First Financial Bankshares (FFIN) Competitors

Regions Financial (NYSE:RF) and First Financial Bankshares (NASDAQ:FFIN) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, profitability, media sentiment, dividends, valuation, community ranking, analyst recommendations, risk and earnings.

Is RF or FFIN more profitable?

First Financial Bankshares has a net margin of 28.76% compared to Regions Financial's net margin of 18.78%. First Financial Bankshares' return on equity of 13.43% beat Regions Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Regions Financial	18.78%	12.60%	1.30%
First Financial Bankshares	28.76%	13.43%	1.56%

Do analysts rate RF or FFIN?

Regions Financial currently has a consensus price target of $27.61, suggesting a potential upside of 16.16%. First Financial Bankshares has a consensus price target of $40.00, suggesting a potential upside of 9.71%. Given Regions Financial's stronger consensus rating and higher possible upside, equities research analysts clearly believe Regions Financial is more favorable than First Financial Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Regions Financial	1 Sell rating(s)	6 Hold rating(s)	11 Buy rating(s)	0 Strong Buy rating(s)	2.56
First Financial Bankshares	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is RF or FFIN a better dividend stock?

Regions Financial pays an annual dividend of $1.00 per share and has a dividend yield of 4.2%. First Financial Bankshares pays an annual dividend of $0.72 per share and has a dividend yield of 2.0%. Regions Financial pays out 56.5% of its earnings in the form of a dividend. First Financial Bankshares pays out 49.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Regions Financial has raised its dividend for 12 consecutive years and First Financial Bankshares has raised its dividend for 13 consecutive years.

Which has more risk and volatility, RF or FFIN?

Regions Financial has a beta of 1.19, meaning that its stock price is 19% more volatile than the S&P 500. Comparatively, First Financial Bankshares has a beta of 0.81, meaning that its stock price is 19% less volatile than the S&P 500.

Does the media favor RF or FFIN?

In the previous week, Regions Financial had 5 more articles in the media than First Financial Bankshares. MarketBeat recorded 10 mentions for Regions Financial and 5 mentions for First Financial Bankshares. First Financial Bankshares' average media sentiment score of 1.14 beat Regions Financial's score of 0.87 indicating that First Financial Bankshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Regions Financial	5 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
First Financial Bankshares	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has preferable valuation and earnings, RF or FFIN?

Regions Financial has higher revenue and earnings than First Financial Bankshares. Regions Financial is trading at a lower price-to-earnings ratio than First Financial Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Regions Financial	$7.08B	3.05	$2.07B	$1.77	13.43
First Financial Bankshares	$509.47M	10.23	$198.98M	$1.45	25.14

Do institutionals and insiders hold more shares of RF or FFIN?

79.4% of Regions Financial shares are owned by institutional investors. Comparatively, 69.8% of First Financial Bankshares shares are owned by institutional investors. 0.3% of Regions Financial shares are owned by insiders. Comparatively, 4.2% of First Financial Bankshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Does the MarketBeat Community favor RF or FFIN?

Regions Financial received 622 more outperform votes than First Financial Bankshares when rated by MarketBeat users. Likewise, 62.90% of users gave Regions Financial an outperform vote while only 48.98% of users gave First Financial Bankshares an outperform vote.

Company	Underperform	Outperform
Regions Financial	Outperform Votes 934 62.90%	Underperform Votes 551 37.10%
First Financial Bankshares	Outperform Votes 312 48.98%	Underperform Votes 325 51.02%

Summary

Regions Financial beats First Financial Bankshares on 12 of the 21 factors compared between the two stocks.