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OptimumBank (OPHC) Competitors

OptimumBank logo
$4.96 -0.11 (-2.17%)
(As of 11/20/2024 ET)

OPHC vs. ASRV, EMCF, RIVE, MYFW, FSFG, WNEB, SWKH, FCCO, BVFL, and UBFO

Should you be buying OptimumBank stock or one of its competitors? The main competitors of OptimumBank include AmeriServ Financial (ASRV), Emclaire Financial (EMCF), Riverview Financial (RIVE), First Western Financial (MYFW), First Savings Financial Group (FSFG), Western New England Bancorp (WNEB), SWK (SWKH), First Community (FCCO), BV Financial (BVFL), and United Security Bancshares (UBFO). These companies are all part of the "finance" sector.

OptimumBank vs.

OptimumBank (NASDAQ:OPHC) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, valuation, institutional ownership, risk, media sentiment, community ranking, earnings, dividends and profitability.

OptimumBank has a beta of 0.36, suggesting that its share price is 64% less volatile than the S&P 500. Comparatively, AmeriServ Financial has a beta of 0.73, suggesting that its share price is 27% less volatile than the S&P 500.

AmeriServ Financial received 62 more outperform votes than OptimumBank when rated by MarketBeat users. Likewise, 61.60% of users gave AmeriServ Financial an outperform vote while only 31.11% of users gave OptimumBank an outperform vote.

CompanyUnderperformOutperform
OptimumBankOutperform Votes
84
31.11%
Underperform Votes
186
68.89%
AmeriServ FinancialOutperform Votes
146
61.60%
Underperform Votes
91
38.40%

OptimumBank has higher earnings, but lower revenue than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than OptimumBank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OptimumBank$39.23M1.28$6.28M$1.184.20
AmeriServ Financial$77.25M0.64-$3.35M-$0.15-19.80

7.4% of OptimumBank shares are owned by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are owned by institutional investors. 13.9% of OptimumBank shares are owned by insiders. Comparatively, 9.6% of AmeriServ Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

In the previous week, OptimumBank had 1 more articles in the media than AmeriServ Financial. MarketBeat recorded 1 mentions for OptimumBank and 0 mentions for AmeriServ Financial. AmeriServ Financial's average media sentiment score of 1.00 beat OptimumBank's score of 0.02 indicating that AmeriServ Financial is being referred to more favorably in the news media.

Company Overall Sentiment
OptimumBank Neutral
AmeriServ Financial Positive

OptimumBank has a net margin of 19.62% compared to AmeriServ Financial's net margin of -3.19%. OptimumBank's return on equity of 14.10% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
OptimumBank19.62% 14.10% 1.31%
AmeriServ Financial -3.19%-2.50%-0.19%

OptimumBank currently has a consensus price target of $5.25, suggesting a potential upside of 5.85%. Given OptimumBank's stronger consensus rating and higher probable upside, equities analysts plainly believe OptimumBank is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OptimumBank
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Summary

OptimumBank beats AmeriServ Financial on 11 of the 17 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPHC vs. The Competition

MetricOptimumBankNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$50.05M$22.38B$10.56B$8.82B
Dividend YieldN/A3.14%10.15%4.07%
P/E Ratio4.2028.1649.3417.81
Price / Sales1.282.603,447.9374.57
Price / Cash5.4510.8930.5032.53
Price / Book0.511.302.764.68
Net Income$6.28M$2.24B$995.76M$226.08M
7 Day Performance-2.36%-0.79%-0.07%-1.04%
1 Month Performance9.25%7.88%7.25%1.04%
1 Year Performance55.97%33.52%24.60%26.28%

OptimumBank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPHC
OptimumBank
0.9541 of 5 stars
$4.96
-2.2%
$5.25
+5.8%
+50.8%$51.16M$39.23M3.7640Analyst Forecast
High Trading Volume
ASRV
AmeriServ Financial
N/A$2.97
+3.5%
N/A+6.8%$47.41M$77.25M0.001,224Positive News
Gap Down
EMCF
Emclaire Financial
N/A$31.60
flat
N/A+0.0%$86.43M$41.17M8.59148Gap Up
High Trading Volume
RIVE
Riverview Financial
N/A$15.47
flat
N/A+0.0%$144.83M$54.82M11.54221Gap Down
High Trading Volume
MYFW
First Western Financial
4.6236 of 5 stars
$20.75
flat
$22.83
+10.0%
+25.5%$200.53M$167.52M33.47310
FSFG
First Savings Financial Group
3.8438 of 5 stars
$29.11
+0.3%
$27.50
-5.5%
+92.9%$199.70M$134.52M14.70470
WNEB
Western New England Bancorp
3.5955 of 5 stars
$8.98
-1.6%
$8.50
-5.3%
+15.3%$191.90M$112.01M17.27360Positive News
High Trading Volume
SWKH
SWK
1.2276 of 5 stars
$15.16
-1.3%
N/A-7.7%$187.90M$37.76M16.3040
FCCO
First Community
3.6245 of 5 stars
$24.33
-0.4%
$21.00
-13.7%
+37.8%$186.59M$83.12M14.40250Positive News
BVFL
BV Financial
1.9541 of 5 stars
$15.94
+0.6%
N/A+38.5%$183.83M$37.66M13.39112Positive News
High Trading Volume
UBFO
United Security Bancshares
2.677 of 5 stars
$9.48
+0.3%
N/A+21.4%$163.70M$65.95M9.29120Positive News

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This page (NASDAQ:OPHC) was last updated on 11/21/2024 by MarketBeat.com Staff
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