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ChoiceOne Financial Services (COFS) Competitors

ChoiceOne Financial Services logo
$26.39 +0.39 (+1.50%)
Closing price 04/17/2025 04:00 PM Eastern
Extended Trading
$26.38 -0.02 (-0.06%)
As of 04/17/2025 04:05 PM Eastern
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COFS vs. OBNK, CIFR, TRIN, BTDR, GHLD, CNOB, ATLC, AMAL, CFB, and AMTB

Should you be buying ChoiceOne Financial Services stock or one of its competitors? The main competitors of ChoiceOne Financial Services include Origin Bancorp (OBNK), Cipher Mining (CIFR), Trinity Capital (TRIN), Bitdeer Technologies Group (BTDR), Guild (GHLD), ConnectOne Bancorp (CNOB), Atlanticus (ATLC), Amalgamated Financial (AMAL), CrossFirst Bankshares (CFB), and Amerant Bancorp (AMTB). These companies are all part of the "banking" industry.

ChoiceOne Financial Services vs.

ChoiceOne Financial Services (NASDAQ:COFS) and Origin Bancorp (NASDAQ:OBNK) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, profitability, earnings, analyst recommendations, valuation, community ranking, institutional ownership, media sentiment and risk.

In the previous week, ChoiceOne Financial Services had 5 more articles in the media than Origin Bancorp. MarketBeat recorded 5 mentions for ChoiceOne Financial Services and 0 mentions for Origin Bancorp. ChoiceOne Financial Services' average media sentiment score of 1.00 beat Origin Bancorp's score of 0.00 indicating that ChoiceOne Financial Services is being referred to more favorably in the media.

Company Overall Sentiment
ChoiceOne Financial Services Positive
Origin Bancorp Neutral

Origin Bancorp received 128 more outperform votes than ChoiceOne Financial Services when rated by MarketBeat users. However, 80.00% of users gave ChoiceOne Financial Services an outperform vote while only 63.77% of users gave Origin Bancorp an outperform vote.

CompanyUnderperformOutperform
ChoiceOne Financial ServicesOutperform Votes
4
80.00%
Underperform Votes
1
20.00%
Origin BancorpOutperform Votes
132
63.77%
Underperform Votes
75
36.23%

ChoiceOne Financial Services has a beta of 0.61, indicating that its share price is 39% less volatile than the S&P 500. Comparatively, Origin Bancorp has a beta of 0.89, indicating that its share price is 11% less volatile than the S&P 500.

Origin Bancorp has a net margin of 20.47% compared to ChoiceOne Financial Services' net margin of 19.21%. ChoiceOne Financial Services' return on equity of 12.44% beat Origin Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
ChoiceOne Financial Services19.21% 12.44% 1.04%
Origin Bancorp 20.47%10.45%0.97%

ChoiceOne Financial Services presently has a consensus target price of $37.00, suggesting a potential upside of 40.20%. Given ChoiceOne Financial Services' stronger consensus rating and higher possible upside, equities analysts plainly believe ChoiceOne Financial Services is more favorable than Origin Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ChoiceOne Financial Services
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
Origin Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Origin Bancorp has higher revenue and earnings than ChoiceOne Financial Services. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Origin Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ChoiceOne Financial Services$92.44M2.56$26.73M$3.268.10
Origin Bancorp$347.14M2.71$87.71M$3.219.51

19.9% of ChoiceOne Financial Services shares are held by institutional investors. Comparatively, 47.2% of Origin Bancorp shares are held by institutional investors. 7.9% of ChoiceOne Financial Services shares are held by company insiders. Comparatively, 6.2% of Origin Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

ChoiceOne Financial Services pays an annual dividend of $1.12 per share and has a dividend yield of 4.2%. Origin Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 2.0%. ChoiceOne Financial Services pays out 34.4% of its earnings in the form of a dividend. Origin Bancorp pays out 18.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has raised its dividend for 13 consecutive years and Origin Bancorp has raised its dividend for 4 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

ChoiceOne Financial Services beats Origin Bancorp on 12 of the 21 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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COFS vs. The Competition

MetricChoiceOne Financial ServicesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$236.69M$2.87B$10.86B$7.35B
Dividend Yield4.31%4.08%5.77%4.31%
P/E Ratio8.1021.6821.5617.82
Price / Sales2.562.9025.4697.68
Price / Cash7.2210.6317.6234.64
Price / Book1.021.102.563.98
Net Income$26.73M$372.21M$1.03B$247.81M
7 Day Performance4.81%3.15%1.82%3.19%
1 Month Performance-8.84%-6.19%-4.03%-7.70%
1 Year Performance9.46%12.89%535.48%1.49%

ChoiceOne Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
COFS
ChoiceOne Financial Services
4.5261 of 5 stars
$26.39
+1.5%
$37.00
+40.2%
+9.5%$236.69M$92.44M8.10380Upcoming Earnings
News Coverage
Positive News
OBNK
Origin Bancorp
N/A$29.38
-0.6%
N/A+4.7%$904.35M$347.14M9.151,010Positive News
CIFR
Cipher Mining
2.6905 of 5 stars
$2.44
+0.8%
$8.13
+233.0%
-38.3%$897.02M$151.27M-18.7710Short Interest ↑
News Coverage
TRIN
Trinity Capital
1.4508 of 5 stars
$14.15
+4.4%
$15.33
+8.4%
-0.3%$889.06M$175.49M8.2740Analyst Forecast
Short Interest ↑
BTDR
Bitdeer Technologies Group
2.3585 of 5 stars
$7.87
-1.0%
$19.70
+150.3%
+26.6%$881.17M$349.78M-15.13211Gap Down
GHLD
Guild
4.4058 of 5 stars
$13.40
+4.6%
$16.50
+23.1%
-7.8%$829.51M$1.06B-8.655,100Short Interest ↓
Positive News
CNOB
ConnectOne Bancorp
4.7605 of 5 stars
$21.23
+1.3%
$28.50
+34.2%
+15.7%$814.68M$264.07M11.99520Upcoming Earnings
Positive News
ATLC
Atlanticus
3.209 of 5 stars
$52.97
+3.0%
$61.00
+15.2%
+114.9%$800.64M$299.40M11.90330Positive News
AMAL
Amalgamated Financial
3.6309 of 5 stars
$26.07
+0.3%
$38.50
+47.7%
+19.0%$800.01M$316.48M7.56380Upcoming Earnings
CFB
CrossFirst Bankshares
0.8942 of 5 stars
$15.99
flat
$19.33
+20.9%
N/A$788.55M$261.78M10.25460Upcoming Earnings
AMTB
Amerant Bancorp
3.3543 of 5 stars
$18.14
+2.3%
$27.00
+48.8%
-16.1%$760.43M$305.29M-31.82680Upcoming Earnings
Gap Down

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This page (NASDAQ:COFS) was last updated on 4/20/2025 by MarketBeat.com Staff
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