Notice: This company has been marked as potentially delisted and may not be actively trading. AmeriServ Financial (ASRV) Competitors Add Compare Share Share Competitors Stock AnalysisCompetitorsDividendEarningsHeadlinesInsider TradesOptions ChainOwnershipShort InterestTrends ASRV vs. UBFO, CBNA, MRBK, ATLO, CFBK, LARK, OPOF, UBOH, OPHC, and PNBKShould you be buying AmeriServ Financial stock or one of its competitors? The main competitors of AmeriServ Financial include United Security Bancshares (UBFO), Chain Bridge Bancorp (CBNA), Meridian (MRBK), Ames National (ATLO), CF Bankshares (CFBK), Landmark Bancorp (LARK), Old Point Financial (OPOF), United Bancshares (UBOH), OptimumBank (OPHC), and Patriot National Bancorp (PNBK). These companies are all part of the "national commercial banks" industry. AmeriServ Financial vs. United Security Bancshares Chain Bridge Bancorp Meridian Ames National CF Bankshares Landmark Bancorp Old Point Financial United Bancshares OptimumBank Patriot National Bancorp United Security Bancshares (NASDAQ:UBFO) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, earnings, valuation, community ranking, media sentiment, risk, profitability, analyst recommendations and dividends. Is UBFO or ASRV a better dividend stock? United Security Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 4.7%. AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 4.4%. United Security Bancshares pays out 47.1% of its earnings in the form of a dividend. AmeriServ Financial pays out -80.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Does the MarketBeat Community favor UBFO or ASRV? AmeriServ Financial received 58 more outperform votes than United Security Bancshares when rated by MarketBeat users. Likewise, 61.60% of users gave AmeriServ Financial an outperform vote while only 41.51% of users gave United Security Bancshares an outperform vote. CompanyUnderperformOutperformUnited Security BancsharesOutperform Votes8841.51% Underperform Votes12458.49% AmeriServ FinancialOutperform Votes14661.60% Underperform Votes9138.40% Does the media favor UBFO or ASRV? In the previous week, United Security Bancshares had 4 more articles in the media than AmeriServ Financial. MarketBeat recorded 4 mentions for United Security Bancshares and 0 mentions for AmeriServ Financial. AmeriServ Financial's average media sentiment score of 1.00 beat United Security Bancshares' score of 0.87 indicating that AmeriServ Financial is being referred to more favorably in the news media. Company Overall Sentiment United Security Bancshares Positive AmeriServ Financial Positive Which has better earnings & valuation, UBFO or ASRV? United Security Bancshares has higher earnings, but lower revenue than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than United Security Bancshares, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioUnited Security Bancshares$54.53M3.26$19.80M$1.0210.06AmeriServ Financial$77.25M0.58-$3.35M-$0.15-18.20 Do institutionals & insiders have more ownership in UBFO or ASRV? 30.9% of United Security Bancshares shares are owned by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are owned by institutional investors. 20.1% of United Security Bancshares shares are owned by insiders. Comparatively, 9.6% of AmeriServ Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth. Is UBFO or ASRV more profitable? United Security Bancshares has a net margin of 25.78% compared to AmeriServ Financial's net margin of -3.19%. United Security Bancshares' return on equity of 13.96% beat AmeriServ Financial's return on equity.Company Net Margins Return on Equity Return on Assets United Security Bancshares25.78% 13.96% 1.45% AmeriServ Financial -3.19%-2.50%-0.19% Which has more risk & volatility, UBFO or ASRV? United Security Bancshares has a beta of 0.61, meaning that its stock price is 39% less volatile than the S&P 500. Comparatively, AmeriServ Financial has a beta of 0.73, meaning that its stock price is 27% less volatile than the S&P 500. SummaryUnited Security Bancshares beats AmeriServ Financial on 10 of the 17 factors compared between the two stocks. Ad Brownstone ResearchMedia Humiliated: Demo of Elon’s Tech Proves They’re WrongElon Musk believes his new AI product will be worth an incredible $9 trillion. But the mainstream media is not buying it.Click here to watch this demo and decide for yourself. Get AmeriServ Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for ASRV and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart ASRV vs. The Competition Export to ExcelMetricAmeriServ FinancialNational commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$45.10M$21.43B$11.28B$9.08BDividend Yield4.17%3.23%5.64%4.23%P/E Ratio-18.2026.4926.6917.18Price / Sales0.582.9436.16116.99Price / CashN/A11.0118.7137.86Price / Book0.461.262.774.78Net Income-$3.35M$2.24B$1.04B$225.60M AmeriServ Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)ASRVAmeriServ FinancialN/A$2.73+1.1%N/A-11.2%$45.10M$77.25M-18.201,224Positive NewsUBFOUnited Security Bancshares3.8379 of 5 stars$10.25-0.6%N/A+20.0%$177.56M$54.53M10.10120Dividend AnnouncementCBNAChain Bridge BancorpN/A$26.50-1.7%$27.33+3.1%N/A$173.89M$49.48M0.0084MRBKMeridian3.2757 of 5 stars$15.47-0.2%$16.00+3.4%+6.0%$173.88M$168.55M15.35410Analyst RevisionNews CoverageATLOAmes National1.6598 of 5 stars$16.72+0.2%N/A-23.9%$150.31M$53.32M16.86280News CoverageCFBKCF Bankshares3.2937 of 5 stars$27.02-0.6%N/A+38.7%$138.61M$112.31M13.38130Insider TradeNews CoverageLARKLandmark Bancorp0.7707 of 5 stars$23.51flatN/A+23.9%$135.79M$57.84M10.93270Gap DownOPOFOld Point Financial2.2139 of 5 stars$24.30-1.4%N/A+45.5%$123.40M$61.47M15.40280Analyst ForecastNews CoverageGap DownUBOHUnited BancsharesN/A$25.50+2.0%N/A+40.5%$75.99M$54.58M9.08210OPHCOptimumBank2.1932 of 5 stars$4.87-0.6%$5.25+7.8%+18.0%$49.14M$39.23M3.7140Analyst ForecastNews CoveragePNBKPatriot National Bancorp0.0865 of 5 stars$2.31+2.2%N/A-46.7%$9.19M$64.96M-0.31130Gap Down Related Companies and Tools Related Companies UBFO Competitors CBNA Competitors MRBK Competitors ATLO Competitors CFBK Competitors LARK Competitors OPOF Competitors UBOH Competitors OPHC Competitors PNBK Competitors Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:ASRV) was last updated on 12/21/2024 by MarketBeat.com Staff From Our PartnersAmazon coin set to soar 25X – starting December 16th?This tiny 3-cent crypto just partnered with one of the biggest companies in the world… Amazon. 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