Oconee Federal Financial (OFED) Competitors

Oconee Federal Financial (NASDAQ:OFED) and First Bank (NASDAQ:FRBA) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, dividends, institutional ownership, community ranking, earnings, profitability, risk, media sentiment and valuation.

Do analysts recommend OFED or FRBA?

First Bank has a consensus price target of $17.00, indicating a potential upside of 25.18%. Given First Bank's stronger consensus rating and higher probable upside, analysts plainly believe First Bank is more favorable than Oconee Federal Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Oconee Federal Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
First Bank	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is OFED or FRBA more profitable?

Oconee Federal Financial has a net margin of 22.17% compared to First Bank's net margin of 18.41%. First Bank's return on equity of 11.06% beat Oconee Federal Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Oconee Federal Financial	22.17%	N/A	N/A
First Bank	18.41%	11.06%	1.19%

Does the MarketBeat Community prefer OFED or FRBA?

First Bank received 140 more outperform votes than Oconee Federal Financial when rated by MarketBeat users. However, 65.48% of users gave Oconee Federal Financial an outperform vote while only 63.29% of users gave First Bank an outperform vote.

Company	Underperform	Outperform
Oconee Federal Financial	Outperform Votes 110 65.48%	Underperform Votes 58 34.52%
First Bank	Outperform Votes 250 63.29%	Underperform Votes 145 36.71%

Which has higher valuation & earnings, OFED or FRBA?

First Bank has higher revenue and earnings than Oconee Federal Financial. First Bank is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Oconee Federal Financial	$16.85M	4.18	$6.26M	$1.29	9.36
First Bank	$129.85M	2.05	$42.24M	$1.67	8.13

Is OFED or FRBA a better dividend stock?

Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 3.3%. First Bank pays an annual dividend of $0.24 per share and has a dividend yield of 1.8%. Oconee Federal Financial pays out 31.0% of its earnings in the form of a dividend. First Bank pays out 14.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has more volatility and risk, OFED or FRBA?

Oconee Federal Financial has a beta of 0.29, indicating that its stock price is 71% less volatile than the S&P 500. Comparatively, First Bank has a beta of 0.76, indicating that its stock price is 24% less volatile than the S&P 500.

Does the media favor OFED or FRBA?

In the previous week, First Bank had 1 more articles in the media than Oconee Federal Financial. MarketBeat recorded 2 mentions for First Bank and 1 mentions for Oconee Federal Financial. First Bank's average media sentiment score of 1.25 beat Oconee Federal Financial's score of 1.05 indicating that First Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Oconee Federal Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Bank	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals & insiders believe in OFED or FRBA?

64.9% of First Bank shares are held by institutional investors. 5.1% of Oconee Federal Financial shares are held by insiders. Comparatively, 13.1% of First Bank shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

First Bank beats Oconee Federal Financial on 15 of the 20 factors compared between the two stocks.