PBHC vs. SSBK, PDLB, SNFCA, RBB, BCML, CZFS, PBFS, CBAN, FSBW, and OBT
Should you be buying Pathfinder Bancorp stock or one of its competitors? The main competitors of Pathfinder Bancorp include Southern States Bancshares (SSBK), Ponce Financial Group (PDLB), Security National Financial (SNFCA), RBB Bancorp (RBB), BayCom (BCML), Citizens Financial Services (CZFS), Pioneer Bancorp (PBFS), Colony Bankcorp (CBAN), FS Bancorp (FSBW), and Orange County Bancorp (OBT). These companies are all part of the "banking" industry.
Pathfinder Bancorp vs.
Southern States Bancshares (NASDAQ:SSBK) and Pathfinder Bancorp (NASDAQ:PBHC) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, valuation, dividends, profitability, institutional ownership, risk, analyst recommendations, community ranking and media sentiment.
Southern States Bancshares has higher revenue and earnings than Pathfinder Bancorp. Southern States Bancshares is trading at a lower price-to-earnings ratio than Pathfinder Bancorp, indicating that it is currently the more affordable of the two stocks.
Pathfinder Bancorp received 103 more outperform votes than Southern States Bancshares when rated by MarketBeat users. Likewise, 63.10% of users gave Pathfinder Bancorp an outperform vote while only 51.72% of users gave Southern States Bancshares an outperform vote.
Southern States Bancshares has a net margin of 19.68% compared to Pathfinder Bancorp's net margin of 4.28%. Southern States Bancshares' return on equity of 15.04% beat Pathfinder Bancorp's return on equity.
Southern States Bancshares pays an annual dividend of $0.36 per share and has a dividend yield of 1.1%. Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 2.3%. Southern States Bancshares pays out 9.8% of its earnings in the form of a dividend. Pathfinder Bancorp pays out 66.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
In the previous week, Pathfinder Bancorp's average media sentiment score of 1.89 beat Southern States Bancshares' score of 0.00 indicating that Pathfinder Bancorp is being referred to more favorably in the news media.
Southern States Bancshares currently has a consensus target price of $35.50, indicating a potential upside of 12.16%. Given Southern States Bancshares' stronger consensus rating and higher probable upside, research analysts clearly believe Southern States Bancshares is more favorable than Pathfinder Bancorp.
Southern States Bancshares has a beta of 0.33, suggesting that its share price is 67% less volatile than the S&P 500. Comparatively, Pathfinder Bancorp has a beta of 0.22, suggesting that its share price is 78% less volatile than the S&P 500.
58.7% of Southern States Bancshares shares are held by institutional investors. Comparatively, 26.7% of Pathfinder Bancorp shares are held by institutional investors. 14.8% of Southern States Bancshares shares are held by company insiders. Comparatively, 22.4% of Pathfinder Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.
Summary
Southern States Bancshares beats Pathfinder Bancorp on 13 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
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Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:PBHC) was last updated on 2/22/2025 by MarketBeat.com Staff
