Navient (NAVI) Competitors

Navient (NASDAQ:NAVI) and Essential Properties Realty Trust (NYSE:EPRT) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, profitability, earnings, institutional ownership, community ranking, media sentiment, valuation and risk.

Is NAVI or EPRT a better dividend stock?

Navient pays an annual dividend of $0.64 per share and has a dividend yield of 4.6%. Essential Properties Realty Trust pays an annual dividend of $1.18 per share and has a dividend yield of 3.7%. Navient pays out 92.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Essential Properties Realty Trust pays out 102.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Navient is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do analysts prefer NAVI or EPRT?

Navient presently has a consensus price target of $14.58, suggesting a potential upside of 4.77%. Essential Properties Realty Trust has a consensus price target of $33.91, suggesting a potential upside of 6.79%. Given Essential Properties Realty Trust's stronger consensus rating and higher probable upside, analysts plainly believe Essential Properties Realty Trust is more favorable than Navient.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Navient	2 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.67
Essential Properties Realty Trust	0 Sell rating(s)	2 Hold rating(s)	13 Buy rating(s)	0 Strong Buy rating(s)	2.87

Does the MarketBeat Community favor NAVI or EPRT?

Navient received 222 more outperform votes than Essential Properties Realty Trust when rated by MarketBeat users. However, 63.16% of users gave Essential Properties Realty Trust an outperform vote while only 48.08% of users gave Navient an outperform vote.

Company	Underperform	Outperform
Navient	Outperform Votes 426 48.08%	Underperform Votes 460 51.92%
Essential Properties Realty Trust	Outperform Votes 204 63.16%	Underperform Votes 119 36.84%

Does the media favor NAVI or EPRT?

In the previous week, Navient had 3 more articles in the media than Essential Properties Realty Trust. MarketBeat recorded 6 mentions for Navient and 3 mentions for Essential Properties Realty Trust. Essential Properties Realty Trust's average media sentiment score of 1.47 beat Navient's score of 0.20 indicating that Essential Properties Realty Trust is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Navient	0 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
Essential Properties Realty Trust	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is NAVI or EPRT more profitable?

Essential Properties Realty Trust has a net margin of 46.00% compared to Navient's net margin of 1.71%. Navient's return on equity of 8.62% beat Essential Properties Realty Trust's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Navient	1.71%	8.62%	0.41%
Essential Properties Realty Trust	46.00%	6.20%	3.82%

Which has higher earnings and valuation, NAVI or EPRT?

Navient has higher revenue and earnings than Essential Properties Realty Trust. Navient is trading at a lower price-to-earnings ratio than Essential Properties Realty Trust, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Navient	$4.83B	0.31	$228M	$0.69	20.17
Essential Properties Realty Trust	$359.60M	15.48	$190.71M	$1.15	27.61

Do insiders and institutionals hold more shares of NAVI or EPRT?

97.1% of Navient shares are owned by institutional investors. Comparatively, 97.0% of Essential Properties Realty Trust shares are owned by institutional investors. 28.0% of Navient shares are owned by company insiders. Comparatively, 0.8% of Essential Properties Realty Trust shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Which has more volatility and risk, NAVI or EPRT?

Navient has a beta of 1.43, suggesting that its stock price is 43% more volatile than the S&P 500. Comparatively, Essential Properties Realty Trust has a beta of 1.39, suggesting that its stock price is 39% more volatile than the S&P 500.

Summary

Navient and Essential Properties Realty Trust tied by winning 10 of the 20 factors compared between the two stocks.