 Webwww.liveoakbank.com Phone(866) 518-0286Fax910-790-5868Employees960Year FoundedN/APrice Target and Rating Average Stock Price Target$47.25 High Stock Price Target$51.00 Low Stock Price Target$45.00 Potential Upside/Downside+13.6%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$1.99 Trailing P/E Ratio20.90 Forward P/E Ratio17.93 P/E GrowthN/ANet Income$73.90 million Net Margins11.22% Pretax Margin13.36% Return on Equity10.93% Return on Assets0.87% Debt Debt-to-Equity RatioN/A Current Ratio0.93 Quick Ratio0.89 Sales & Book Value Annual Sales$467.62 million Price / Sales4.00 Cash Flow$2.06 per share Price / Cash Flow20.15 Book Value$21.34 per share Price / Book1.95Miscellaneous Outstanding Shares44,969,000Free Float34,221,000Market Cap$1.87 billion OptionableOptionable Beta1.62 (Almost) Everything You Need To Know About The EV MarketClick the link below and we'll send you MarketBeat's guide to investing in electric vehicle technologies (EV) and which EV stocks show the most promise. Get This Free Report Key ExecutivesMr. William C. Losch III (Age 53)President Comp: $825.4kMr. Gregory W. Seward (Age 48)Chief Risk Officer & General Counsel Comp: $483.93kMs. Stephanie A. Mann (Age 49)Chief Strategy Officer Comp: $437.71kMr. Renato Derraik (Age 52)Chief Information & Digital Officer of Bank Comp: $642.97kMr. James S. Mahan III (Age 72)Chairman & CEO Comp: $781.2kMr. William L. Williams III (Age 72)Vice Chairman & Executive VP Mr. Walter J. Phifer (Age 40)Chief Financial Officer Mr. John Wesley Sutherland (Age 53)Chief Accounting Officer Ms. Claire ParkerSenior Vice President of Corporate CommunicationsMr. Micah S. Davis (Age 47)Chief Marketing & Communications Officer More ExecutivesKey CompetitorsRenasantNASDAQ:RNSTBannerNASDAQ:BANRHilltopNYSE:HTHIBERIABANKNASDAQ:IBKCHeartland Financial USANASDAQ:HTLFView All CompetitorsInsiders & InstitutionsMendon Capital Advisors CorpSold 9,100 shares on 8/30/2024Ownership: 0.067%John W SutherlandSold 20,000 sharesTotal: $860,000.00 ($43.00/share)Truist Financial CorpBought 8,891 shares on 8/21/2024Ownership: 0.020%Algert Global LLCSold 428 shares on 8/16/2024Ownership: 0.205%Northwestern Mutual Wealth Management Co.Sold 4,500 shares on 8/16/2024Ownership: 0.028%View All Insider TransactionsView All Institutional Transactions LOB Stock Analysis - Frequently Asked Questions How have LOB shares performed this year? Live Oak Bancshares' stock was trading at $45.50 at the beginning of the year. Since then, LOB shares have decreased by 8.6% and is now trading at $41.59. View the best growth stocks for 2024 here. How were Live Oak Bancshares' earnings last quarter? Live Oak Bancshares, Inc. (NASDAQ:LOB) posted its earnings results on Wednesday, July, 24th. The bank reported $0.59 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.46 by $0.13. The bank had revenue of $232.61 million for the quarter, compared to the consensus estimate of $123.08 million. Live Oak Bancshares had a net margin of 11.22% and a trailing twelve-month return on equity of 10.93%. What is Chip Mahan III's approval rating as Live Oak Bancshares' CEO? 17 employees have rated Live Oak Bancshares Chief Executive Officer Chip Mahan III on Glassdoor.com. Chip Mahan III has an approval rating of 94% among the company's employees. This puts Chip Mahan III in the top 30% of approval ratings compared to other CEOs of publicly-traded companies. When did Live Oak Bancshares IPO? Live Oak Bancshares (LOB) raised $68 million in an initial public offering on Thursday, July 23rd 2015. The company issued 4,000,000 shares at $16.00-$18.00 per share. Sandler O�Neill & Partners, L.P served as the underwriter for the IPO and Keefe Bruyette & Woods (A Stifle Company) and SunTrust Robinson Humphrey were co-managers. Who are Live Oak Bancshares' major shareholders? Top institutional shareholders of Live Oak Bancshares include Diamond Hill Capital Management Inc. (3.96%), Barrow Hanley Mewhinney & Strauss LLC (3.47%), Dimensional Fund Advisors LP (3.12%) and Millennium Management LLC (1.09%). Insiders that own company stock include William Henderson Cameron, Steve Smits, Miltom Emmett Petty, Diane Beth Glossman, Micah S Davis, John W Sutherland, David G Lucht, Renato Derraik, Tonya Williams Bradford, William L Williams III, William C Losch III, Gregory W Seward, Susan N Janson and Neil Lawrence Underwood. View institutional ownership trends. How do I buy shares of Live Oak Bancshares? Shares of LOB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of Live Oak Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that Live Oak Bancshares investors own include NVIDIA (NVDA), Walt Disney (DIS), Stitch Fix (SFIX), Wix.com (WIX), Zscaler (ZS), Appian (APPN) and Fastly (FSLY). This page (NASDAQ:LOB) was last updated on 9/7/2024 by MarketBeat.com Staff From Our PartnersPerfect Crypto Buying Opportunity for 50 CentsWhen cryptos take a hit, the mom and pop investors run for the hills. 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