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Capital One Financial (COF) Stock Forecast & Price Target

Capital One Financial logo
$182.36 +0.24 (+0.13%)
(As of 05:30 PM ET)

Capital One Financial - Analysts' Recommendations and Stock Price Forecast (2025)

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

Consensus Rating

Sell
0
Hold
11
Buy
6

Based on 17 Wall Street analysts who have issued ratings for Capital One Financial in the last 12 months, the stock has a consensus rating of "Hold." Out of the 17 analysts, 11 have given a hold rating, and 6 have given a buy rating for COF.

Consensus Price Target

$171.50
-5.96% Downside
According to the 17 analysts' twelve-month price targets for Capital One Financial, the average price target is $171.50. The highest price target for COF is $232.00, while the lowest price target for COF is $125.00. The average price target represents a forecasted downside of -5.96% from the current price of $182.36.
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COF Analyst Ratings Over Time

TypeCurrent Forecast
12/27/23 to 12/26/24
1 Month Ago
11/27/23 to 11/26/24
3 Months Ago
9/28/23 to 9/27/24
1 Year Ago
12/27/22 to 12/27/23
Strong Buy
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
6 Buy rating(s)
7 Buy rating(s)
7 Buy rating(s)
6 Buy rating(s)
Hold
11 Hold rating(s)
11 Hold rating(s)
12 Hold rating(s)
5 Hold rating(s)
Sell
0 Sell rating(s)
0 Sell rating(s)
1 Sell rating(s)
3 Sell rating(s)
Consensus Price Target$171.50$160.18$147.21$112.15
Forecasted Upside-5.96% Downside-16.36% Downside-1.25% Downside-14.49% Downside
Consensus Rating
Hold
Hold
Hold
Hold

COF Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
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COF Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
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Capital One Financial Stock vs. The Competition

TypeCapital One FinancialFinance CompaniesS&P 500
Consensus Rating Score
2.35
2.50
2.51
Consensus RatingHoldHoldModerate Buy
Predicted Upside-5.96% Downside16.43% Upside13.32% Upside
News Sentiment Rating
Positive News

See Recent COF News
Positive News
Positive News
DateBrokerageAnalyst NameActionRatingPrice TargetUpside/Downside on Report DateDetails
12/9/2024JPMorgan Chase & Co.
3 of 5 stars
 Boost TargetNeutral ➝ Neutral$162.00 ➝ $186.00-0.63%
12/9/2024Keefe, Bruyette & Woods
4 of 5 stars
 Boost TargetOutperform ➝ Outperform$185.00 ➝ $232.00+23.80%
12/9/2024Bank of America
3 of 5 stars
 DowngradeBuy ➝ Neutral$203.00 ➝ $200.00+6.41%
11/19/2024The Goldman Sachs Group
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 Boost TargetBuy ➝ Buy$182.00 ➝ $205.00+12.80%
10/30/2024Evercore ISI
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 Boost TargetIn-Line ➝ In-Line$163.00 ➝ $184.00+10.00%
10/25/2024Royal Bank of Canada
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 Boost TargetSector Perform ➝ Sector Perform$150.00 ➝ $160.00-2.30%
10/25/2024Robert W. Baird
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 Boost TargetNeutral ➝ Neutral$145.00 ➝ $150.00-2.08%
10/8/2024Barclays
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 Boost TargetEqual Weight ➝ Equal Weight$154.00 ➝ $158.00+4.71%
9/20/2024Citigroup
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 Initiated CoverageBuy$190.00+24.10%
6/7/2024BTIG Research
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V. Caintic
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Initiated CoverageNeutral
6/6/2024Jefferies Financial Group
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 UpgradeHold ➝ Buy$145.00 ➝ $165.00+21.79%
4/10/2024Wells Fargo & Company
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 Boost TargetOverweight ➝ Overweight$160.00 ➝ $165.00+17.98%
4/4/2024Wolfe Research
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 UpgradePeer Perform ➝ Outperform$189.00+31.93%
2/29/2024UBS Group
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 Boost TargetNeutral ➝ Neutral$132.00 ➝ $140.00+1.71%
2/23/2024Piper Sandler
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 Boost TargetNeutral ➝ Neutral$126.00 ➝ $142.00+4.60%
1/29/2024BMO Capital Markets
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 Boost TargetMarket Perform ➝ Market Perform$124.00 ➝ $125.00-9.99%
1/10/2024Deutsche Bank Aktiengesellschaft
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 Initiated CoverageHold$153.00+15.10%
12/13/2023Morgan Stanley
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 UpgradeUnderweight ➝ Equal Weight$87.00 ➝ $120.00-0.24%
11/1/2023TD Cowen
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 Initiated CoverageMarket Perform$106.00+6.23%
10/13/2023HSBC
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 Initiated CoverageReduce$84.00-13.31%
7/21/2023Stephens
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 Boost Target$80.00 ➝ $87.00-25.31%
4/28/2023Credit Suisse Group
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 Lower Target$112.00 ➝ $108.00+12.51%
3/2/2023Odeon Capital Group
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 DowngradeHold ➝ Sell$94.20-13.24%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Thursday at 10:10 PM ET.


Should I Buy Capital One Financial Stock? COF Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Wednesday, December 18, 2024. Please send any questions or comments about these Capital One Financial pros and cons to contact@marketbeat.com.

Capital One Financial
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Capital One Financial Co.:

  • The recent increase in the dividend to $0.60 per share reflects a commitment to returning value to shareholders, with an annualized dividend of $2.40 and a yield of 1.28%, which can be attractive for income-focused investors.
  • Analysts have shown confidence in the stock, with several firms raising their price targets, including Goldman Sachs increasing it to $205.00, indicating potential for significant capital appreciation.
  • The company has a relatively low dividend payout ratio of 22.66%, suggesting that it retains a substantial portion of its earnings for reinvestment, which can support future growth.
  • Capital One Financial Co. has received a mix of buy and hold ratings from analysts, with an average target price of $160.18, indicating a generally positive outlook among market experts.
  • Recent reports highlight the company's strong position in the financial services sector, operating in the U.S., Canada, and the U.K., which diversifies its revenue streams and reduces risk.

Capital One Financial
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Capital One Financial Co. for these reasons:

  • Despite the positive outlook, some analysts have downgraded their ratings, such as Bank of America reducing its rating from "buy" to "neutral," which may indicate concerns about future performance.
  • The stock's current price may be seen as high relative to its earnings potential, especially with some analysts setting conservative price targets, which could limit upside potential.
  • With a significant portion of analysts rating the stock as a hold, it suggests that there may be limited immediate growth opportunities, which could deter aggressive investors.
  • Market volatility and economic uncertainties can impact financial services companies, including Capital One Financial Co., potentially affecting its stock performance.
  • The competitive landscape in the financial services sector is intense, and any shifts in consumer preferences or regulatory changes could pose risks to Capital One Financial Co.'s business model.

COF Forecast - Frequently Asked Questions

According to the research reports of 17 Wall Street equities research analysts, the average twelve-month stock price forecast for Capital One Financial is $171.50, with a high forecast of $232.00 and a low forecast of $125.00.

17 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Capital One Financial in the last twelve months. There are currently 11 hold ratings and 6 buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" COF shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in COF, but not buy additional shares or sell existing shares.

According to analysts, Capital One Financial's stock has a predicted downside of -5.96% based on their 12-month stock forecasts.

Over the previous 90 days, Capital One Financial's stock had 1 downgrade by analysts.

Capital One Financial has been rated by research analysts at Bank of America, Barclays, Evercore ISI, JPMorgan Chase & Co., Keefe, Bruyette & Woods, Robert W. Baird, Royal Bank of Canada, and The Goldman Sachs Group in the past 90 days.

Capital One Financial also publishes sell-side equities research reports and recommendations about other companies, which can be viewed at its brokerage rating page.

Analysts like Capital One Financial less than other "finance" companies. The consensus rating score for Capital One Financial is 2.35 while the average consensus rating score for "finance" companies is 2.50. Learn more on how COF compares to other companies.


This page (NYSE:COF) was last updated on 12/26/2024 by MarketBeat.com Staff
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