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ChoiceOne Financial Services (COFS) Competitors

ChoiceOne Financial Services logo
$29.24 -0.04 (-0.14%)
As of 09:40 AM Eastern
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COFS vs. BFC, TRIN, PFC, ML, AMAL, CNOB, AMTB, BHRB, FMBH, and PGY

Should you be buying ChoiceOne Financial Services stock or one of its competitors? The main competitors of ChoiceOne Financial Services include Bank First (BFC), Trinity Capital (TRIN), Premier Financial (PFC), MoneyLion (ML), Amalgamated Financial (AMAL), ConnectOne Bancorp (CNOB), Amerant Bancorp (AMTB), Burke & Herbert Financial Services (BHRB), First Mid Bancshares (FMBH), and Pagaya Technologies (PGY). These companies are all part of the "banking" industry.

ChoiceOne Financial Services vs.

ChoiceOne Financial Services (NASDAQ:COFS) and Bank First (NASDAQ:BFC) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, valuation, analyst recommendations, media sentiment, community ranking, dividends, risk, institutional ownership and earnings.

Bank First has higher revenue and earnings than ChoiceOne Financial Services. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Bank First, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ChoiceOne Financial Services$92.44M2.83$26.73M$3.268.96
Bank First$154.64M6.68$65.56M$6.5015.91

ChoiceOne Financial Services has a beta of 0.72, suggesting that its stock price is 28% less volatile than the S&P 500. Comparatively, Bank First has a beta of 0.32, suggesting that its stock price is 68% less volatile than the S&P 500.

Bank First has a net margin of 29.00% compared to ChoiceOne Financial Services' net margin of 19.21%. ChoiceOne Financial Services' return on equity of 12.44% beat Bank First's return on equity.

Company Net Margins Return on Equity Return on Assets
ChoiceOne Financial Services19.21% 12.44% 1.04%
Bank First 29.00%10.53%1.56%

ChoiceOne Financial Services currently has a consensus price target of $37.00, suggesting a potential upside of 26.67%. Bank First has a consensus price target of $104.00, suggesting a potential upside of 0.57%. Given ChoiceOne Financial Services' stronger consensus rating and higher possible upside, research analysts plainly believe ChoiceOne Financial Services is more favorable than Bank First.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ChoiceOne Financial Services
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
Bank First
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, Bank First had 1 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 4 mentions for Bank First and 3 mentions for ChoiceOne Financial Services. Bank First's average media sentiment score of 1.78 beat ChoiceOne Financial Services' score of 1.63 indicating that Bank First is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
ChoiceOne Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Bank First
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

19.9% of ChoiceOne Financial Services shares are owned by institutional investors. Comparatively, 30.0% of Bank First shares are owned by institutional investors. 7.9% of ChoiceOne Financial Services shares are owned by insiders. Comparatively, 4.1% of Bank First shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Bank First received 10 more outperform votes than ChoiceOne Financial Services when rated by MarketBeat users. However, 80.00% of users gave ChoiceOne Financial Services an outperform vote while only 45.16% of users gave Bank First an outperform vote.

CompanyUnderperformOutperform
ChoiceOne Financial ServicesOutperform Votes
4
80.00%
Underperform Votes
1
20.00%
Bank FirstOutperform Votes
14
45.16%
Underperform Votes
17
54.84%

ChoiceOne Financial Services pays an annual dividend of $1.12 per share and has a dividend yield of 3.8%. Bank First pays an annual dividend of $1.80 per share and has a dividend yield of 1.7%. ChoiceOne Financial Services pays out 34.4% of its earnings in the form of a dividend. Bank First pays out 27.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has increased its dividend for 13 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Bank First beats ChoiceOne Financial Services on 12 of the 21 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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COFS vs. The Competition

MetricChoiceOne Financial ServicesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$261.98M$3.11B$11.42B$8.06B
Dividend Yield3.93%3.76%5.57%4.01%
P/E Ratio8.9623.3822.8619.03
Price / Sales2.833.1325.7293.17
Price / Cash7.2210.6317.6134.64
Price / Book1.131.192.774.33
Net Income$26.73M$372.21M$1.04B$247.06M
7 Day Performance2.46%1.07%1.12%-0.37%
1 Month Performance-8.12%-3.94%496.36%-3.85%
1 Year Performance6.80%16.33%534.16%1.27%

ChoiceOne Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
COFS
ChoiceOne Financial Services
4.6542 of 5 stars
$29.24
-0.1%
$37.00
+26.5%
+10.3%$261.56M$92.44M8.95380Short Interest ↓
Positive News
BFC
Bank First
1.9926 of 5 stars
$102.09
+1.3%
$104.00
+1.9%
+20.9%$1.02B$154.64M15.71330Positive News
TRIN
Trinity Capital
1.2416 of 5 stars
$16.06
+1.5%
$15.63
-2.7%
+10.0%$1.01B$175.49M9.3940
PFC
Premier Financial
2.1982 of 5 stars
$28.04
flat
$22.50
-19.8%
N/A$1.00B$243.59M14.091,023
ML
MoneyLion
0.993 of 5 stars
$87.03
+0.8%
$92.83
+6.7%
+20.5%$985.17M$545.91M395.59560
AMAL
Amalgamated Financial
3.9992 of 5 stars
$29.70
+1.9%
$38.50
+29.6%
+23.0%$911.40M$316.48M8.61380News Coverage
Positive News
High Trading Volume
CNOB
ConnectOne Bancorp
4.6521 of 5 stars
$23.52
+0.8%
$28.00
+19.0%
+26.6%$902.56M$264.07M13.29520Analyst Upgrade
News Coverage
Positive News
AMTB
Amerant Bancorp
3.8448 of 5 stars
$21.16
+0.5%
$27.00
+27.6%
-7.9%$886.86M$305.29M-37.12680News Coverage
BHRB
Burke & Herbert Financial Services
2.7506 of 5 stars
$58.95
+0.4%
$76.00
+28.9%
+6.6%$882.36M$261.95M24.56850Positive News
FMBH
First Mid Bancshares
2.8419 of 5 stars
$35.49
+0.1%
$45.00
+26.8%
+11.3%$851.12M$318.63M10.791,070
PGY
Pagaya Technologies
4.1801 of 5 stars
$11.48
+8.7%
$20.61
+79.5%
+12.6%$845.57M$1.00B-2.09800Gap Down
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This page (NASDAQ:COFS) was last updated on 3/28/2025 by MarketBeat.com Staff
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