OceanFirst Financial (OCFC) Competitors

OceanFirst Financial (NASDAQ:OCFC) and TFS Financial (NASDAQ:TFSL) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, community ranking, analyst recommendations, earnings, media sentiment, risk, institutional ownership, valuation and profitability.

Do analysts recommend OCFC or TFSL?

OceanFirst Financial currently has a consensus price target of $20.83, indicating a potential upside of 20.77%. TFS Financial has a consensus price target of $14.50, indicating a potential upside of 16.84%. Given OceanFirst Financial's stronger consensus rating and higher possible upside, equities research analysts plainly believe OceanFirst Financial is more favorable than TFS Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OceanFirst Financial	0 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	2.50
TFS Financial	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is OCFC or TFSL a better dividend stock?

OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.6%. TFS Financial pays an annual dividend of $1.13 per share and has a dividend yield of 9.1%. OceanFirst Financial pays out 48.5% of its earnings in the form of a dividend. TFS Financial pays out 403.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Does the MarketBeat Community believe in OCFC or TFSL?

TFS Financial received 18 more outperform votes than OceanFirst Financial when rated by MarketBeat users. Likewise, 67.34% of users gave TFS Financial an outperform vote while only 55.86% of users gave OceanFirst Financial an outperform vote.

Company	Underperform	Outperform
OceanFirst Financial	Outperform Votes 281 55.86%	Underperform Votes 222 44.14%
TFS Financial	Outperform Votes 299 67.34%	Underperform Votes 145 32.66%

Which has higher earnings & valuation, OCFC or TFSL?

OceanFirst Financial has higher revenue and earnings than TFS Financial. OceanFirst Financial is trading at a lower price-to-earnings ratio than TFS Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OceanFirst Financial	$379.81M	2.66	$100.07M	$1.65	10.45
TFS Financial	$302.58M	11.52	$79.59M	$0.28	44.32

Which has more volatility and risk, OCFC or TFSL?

OceanFirst Financial has a beta of 1.03, meaning that its stock price is 3% more volatile than the S&P 500. Comparatively, TFS Financial has a beta of 0.77, meaning that its stock price is 23% less volatile than the S&P 500.

Is OCFC or TFSL more profitable?

OceanFirst Financial has a net margin of 14.45% compared to TFS Financial's net margin of 10.58%. OceanFirst Financial's return on equity of 5.75% beat TFS Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
OceanFirst Financial	14.45%	5.75%	0.72%
TFS Financial	10.58%	4.28%	0.48%

Do insiders & institutionals have more ownership in OCFC or TFSL?

71.0% of OceanFirst Financial shares are held by institutional investors. Comparatively, 9.8% of TFS Financial shares are held by institutional investors. 5.0% of OceanFirst Financial shares are held by insiders. Comparatively, 1.0% of TFS Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Does the media favor OCFC or TFSL?

In the previous week, OceanFirst Financial had 2 more articles in the media than TFS Financial. MarketBeat recorded 4 mentions for OceanFirst Financial and 2 mentions for TFS Financial. TFS Financial's average media sentiment score of 1.77 beat OceanFirst Financial's score of 1.54 indicating that TFS Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
OceanFirst Financial	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
TFS Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Summary

OceanFirst Financial beats TFS Financial on 15 of the 21 factors compared between the two stocks.