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OptimumBank (OPHC) Competitors

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$4.60 +0.01 (+0.11%)
As of 01/30/2025 04:00 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

OPHC vs. VABK, FCCO, HNVR, FSFG, UBFO, MRBK, MYFW, CZWI, PEBK, and NCTY

Should you be buying OptimumBank stock or one of its competitors? The main competitors of OptimumBank include Virginia National Bankshares (VABK), First Community (FCCO), Hanover Bancorp (HNVR), First Savings Financial Group (FSFG), United Security Bancshares (UBFO), Meridian (MRBK), First Western Financial (MYFW), Citizens Community Bancorp (CZWI), Peoples Bancorp of North Carolina (PEBK), and The9 (NCTY). These companies are all part of the "banking" industry.

OptimumBank vs.

Virginia National Bankshares (NASDAQ:VABK) and OptimumBank (NASDAQ:OPHC) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their media sentiment, analyst recommendations, institutional ownership, profitability, valuation, risk, community ranking, dividends and earnings.

Virginia National Bankshares has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than Virginia National Bankshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Virginia National Bankshares$53.06M3.69$19.26M$3.1511.57
OptimumBank$39.23M1.18$6.28M$1.323.48

In the previous week, OptimumBank had 2 more articles in the media than Virginia National Bankshares. MarketBeat recorded 3 mentions for OptimumBank and 1 mentions for Virginia National Bankshares. Virginia National Bankshares' average media sentiment score of 1.07 beat OptimumBank's score of 0.00 indicating that Virginia National Bankshares is being referred to more favorably in the media.

Company Overall Sentiment
Virginia National Bankshares Positive
OptimumBank Neutral

37.4% of Virginia National Bankshares shares are held by institutional investors. Comparatively, 7.4% of OptimumBank shares are held by institutional investors. 13.9% of Virginia National Bankshares shares are held by company insiders. Comparatively, 13.9% of OptimumBank shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

OptimumBank has a consensus price target of $5.25, suggesting a potential upside of 14.25%. Given OptimumBank's stronger consensus rating and higher possible upside, analysts plainly believe OptimumBank is more favorable than Virginia National Bankshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Virginia National Bankshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
OptimumBank
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

OptimumBank received 84 more outperform votes than Virginia National Bankshares when rated by MarketBeat users.

CompanyUnderperformOutperform
Virginia National BanksharesN/AN/A
OptimumBankOutperform Votes
84
30.43%
Underperform Votes
192
69.57%

Virginia National Bankshares has a beta of 0.47, suggesting that its stock price is 53% less volatile than the S&P 500. Comparatively, OptimumBank has a beta of 0.37, suggesting that its stock price is 63% less volatile than the S&P 500.

OptimumBank has a net margin of 19.62% compared to Virginia National Bankshares' net margin of 18.95%. OptimumBank's return on equity of 14.10% beat Virginia National Bankshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Virginia National Bankshares18.95% 9.96% 0.97%
OptimumBank 19.62%14.10%1.31%

Summary

Virginia National Bankshares and OptimumBank tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPHC vs. The Competition

MetricOptimumBankNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$46.36M$23.83B$11.97B$9.14B
Dividend YieldN/A3.24%5.75%3.98%
P/E Ratio3.4813.1224.4417.66
Price / Sales1.182.3627.7681.09
Price / Cash4.8910.7218.1237.71
Price / Book0.481.292.714.73
Net Income$6.28M$2.38B$1.07B$225.42M
7 Day Performance-0.13%1.66%0.84%-0.44%
1 Month Performance-2.85%3.90%2.09%3.57%
1 Year Performance-0.11%18.61%13.72%19.20%

OptimumBank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPHC
OptimumBank
1.8291 of 5 stars
$4.60
+0.1%
$5.25
+14.3%
-0.1%$46.36M$39.23M3.4840Upcoming Earnings
Short Interest ↓
News Coverage
VABK
Virginia National Bankshares
2.5915 of 5 stars
$35.54
+1.2%
N/A+5.5%$190.85M$79.09M12.30170Positive News
FCCO
First Community
3.9751 of 5 stars
$24.26
+0.5%
$21.00
-13.4%
+35.9%$185.35M$83.12M14.36250Short Interest ↑
HNVR
Hanover Bancorp
3.7144 of 5 stars
$24.45
+1.9%
$22.00
-10.0%
+47.9%$174.82M$113.89M14.82160Earnings Report
Dividend Announcement
Short Interest ↑
Gap Down
FSFG
First Savings Financial Group
4.5137 of 5 stars
$25.18
-1.4%
$27.50
+9.2%
+33.9%$173.97M$70.48M12.72470Earnings Report
Upcoming Earnings
Short Interest ↑
UBFO
United Security Bancshares
3.9144 of 5 stars
$9.96
+0.7%
N/A+19.1%$172.54M$54.53M9.76120Earnings Report
Short Interest ↓
High Trading Volume
MRBK
Meridian
3.0985 of 5 stars
$15.31
+0.1%
$16.00
+4.5%
+30.5%$172.08M$168.55M15.16410Earnings Report
Short Interest ↑
MYFW
First Western Financial
4.4202 of 5 stars
$17.68
+0.5%
$23.83
+34.8%
+17.4%$170.79M$167.52M28.52310High Trading Volume
CZWI
Citizens Community Bancorp
3.2361 of 5 stars
$16.06
+1.1%
N/A+27.0%$161.08M$94.50M11.39220Earnings Report
Upcoming Earnings
Short Interest ↓
PEBK
Peoples Bancorp of North Carolina
3.6038 of 5 stars
$29.18
-2.4%
N/A-1.9%$159.32M$94.78M9.89310News Coverage
NCTY
The9
1.0575 of 5 stars
$16.77
+5.3%
N/A+203.2%$150.76M$25.22M0.0070Gap Down

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This page (NASDAQ:OPHC) was last updated on 1/31/2025 by MarketBeat.com Staff
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