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AmeriServ Financial (ASRV) Competitors

AmeriServ Financial logo

ASRV vs. UBFO, CBNA, MRBK, ATLO, CFBK, LARK, OPOF, UBOH, OPHC, and PNBK

Should you be buying AmeriServ Financial stock or one of its competitors? The main competitors of AmeriServ Financial include United Security Bancshares (UBFO), Chain Bridge Bancorp (CBNA), Meridian (MRBK), Ames National (ATLO), CF Bankshares (CFBK), Landmark Bancorp (LARK), Old Point Financial (OPOF), United Bancshares (UBOH), OptimumBank (OPHC), and Patriot National Bancorp (PNBK). These companies are all part of the "national commercial banks" industry.

AmeriServ Financial vs.

United Security Bancshares (NASDAQ:UBFO) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, earnings, valuation, community ranking, media sentiment, risk, profitability, analyst recommendations and dividends.

United Security Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 4.7%. AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 4.4%. United Security Bancshares pays out 47.1% of its earnings in the form of a dividend. AmeriServ Financial pays out -80.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

AmeriServ Financial received 58 more outperform votes than United Security Bancshares when rated by MarketBeat users. Likewise, 61.60% of users gave AmeriServ Financial an outperform vote while only 41.51% of users gave United Security Bancshares an outperform vote.

CompanyUnderperformOutperform
United Security BancsharesOutperform Votes
88
41.51%
Underperform Votes
124
58.49%
AmeriServ FinancialOutperform Votes
146
61.60%
Underperform Votes
91
38.40%

In the previous week, United Security Bancshares had 4 more articles in the media than AmeriServ Financial. MarketBeat recorded 4 mentions for United Security Bancshares and 0 mentions for AmeriServ Financial. AmeriServ Financial's average media sentiment score of 1.00 beat United Security Bancshares' score of 0.87 indicating that AmeriServ Financial is being referred to more favorably in the news media.

Company Overall Sentiment
United Security Bancshares Positive
AmeriServ Financial Positive

United Security Bancshares has higher earnings, but lower revenue than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than United Security Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Security Bancshares$54.53M3.26$19.80M$1.0210.06
AmeriServ Financial$77.25M0.58-$3.35M-$0.15-18.20

30.9% of United Security Bancshares shares are owned by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are owned by institutional investors. 20.1% of United Security Bancshares shares are owned by insiders. Comparatively, 9.6% of AmeriServ Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

United Security Bancshares has a net margin of 25.78% compared to AmeriServ Financial's net margin of -3.19%. United Security Bancshares' return on equity of 13.96% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
United Security Bancshares25.78% 13.96% 1.45%
AmeriServ Financial -3.19%-2.50%-0.19%

United Security Bancshares has a beta of 0.61, meaning that its stock price is 39% less volatile than the S&P 500. Comparatively, AmeriServ Financial has a beta of 0.73, meaning that its stock price is 27% less volatile than the S&P 500.

Summary

United Security Bancshares beats AmeriServ Financial on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ASRV vs. The Competition

MetricAmeriServ FinancialNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$45.10M$21.43B$11.28B$9.08B
Dividend Yield4.17%3.23%5.64%4.23%
P/E Ratio-18.2026.4926.6917.18
Price / Sales0.582.9436.16116.99
Price / CashN/A11.0118.7137.86
Price / Book0.461.262.774.78
Net Income-$3.35M$2.24B$1.04B$225.60M

AmeriServ Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ASRV
AmeriServ Financial
N/A$2.73
+1.1%
N/A-11.2%$45.10M$77.25M-18.201,224Positive News
UBFO
United Security Bancshares
3.8379 of 5 stars
$10.25
-0.6%
N/A+20.0%$177.56M$54.53M10.10120Dividend Announcement
CBNA
Chain Bridge Bancorp
N/A$26.50
-1.7%
$27.33
+3.1%
N/A$173.89M$49.48M0.0084
MRBK
Meridian
3.2757 of 5 stars
$15.47
-0.2%
$16.00
+3.4%
+6.0%$173.88M$168.55M15.35410Analyst Revision
News Coverage
ATLO
Ames National
1.6598 of 5 stars
$16.72
+0.2%
N/A-23.9%$150.31M$53.32M16.86280News Coverage
CFBK
CF Bankshares
3.2937 of 5 stars
$27.02
-0.6%
N/A+38.7%$138.61M$112.31M13.38130Insider Trade
News Coverage
LARK
Landmark Bancorp
0.7707 of 5 stars
$23.51
flat
N/A+23.9%$135.79M$57.84M10.93270Gap Down
OPOF
Old Point Financial
2.2139 of 5 stars
$24.30
-1.4%
N/A+45.5%$123.40M$61.47M15.40280Analyst Forecast
News Coverage
Gap Down
UBOH
United Bancshares
N/A$25.50
+2.0%
N/A+40.5%$75.99M$54.58M9.08210
OPHC
OptimumBank
2.1932 of 5 stars
$4.87
-0.6%
$5.25
+7.8%
+18.0%$49.14M$39.23M3.7140Analyst Forecast
News Coverage
PNBK
Patriot National Bancorp
0.0865 of 5 stars
$2.31
+2.2%
N/A-46.7%$9.19M$64.96M-0.31130Gap Down

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This page (NASDAQ:ASRV) was last updated on 12/21/2024 by MarketBeat.com Staff
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