Cass Information Systems (CASS) Competitors

CSG Systems International (NASDAQ:CSGS) and Cass Information Systems (NASDAQ:CASS) are both small-cap computer and technology companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, community ranking, valuation, earnings, risk, dividends, institutional ownership, media sentiment and profitability.

Is CSGS or CASS more profitable?

Cass Information Systems has a net margin of 11.52% compared to CSG Systems International's net margin of 5.52%. CSG Systems International's return on equity of 32.77% beat Cass Information Systems' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CSG Systems International	5.52%	32.77%	6.61%
Cass Information Systems	11.52%	9.92%	0.99%

Which has more risk and volatility, CSGS or CASS?

CSG Systems International has a beta of 0.88, suggesting that its stock price is 12% less volatile than the S&P 500. Comparatively, Cass Information Systems has a beta of 0.73, suggesting that its stock price is 27% less volatile than the S&P 500.

Which has higher valuation and earnings, CSGS or CASS?

CSG Systems International has higher revenue and earnings than Cass Information Systems. CSG Systems International is trading at a lower price-to-earnings ratio than Cass Information Systems, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CSG Systems International	$1.17B	1.34	$66.25M	$2.27	23.82
Cass Information Systems	$197.51M	2.77	$30.06M	$1.66	24.33

Is CSGS or CASS a better dividend stock?

CSG Systems International pays an annual dividend of $1.20 per share and has a dividend yield of 2.2%. Cass Information Systems pays an annual dividend of $1.24 per share and has a dividend yield of 3.1%. CSG Systems International pays out 52.9% of its earnings in the form of a dividend. Cass Information Systems pays out 74.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. CSG Systems International has raised its dividend for 11 consecutive years and Cass Information Systems has raised its dividend for 23 consecutive years. Cass Information Systems is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the MarketBeat Community prefer CSGS or CASS?

CSG Systems International received 93 more outperform votes than Cass Information Systems when rated by MarketBeat users. However, 62.01% of users gave Cass Information Systems an outperform vote while only 60.68% of users gave CSG Systems International an outperform vote.

Company	Underperform	Outperform
CSG Systems International	Outperform Votes 284 60.68%	Underperform Votes 184 39.32%
Cass Information Systems	Outperform Votes 191 62.01%	Underperform Votes 117 37.99%

Do analysts prefer CSGS or CASS?

CSG Systems International presently has a consensus target price of $62.00, indicating a potential upside of 14.69%. Cass Information Systems has a consensus target price of $45.00, indicating a potential upside of 11.44%. Given CSG Systems International's higher probable upside, equities research analysts plainly believe CSG Systems International is more favorable than Cass Information Systems.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CSG Systems International	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75
Cass Information Systems	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Do insiders & institutionals hold more shares of CSGS or CASS?

91.1% of CSG Systems International shares are owned by institutional investors. Comparatively, 59.1% of Cass Information Systems shares are owned by institutional investors. 3.1% of CSG Systems International shares are owned by company insiders. Comparatively, 2.8% of Cass Information Systems shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Does the media refer more to CSGS or CASS?

In the previous week, CSG Systems International had 6 more articles in the media than Cass Information Systems. MarketBeat recorded 9 mentions for CSG Systems International and 3 mentions for Cass Information Systems. Cass Information Systems' average media sentiment score of 0.51 beat CSG Systems International's score of -0.31 indicating that Cass Information Systems is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CSG Systems International	1 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	1 Negative mention(s)	1 Very Negative mention(s)	Neutral
Cass Information Systems	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

CSG Systems International beats Cass Information Systems on 13 of the 21 factors compared between the two stocks.