COFS vs. OBNK, CIFR, TRIN, BTDR, GHLD, CNOB, ATLC, AMAL, CFB, and AMTB
Should you be buying ChoiceOne Financial Services stock or one of its competitors? The main competitors of ChoiceOne Financial Services include Origin Bancorp (OBNK), Cipher Mining (CIFR), Trinity Capital (TRIN), Bitdeer Technologies Group (BTDR), Guild (GHLD), ConnectOne Bancorp (CNOB), Atlanticus (ATLC), Amalgamated Financial (AMAL), CrossFirst Bankshares (CFB), and Amerant Bancorp (AMTB). These companies are all part of the "banking" industry.
ChoiceOne Financial Services vs.
ChoiceOne Financial Services (NASDAQ:COFS) and Origin Bancorp (NASDAQ:OBNK) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, profitability, earnings, analyst recommendations, valuation, community ranking, institutional ownership, media sentiment and risk.
In the previous week, ChoiceOne Financial Services had 5 more articles in the media than Origin Bancorp. MarketBeat recorded 5 mentions for ChoiceOne Financial Services and 0 mentions for Origin Bancorp. ChoiceOne Financial Services' average media sentiment score of 1.00 beat Origin Bancorp's score of 0.00 indicating that ChoiceOne Financial Services is being referred to more favorably in the media.
Origin Bancorp received 128 more outperform votes than ChoiceOne Financial Services when rated by MarketBeat users. However, 80.00% of users gave ChoiceOne Financial Services an outperform vote while only 63.77% of users gave Origin Bancorp an outperform vote.
ChoiceOne Financial Services has a beta of 0.61, indicating that its share price is 39% less volatile than the S&P 500. Comparatively, Origin Bancorp has a beta of 0.89, indicating that its share price is 11% less volatile than the S&P 500.
Origin Bancorp has a net margin of 20.47% compared to ChoiceOne Financial Services' net margin of 19.21%. ChoiceOne Financial Services' return on equity of 12.44% beat Origin Bancorp's return on equity.
ChoiceOne Financial Services presently has a consensus target price of $37.00, suggesting a potential upside of 40.20%. Given ChoiceOne Financial Services' stronger consensus rating and higher possible upside, equities analysts plainly believe ChoiceOne Financial Services is more favorable than Origin Bancorp.
Origin Bancorp has higher revenue and earnings than ChoiceOne Financial Services. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Origin Bancorp, indicating that it is currently the more affordable of the two stocks.
19.9% of ChoiceOne Financial Services shares are held by institutional investors. Comparatively, 47.2% of Origin Bancorp shares are held by institutional investors. 7.9% of ChoiceOne Financial Services shares are held by company insiders. Comparatively, 6.2% of Origin Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.
ChoiceOne Financial Services pays an annual dividend of $1.12 per share and has a dividend yield of 4.2%. Origin Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 2.0%. ChoiceOne Financial Services pays out 34.4% of its earnings in the form of a dividend. Origin Bancorp pays out 18.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has raised its dividend for 13 consecutive years and Origin Bancorp has raised its dividend for 4 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Summary
ChoiceOne Financial Services beats Origin Bancorp on 12 of the 21 factors compared between the two stocks.
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This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:COFS) was last updated on 4/20/2025 by MarketBeat.com Staff