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Oconee Federal Financial (OFED) Competitors

Oconee Federal Financial logo
$12.75 0.00 (0.00%)
As of 02/21/2025

OFED vs. COFS, SFST, PCB, INBK, ONIT, JMSB, LNKB, BRBS, FRST, and OPRT

Should you be buying Oconee Federal Financial stock or one of its competitors? The main competitors of Oconee Federal Financial include ChoiceOne Financial Services (COFS), Southern First Bancshares (SFST), PCB Bancorp (PCB), First Internet Bancorp (INBK), Onity Group (ONIT), John Marshall Bancorp (JMSB), LINKBANCORP (LNKB), Blue Ridge Bankshares (BRBS), Primis Financial (FRST), and Oportun Financial (OPRT). These companies are all part of the "banking" industry.

Oconee Federal Financial vs.

Oconee Federal Financial (NASDAQ:OFED) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, community ranking, institutional ownership, risk, earnings, media sentiment, dividends and valuation.

ChoiceOne Financial Services has a consensus price target of $39.00, suggesting a potential upside of 22.22%. Given ChoiceOne Financial Services' stronger consensus rating and higher probable upside, analysts clearly believe ChoiceOne Financial Services is more favorable than Oconee Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
ChoiceOne Financial Services
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Oconee Federal Financial has a beta of 0.27, indicating that its stock price is 73% less volatile than the S&P 500. Comparatively, ChoiceOne Financial Services has a beta of 0.71, indicating that its stock price is 29% less volatile than the S&P 500.

ChoiceOne Financial Services has higher revenue and earnings than Oconee Federal Financial. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oconee Federal Financial$30.77M2.42$6.26M$1.299.88
ChoiceOne Financial Services$139.10M2.06$26.73M$3.269.79

Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 3.1%. ChoiceOne Financial Services pays an annual dividend of $1.12 per share and has a dividend yield of 3.5%. Oconee Federal Financial pays out 31.0% of its earnings in the form of a dividend. ChoiceOne Financial Services pays out 34.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ChoiceOne Financial Services has raised its dividend for 13 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Oconee Federal Financial received 108 more outperform votes than ChoiceOne Financial Services when rated by MarketBeat users. However, 66.67% of users gave ChoiceOne Financial Services an outperform vote while only 65.48% of users gave Oconee Federal Financial an outperform vote.

CompanyUnderperformOutperform
Oconee Federal FinancialOutperform Votes
110
65.48%
Underperform Votes
58
34.52%
ChoiceOne Financial ServicesOutperform Votes
2
66.67%
Underperform Votes
1
33.33%

Oconee Federal Financial has a net margin of 22.17% compared to ChoiceOne Financial Services' net margin of 19.21%. ChoiceOne Financial Services' return on equity of 12.44% beat Oconee Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oconee Federal Financial22.17% N/A N/A
ChoiceOne Financial Services 19.21%12.44%1.04%

19.9% of ChoiceOne Financial Services shares are owned by institutional investors. 5.1% of Oconee Federal Financial shares are owned by company insiders. Comparatively, 7.9% of ChoiceOne Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

In the previous week, Oconee Federal Financial and Oconee Federal Financial both had 1 articles in the media. Oconee Federal Financial's average media sentiment score of 0.00 equaled ChoiceOne Financial Services'average media sentiment score.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Oconee Federal Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
ChoiceOne Financial Services
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

ChoiceOne Financial Services beats Oconee Federal Financial on 14 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OFED vs. The Competition

MetricOconee Federal FinancialFederal savings institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$74.46M$3.10B$11.73B$9.14B
Dividend Yield3.14%3.27%5.37%3.85%
P/E Ratio9.8816.0224.0519.17
Price / Sales2.422.1026.4870.71
Price / Cash12.7419.1317.9134.83
Price / BookN/A0.922.594.62
Net Income$6.26M$352.78M$1.03B$246.06M
7 Day PerformanceN/A-1.23%-1.39%-2.63%
1 Month Performance0.20%-0.73%0.69%-2.15%
1 Year PerformanceN/A11.96%14.94%12.88%

Oconee Federal Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OFED
Oconee Federal Financial
N/A$12.75
flat
N/AN/A$74.46M$30.77M9.8880News Coverage
COFS
ChoiceOne Financial Services
1.9828 of 5 stars
$32.53
-0.7%
$39.00
+19.9%
+21.7%$291.47M$139.10M9.98380High Trading Volume
SFST
Southern First Bancshares
3.2654 of 5 stars
$35.68
-1.4%
N/A-1.3%$291.15M$213.35M18.58290
PCB
PCB Bancorp
4.8678 of 5 stars
$20.15
-0.9%
$22.00
+9.2%
+21.8%$287.54M$191.91M11.58250Positive News
INBK
First Internet Bancorp
4.4195 of 5 stars
$32.85
-1.1%
$41.75
+27.1%
-5.0%$284.81M$339.23M11.37290Positive News
ONIT
Onity Group
4.3492 of 5 stars
$35.76
-0.6%
$42.50
+18.8%
N/A$281.43M$1.07B23.684,500
JMSB
John Marshall Bancorp
2.283 of 5 stars
$19.68
-1.0%
N/A+0.6%$280.24M$112.40M16.40140Positive News
LNKB
LINKBANCORP
3.5561 of 5 stars
$7.46
+0.7%
$8.25
+10.6%
+5.4%$278.78M$108.76M10.66110
BRBS
Blue Ridge Bankshares
N/A$3.79
flat
N/A+45.3%$278.64M$173.89M-5.92560
FRST
Primis Financial
4.8971 of 5 stars
$11.06
flat
$14.00
+26.6%
-14.9%$273.44M$147.43M11.77420
OPRT
Oportun Financial
4.0668 of 5 stars
$7.57
+18.3%
$5.50
-27.3%
+113.2%$272.37M$1.06B-2.292,465Positive News
High Trading Volume

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This page (NASDAQ:OFED) was last updated on 2/22/2025 by MarketBeat.com Staff
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