Navient (NAVI) Competitors

Fifth Third Bancorp (NASDAQ:FITB) and Navient (NASDAQ:NAVI) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, valuation, analyst recommendations, media sentiment, profitability, institutional ownership, earnings and risk.

Which has preferable valuation and earnings, FITB or NAVI?

Fifth Third Bancorp has higher revenue and earnings than Navient. Fifth Third Bancorp is trading at a lower price-to-earnings ratio than Navient, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fifth Third Bancorp	$13.28B	2.27	$2.31B	$3.22	14.16
Navient	$738M	1.84	$131M	$0.31	44.06

Which has more volatility and risk, FITB or NAVI?

Fifth Third Bancorp has a beta of 0.91, suggesting that its stock price is 9% less volatile than the S&P 500. Comparatively, Navient has a beta of 1.37, suggesting that its stock price is 37% more volatile than the S&P 500.

Do analysts prefer FITB or NAVI?

Fifth Third Bancorp presently has a consensus target price of $47.80, indicating a potential upside of 4.82%. Navient has a consensus target price of $13.56, indicating a potential downside of 0.71%. Given Fifth Third Bancorp's stronger consensus rating and higher probable upside, research analysts plainly believe Fifth Third Bancorp is more favorable than Navient.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fifth Third Bancorp	0 Sell rating(s)	5 Hold rating(s)	10 Buy rating(s)	2 Strong Buy rating(s)	2.82
Navient	3 Sell rating(s)	5 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	1.89

Is FITB or NAVI more profitable?

Fifth Third Bancorp has a net margin of 17.97% compared to Navient's net margin of 0.89%. Fifth Third Bancorp's return on equity of 13.31% beat Navient's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Fifth Third Bancorp	17.97%	13.31%	1.15%
Navient	0.89%	4.08%	0.21%

Does the media refer more to FITB or NAVI?

In the previous week, Fifth Third Bancorp had 13 more articles in the media than Navient. MarketBeat recorded 22 mentions for Fifth Third Bancorp and 9 mentions for Navient. Navient's average media sentiment score of 1.44 beat Fifth Third Bancorp's score of 1.41 indicating that Navient is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Fifth Third Bancorp	18 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive
Navient	7 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals have more ownership in FITB or NAVI?

83.8% of Fifth Third Bancorp shares are owned by institutional investors. Comparatively, 97.1% of Navient shares are owned by institutional investors. 0.5% of Fifth Third Bancorp shares are owned by insiders. Comparatively, 31.2% of Navient shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Is FITB or NAVI a better dividend stock?

Fifth Third Bancorp pays an annual dividend of $1.48 per share and has a dividend yield of 3.2%. Navient pays an annual dividend of $0.64 per share and has a dividend yield of 4.7%. Fifth Third Bancorp pays out 46.0% of its earnings in the form of a dividend. Navient pays out 206.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Fifth Third Bancorp has increased its dividend for 14 consecutive years.

Summary

Fifth Third Bancorp beats Navient on 14 of the 20 factors compared between the two stocks.