Univest Financial (UVSP) Stock Price, News & Analysis

Company Overview

Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking products and services primarily in the United States. It operates through three segments: Banking, Wealth Management, and Insurance. The Banking segment offers a range of banking services, such as deposit taking, loan origination and servicing, mortgage banking, other general banking, and equipment lease financing services for individuals, businesses, municipalities, and nonprofit organizations. Its Wealth Management segment provides investment advisory, financial planning, and trust and brokerage services for private families and individuals, municipal pension plans, retirement plans, and trusts and guardianships. The Insurance segment offers commercial property and casualty insurance, employee benefits solutions, personal insurance lines, and human resources consulting services. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. The company was founded in 1876 and is headquartered in Souderton, Pennsylvania.

Key Stats

• Today's Range: $30.54 to $31.52
• 50-Day Range: $26.85 to $32.21
• 52-Week Range: $18.17 to $32.24
• Volume: 122,503 shs
• Average Volume: 121,385 shs
• Market Capitalization: $898.50 million
• P/E Ratio: 12.43
• Dividend Yield: 2.71%
• Price Target: $28.00
• Consensus Rating: Hold

Univest Financial Stock Analysis - MarketRank™

Univest Financial scored higher than 58% of companies evaluated by MarketBeat, and ranked 586th out of 963 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

Univest Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Univest Financial has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -5.11%

Earnings Growth

Earnings for Univest Financial are expected to decrease by -5.11% in the coming year, from $2.35 to $2.23 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Univest Financial is 12.43, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 111.79.

Price to Earnings Ratio vs. Sector

The P/E ratio of Univest Financial is 12.43, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.36.

Price to Book Value per Share Ratio

Univest Financial has a P/B Ratio of 1.02. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.54% of the float of Univest Financial has been sold short.

Short Interest Ratio / Days to Cover

Univest Financial has a short interest ratio ("days to cover") of 1.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Univest Financial has recently decreased by 56.36%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Univest Financial pays a meaningful dividend of 2.71%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Univest Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Univest Financial is 33.73%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Univest Financial will have a dividend payout ratio of 37.67% next year. This indicates that Univest Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.54% of the float of Univest Financial has been sold short.

Short Interest Ratio / Days to Cover

Univest Financial has a short interest ratio ("days to cover") of 1.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Univest Financial has recently decreased by 56.36%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 1.18

News Sentiment

Univest Financial has a news sentiment score of 1.18. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.69 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Univest Financial this week, compared to 2 articles on an average week.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Univest Financial insiders have sold 2,497.33% more of their company's stock than they have bought. Specifically, they have bought $15,876.00 in company stock and sold $412,352.00 in company stock.

Percentage Held by Insiders

Only 2.10% of the stock of Univest Financial is held by insiders.

Percentage Held by Institutions

75.07% of the stock of Univest Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

UVSP Stock Analysis - Frequently Asked Questions

How have UVSP shares performed this year?

Univest Financial's stock was trading at $22.03 at the beginning of the year. Since then, UVSP shares have increased by 40.4% and is now trading at $30.94.
View the best growth stocks for 2024 here.

How were Univest Financial's earnings last quarter?

Univest Financial Co. (NASDAQ:UVSP) released its quarterly earnings data on Wednesday, October, 23rd. The financial services provider reported $0.63 earnings per share for the quarter, topping the consensus estimate of $0.56 by $0.07. The financial services provider earned $126.59 million during the quarter, compared to analyst estimates of $74.11 million. Univest Financial had a trailing twelve-month return on equity of 8.24% and a net margin of 14.90%.

Who are Univest Financial's major shareholders?

Top institutional shareholders of Univest Financial include FMR LLC (9.03%), Pzena Investment Management LLC (4.10%), The Manufacturers Life Insurance Company (3.89%) and State Street Corp (3.01%). Insiders that own company stock include William S Aichele, Jeffrey M Schweitzer, Thomas M Petro, Michael S Keim, Natalye Paquin, Robert C Wonderling, Brian J Richardson and Todd S Benning.
View institutional ownership trends.

How do I buy shares of Univest Financial?

Shares of UVSP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Univest Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Univest Financial investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), Alphabet (GOOG), Meta Platforms (META), NVIDIA (NVDA), Advanced Micro Devices (AMD) and Visa (V).

Company Calendar

• Ex-Dividend for 8/21 Dividend: 8/07/2024
• Dividend Payable: 8/21/2024
• Last Earnings: 10/23/2024
• Ex-Dividend for 11/20 Dividend: 11/06/2024
• Today: 11/17/2024
• Dividend Payable: 11/20/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 1/22/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:UVSP
• CUSIP: 91527110
• CIK: 102212
• Web: www.univest.net
• Phone: (215) 721-2400
• Fax: 215-721-2402
• Employees: 920
• Year Founded: 1876

Price Target and Rating

• Average Stock Price Target: $28.00
• High Stock Price Target: $29.00
• Low Stock Price Target: $27.00
• Potential Upside/Downside: -9.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $2.49
• Trailing P/E Ratio: 12.43
• Forward P/E Ratio: 13.17
• P/E Growth: N/A
• Net Income: $71.10 million
• Net Margins: 14.90%
• Pretax Margin: 18.71%
• Return on Equity: 8.24%
• Return on Assets: 0.89%

Debt

• Debt-to-Equity Ratio: 0.17
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $448.55 million
• Price / Sales: 2.00
• Cash Flow: $2.64 per share
• Price / Cash Flow: 11.71
• Book Value: $30.20 per share
• Price / Book: 1.02

Miscellaneous

• Outstanding Shares: 29,040,000
• Free Float: 28,433,000
• Market Cap: $898.50 million
• Optionable: Optionable
• Beta: 0.85