Capital One Financial (COF) Stock Forecast & Price Target

$204.69 +0.78 (+0.38%)

Closing price 01/30/2025 03:59 PM Eastern

Extended Trading

$207.31 +2.63 (+1.28%)

As of 01/30/2025 07:36 PM Eastern

Capital One Financial - Analysts' Recommendations and Stock Price Forecast (2025)

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

Consensus Rating

Moderate Buy

Based on 19 Analyst Ratings

Sell
0

Hold
9

Buy
10

Based on 19 Wall Street analysts who have issued ratings for Capital One Financial in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 19 analysts, 9 have given a hold rating, 9 have given a buy rating, and 1 has given a strong buy rating for COF.

Consensus Price Target

$196.31
-4.09% Downside

According to the 19 analysts' twelve-month price targets for Capital One Financial, the average price target is $196.31. The highest price target for COF is $257.00, while the lowest price target for COF is $142.00. The average price target represents a forecasted downside of -4.09% from the current price of $204.69.

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COF Analyst Ratings Over Time

Type	Current Forecast 2/1/24 to 1/31/25	1 Month Ago 1/2/24 to 1/1/25	3 Months Ago 11/3/23 to 11/2/24	1 Year Ago 2/1/23 to 2/1/24
Strong Buy	1 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	9 Buy rating(s)	6 Buy rating(s)	7 Buy rating(s)	4 Buy rating(s)
Hold	9 Hold rating(s)	11 Hold rating(s)	11 Hold rating(s)	10 Hold rating(s)
Sell	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)	3 Sell rating(s)
Consensus Price Target	$196.31	$171.50	$156.35	$122.68
Forecasted Upside	-4.09% Downside	-3.82% Downside	-4.60% Downside	-8.80% Downside
Consensus Rating	Moderate Buy	Hold	Hold	Hold

COF Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

COF Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

Capital One Financial Stock vs. The Competition

Type	Capital One Financial	Finance Companies	S&P 500
Consensus Rating Score	2.58	2.51	2.53
Consensus Rating	Moderate Buy	Moderate Buy	Moderate Buy
Predicted Upside	-4.09% Downside	23.04% Upside	11.40% Upside
News Sentiment Rating	Positive News See Recent COF News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

Export to Excel

Date	Brokerage	Analyst Name	Action	Rating	Price Target	Upside/Downside on Report Date
1/27/2025	Truist Financial 2 of 5 stars	Brian Foran Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Buy ➝ Buy	$229.00 ➝ $257.00	+27.35%
1/23/2025	Argus 2 of 5 stars	S. Biggar Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Strong-Buy
1/22/2025	Royal Bank of Canada 4 of 5 stars	Karl Shepard Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Sector Perform ➝ Sector Perform	$190.00 ➝ $200.00	+0.69%
1/22/2025	Barclays Subscribe to MarketBeat All Access for the recommendation accuracy rating	J. Goldberg Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Overweight ➝ Overweight	$219.00 ➝ $220.00	+13.74%
1/14/2025	Hsbc Global Res Subscribe to MarketBeat All Access for the recommendation accuracy rating	S. Martinez Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Moderate Sell ➝ Hold
1/14/2025	HSBC Subscribe to MarketBeat All Access for the recommendation accuracy rating		Upgrade	Reduce ➝ Hold	$176.00	-2.43%
1/13/2025	UBS Group Subscribe to MarketBeat All Access for the recommendation accuracy rating	E. Najarian Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Neutral ➝ Buy	$168.00 ➝ $235.00	+34.22%
1/3/2025	Wells Fargo & Company Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Overweight ➝ Overweight	$185.00 ➝ $210.00	+17.78%
12/9/2024	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Neutral ➝ Neutral	$162.00 ➝ $186.00	-0.63%
12/9/2024	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Outperform ➝ Outperform	$185.00 ➝ $232.00	+23.80%
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12/9/2024	Bank of America Subscribe to MarketBeat All Access for the recommendation accuracy rating		Downgrade	Buy ➝ Neutral	$203.00 ➝ $200.00	+6.41%
11/19/2024	The Goldman Sachs Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Buy ➝ Buy	$182.00 ➝ $205.00	+12.80%
10/30/2024	Evercore ISI Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	In-Line ➝ In-Line	$163.00 ➝ $184.00	+10.00%
10/25/2024	Robert W. Baird Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Neutral ➝ Neutral	$145.00 ➝ $150.00	-2.08%
9/20/2024	Citigroup Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Buy	$190.00	+24.10%
6/7/2024	BTIG Research Subscribe to MarketBeat All Access for the recommendation accuracy rating	V. Caintic Subscribe to MarketBeat All Access for the recommendation accuracy rating	Initiated Coverage	Neutral
6/6/2024	Jefferies Financial Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Upgrade	Hold ➝ Buy	$145.00 ➝ $165.00	+21.79%
4/4/2024	Wolfe Research Subscribe to MarketBeat All Access for the recommendation accuracy rating		Upgrade	Peer Perform ➝ Outperform	$189.00	+31.93%
2/23/2024	Piper Sandler Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Neutral ➝ Neutral	$126.00 ➝ $142.00	+4.60%
1/29/2024	BMO Capital Markets Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Market Perform ➝ Market Perform	$124.00 ➝ $125.00	-9.99%
1/10/2024	Deutsche Bank Aktiengesellschaft Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Hold	$153.00	+15.10%
12/13/2023	Morgan Stanley Subscribe to MarketBeat All Access for the recommendation accuracy rating		Upgrade	Underweight ➝ Equal Weight	$87.00 ➝ $120.00	-0.24%
11/1/2023	TD Cowen Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Market Perform	$106.00	+6.23%
7/21/2023	Stephens Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target		$80.00 ➝ $87.00	-25.31%
4/28/2023	Credit Suisse Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Lower Target		$112.00 ➝ $108.00	+12.51%
3/2/2023	Odeon Capital Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Downgrade	Hold ➝ Sell	$94.20	-13.24%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Friday at 04:10 AM ET.

Should I Buy Capital One Financial Stock? COF Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Thursday, January 23, 2025. Please send any questions or comments about these Capital One Financial pros and cons to contact@marketbeat.com.

Capital One Financial
Bull Case

Here are some ways that investors could benefit from investing in Capital One Financial Co.:

The current stock price of Capital One Financial Co. is $201.21, reflecting a strong performance and potential for further growth.
Analysts have recently increased their price targets, with Barclays raising theirs to $220.00, indicating confidence in the company's future performance.
The company has a low dividend payout ratio of 22.66%, suggesting that it retains a significant portion of its earnings for reinvestment, which can drive future growth.
Capital One Financial Co. has received multiple "buy" ratings from analysts, with a consensus rating of "Hold," indicating a generally positive outlook among investment professionals.
The firm has a solid market capitalization of $76.71 billion, which provides stability and resources for growth initiatives and potential acquisitions.

Capital One Financial
Bear Case

Investors should be bearish about investing in Capital One Financial Co. for these reasons:

Insider selling has been observed, with significant shares sold recently, which may indicate a lack of confidence from those closest to the company.
Despite positive ratings, ten analysts have rated the stock as a "hold," suggesting that there may be concerns about its growth potential in the near term.
The stock has a relatively high PE ratio of 19.00, which could indicate that it is overvalued compared to its earnings, making it a riskier investment.
Market volatility, as indicated by a beta of 1.46, suggests that the stock may experience larger price fluctuations, which could pose risks for investors.
Recent downgrades from some analysts, such as Bank of America reducing their rating from "buy" to "neutral," may reflect underlying concerns about the company's performance.

COF Forecast - Frequently Asked Questions

: According to the research reports of 19 Wall Street equities research analysts, the average twelve-month stock price forecast for Capital One Financial is $196.31, with a high forecast of $257.00 and a low forecast of $142.00.
: 19 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Capital One Financial in the last year. There are currently 9 hold ratings, 9 buy ratings and 1 strong buy rating for the stock. The consensus among Wall Street research analysts is that investors should "moderate buy" COF shares.
: According to analysts, Capital One Financial's stock has a predicted downside of -4.09% based on their 12-month stock forecasts.
: Over the previous 90 days, Capital One Financial's stock had 5 upgrades and 1 downgrade by analysts.
: Capital One Financial has been rated by research analysts at Argus, Bank of America, Barclays, Hsbc Global Res, HSBC, JPMorgan Chase & Co., Keefe, Bruyette & Woods, Royal Bank of Canada, The Goldman Sachs Group, Truist Financial, UBS Group, and Wells Fargo & Company in the past 90 days.
: Capital One Financial also publishes sell-side equities research reports and recommendations about other companies, which can be viewed at its brokerage rating page.
: Analysts like Capital One Financial more than other "finance" companies. The consensus rating score for Capital One Financial is 2.58 while the average consensus rating score for "finance" companies is 2.51. Learn more on how COF compares to other companies.

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This page (NYSE:COF) was last updated on 1/31/2025 by MarketBeat.com Staff

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Capital One Financial (COF) Stock Forecast & Price Target