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OptimumBank (OPHC) Competitors

OptimumBank logo
$4.72
-0.04 (-0.84%)
(As of 11/1/2024 ET)

OPHC vs. ASRV, EMCF, RIVE, FSFG, MYFW, HWBK, BVFL, FCCO, BKKT, and UBFO

Should you be buying OptimumBank stock or one of its competitors? The main competitors of OptimumBank include AmeriServ Financial (ASRV), Emclaire Financial (EMCF), Riverview Financial (RIVE), First Savings Financial Group (FSFG), First Western Financial (MYFW), Hawthorn Bancshares (HWBK), BV Financial (BVFL), First Community (FCCO), Bakkt (BKKT), and United Security Bancshares (UBFO).

OptimumBank vs.

AmeriServ Financial (NASDAQ:ASRV) and OptimumBank (NASDAQ:OPHC) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their earnings, community ranking, risk, valuation, profitability, dividends, analyst recommendations, media sentiment and institutional ownership.

In the previous week, OptimumBank had 3 more articles in the media than AmeriServ Financial. MarketBeat recorded 3 mentions for OptimumBank and 0 mentions for AmeriServ Financial. AmeriServ Financial's average media sentiment score of 1.00 beat OptimumBank's score of 0.00 indicating that AmeriServ Financial is being referred to more favorably in the media.

Company Overall Sentiment
AmeriServ Financial Positive
OptimumBank Neutral

OptimumBank has a consensus target price of $5.25, indicating a potential upside of 11.23%. Given OptimumBank's higher possible upside, analysts clearly believe OptimumBank is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
OptimumBank
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

OptimumBank has a net margin of 18.24% compared to AmeriServ Financial's net margin of -3.19%. OptimumBank's return on equity of 12.66% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial-3.19% -2.53% -0.19%
OptimumBank 18.24%12.66%1.16%

31.5% of AmeriServ Financial shares are held by institutional investors. Comparatively, 7.4% of OptimumBank shares are held by institutional investors. 9.6% of AmeriServ Financial shares are held by insiders. Comparatively, 13.9% of OptimumBank shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

AmeriServ Financial has a beta of 0.73, meaning that its share price is 27% less volatile than the S&P 500. Comparatively, OptimumBank has a beta of 0.36, meaning that its share price is 64% less volatile than the S&P 500.

OptimumBank has lower revenue, but higher earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than OptimumBank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$77.25M0.58-$3.35M-$0.15-18.07
OptimumBank$39.23M1.16$6.28M$1.184.00

AmeriServ Financial received 62 more outperform votes than OptimumBank when rated by MarketBeat users. Likewise, 61.60% of users gave AmeriServ Financial an outperform vote while only 31.34% of users gave OptimumBank an outperform vote.

CompanyUnderperformOutperform
AmeriServ FinancialOutperform Votes
146
61.60%
Underperform Votes
91
38.40%
OptimumBankOutperform Votes
84
31.34%
Underperform Votes
184
68.66%

Summary

OptimumBank beats AmeriServ Financial on 10 of the 16 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPHC vs. The Competition

MetricOptimumBankNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$45.69M$21.02B$10.51B$8.53B
Dividend YieldN/A3.38%10.00%4.14%
P/E Ratio4.0025.5243.3115.12
Price / Sales1.162.323,256.7893.03
Price / Cash4.9610.0030.1334.05
Price / Book0.491.173.985.02
Net Income$6.28M$2.24B$992.99M$225.46M
7 Day Performance2.61%1.19%-0.36%0.37%
1 Month Performance2.94%4.53%0.25%3.57%
1 Year Performance47.04%29.90%22.86%29.42%

OptimumBank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPHC
OptimumBank
2.0095 of 5 stars
$4.72
-0.8%
$5.25
+11.2%
+50.8%$45.69M$39.23M4.0040Analyst Forecast
News Coverage
ASRV
AmeriServ Financial
N/A$2.71
-2.2%
N/A+5.4%$44.77M$77.25M-18.071,224Short Interest ↑
Positive News
Gap Down
EMCF
Emclaire Financial
N/A$31.60
flat
N/A+0.0%$86.43M$41.17M8.59148Gap Up
High Trading Volume
RIVE
Riverview Financial
N/A$15.47
flat
N/A+0.0%$144.83M$54.82M11.54221Gap Down
High Trading Volume
FSFG
First Savings Financial Group
4.2905 of 5 stars
$26.81
+4.1%
$25.25
-5.8%
+84.1%$184.53M$73.39M20.01470Analyst Forecast
News Coverage
High Trading Volume
MYFW
First Western Financial
4.5011 of 5 stars
$19.02
-0.5%
$22.83
+20.0%
+41.1%$183.73M$167.52M30.68310Analyst Forecast
Insider Selling
HWBK
Hawthorn Bancshares
1.0723 of 5 stars
$26.01
+1.0%
N/A+63.0%$182.12M$58.11M43.35276Dividend Announcement
Short Interest ↑
BVFL
BV Financial
1.3273 of 5 stars
$15.53
+0.2%
N/A+55.2%$176.67M$37.23M13.05112Positive News
High Trading Volume
FCCO
First Community
3.6738 of 5 stars
$23.06
+2.6%
$21.00
-8.9%
+38.5%$175.93M$62.20M13.64250Ex-Dividend
Positive News
BKKT
Bakkt
1.4547 of 5 stars
$11.70
+0.2%
$13.13
+12.2%
-59.9%$158.18M$780.10M-0.71760Gap Up
UBFO
United Security Bancshares
N/A$8.87
+0.3%
N/A+14.7%$153.58M$52.72M8.70120Positive News

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This page (NASDAQ:OPHC) was last updated on 11/2/2024 by MarketBeat.com Staff
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