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Capital One Financial (COF) Stock Forecast & Price Target

Capital One Financial logo
$176.51 +6.31 (+3.71%)
Closing price 04/23/2025 03:59 PM Eastern
Extended Trading
$177.23 +0.72 (+0.41%)
As of 04/23/2025 07:56 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

Capital One Financial - Analysts' Recommendations and Stock Price Forecast (2025)

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

Consensus Rating

Sell
0
Hold
4
Buy
14

Based on 18 Wall Street analysts who have issued ratings for Capital One Financial in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 18 analysts, 4 have given a hold rating, 12 have given a buy rating, and 2 have given a strong buy rating for COF.

Consensus Price Target

$206.07
16.75% Upside
According to the 18 analysts' twelve-month price targets for Capital One Financial, the average price target is $206.07. The highest price target for COF is $235.00, while the lowest price target for COF is $165.00. The average price target represents a forecasted upside of 16.75% from the current price of $176.51.
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COF Analyst Ratings Over Time

TypeCurrent Forecast
4/24/24 to 4/24/25
1 Month Ago
3/25/24 to 3/25/25
3 Months Ago
1/25/24 to 1/24/25
1 Year Ago
4/25/23 to 4/24/24
Strong Buy
2 Strong Buy rating(s)
2 Strong Buy rating(s)
1 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
12 Buy rating(s)
13 Buy rating(s)
9 Buy rating(s)
6 Buy rating(s)
Hold
4 Hold rating(s)
4 Hold rating(s)
10 Hold rating(s)
11 Hold rating(s)
Sell
0 Sell rating(s)
0 Sell rating(s)
0 Sell rating(s)
2 Sell rating(s)
Consensus Price Target$206.07$206.63$190.47$137.05
Forecasted Upside16.75% Upside13.19% Upside-6.32% Downside-7.90% Downside
Consensus Rating
Moderate Buy
Moderate Buy
Moderate Buy
Hold

COF Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
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COF Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table

Capital One Financial Stock vs. The Competition

TypeCapital One FinancialFinance CompaniesS&P 500
Consensus Rating Score
2.89
2.53
2.54
Consensus RatingModerate BuyModerate BuyModerate Buy
Predicted Upside16.75% Upside33.08% Upside23.65% Upside
News Sentiment Rating
Positive News

See Recent COF News
Positive News
Positive News
DateBrokerageAnalyst NameActionRatingPrice TargetUpside/Downside on Report DateDetails
4/14/2025Royal Bank of Canada
4 of 5 stars
Jon Arfstrom
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Set TargetSector Perform ➝ Sector Perform$190.00+18.65%
4/8/2025JPMorgan Chase & Co.
2 of 5 stars
Richard Shane
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Lower TargetNeutral ➝ Neutral$198.00 ➝ $170.00+6.23%
3/25/2025BTIG Research
1 of 5 stars
V. Caintic
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UpgradeNeutral ➝ Buy$208.00+14.73%
3/24/2025Citigroup
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Keith Horowitz
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Lower TargetBuy ➝ Buy$245.00 ➝ $230.00+27.99%
3/21/2025Truist Financial
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Brian Foran
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Lower TargetBuy ➝ Buy$257.00 ➝ $215.00+23.18%
3/12/2025Evercore ISI
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John Pancari
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UpgradeIn-Line ➝ Outperform$200.00+20.85%
3/11/2025Baird R W
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D. George
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UpgradeHold ➝ Strong-Buy
3/11/2025Robert W. Baird
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David George
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UpgradeNeutral ➝ Outperform$190.00 ➝ $200.00+22.24%
2/19/2025Bank of America
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Mihir Bhatia
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UpgradeNeutral ➝ Buy$207.00 ➝ $235.00+15.73%
1/23/2025Argus
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S. Biggar
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UpgradeStrong-Buy
1/22/2025Barclays
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J. Goldberg
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Boost TargetOverweight ➝ Overweight$219.00 ➝ $220.00+13.74%
1/14/2025Hsbc Global Res
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S. Martinez
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UpgradeModerate Sell ➝ Hold
1/14/2025HSBC
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 UpgradeReduce ➝ Hold$176.00-2.43%
1/13/2025UBS Group
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E. Najarian
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UpgradeNeutral ➝ Buy$168.00 ➝ $235.00+34.22%
1/3/2025Wells Fargo & Company
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 Boost TargetOverweight ➝ Overweight$185.00 ➝ $210.00+17.78%
12/9/2024Keefe, Bruyette & Woods
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 Boost TargetOutperform ➝ Outperform$185.00 ➝ $232.00+23.80%
11/19/2024The Goldman Sachs Group
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 Boost TargetBuy ➝ Buy$182.00 ➝ $205.00+12.80%
6/6/2024Jefferies Financial Group
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 UpgradeHold ➝ Buy$145.00 ➝ $165.00+21.79%
4/4/2024Wolfe Research
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 UpgradePeer Perform ➝ Outperform$189.00+31.93%
2/23/2024Piper Sandler
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 Boost TargetNeutral ➝ Neutral$126.00 ➝ $142.00+4.60%
1/29/2024BMO Capital Markets
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 Boost TargetMarket Perform ➝ Market Perform$124.00 ➝ $125.00-9.99%
1/10/2024Deutsche Bank Aktiengesellschaft
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 Initiated CoverageHold$153.00+15.10%
12/13/2023Morgan Stanley
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 UpgradeUnderweight ➝ Equal Weight$87.00 ➝ $120.00-0.24%
11/1/2023TD Cowen
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 Initiated CoverageMarket Perform$106.00+6.23%
7/21/2023Stephens
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 Boost Target$80.00 ➝ $87.00-25.31%
4/28/2023Credit Suisse Group
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 Lower Target$112.00 ➝ $108.00+12.51%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Thursday at 02:09 AM ET.


Should I Buy Capital One Financial Stock? COF Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Saturday, April 19, 2025. Please send any questions or comments about these Capital One Financial pros and cons to contact@marketbeat.com.

Capital One Financial
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Capital One Financial Co.:

  • The current stock price is around $162, showing a recent increase of 1.7%, which may indicate positive market sentiment.
  • Capital One Financial Co. reported a strong earnings per share (EPS) of $3.09, exceeding analysts' expectations, which reflects robust financial performance.
  • The company has a solid return on equity of 9.45%, indicating effective management and profitability relative to shareholder equity.
  • Analysts have a consensus rating of "Moderate Buy" for the stock, with multiple upgrades in price targets, suggesting confidence in future growth.
  • The recent quarterly dividend of $0.60 per share, yielding 1.47%, provides a steady income stream for investors, with a manageable payout ratio of 20.71%.

Capital One Financial
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Capital One Financial Co. for these reasons:

  • The stock has experienced volatility, with a 12-month high of $210.67 and a low of $128.23, indicating potential risks associated with price fluctuations.
  • Some analysts have set lower price targets, with JPMorgan reducing their target to $170, which may reflect concerns about future performance.
  • The company operates in a competitive financial services market, which could impact its market share and profitability.
  • Capital One Financial Co. has a debt-to-equity ratio of 0.74, which, while manageable, indicates reliance on debt financing that could pose risks in economic downturns.
  • Recent revenue figures slightly missed consensus estimates, which may raise concerns about growth sustainability in the near term.

COF Forecast - Frequently Asked Questions

According to the research reports of 18 Wall Street equities research analysts, the average twelve-month stock price forecast for Capital One Financial is $206.07, with a high forecast of $235.00 and a low forecast of $165.00.

18 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Capital One Financial in the last twelve months. There are currently 4 hold ratings, 12 buy ratings and 2 strong buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "moderate buy" COF shares.

According to analysts, Capital One Financial's stock has a predicted upside of 16.75% based on their 12-month stock forecasts.

Over the previous 90 days, Capital One Financial's stock had 5 upgrades by analysts.

Capital One Financial has been rated by research analysts at Baird R W, Bank of America, BTIG Research, Citigroup, Evercore ISI, JPMorgan Chase & Co., Robert W. Baird, Royal Bank of Canada, and Truist Financial in the past 90 days.

Capital One Financial also publishes sell-side equities research reports and recommendations about other companies, which can be viewed at its brokerage rating page.

Analysts like Capital One Financial more than other "finance" companies. The consensus rating score for Capital One Financial is 2.89 while the average consensus rating score for "finance" companies is 2.53. Learn more on how COF compares to other companies.


This page (NYSE:COF) was last updated on 4/24/2025 by MarketBeat.com Staff
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