Bank of South Carolina (BKSC) Competitors

Bank of South Carolina (NASDAQ:BKSC) and First Internet Bancorp (NASDAQ:INBK) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their profitability, risk, dividends, valuation, media sentiment, analyst recommendations, earnings, institutional ownership and community ranking.

Is BKSC or INBK a better dividend stock?

Bank of South Carolina pays an annual dividend of $0.76 per share and has a dividend yield of 5.8%. First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 0.7%. Bank of South Carolina pays out 61.8% of its earnings in the form of a dividend. First Internet Bancorp pays out 9.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Is BKSC or INBK more profitable?

Bank of South Carolina has a net margin of 23.42% compared to First Internet Bancorp's net margin of 6.92%. Bank of South Carolina's return on equity of 13.59% beat First Internet Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank of South Carolina	23.42%	13.59%	1.14%
First Internet Bancorp	6.92%	6.06%	0.42%

Do insiders and institutionals have more ownership in BKSC or INBK?

0.2% of Bank of South Carolina shares are owned by institutional investors. Comparatively, 65.5% of First Internet Bancorp shares are owned by institutional investors. 29.8% of Bank of South Carolina shares are owned by insiders. Comparatively, 7.8% of First Internet Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Does the media favor BKSC or INBK?

In the previous week, Bank of South Carolina and Bank of South Carolina both had 3 articles in the media. Bank of South Carolina's average media sentiment score of 0.57 beat First Internet Bancorp's score of 0.32 indicating that Bank of South Carolina is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Bank of South Carolina	1 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Internet Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more risk & volatility, BKSC or INBK?

Bank of South Carolina has a beta of 0.47, indicating that its share price is 53% less volatile than the S&P 500. Comparatively, First Internet Bancorp has a beta of 0.73, indicating that its share price is 27% less volatile than the S&P 500.

Does the MarketBeat Community believe in BKSC or INBK?

First Internet Bancorp received 73 more outperform votes than Bank of South Carolina when rated by MarketBeat users. Likewise, 61.94% of users gave First Internet Bancorp an outperform vote while only 56.25% of users gave Bank of South Carolina an outperform vote.

Company	Underperform	Outperform
Bank of South Carolina	Outperform Votes 189 56.25%	Underperform Votes 147 43.75%
First Internet Bancorp	Outperform Votes 262 61.94%	Underperform Votes 161 38.06%

Do analysts prefer BKSC or INBK?

First Internet Bancorp has a consensus target price of $43.63, suggesting a potential upside of 22.96%. Given First Internet Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe First Internet Bancorp is more favorable than Bank of South Carolina.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank of South Carolina	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
First Internet Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has higher earnings & valuation, BKSC or INBK?

First Internet Bancorp has higher revenue and earnings than Bank of South Carolina. Bank of South Carolina is trading at a lower price-to-earnings ratio than First Internet Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of South Carolina	$28.83M	2.47	$5.49M	$1.23	10.65
First Internet Bancorp	$265.57M	1.16	$8.42M	$2.54	13.97

Summary

First Internet Bancorp beats Bank of South Carolina on 12 of the 19 factors compared between the two stocks.