Free Trial
Notice: This company has been marked as potentially delisted and may not be actively trading.

AmeriServ Financial (ASRV) Competitors

AmeriServ Financial logo

ASRV vs. EMCF, RIVE, UBFO, MRBK, CBNA, CFBK, LARK, OPOF, UBOH, and OPHC

Should you be buying AmeriServ Financial stock or one of its competitors? The main competitors of AmeriServ Financial include Emclaire Financial (EMCF), Riverview Financial (RIVE), United Security Bancshares (UBFO), Meridian (MRBK), Chain Bridge Bancorp (CBNA), CF Bankshares (CFBK), Landmark Bancorp (LARK), Old Point Financial (OPOF), United Bancshares (UBOH), and OptimumBank (OPHC). These companies are all part of the "finance" sector.

AmeriServ Financial vs.

AmeriServ Financial (NASDAQ:ASRV) and Emclaire Financial (NASDAQ:EMCF) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, community ranking, earnings, profitability, institutional ownership, media sentiment, valuation and risk.

AmeriServ Financial received 16 more outperform votes than Emclaire Financial when rated by MarketBeat users. However, 70.65% of users gave Emclaire Financial an outperform vote while only 61.60% of users gave AmeriServ Financial an outperform vote.

CompanyUnderperformOutperform
AmeriServ FinancialOutperform Votes
146
61.60%
Underperform Votes
91
38.40%
Emclaire FinancialOutperform Votes
130
70.65%
Underperform Votes
54
29.35%

AmeriServ Financial has a beta of 0.73, meaning that its stock price is 27% less volatile than the S&P 500. Comparatively, Emclaire Financial has a beta of 0.28, meaning that its stock price is 72% less volatile than the S&P 500.

Emclaire Financial has a net margin of 25.57% compared to AmeriServ Financial's net margin of -3.19%. Emclaire Financial's return on equity of 12.79% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial-3.19% -2.50% -0.19%
Emclaire Financial 25.57%12.79%0.98%

31.5% of AmeriServ Financial shares are owned by institutional investors. Comparatively, 8.6% of Emclaire Financial shares are owned by institutional investors. 9.6% of AmeriServ Financial shares are owned by insiders. Comparatively, 15.5% of Emclaire Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

In the previous week, AmeriServ Financial's average media sentiment score of 1.00 beat Emclaire Financial's score of 0.00 indicating that AmeriServ Financial is being referred to more favorably in the media.

Company Overall Sentiment
AmeriServ Financial Positive
Emclaire Financial Neutral

Emclaire Financial has lower revenue, but higher earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than Emclaire Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$77.25M0.64-$3.35M-$0.15-19.80
Emclaire Financial$41.17M2.10$10.17M$3.688.59

AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 4.0%. Emclaire Financial pays an annual dividend of $1.24 per share and has a dividend yield of 3.9%. AmeriServ Financial pays out -80.0% of its earnings in the form of a dividend. Emclaire Financial pays out 33.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. AmeriServ Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Emclaire Financial beats AmeriServ Financial on 9 of the 16 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

ASRV vs. The Competition

MetricAmeriServ FinancialNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$49.06M$22.69B$10.51B$8.80B
Dividend Yield4.18%3.15%10.13%4.07%
P/E Ratio-19.8028.1846.2813.60
Price / Sales0.642.353,473.7987.40
Price / CashN/A10.8630.6036.27
Price / Book0.451.244.086.33
Net Income-$3.35M$2.24B$1.02B$225.93M

AmeriServ Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ASRV
AmeriServ Financial
N/A$2.97
+3.5%
N/A+6.8%$49.06M$77.25M-19.801,224Positive News
Gap Down
EMCF
Emclaire Financial
N/A$31.60
flat
N/A+0.0%$86.43M$41.17M8.59148Gap Up
High Trading Volume
RIVE
Riverview Financial
N/A$15.47
flat
N/A+0.0%$144.83M$54.82M11.54221Gap Down
High Trading Volume
UBFO
United Security Bancshares
2.686 of 5 stars
$9.48
+0.3%
N/A+21.4%$164.19M$65.95M9.29120Positive News
MRBK
Meridian
4.4844 of 5 stars
$14.35
+0.3%
$16.00
+11.5%
+10.9%$161.29M$168.55M14.16410Positive News
CBNA
Chain Bridge Bancorp
1.3136 of 5 stars
$23.90
-1.2%
$27.33
+14.4%
N/A$153.41M$49.48M0.0084Analyst Forecast
Positive News
CFBK
CF Bankshares
3.6662 of 5 stars
$27.12
+0.1%
N/A+66.0%$139.13M$112.31M13.34130
LARK
Landmark Bancorp
1.4952 of 5 stars
$23.00
-0.9%
N/A+19.5%$126.50M$77.91M10.18270Gap Down
OPOF
Old Point Financial
2.2469 of 5 stars
$20.52
+0.5%
N/A+23.6%$104.24M$80.50M12.76280Analyst Forecast
UBOH
United Bancshares
N/A$21.74
+0.5%
N/A+26.0%$64.79M$54.58M7.71210Positive News
OPHC
OptimumBank
0.958 of 5 stars
$4.81
-3.0%
$5.25
+9.1%
+50.8%$48.53M$39.23M3.7640Analyst Forecast

Related Companies and Tools


This page (NASDAQ:ASRV) was last updated on 11/21/2024 by MarketBeat.com Staff
From Our Partners