NASDAQ:LOB Live Oak Bancshares (LOB) Stock Price, News & Analysis $32.26 -0.60 (-1.83%) As of 01:21 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsTrends About Live Oak Bancshares Stock (NASDAQ:LOB) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Live Oak Bancshares alerts:Sign Up Key Stats Today's Range$32.30▼$33.4250-Day Range$32.91▼$44.4252-Week Range$31.03▼$50.57Volume54,106 shsAverage Volume195,072 shsMarket Capitalization$1.46 billionP/E Ratio22.23Dividend Yield0.37%Price Target$44.75Consensus RatingModerate Buy Company OverviewLive Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments, Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.Read More… Live Oak Bancshares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks87th Percentile Overall ScoreLOB MarketRank™: Live Oak Bancshares scored higher than 87% of companies evaluated by MarketBeat, and ranked 206th out of 932 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.3 / 5Analyst RatingModerate Buy Consensus RatingLive Oak Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageLive Oak Bancshares has only been the subject of 1 research reports in the past 90 days.Read more about Live Oak Bancshares' stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth46.75% Earnings GrowthEarnings for Live Oak Bancshares are expected to grow by 46.75% in the coming year, from $2.31 to $3.39 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Live Oak Bancshares is 22.40, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 23.61.Price to Earnings Ratio vs. SectorThe P/E ratio of Live Oak Bancshares is 22.40, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.25.Price to Book Value per Share RatioLive Oak Bancshares has a P/B Ratio of 1.61. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short InterestN/AShort Interest LevelN/A Short InterestThere is no current short interest data available for LOB. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldLive Oak Bancshares has a dividend yield of 0.36%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthLive Oak Bancshares does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Live Oak Bancshares is 8.28%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Live Oak Bancshares will have a dividend payout ratio of 3.54% next year. This indicates that Live Oak Bancshares will be able to sustain or increase its dividend.Read more about Live Oak Bancshares' dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Short InterestThere is no current short interest data available for LOB. News and Social Media2.5 / 5News Sentiment0.43 News SentimentLive Oak Bancshares has a news sentiment score of 0.43. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.87 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Live Oak Bancshares this week, compared to 3 articles on an average week.Search Interest2 people have searched for LOB on MarketBeat in the last 30 days. MarketBeat Follows3 people have added Live Oak Bancshares to their MarketBeat watchlist in the last 30 days. This is an increase of 200% compared to the previous 30 days. Company Ownership3.3 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Live Oak Bancshares insiders have not sold or bought any company stock.Percentage Held by Insiders23.90% of the stock of Live Oak Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions63.95% of the stock of Live Oak Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Live Oak Bancshares' insider trading history. Receive LOB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Live Oak Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address LOB Stock News HeadlinesFinzly Enhances Live Oak Bank Wire Services with 100% STP Using Fedwire SolutionFebruary 20 at 10:19 AM | tmcnet.comNo. 1 Live Oak secures Area championshipFebruary 19 at 10:11 AM | yahoo.comEx-CIA Advisor: Trump 2.0 Could “Send Gold to $10,000”Experts forecast gold's price racing to $4,000… and an ex-CIA advisor predicts we'll see gold hit $10,000. Should you sit on the sideline while this is happening?February 21, 2025 | Colonial Metals (Ad)Live Oak Bancshares Executives Receive Bonus, Stock AwardsFebruary 14, 2025 | msn.comLive Oak Bancshares declares $0.03 dividendFebruary 11, 2025 | msn.comLive Oak Bank Review: Services, Rates, and MoreFebruary 7, 2025 | techrepublic.comLive Oak Bank founder sparks entrepreneurial ecosystemFebruary 6, 2025 | bizjournals.comLive Oak Bancshares, Inc. (LOB): An Oversold Bank Stock to Buy Right NowFebruary 5, 2025 | insidermonkey.comSee More Headlines LOB Stock Analysis - Frequently Asked Questions How have LOB shares performed this year? Live Oak Bancshares' stock was trading at $39.55 at the start of the year. Since then, LOB stock has decreased by 17.8% and is now trading at $32.50. View the best growth stocks for 2025 here. How were Live Oak Bancshares' earnings last quarter? Live Oak Bancshares, Inc. (NASDAQ:LOB) announced its quarterly earnings results on Wednesday, October, 23rd. The bank reported $0.28 EPS for the quarter, missing the consensus estimate of $0.53 by $0.25. The bank had revenue of $241.87 million for the quarter, compared to analysts' expectations of $126.63 million. Live Oak Bancshares had a net margin of 7.10% and a trailing twelve-month return on equity of 6.88%. When did Live Oak Bancshares IPO? Live Oak Bancshares (LOB) raised $68 million in an initial public offering on Thursday, July 23rd 2015. The company issued 4,000,000 shares at $16.00-$18.00 per share. Sandler O�Neill & Partners, L.P acted as the underwriter for the IPO and Keefe Bruyette & Woods (A Stifle Company) and SunTrust Robinson Humphrey were co-managers. Who are Live Oak Bancshares' major shareholders? Top institutional shareholders of Live Oak Bancshares include T. Rowe Price Investment Management Inc. (14.21%), Vanguard Group Inc. (5.82%), Capital International Investors (4.52%) and Barrow Hanley Mewhinney & Strauss LLC (3.41%). Insiders that own company stock include William Henderson Cameron, Steve Smits, Miltom Emmett Petty, Diane Beth Glossman, Micah S Davis, David G Lucht, John W Sutherland, Renato Derraik and Tonya Williams Bradford. View institutional ownership trends. How do I buy shares of Live Oak Bancshares? Shares of LOB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Live Oak Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that Live Oak Bancshares investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), CrowdStrike (CRWD), Advanced Micro Devices (AMD), Netflix (NFLX) and UnitedHealth Group (UNH). Company Calendar Last Earnings10/23/2024Ex-Dividend for 12/16 Dividend12/02/2024Dividend Payable12/16/2024Today2/21/2025Ex-Dividend for 3/11 Dividend2/25/2025Dividend Payable3/11/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:LOB CUSIPN/A CIK1462120 Webwww.liveoakbank.com Phone(866) 518-0286Fax910-790-5868Employees960Year FoundedN/APrice Target and Rating Average Stock Price Target$44.75 High Stock Price Target$46.00 Low Stock Price Target$44.00 Potential Upside/Downside+36.0%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$1.45 Trailing P/E Ratio22.70 Forward P/E Ratio14.25 P/E GrowthN/ANet Income$77.47 million Net Margins7.10% Pretax Margin10.28% Return on Equity6.88% Return on Assets0.55% Debt Debt-to-Equity RatioN/A Current Ratio0.93 Quick Ratio0.90 Sales & Book Value Annual Sales$936.15 million Price / Sales1.59 Cash Flow$2.08 per share Price / Cash Flow15.83 Book Value$20.23 per share Price / Book1.63Miscellaneous Outstanding Shares45,190,000Free Float34,389,000Market Cap$1.49 billion OptionableOptionable Beta1.67 Social Links 7 Stocks to Buy And Hold ForeverEnter your email address and we'll send you MarketBeat's list of seven stocks and why their long-term outlooks are very promising. 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