OFED vs. CZFS, BCML, PBFS, FRST, PCB, PLBC, CBAN, GHI, FOA, and LNKB
Should you be buying Oconee Federal Financial stock or one of its competitors? The main competitors of Oconee Federal Financial include Citizens Financial Services (CZFS), BayCom (BCML), Pioneer Bancorp (PBFS), Primis Financial (FRST), PCB Bancorp (PCB), Plumas Bancorp (PLBC), Colony Bankcorp (CBAN), Greystone Housing Impact Investors (GHI), Finance of America Companies (FOA), and LINKBANCORP (LNKB). These companies are all part of the "banking" industry.
Oconee Federal Financial vs.
Oconee Federal Financial (NASDAQ:OFED) and Citizens Financial Services (NASDAQ:CZFS) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their media sentiment, analyst recommendations, profitability, earnings, dividends, valuation, risk, institutional ownership and community ranking.
Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 3.1%. Citizens Financial Services pays an annual dividend of $1.96 per share and has a dividend yield of 3.1%. Oconee Federal Financial pays out 31.0% of its earnings in the form of a dividend. Citizens Financial Services pays out 33.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Oconee Federal Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.
Oconee Federal Financial has a beta of 0.27, indicating that its share price is 73% less volatile than the S&P 500. Comparatively, Citizens Financial Services has a beta of 0.55, indicating that its share price is 45% less volatile than the S&P 500.
Citizens Financial Services has a consensus price target of $53.00, suggesting a potential downside of 15.27%. Given Citizens Financial Services' stronger consensus rating and higher possible upside, analysts plainly believe Citizens Financial Services is more favorable than Oconee Federal Financial.
Oconee Federal Financial received 92 more outperform votes than Citizens Financial Services when rated by MarketBeat users. However, 69.23% of users gave Citizens Financial Services an outperform vote while only 65.48% of users gave Oconee Federal Financial an outperform vote.
22.5% of Citizens Financial Services shares are held by institutional investors. 5.1% of Oconee Federal Financial shares are held by company insiders. Comparatively, 5.9% of Citizens Financial Services shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.
Citizens Financial Services has higher revenue and earnings than Oconee Federal Financial. Oconee Federal Financial is trading at a lower price-to-earnings ratio than Citizens Financial Services, indicating that it is currently the more affordable of the two stocks.
In the previous week, Oconee Federal Financial and Oconee Federal Financial both had 2 articles in the media. Citizens Financial Services' average media sentiment score of 0.77 beat Oconee Federal Financial's score of 0.37 indicating that Citizens Financial Services is being referred to more favorably in the news media.
Oconee Federal Financial has a net margin of 22.17% compared to Citizens Financial Services' net margin of 16.24%. Citizens Financial Services' return on equity of 9.86% beat Oconee Federal Financial's return on equity.
Summary
Citizens Financial Services beats Oconee Federal Financial on 14 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
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Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Oconee Federal Financial Competitors List
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This page (NASDAQ:OFED) was last updated on 1/21/2025 by MarketBeat.com Staff
