OptimumBank (OPHC) Competitors $3.72 -0.17 (-4.37%) Closing price 04:00 PM EasternExtended Trading$3.76 +0.04 (+1.08%) As of 04:05 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock OPHC vs. WNEB, MYFW, CPSS, FSFG, OPBK, BVFL, FCCO, ISTR, BCBP, and BETRShould you be buying OptimumBank stock or one of its competitors? The main competitors of OptimumBank include Western New England Bancorp (WNEB), First Western Financial (MYFW), Consumer Portfolio Services (CPSS), First Savings Financial Group (FSFG), OP Bancorp (OPBK), BV Financial (BVFL), First Community (FCCO), Investar (ISTR), BCB Bancorp (BCBP), and Better Home & Finance (BETR). These companies are all part of the "banking" industry. OptimumBank vs. Western New England Bancorp First Western Financial Consumer Portfolio Services First Savings Financial Group OP Bancorp BV Financial First Community Investar BCB Bancorp Better Home & Finance OptimumBank (NASDAQ:OPHC) and Western New England Bancorp (NASDAQ:WNEB) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, community ranking, institutional ownership, analyst recommendations, risk, media sentiment, dividends, earnings and valuation. Does the MarketBeat Community believe in OPHC or WNEB? Western New England Bancorp received 216 more outperform votes than OptimumBank when rated by MarketBeat users. Likewise, 58.94% of users gave Western New England Bancorp an outperform vote while only 29.68% of users gave OptimumBank an outperform vote. CompanyUnderperformOutperformOptimumBankOutperform Votes8429.68% Underperform Votes19970.32% Western New England BancorpOutperform Votes30058.94% Underperform Votes20941.06% Which has higher valuation and earnings, OPHC or WNEB? Western New England Bancorp has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than Western New England Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOptimumBank$39.31M1.11$6.28M$1.322.82Western New England Bancorp$72.73M2.27$11.67M$0.5614.20 Which has more volatility and risk, OPHC or WNEB? OptimumBank has a beta of 0.31, suggesting that its share price is 69% less volatile than the S&P 500. Comparatively, Western New England Bancorp has a beta of 0.57, suggesting that its share price is 43% less volatile than the S&P 500. Does the media favor OPHC or WNEB? In the previous week, Western New England Bancorp had 1 more articles in the media than OptimumBank. MarketBeat recorded 1 mentions for Western New England Bancorp and 0 mentions for OptimumBank. Western New England Bancorp's average media sentiment score of 1.89 beat OptimumBank's score of 0.00 indicating that Western New England Bancorp is being referred to more favorably in the news media. Company Overall Sentiment OptimumBank Neutral Western New England Bancorp Very Positive Do insiders and institutionals hold more shares of OPHC or WNEB? 7.4% of OptimumBank shares are owned by institutional investors. Comparatively, 67.9% of Western New England Bancorp shares are owned by institutional investors. 13.9% of OptimumBank shares are owned by company insiders. Comparatively, 5.8% of Western New England Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term. Is OPHC or WNEB more profitable? OptimumBank has a net margin of 19.62% compared to Western New England Bancorp's net margin of 9.51%. OptimumBank's return on equity of 14.10% beat Western New England Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets OptimumBank19.62% 14.10% 1.31% Western New England Bancorp 9.51%4.91%0.45% Do analysts recommend OPHC or WNEB? OptimumBank presently has a consensus target price of $5.25, suggesting a potential upside of 41.13%. Western New England Bancorp has a consensus target price of $8.50, suggesting a potential upside of 6.92%. Given OptimumBank's higher probable upside, equities analysts clearly believe OptimumBank is more favorable than Western New England Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score OptimumBank 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00Western New England Bancorp 0 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.67 SummaryWestern New England Bancorp beats OptimumBank on 12 of the 18 factors compared between the two stocks. Remove Ads Get OptimumBank News Delivered to You Automatically Sign up to receive the latest news and ratings for OPHC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OPHC vs. The Competition Export to ExcelMetricOptimumBankNational commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$43.71M$19.89B$10.44B$7.35BDividend YieldN/A3.77%5.81%4.27%P/E Ratio2.8211.3021.1317.55Price / Sales1.112.5424.5289.75Price / Cash4.7711.1617.6134.64Price / Book0.391.052.443.81Net Income$6.28M$2.17B$1.03B$247.05M7 Day Performance-5.58%-2.94%-3.68%-3.56%1 Month Performance-14.68%-6.85%488.11%-8.46%1 Year Performance-8.60%10.36%529.75%-6.47% OptimumBank Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OPHCOptimumBank2.8574 of 5 stars$3.72-4.4%$5.25+41.1%-5.4%$43.71M$39.31M2.8240Analyst ForecastWNEBWestern New England Bancorp3.0898 of 5 stars$9.30+0.1%$8.50-8.6%+17.3%$192.96M$72.73M16.61360News CoverageMYFWFirst Western Financial4.6356 of 5 stars$19.65+3.2%$23.33+18.7%+32.3%$190.68M$89.44M22.59310Upcoming EarningsNews CoveragePositive NewsHigh Trading VolumeCPSSConsumer Portfolio Services2.7952 of 5 stars$8.67-1.4%N/A+12.9%$188.48M$202.25M9.97740News CoveragePositive NewsGap DownFSFGFirst Savings Financial Group4.4193 of 5 stars$25.76+0.5%$27.33+6.1%+46.8%$178.13M$75.10M9.40470Positive NewsOPBKOP Bancorp3.1285 of 5 stars$12.02+0.6%$18.00+49.8%+18.2%$178.04M$82.04M8.65190Positive NewsBVFLBV Financial1.0887 of 5 stars$15.26flatN/A+45.1%$176.99M$37.70M14.00112FCCOFirst Community4.4644 of 5 stars$22.56+0.9%$29.67+31.5%+30.7%$173.06M$61.14M12.46250Positive NewsGap DownISTRInvestar4.5159 of 5 stars$17.61-1.3%$20.50+16.4%+6.1%$173.04M$82.41M8.63340BCBPBCB Bancorp3.9438 of 5 stars$9.86-0.9%$13.38+35.6%-3.3%$169.23M$94.96M10.06290BETRBetter Home & Finance0.8413 of 5 stars$10.91-6.8%N/A+2,202.4%$165.51M$120.05M-0.811,300Positive News Remove Ads Related Companies and Tools Related Companies WNEB Competitors MYFW Competitors CPSS Competitors FSFG Competitors OPBK Competitors BVFL Competitors FCCO Competitors ISTR Competitors BCBP Competitors BETR Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:OPHC) was last updated on 4/10/2025 by MarketBeat.com Staff From Our Partners6 stocks could soar on DOGE AI news …Stay alert for Elon Musk and the Department of Government Efficiency's next move … Expect an announcement f...Weiss Ratings | SponsoredCollect $7k per month from Tesla’s SECRET dividendTesla doesn't pay a traditional dividend.... 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