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Pathward Financial (CASH) Competitors

Pathward Financial logo
$73.62 -0.46 (-0.62%)
(As of 12/20/2024 05:45 PM ET)

CASH vs. UPST, BMA, CADE, OMF, COOP, QFIN, PFSI, VLY, SFBS, and HWC

Should you be buying Pathward Financial stock or one of its competitors? The main competitors of Pathward Financial include Upstart (UPST), Banco Macro (BMA), Cadence Bank (CADE), OneMain (OMF), Mr. Cooper Group (COOP), Qifu Technology (QFIN), PennyMac Financial Services (PFSI), Valley National Bancorp (VLY), ServisFirst Bancshares (SFBS), and Hancock Whitney (HWC). These companies are all part of the "banking" industry.

Pathward Financial vs.

Upstart (NASDAQ:UPST) and Pathward Financial (NASDAQ:CASH) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, media sentiment, valuation, community ranking, earnings, institutional ownership, analyst recommendations, risk and profitability.

In the previous week, Upstart had 2 more articles in the media than Pathward Financial. MarketBeat recorded 4 mentions for Upstart and 2 mentions for Pathward Financial. Pathward Financial's average media sentiment score of 1.26 beat Upstart's score of 0.97 indicating that Pathward Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Upstart
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Pathward Financial
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Pathward Financial received 278 more outperform votes than Upstart when rated by MarketBeat users. Likewise, 63.85% of users gave Pathward Financial an outperform vote while only 32.14% of users gave Upstart an outperform vote.

CompanyUnderperformOutperform
UpstartOutperform Votes
54
32.14%
Underperform Votes
114
67.86%
Pathward FinancialOutperform Votes
332
63.85%
Underperform Votes
188
36.15%

Upstart has a beta of 2.19, indicating that its share price is 119% more volatile than the S&P 500. Comparatively, Pathward Financial has a beta of 0.69, indicating that its share price is 31% less volatile than the S&P 500.

Pathward Financial has higher revenue and earnings than Upstart. Upstart is trading at a lower price-to-earnings ratio than Pathward Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Upstart$552.43M11.30-$240.13M-$1.93-35.44
Pathward Financial$604.96M2.94$168.36M$6.6311.10

Pathward Financial has a net margin of 21.65% compared to Upstart's net margin of -30.15%. Pathward Financial's return on equity of 21.86% beat Upstart's return on equity.

Company Net Margins Return on Equity Return on Assets
Upstart-30.15% -32.57% -10.49%
Pathward Financial 21.65%21.86%2.21%

Upstart currently has a consensus price target of $61.80, suggesting a potential downside of 9.65%. Pathward Financial has a consensus price target of $86.00, suggesting a potential upside of 16.82%. Given Pathward Financial's stronger consensus rating and higher possible upside, analysts clearly believe Pathward Financial is more favorable than Upstart.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Upstart
2 Sell rating(s)
4 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.27
Pathward Financial
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

63.0% of Upstart shares are owned by institutional investors. Comparatively, 92.7% of Pathward Financial shares are owned by institutional investors. 18.1% of Upstart shares are owned by company insiders. Comparatively, 0.7% of Pathward Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Pathward Financial beats Upstart on 13 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CASH vs. The Competition

MetricPathward FinancialNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$1.78B$21.60B$10.97B$9.07B
Dividend Yield0.25%3.19%9.85%4.22%
P/E Ratio11.1026.4928.4917.19
Price / Sales2.942.9548.61116.80
Price / Cash9.1611.0130.3137.86
Price / Book2.191.262.734.78
Net Income$168.36M$2.24B$1.03B$225.60M
7 Day Performance-9.65%-4.24%-2.88%-1.24%
1 Month Performance-9.05%-3.70%-2.86%3.06%
1 Year Performance38.64%15.55%11.27%16.50%

Pathward Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CASH
Pathward Financial
2.9186 of 5 stars
$73.62
-0.6%
$86.00
+16.8%
+40.2%$1.78B$604.96M11.101,244Positive News
High Trading Volume
UPST
Upstart
3.5333 of 5 stars
$85.06
+0.7%
$61.80
-27.3%
+56.8%$7.76B$513.56M-43.761,388
BMA
Banco Macro
3.4696 of 5 stars
$105.52
+13.5%
$50.83
-51.8%
+230.6%$6.75B$3.42T9.138,005Gap Up
CADE
Cadence Bank
3.8853 of 5 stars
$36.56
+0.4%
$36.63
+0.2%
+15.7%$6.66B$2.19B10.465,333Analyst Upgrade
Analyst Revision
OMF
OneMain
4.9172 of 5 stars
$55.75
+0.1%
$56.08
+0.6%
+6.8%$6.65B$4.56B12.189,100Positive News
COOP
Mr. Cooper Group
3.979 of 5 stars
$98.14
+1.3%
$100.57
+2.5%
+46.4%$6.28B$1.79B12.516,800
QFIN
Qifu Technology
3.8832 of 5 stars
$38.54
-0.8%
$37.50
-2.7%
+173.2%$6.22B$2.29B7.863,121Positive News
PFSI
PennyMac Financial Services
4.9586 of 5 stars
$105.67
+1.2%
$122.50
+15.9%
+17.2%$5.42B$2.25B33.163,900Positive News
VLY
Valley National Bancorp
3.9885 of 5 stars
$10.22
+0.9%
$10.00
-2.2%
-15.2%$5.21B$3.36B16.343,749Dividend Announcement
SFBS
ServisFirst Bancshares
2.2798 of 5 stars
$93.71
+0.8%
$85.00
-9.3%
+29.6%$5.11B$843.66M24.87570Dividend Increase
Positive News
HWC
Hancock Whitney
4.1089 of 5 stars
$58.21
+0.7%
$58.00
-0.4%
+14.3%$5.01B$1.37B12.963,591Analyst Upgrade
Analyst Revision
Positive News

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This page (NASDAQ:CASH) was last updated on 12/21/2024 by MarketBeat.com Staff
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