OptimumBank (OPHC) Competitors $4.60 +0.01 (+0.11%) As of 01/30/2025 04:00 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends OPHC vs. VABK, FCCO, HNVR, FSFG, UBFO, MRBK, MYFW, CZWI, PEBK, and NCTYShould you be buying OptimumBank stock or one of its competitors? The main competitors of OptimumBank include Virginia National Bankshares (VABK), First Community (FCCO), Hanover Bancorp (HNVR), First Savings Financial Group (FSFG), United Security Bancshares (UBFO), Meridian (MRBK), First Western Financial (MYFW), Citizens Community Bancorp (CZWI), Peoples Bancorp of North Carolina (PEBK), and The9 (NCTY). These companies are all part of the "banking" industry. OptimumBank vs. Virginia National Bankshares First Community Hanover Bancorp First Savings Financial Group United Security Bancshares Meridian First Western Financial Citizens Community Bancorp Peoples Bancorp of North Carolina The9 Virginia National Bankshares (NASDAQ:VABK) and OptimumBank (NASDAQ:OPHC) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their media sentiment, analyst recommendations, institutional ownership, profitability, valuation, risk, community ranking, dividends and earnings. Which has preferable valuation and earnings, VABK or OPHC? Virginia National Bankshares has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than Virginia National Bankshares, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioVirginia National Bankshares$53.06M3.69$19.26M$3.1511.57OptimumBank$39.23M1.18$6.28M$1.323.48 Does the media prefer VABK or OPHC? In the previous week, OptimumBank had 2 more articles in the media than Virginia National Bankshares. MarketBeat recorded 3 mentions for OptimumBank and 1 mentions for Virginia National Bankshares. Virginia National Bankshares' average media sentiment score of 1.07 beat OptimumBank's score of 0.00 indicating that Virginia National Bankshares is being referred to more favorably in the media. Company Overall Sentiment Virginia National Bankshares Positive OptimumBank Neutral Do insiders and institutionals believe in VABK or OPHC? 37.4% of Virginia National Bankshares shares are held by institutional investors. Comparatively, 7.4% of OptimumBank shares are held by institutional investors. 13.9% of Virginia National Bankshares shares are held by company insiders. Comparatively, 13.9% of OptimumBank shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth. Do analysts recommend VABK or OPHC? OptimumBank has a consensus price target of $5.25, suggesting a potential upside of 14.25%. Given OptimumBank's stronger consensus rating and higher possible upside, analysts plainly believe OptimumBank is more favorable than Virginia National Bankshares.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Virginia National Bankshares 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00OptimumBank 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Does the MarketBeat Community prefer VABK or OPHC? OptimumBank received 84 more outperform votes than Virginia National Bankshares when rated by MarketBeat users. CompanyUnderperformOutperformVirginia National BanksharesN/AN/AOptimumBankOutperform Votes8430.43% Underperform Votes19269.57% Which has more volatility & risk, VABK or OPHC? Virginia National Bankshares has a beta of 0.47, suggesting that its stock price is 53% less volatile than the S&P 500. Comparatively, OptimumBank has a beta of 0.37, suggesting that its stock price is 63% less volatile than the S&P 500. Is VABK or OPHC more profitable? OptimumBank has a net margin of 19.62% compared to Virginia National Bankshares' net margin of 18.95%. OptimumBank's return on equity of 14.10% beat Virginia National Bankshares' return on equity.Company Net Margins Return on Equity Return on Assets Virginia National Bankshares18.95% 9.96% 0.97% OptimumBank 19.62%14.10%1.31% SummaryVirginia National Bankshares and OptimumBank tied by winning 8 of the 16 factors compared between the two stocks. Get OptimumBank News Delivered to You Automatically Sign up to receive the latest news and ratings for OPHC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OPHC vs. The Competition Export to ExcelMetricOptimumBankNational commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$46.36M$23.83B$11.97B$9.14BDividend YieldN/A3.24%5.75%3.98%P/E Ratio3.4813.1224.4417.66Price / Sales1.182.3627.7681.09Price / Cash4.8910.7218.1237.71Price / Book0.481.292.714.73Net Income$6.28M$2.38B$1.07B$225.42M7 Day Performance-0.13%1.66%0.84%-0.44%1 Month Performance-2.85%3.90%2.09%3.57%1 Year Performance-0.11%18.61%13.72%19.20% OptimumBank Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OPHCOptimumBank1.8291 of 5 stars$4.60+0.1%$5.25+14.3%-0.1%$46.36M$39.23M3.4840Upcoming EarningsShort Interest ↓News CoverageVABKVirginia National Bankshares2.5915 of 5 stars$35.54+1.2%N/A+5.5%$190.85M$79.09M12.30170Positive NewsFCCOFirst Community3.9751 of 5 stars$24.26+0.5%$21.00-13.4%+35.9%$185.35M$83.12M14.36250Short Interest ↑HNVRHanover Bancorp3.7144 of 5 stars$24.45+1.9%$22.00-10.0%+47.9%$174.82M$113.89M14.82160Earnings ReportDividend AnnouncementShort Interest ↑Gap DownFSFGFirst Savings Financial Group4.5137 of 5 stars$25.18-1.4%$27.50+9.2%+33.9%$173.97M$70.48M12.72470Earnings ReportUpcoming EarningsShort Interest ↑UBFOUnited Security Bancshares3.9144 of 5 stars$9.96+0.7%N/A+19.1%$172.54M$54.53M9.76120Earnings ReportShort Interest ↓High Trading VolumeMRBKMeridian3.0985 of 5 stars$15.31+0.1%$16.00+4.5%+30.5%$172.08M$168.55M15.16410Earnings ReportShort Interest ↑MYFWFirst Western Financial4.4202 of 5 stars$17.68+0.5%$23.83+34.8%+17.4%$170.79M$167.52M28.52310High Trading VolumeCZWICitizens Community Bancorp3.2361 of 5 stars$16.06+1.1%N/A+27.0%$161.08M$94.50M11.39220Earnings ReportUpcoming EarningsShort Interest ↓PEBKPeoples Bancorp of North Carolina3.6038 of 5 stars$29.18-2.4%N/A-1.9%$159.32M$94.78M9.89310News CoverageNCTYThe91.0575 of 5 stars$16.77+5.3%N/A+203.2%$150.76M$25.22M0.0070Gap Down Related Companies and Tools Related Companies VABK Competitors FCCO Competitors HNVR Competitors FSFG Competitors UBFO Competitors MRBK Competitors MYFW Competitors CZWI Competitors PEBK Competitors NCTY Competitors Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:OPHC) was last updated on 1/31/2025 by MarketBeat.com Staff From Our Partners Is Starlink Set For The Largest IPO In History?He turned PayPal from a tiny, off-the-radar startup… to a massive $64 billion giant. 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