OptimumBank (OPHC) Competitors

First Western Financial (NASDAQ:MYFW) and OptimumBank (NASDAQ:OPHC) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their media sentiment, valuation, community ranking, dividends, institutional ownership, profitability, analyst recommendations, earnings and risk.

Which has stronger valuation & earnings, MYFW or OPHC?

OptimumBank has lower revenue, but higher earnings than First Western Financial. OptimumBank is trading at a lower price-to-earnings ratio than First Western Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Western Financial	$88.93M	2.06	$5.22M	$0.62	30.60
OptimumBank	$37.20M	1.28	$6.28M	$1.32	3.58

Do analysts rate MYFW or OPHC?

First Western Financial currently has a consensus target price of $23.83, suggesting a potential upside of 25.64%. OptimumBank has a consensus target price of $5.25, suggesting a potential upside of 11.23%. Given First Western Financial's stronger consensus rating and higher probable upside, analysts clearly believe First Western Financial is more favorable than OptimumBank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Western Financial	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
OptimumBank	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Do institutionals and insiders hold more shares of MYFW or OPHC?

60.3% of First Western Financial shares are owned by institutional investors. Comparatively, 7.4% of OptimumBank shares are owned by institutional investors. 17.9% of First Western Financial shares are owned by company insiders. Comparatively, 13.9% of OptimumBank shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Is MYFW or OPHC more profitable?

OptimumBank has a net margin of 19.62% compared to First Western Financial's net margin of 3.33%. OptimumBank's return on equity of 14.10% beat First Western Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Western Financial	3.33%	2.44%	0.20%
OptimumBank	19.62%	14.10%	1.31%

Which has more risk and volatility, MYFW or OPHC?

First Western Financial has a beta of 0.65, meaning that its share price is 35% less volatile than the S&P 500. Comparatively, OptimumBank has a beta of 0.36, meaning that its share price is 64% less volatile than the S&P 500.

Does the media prefer MYFW or OPHC?

In the previous week, First Western Financial and First Western Financial both had 2 articles in the media. First Western Financial's average media sentiment score of 1.46 beat OptimumBank's score of -0.50 indicating that First Western Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Western Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
OptimumBank	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Negative

Does the MarketBeat Community believe in MYFW or OPHC?

OptimumBank received 15 more outperform votes than First Western Financial when rated by MarketBeat users. However, 49.29% of users gave First Western Financial an outperform vote while only 30.55% of users gave OptimumBank an outperform vote.

Company	Underperform	Outperform
First Western Financial	Outperform Votes 69 49.29%	Underperform Votes 71 50.71%
OptimumBank	Outperform Votes 84 30.55%	Underperform Votes 191 69.45%

Summary

First Western Financial beats OptimumBank on 11 of the 17 factors compared between the two stocks.