Oconee Federal Financial (OFED) Competitors

First Bank (NASDAQ:FRBA) and Oconee Federal Financial (NASDAQ:OFED) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their risk, institutional ownership, dividends, profitability, media sentiment, analyst recommendations, earnings and valuation.

Do institutionals and insiders hold more shares of FRBA or OFED?

64.9% of First Bank shares are held by institutional investors. 5.1% of Oconee Federal Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Do analysts prefer FRBA or OFED?

First Bank presently has a consensus price target of $17.83, indicating a potential upside of 6.66%. Given First Bank's stronger consensus rating and higher probable upside, equities analysts plainly believe First Bank is more favorable than Oconee Federal Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Bank	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00
Oconee Federal Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has preferable earnings & valuation, FRBA or OFED?

First Bank has higher revenue and earnings than Oconee Federal Financial. First Bank is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Bank	$229.43M	N/A	$42.24M	$1.51	11.07
Oconee Federal Financial	$16.85M	4.61	$6.26M	$0.89	14.97

Does the media favor FRBA or OFED?

In the previous week, First Bank had 1 more articles in the media than Oconee Federal Financial. MarketBeat recorded 1 mentions for First Bank and 0 mentions for Oconee Federal Financial. First Bank's average media sentiment score of 0.94 beat Oconee Federal Financial's score of 0.00 indicating that First Bank is being referred to more favorably in the media.

Company	Overall Sentiment
First Bank	Positive
Oconee Federal Financial	Neutral

Is FRBA or OFED more profitable?

Oconee Federal Financial has a net margin of 22.17% compared to First Bank's net margin of 16.13%. First Bank's return on equity of 9.51% beat Oconee Federal Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Bank	16.13%	9.51%	1.02%
Oconee Federal Financial	22.17%	N/A	N/A

Which has more risk & volatility, FRBA or OFED?

First Bank has a beta of 0.77, indicating that its share price is 23% less volatile than the S&P 500. Comparatively, Oconee Federal Financial has a beta of 0.03, indicating that its share price is 97% less volatile than the S&P 500.

Is FRBA or OFED a better dividend stock?

First Bank pays an annual dividend of $0.24 per share and has a dividend yield of 1.4%. Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 3.0%. First Bank pays out 15.9% of its earnings in the form of a dividend. Oconee Federal Financial pays out 44.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

First Bank beats Oconee Federal Financial on 14 of the 17 factors compared between the two stocks.