Cass Information Systems (CASS) Competitors

Cass Information Systems (NASDAQ:CASS) and CSG Systems International (NASDAQ:CSGS) are both small-cap computer and technology companies, but which is the better business? We will compare the two companies based on the strength of their media sentiment, profitability, valuation, dividends, earnings, analyst recommendations, institutional ownership, risk and community ranking.

Does the MarketBeat Community prefer CASS or CSGS?

CSG Systems International received 91 more outperform votes than Cass Information Systems when rated by MarketBeat users. However, 62.01% of users gave Cass Information Systems an outperform vote while only 60.52% of users gave CSG Systems International an outperform vote.

Company	Underperform	Outperform
Cass Information Systems	Outperform Votes 191 62.01%	Underperform Votes 117 37.99%
CSG Systems International	Outperform Votes 282 60.52%	Underperform Votes 184 39.48%

Which has preferable earnings & valuation, CASS or CSGS?

CSG Systems International has higher revenue and earnings than Cass Information Systems. CSG Systems International is trading at a lower price-to-earnings ratio than Cass Information Systems, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cass Information Systems	$190.07M	3.00	$30.06M	$1.66	25.30
CSG Systems International	$1.18B	1.27	$66.25M	$2.27	22.56

Do institutionals and insiders believe in CASS or CSGS?

59.1% of Cass Information Systems shares are owned by institutional investors. Comparatively, 91.1% of CSG Systems International shares are owned by institutional investors. 2.4% of Cass Information Systems shares are owned by company insiders. Comparatively, 3.1% of CSG Systems International shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Is CASS or CSGS more profitable?

Cass Information Systems has a net margin of 11.52% compared to CSG Systems International's net margin of 5.52%. CSG Systems International's return on equity of 32.77% beat Cass Information Systems' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Cass Information Systems	11.52%	9.92%	0.99%
CSG Systems International	5.52%	32.77%	6.61%

Is CASS or CSGS a better dividend stock?

Cass Information Systems pays an annual dividend of $1.24 per share and has a dividend yield of 3.0%. CSG Systems International pays an annual dividend of $1.20 per share and has a dividend yield of 2.3%. Cass Information Systems pays out 74.7% of its earnings in the form of a dividend. CSG Systems International pays out 52.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Cass Information Systems has increased its dividend for 23 consecutive years and CSG Systems International has increased its dividend for 11 consecutive years. Cass Information Systems is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more volatility and risk, CASS or CSGS?

Cass Information Systems has a beta of 0.72, suggesting that its share price is 28% less volatile than the S&P 500. Comparatively, CSG Systems International has a beta of 0.86, suggesting that its share price is 14% less volatile than the S&P 500.

Do analysts recommend CASS or CSGS?

Cass Information Systems presently has a consensus target price of $45.00, indicating a potential upside of 7.17%. CSG Systems International has a consensus target price of $62.00, indicating a potential upside of 21.05%. Given CSG Systems International's higher possible upside, analysts plainly believe CSG Systems International is more favorable than Cass Information Systems.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cass Information Systems	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
CSG Systems International	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75

Does the media refer more to CASS or CSGS?

In the previous week, CSG Systems International had 1 more articles in the media than Cass Information Systems. MarketBeat recorded 4 mentions for CSG Systems International and 3 mentions for Cass Information Systems. CSG Systems International's average media sentiment score of 0.14 beat Cass Information Systems' score of -0.18 indicating that CSG Systems International is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Cass Information Systems	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
CSG Systems International	0 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Summary

CSG Systems International beats Cass Information Systems on 14 of the 21 factors compared between the two stocks.