Cass Information Systems (CASS) Competitors

International Money Express (NASDAQ:IMXI) and Cass Information Systems (NASDAQ:CASS) are both small-cap business services companies, but which is the superior investment? We will contrast the two businesses based on the strength of their profitability, media sentiment, risk, institutional ownership, valuation, dividends, earnings, community ranking and analyst recommendations.

Is IMXI or CASS more profitable?

Cass Information Systems has a net margin of 11.52% compared to International Money Express' net margin of 8.78%. International Money Express' return on equity of 43.97% beat Cass Information Systems' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
International Money Express	8.78%	43.97%	10.95%
Cass Information Systems	11.52%	10.00%	0.98%

Do analysts rate IMXI or CASS?

International Money Express currently has a consensus target price of $25.60, suggesting a potential upside of 39.21%. Cass Information Systems has a consensus target price of $45.00, suggesting a potential downside of 2.53%. Given International Money Express' higher probable upside, research analysts plainly believe International Money Express is more favorable than Cass Information Systems.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
International Money Express	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67
Cass Information Systems	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the media refer more to IMXI or CASS?

In the previous week, International Money Express had 8 more articles in the media than Cass Information Systems. MarketBeat recorded 9 mentions for International Money Express and 1 mentions for Cass Information Systems. International Money Express' average media sentiment score of 0.02 beat Cass Information Systems' score of -0.51 indicating that International Money Express is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
International Money Express	1 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral
Cass Information Systems	0 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Negative

Which has better earnings and valuation, IMXI or CASS?

International Money Express has higher revenue and earnings than Cass Information Systems. International Money Express is trading at a lower price-to-earnings ratio than Cass Information Systems, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
International Money Express	$666.16M	0.90	$59.51M	$1.67	11.01
Cass Information Systems	$190.07M	3.31	$30.06M	$1.66	27.81

Does the MarketBeat Community prefer IMXI or CASS?

Cass Information Systems received 45 more outperform votes than International Money Express when rated by MarketBeat users. However, 63.76% of users gave International Money Express an outperform vote while only 62.01% of users gave Cass Information Systems an outperform vote.

Company	Underperform	Outperform
International Money Express	Outperform Votes 146 63.76%	Underperform Votes 83 36.24%
Cass Information Systems	Outperform Votes 191 62.01%	Underperform Votes 117 37.99%

Which has more risk & volatility, IMXI or CASS?

International Money Express has a beta of 0.82, meaning that its stock price is 18% less volatile than the S&P 500. Comparatively, Cass Information Systems has a beta of 0.7, meaning that its stock price is 30% less volatile than the S&P 500.

Do insiders and institutionals have more ownership in IMXI or CASS?

86.7% of International Money Express shares are held by institutional investors. Comparatively, 59.1% of Cass Information Systems shares are held by institutional investors. 4.1% of International Money Express shares are held by insiders. Comparatively, 2.4% of Cass Information Systems shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

International Money Express beats Cass Information Systems on 13 of the 18 factors compared between the two stocks.