Bank of South Carolina (BKSC) Competitors

Bank of South Carolina (NASDAQ:BKSC) and Plumas Bancorp (NASDAQ:PLBC) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, valuation, earnings, profitability, community ranking, dividends, risk, analyst recommendations and institutional ownership.

Does the media favor BKSC or PLBC?

In the previous week, Bank of South Carolina had 2 more articles in the media than Plumas Bancorp. MarketBeat recorded 5 mentions for Bank of South Carolina and 3 mentions for Plumas Bancorp. Plumas Bancorp's average media sentiment score of 1.13 beat Bank of South Carolina's score of 0.59 indicating that Plumas Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Bank of South Carolina	0 Very Positive mention(s)	3 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Plumas Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is BKSC or PLBC a better dividend stock?

Bank of South Carolina pays an annual dividend of $0.76 per share and has a dividend yield of 5.8%. Plumas Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 2.2%. Bank of South Carolina pays out 66.7% of its earnings in the form of a dividend. Plumas Bancorp pays out 22.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do analysts rate BKSC or PLBC?

Plumas Bancorp has a consensus price target of $52.50, suggesting a potential upside of 7.91%. Given Plumas Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Plumas Bancorp is more favorable than Bank of South Carolina.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank of South Carolina	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Plumas Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is BKSC or PLBC more profitable?

Plumas Bancorp has a net margin of 31.02% compared to Bank of South Carolina's net margin of 22.15%. Plumas Bancorp's return on equity of 17.31% beat Bank of South Carolina's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank of South Carolina	22.15%	12.84%	1.05%
Plumas Bancorp	31.02%	17.31%	1.73%

Does the MarketBeat Community believe in BKSC or PLBC?

Bank of South Carolina received 74 more outperform votes than Plumas Bancorp when rated by MarketBeat users. However, 63.19% of users gave Plumas Bancorp an outperform vote while only 56.93% of users gave Bank of South Carolina an outperform vote.

Company	Underperform	Outperform
Bank of South Carolina	Outperform Votes 189 56.93%	Underperform Votes 143 43.07%
Plumas Bancorp	Outperform Votes 115 63.19%	Underperform Votes 67 36.81%

Do insiders and institutionals believe in BKSC or PLBC?

0.2% of Bank of South Carolina shares are held by institutional investors. Comparatively, 41.7% of Plumas Bancorp shares are held by institutional investors. 29.8% of Bank of South Carolina shares are held by insiders. Comparatively, 9.0% of Plumas Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Which has more risk and volatility, BKSC or PLBC?

Bank of South Carolina has a beta of 0.47, indicating that its share price is 53% less volatile than the S&P 500. Comparatively, Plumas Bancorp has a beta of 0.7, indicating that its share price is 30% less volatile than the S&P 500.

Which has better valuation & earnings, BKSC or PLBC?

Plumas Bancorp has higher revenue and earnings than Bank of South Carolina. Plumas Bancorp is trading at a lower price-to-earnings ratio than Bank of South Carolina, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of South Carolina	$21.16M	3.38	$5.49M	$1.14	11.56
Plumas Bancorp	$61.03M	4.70	$29.78M	$4.77	10.20

Summary

Plumas Bancorp beats Bank of South Carolina on 15 of the 20 factors compared between the two stocks.