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OptimumBank (OPHC) Competitors

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$4.36 +0.08 (+1.75%)
As of 03/7/2025 04:00 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

OPHC vs. VABK, OPBK, FCCO, MYFW, BKKT, ISTR, BVFL, FSFG, MRBK, and HNVR

Should you be buying OptimumBank stock or one of its competitors? The main competitors of OptimumBank include Virginia National Bankshares (VABK), OP Bancorp (OPBK), First Community (FCCO), First Western Financial (MYFW), Bakkt (BKKT), Investar (ISTR), BV Financial (BVFL), First Savings Financial Group (FSFG), Meridian (MRBK), and Hanover Bancorp (HNVR). These companies are all part of the "banking" industry.

OptimumBank vs.

OptimumBank (NASDAQ:OPHC) and Virginia National Bankshares (NASDAQ:VABK) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, community ranking, institutional ownership, analyst recommendations, risk, media sentiment, dividends, earnings and valuation.

OptimumBank presently has a consensus target price of $5.25, suggesting a potential upside of 20.69%. Given OptimumBank's stronger consensus rating and higher probable upside, equities analysts clearly believe OptimumBank is more favorable than Virginia National Bankshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OptimumBank
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Virginia National Bankshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Virginia National Bankshares has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than Virginia National Bankshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OptimumBank$39.31M1.30$6.28M$1.323.30
Virginia National Bankshares$53.06M3.63$16.97M$3.1511.39

In the previous week, OptimumBank had 3 more articles in the media than Virginia National Bankshares. MarketBeat recorded 4 mentions for OptimumBank and 1 mentions for Virginia National Bankshares. Virginia National Bankshares' average media sentiment score of 0.27 beat OptimumBank's score of 0.18 indicating that Virginia National Bankshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OptimumBank
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Virginia National Bankshares
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Virginia National Bankshares has a net margin of 20.32% compared to OptimumBank's net margin of 19.62%. OptimumBank's return on equity of 14.10% beat Virginia National Bankshares' return on equity.

Company Net Margins Return on Equity Return on Assets
OptimumBank19.62% 14.10% 1.31%
Virginia National Bankshares 20.32%10.77%1.06%

OptimumBank received 84 more outperform votes than Virginia National Bankshares when rated by MarketBeat users.

CompanyUnderperformOutperform
OptimumBankOutperform Votes
84
30.11%
Underperform Votes
195
69.89%
Virginia National BanksharesN/AN/A

OptimumBank has a beta of 0.36, suggesting that its share price is 64% less volatile than the S&P 500. Comparatively, Virginia National Bankshares has a beta of 0.46, suggesting that its share price is 54% less volatile than the S&P 500.

7.4% of OptimumBank shares are owned by institutional investors. Comparatively, 37.4% of Virginia National Bankshares shares are owned by institutional investors. 13.9% of OptimumBank shares are owned by company insiders. Comparatively, 13.9% of Virginia National Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

Virginia National Bankshares beats OptimumBank on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPHC vs. The Competition

MetricOptimumBankNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$50.29M$22.47B$11.25B$8.33B
Dividend YieldN/A3.32%5.70%4.02%
P/E Ratio3.3012.6724.1419.36
Price / Sales1.302.8725.47118.07
Price / Cash4.7711.1617.7034.62
Price / Book0.451.182.494.23
Net Income$6.28M$2.17B$1.03B$247.13M
7 Day Performance-1.14%-3.52%-1.55%-2.38%
1 Month Performance-5.33%-4.80%-2.31%-6.15%
1 Year Performance-5.02%17.64%11.22%2.83%

OptimumBank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPHC
OptimumBank
1.6461 of 5 stars
$4.35
+1.6%
$5.25
+20.7%
-5.0%$50.29M$39.31M3.3040Analyst Forecast
Short Interest ↑
News Coverage
VABK
Virginia National Bankshares
2.4356 of 5 stars
$36.12
-0.7%
N/A+22.2%$194.00M$53.06M11.47170
OPBK
OP Bancorp
3.559 of 5 stars
$13.03
-1.3%
$18.00
+38.1%
+16.9%$193M$82.04M9.37190
FCCO
First Community
4.6093 of 5 stars
$24.95
+0.1%
$29.67
+18.9%
+35.7%$190.64M$66.18M13.78250News Coverage
MYFW
First Western Financial
3.8462 of 5 stars
$19.31
-2.9%
$23.33
+20.8%
+34.0%$186.61M$92.00M22.20310Positive News
BKKT
Bakkt
0.2244 of 5 stars
$13.44
+12.6%
$13.13
-2.3%
-4.2%$183.74M$1.91B-1.10760News Coverage
Gap Down
ISTR
Investar
4.6547 of 5 stars
$18.50
-1.2%
$20.50
+10.8%
+9.2%$181.82M$82.41M9.07340
BVFL
BV Financial
1.993 of 5 stars
$15.60
-0.6%
N/A+23.3%$180.93M$37.70M14.31112News Coverage
Gap Up
FSFG
First Savings Financial Group
4.5166 of 5 stars
$25.80
+0.7%
$27.33
+5.9%
+47.1%$178.41M$75.10M9.42470Positive News
MRBK
Meridian
1.4493 of 5 stars
$15.28
-0.1%
$16.00
+4.7%
+44.8%$171.75M$108.34M10.54410High Trading Volume
HNVR
Hanover Bancorp
2.4105 of 5 stars
$23.84
-1.0%
$22.00
-7.7%
+32.3%$170.53M$68.43M14.36160
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This page (NASDAQ:OPHC) was last updated on 3/9/2025 by MarketBeat.com Staff
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