First Financial Bankshares (FFIN) Competitors

First Financial Bankshares (NASDAQ:FFIN) and Regions Financial (NYSE:RF) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their risk, analyst recommendations, institutional ownership, valuation, profitability, media sentiment, community ranking, earnings and dividends.

Do institutionals & insiders hold more shares of FFIN or RF?

69.8% of First Financial Bankshares shares are owned by institutional investors. Comparatively, 79.4% of Regions Financial shares are owned by institutional investors. 4.2% of First Financial Bankshares shares are owned by company insiders. Comparatively, 0.3% of Regions Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Which has more risk & volatility, FFIN or RF?

First Financial Bankshares has a beta of 0.78, meaning that its stock price is 22% less volatile than the S&P 500. Comparatively, Regions Financial has a beta of 1.19, meaning that its stock price is 19% more volatile than the S&P 500.

Which has higher valuation & earnings, FFIN or RF?

Regions Financial has higher revenue and earnings than First Financial Bankshares. Regions Financial is trading at a lower price-to-earnings ratio than First Financial Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Financial Bankshares	$537.04M	9.72	$223.51M	$1.56	23.40
Regions Financial	$7.08B	2.87	$1.89B	$1.94	11.57

Does the media prefer FFIN or RF?

In the previous week, Regions Financial had 23 more articles in the media than First Financial Bankshares. MarketBeat recorded 31 mentions for Regions Financial and 8 mentions for First Financial Bankshares. First Financial Bankshares' average media sentiment score of 1.54 beat Regions Financial's score of 1.11 indicating that First Financial Bankshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Financial Bankshares	7 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Regions Financial	21 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	5 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community believe in FFIN or RF?

Regions Financial received 624 more outperform votes than First Financial Bankshares when rated by MarketBeat users. Likewise, 62.78% of users gave Regions Financial an outperform vote while only 48.90% of users gave First Financial Bankshares an outperform vote.

Company	Underperform	Outperform
First Financial Bankshares	Outperform Votes 312 48.90%	Underperform Votes 326 51.10%
Regions Financial	Outperform Votes 936 62.78%	Underperform Votes 555 37.22%

Is FFIN or RF more profitable?

First Financial Bankshares has a net margin of 29.69% compared to Regions Financial's net margin of 20.20%. First Financial Bankshares' return on equity of 14.24% beat Regions Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Financial Bankshares	29.69%	14.24%	1.66%
Regions Financial	20.20%	12.83%	1.32%

Is FFIN or RF a better dividend stock?

First Financial Bankshares pays an annual dividend of $0.72 per share and has a dividend yield of 2.0%. Regions Financial pays an annual dividend of $1.00 per share and has a dividend yield of 4.5%. First Financial Bankshares pays out 46.2% of its earnings in the form of a dividend. Regions Financial pays out 51.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Financial Bankshares has raised its dividend for 14 consecutive years and Regions Financial has raised its dividend for 12 consecutive years.

Do analysts recommend FFIN or RF?

First Financial Bankshares presently has a consensus target price of $40.25, suggesting a potential upside of 10.27%. Regions Financial has a consensus target price of $27.28, suggesting a potential upside of 21.56%. Given Regions Financial's stronger consensus rating and higher probable upside, analysts plainly believe Regions Financial is more favorable than First Financial Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Financial Bankshares	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Regions Financial	1 Sell rating(s)	6 Hold rating(s)	11 Buy rating(s)	0 Strong Buy rating(s)	2.56

Summary

Regions Financial beats First Financial Bankshares on 12 of the 21 factors compared between the two stocks.