Cass Information Systems (CASS) Competitors

CSG Systems International (NASDAQ:CSGS) and Cass Information Systems (NASDAQ:CASS) are both small-cap computer and technology companies, but which is the superior stock? We will compare the two businesses based on the strength of their valuation, institutional ownership, profitability, analyst recommendations, earnings, dividends, community ranking, risk and media sentiment.

Do insiders & institutionals believe in CSGS or CASS?

91.1% of CSG Systems International shares are owned by institutional investors. Comparatively, 59.1% of Cass Information Systems shares are owned by institutional investors. 3.1% of CSG Systems International shares are owned by company insiders. Comparatively, 3.2% of Cass Information Systems shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Is CSGS or CASS a better dividend stock?

CSG Systems International pays an annual dividend of $1.28 per share and has a dividend yield of 2.1%. Cass Information Systems pays an annual dividend of $1.24 per share and has a dividend yield of 2.9%. CSG Systems International pays out 42.1% of its earnings in the form of a dividend. Cass Information Systems pays out 89.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. CSG Systems International has increased its dividend for 12 consecutive years and Cass Information Systems has increased its dividend for 23 consecutive years. Cass Information Systems is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the MarketBeat Community prefer CSGS or CASS?

CSG Systems International received 100 more outperform votes than Cass Information Systems when rated by MarketBeat users. However, 62.01% of users gave Cass Information Systems an outperform vote while only 61.13% of users gave CSG Systems International an outperform vote.

Company	Underperform	Outperform
CSG Systems International	Outperform Votes 291 61.13%	Underperform Votes 185 38.87%
Cass Information Systems	Outperform Votes 191 62.01%	Underperform Votes 117 37.99%

Which has preferable valuation and earnings, CSGS or CASS?

CSG Systems International has higher revenue and earnings than Cass Information Systems. CSG Systems International is trading at a lower price-to-earnings ratio than Cass Information Systems, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CSG Systems International	$1.20B	1.46	$86.85M	$3.04	19.98
Cass Information Systems	$190.24M	3.03	$19.17M	$1.38	31.01

Which has more volatility and risk, CSGS or CASS?

CSG Systems International has a beta of 0.85, meaning that its stock price is 15% less volatile than the S&P 500. Comparatively, Cass Information Systems has a beta of 0.67, meaning that its stock price is 33% less volatile than the S&P 500.

Is CSGS or CASS more profitable?

Cass Information Systems has a net margin of 9.62% compared to CSG Systems International's net margin of 7.25%. CSG Systems International's return on equity of 39.42% beat Cass Information Systems' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CSG Systems International	7.25%	39.42%	7.93%
Cass Information Systems	9.62%	8.25%	0.84%

Does the media prefer CSGS or CASS?

In the previous week, CSG Systems International had 1 more articles in the media than Cass Information Systems. MarketBeat recorded 3 mentions for CSG Systems International and 2 mentions for Cass Information Systems. CSG Systems International's average media sentiment score of 1.15 beat Cass Information Systems' score of 1.07 indicating that CSG Systems International is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CSG Systems International	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Cass Information Systems	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts prefer CSGS or CASS?

CSG Systems International currently has a consensus target price of $71.71, suggesting a potential upside of 18.07%. Cass Information Systems has a consensus target price of $45.00, suggesting a potential upside of 5.14%. Given CSG Systems International's higher probable upside, equities research analysts clearly believe CSG Systems International is more favorable than Cass Information Systems.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CSG Systems International	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86
Cass Information Systems	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Summary

CSG Systems International beats Cass Information Systems on 13 of the 21 factors compared between the two stocks.