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Pathward Financial (CASH) Competitors

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$77.49 -2.36 (-2.96%)
Closing price 02/21/2025 04:00 PM Eastern
Extended Trading
$77.50 +0.01 (+0.01%)
As of 02/21/2025 04:37 PM Eastern
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CASH vs. UPST, QFIN, COOP, OMF, CADE, OZK, BMA, FLG, PFSI, and HWC

Should you be buying Pathward Financial stock or one of its competitors? The main competitors of Pathward Financial include Upstart (UPST), Qifu Technology (QFIN), Mr. Cooper Group (COOP), OneMain (OMF), Cadence Bank (CADE), Bank OZK (OZK), Banco Macro (BMA), Flagstar Financial (FLG), PennyMac Financial Services (PFSI), and Hancock Whitney (HWC). These companies are all part of the "banking" industry.

Pathward Financial vs.

Upstart (NASDAQ:UPST) and Pathward Financial (NASDAQ:CASH) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, media sentiment, institutional ownership, community ranking, profitability, earnings, analyst recommendations, valuation and risk.

In the previous week, Upstart had 18 more articles in the media than Pathward Financial. MarketBeat recorded 19 mentions for Upstart and 1 mentions for Pathward Financial. Upstart's average media sentiment score of 0.88 beat Pathward Financial's score of 0.00 indicating that Upstart is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Upstart
11 Very Positive mention(s)
5 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Pathward Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

63.0% of Upstart shares are held by institutional investors. Comparatively, 92.7% of Pathward Financial shares are held by institutional investors. 18.1% of Upstart shares are held by company insiders. Comparatively, 1.2% of Pathward Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Pathward Financial received 277 more outperform votes than Upstart when rated by MarketBeat users. Likewise, 63.98% of users gave Pathward Financial an outperform vote while only 32.20% of users gave Upstart an outperform vote.

CompanyUnderperformOutperform
UpstartOutperform Votes
57
32.20%
Underperform Votes
120
67.80%
Pathward FinancialOutperform Votes
334
63.98%
Underperform Votes
188
36.02%

Pathward Financial has higher revenue and earnings than Upstart. Upstart is trading at a lower price-to-earnings ratio than Pathward Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Upstart$628.83M10.70-$128.58M-$1.46-49.16
Pathward Financial$775.94M2.38$168.36M$6.8611.30

Pathward Financial has a net margin of 21.91% compared to Upstart's net margin of -20.20%. Pathward Financial's return on equity of 22.02% beat Upstart's return on equity.

Company Net Margins Return on Equity Return on Assets
Upstart-20.20% -25.87% -7.95%
Pathward Financial 21.91%22.02%2.28%

Upstart has a beta of 2.25, meaning that its share price is 125% more volatile than the S&P 500. Comparatively, Pathward Financial has a beta of 0.73, meaning that its share price is 27% less volatile than the S&P 500.

Upstart presently has a consensus target price of $73.38, indicating a potential upside of 2.25%. Pathward Financial has a consensus target price of $90.50, indicating a potential upside of 16.79%. Given Pathward Financial's stronger consensus rating and higher possible upside, analysts clearly believe Pathward Financial is more favorable than Upstart.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Upstart
2 Sell rating(s)
7 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.21
Pathward Financial
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

Pathward Financial beats Upstart on 12 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CASH vs. The Competition

MetricPathward FinancialNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$1.85B$23.59B$11.61B$8.98B
Dividend Yield0.25%3.18%5.38%3.85%
P/E Ratio11.3013.1524.1318.82
Price / Sales2.382.3526.1680.40
Price / Cash9.0211.3318.1537.47
Price / Book2.381.232.594.64
Net Income$168.36M$2.17B$1.03B$245.69M
7 Day Performance-3.44%-2.38%-1.40%-2.66%
1 Month Performance0.23%0.48%0.68%-2.15%
1 Year Performance51.38%23.57%14.94%12.90%

Pathward Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CASH
Pathward Financial
2.5816 of 5 stars
$77.49
-3.0%
$90.50
+16.8%
+51.6%$1.85B$775.94M11.301,244
UPST
Upstart
3.8681 of 5 stars
$82.42
-2.1%
$68.92
-16.4%
+192.8%$7.52B$513.56M-42.701,388Analyst Forecast
High Trading Volume
QFIN
Qifu Technology
3.8514 of 5 stars
$44.26
+0.6%
$37.50
-15.3%
+172.3%$6.98B$2.29B8.963,121Positive News
COOP
Mr. Cooper Group
4.6902 of 5 stars
$107.86
-0.7%
$109.38
+1.4%
+52.6%$6.90B$1.79B13.946,800Analyst Forecast
Options Volume
OMF
OneMain
4.8374 of 5 stars
$56.97
+3.2%
$58.36
+2.5%
+17.0%$6.80B$4.99B13.449,100
CADE
Cadence Bank
4.6175 of 5 stars
$34.50
-1.5%
$38.50
+11.6%
+20.7%$6.29B$2.90B12.455,333
OZK
Bank OZK
3.8157 of 5 stars
$51.86
-1.4%
$50.00
-3.6%
+13.0%$5.88B$2.77B8.452,744News Coverage
Positive News
BMA
Banco Macro
3.3128 of 5 stars
$92.05
-0.1%
$50.83
-44.8%
+166.7%$5.88B$14.17B8.078,005Upcoming Earnings
FLG
Flagstar Financial
1.8029 of 5 stars
$13.23
+5.8%
$12.90
-2.5%
N/A$5.49B$6.35B-3.598,766
PFSI
PennyMac Financial Services
4.6959 of 5 stars
$101.79
+0.8%
$122.17
+20.0%
+16.3%$5.22B$1.59B17.433,900Insider Trade
HWC
Hancock Whitney
4.2674 of 5 stars
$59.93
-0.3%
$62.56
+4.4%
+29.5%$5.16B$2.06B11.353,591Dividend Increase

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This page (NASDAQ:CASH) was last updated on 2/22/2025 by MarketBeat.com Staff
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