Pathfinder Bancorp (PBHC) Competitors $17.61 +0.36 (+2.09%) (As of 12/20/2024 05:16 PM ET) Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends PBHC vs. COFS, BCML, PDLB, SNFCA, FDBC, JMSB, PCB, FRST, PBFS, and CBANShould you be buying Pathfinder Bancorp stock or one of its competitors? The main competitors of Pathfinder Bancorp include ChoiceOne Financial Services (COFS), BayCom (BCML), Ponce Financial Group (PDLB), Security National Financial (SNFCA), Fidelity D & D Bancorp (FDBC), John Marshall Bancorp (JMSB), PCB Bancorp (PCB), Primis Financial (FRST), Pioneer Bancorp (PBFS), and Colony Bankcorp (CBAN). These companies are all part of the "banking" industry. Pathfinder Bancorp vs. ChoiceOne Financial Services BayCom Ponce Financial Group Security National Financial Fidelity D & D Bancorp John Marshall Bancorp PCB Bancorp Primis Financial Pioneer Bancorp Colony Bankcorp ChoiceOne Financial Services (NASDAQ:COFS) and Pathfinder Bancorp (NASDAQ:PBHC) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, earnings, institutional ownership, community ranking, analyst recommendations, risk, dividends, media sentiment and valuation. Does the MarketBeat Community believe in COFS or PBHC? Pathfinder Bancorp received 117 more outperform votes than ChoiceOne Financial Services when rated by MarketBeat users. Likewise, 63.10% of users gave Pathfinder Bancorp an outperform vote while only 50.00% of users gave ChoiceOne Financial Services an outperform vote. CompanyUnderperformOutperformChoiceOne Financial ServicesOutperform Votes150.00% Underperform Votes150.00% Pathfinder BancorpOutperform Votes11863.10% Underperform Votes6936.90% Do insiders & institutionals have more ownership in COFS or PBHC? 19.9% of ChoiceOne Financial Services shares are held by institutional investors. Comparatively, 26.7% of Pathfinder Bancorp shares are held by institutional investors. 7.9% of ChoiceOne Financial Services shares are held by insiders. Comparatively, 22.4% of Pathfinder Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth. Which has more volatility and risk, COFS or PBHC? ChoiceOne Financial Services has a beta of 0.71, indicating that its share price is 29% less volatile than the S&P 500. Comparatively, Pathfinder Bancorp has a beta of 0.23, indicating that its share price is 77% less volatile than the S&P 500. Is COFS or PBHC more profitable? ChoiceOne Financial Services has a net margin of 18.41% compared to Pathfinder Bancorp's net margin of 2.42%. ChoiceOne Financial Services' return on equity of 11.79% beat Pathfinder Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets ChoiceOne Financial Services18.41% 11.79% 0.96% Pathfinder Bancorp 2.42%1.65%0.14% Which has preferable earnings and valuation, COFS or PBHC? ChoiceOne Financial Services has higher revenue and earnings than Pathfinder Bancorp. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Pathfinder Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioChoiceOne Financial Services$88.70M3.62$21.26M$3.1711.32Pathfinder Bancorp$44.74M1.86$9.29M$0.3255.03 Does the media favor COFS or PBHC? In the previous week, ChoiceOne Financial Services had 1 more articles in the media than Pathfinder Bancorp. MarketBeat recorded 1 mentions for ChoiceOne Financial Services and 0 mentions for Pathfinder Bancorp. Pathfinder Bancorp's average media sentiment score of 0.67 beat ChoiceOne Financial Services' score of 0.36 indicating that Pathfinder Bancorp is being referred to more favorably in the news media. Company Overall Sentiment ChoiceOne Financial Services Neutral Pathfinder Bancorp Positive Do analysts rate COFS or PBHC? ChoiceOne Financial Services presently has a consensus price target of $37.00, suggesting a potential upside of 3.09%. Given ChoiceOne Financial Services' stronger consensus rating and higher possible upside, analysts clearly believe ChoiceOne Financial Services is more favorable than Pathfinder Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score ChoiceOne Financial Services 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00Pathfinder Bancorp 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Is COFS or PBHC a better dividend stock? ChoiceOne Financial Services pays an annual dividend of $1.12 per share and has a dividend yield of 3.1%. Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 2.3%. ChoiceOne Financial Services pays out 35.3% of its earnings in the form of a dividend. Pathfinder Bancorp pays out 125.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. ChoiceOne Financial Services has raised its dividend for 13 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. SummaryChoiceOne Financial Services beats Pathfinder Bancorp on 15 of the 21 factors compared between the two stocks. Ad DTIWhy I'm telling friends to avoid gold stocksBack in November, gold made a tiny move of 1.6%. But according to my backtesting by using a special type of gold trade, I would have seen a 141% gain in just a week. It happened again in March. Gold nudged up 1.2%. This time? A 104% overnight gain. And in June? A 1% gold move turned into a 74% gain in two weeks. Granted, there would have been smaller wins and those that did not work out, but you see, there's a reason I'm telling all my friends to hold off from buying gold or regular gold stocks right now. There's a more lucrative way to play the gold market as we enter a new breakout period. It's all about catching what I call "Acceleration Cycles."And if you’d like to get your hands on this, here you go, the complete breakdown. Get Pathfinder Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for PBHC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PBHC vs. The Competition Export to ExcelMetricPathfinder BancorpState commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$81.42M$3.10B$11.01B$9.07BDividend Yield2.38%3.54%9.87%4.22%P/E Ratio55.0316.5628.5417.19Price / Sales1.863.2848.52116.80Price / Cash6.8311.2830.3637.86Price / Book0.691.262.744.78Net Income$9.29M$406.76M$1.03B$225.60M7 Day Performance-1.62%-4.75%-2.88%-1.23%1 Month Performance-1.62%-4.99%-2.87%3.37%1 Year Performance32.11%14.26%11.31%16.58% Pathfinder Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PBHCPathfinder Bancorp2.2413 of 5 stars$17.61+2.1%N/A+32.0%$81.42M$44.74M55.03170News CoverageCOFSChoiceOne Financial Services2.4291 of 5 stars$36.63+0.2%$37.00+1.0%+18.1%$328.13M$88.70M11.63380BCMLBayCom4.1977 of 5 stars$29.30+1.5%$28.00-4.4%+15.8%$325.85M$99.56M13.93370Analyst RevisionPDLBPonce Financial Group0.8422 of 5 stars$13.30+1.1%N/A+26.0%$316.94M$136.09M36.11250SNFCASecurity National Financial1.6492 of 5 stars$12.88+0.4%N/A+24.7%$312.60M$318.50M10.451,473Analyst UpgradeNews CoverageFDBCFidelity D & D Bancorp3.6419 of 5 stars$54.29-0.2%N/A-13.1%$311.63M$105.24M20.30320JMSBJohn Marshall BancorpN/A$21.82+0.8%N/A-9.3%$310.72M$51.62M18.18140Gap DownPCBPCB Bancorp4.5275 of 5 stars$21.70+0.4%$22.00+1.4%+9.6%$309.66M$161.86M12.79250Positive NewsFRSTPrimis Financial4.9719 of 5 stars$12.44-0.1%$14.00+12.5%+1.3%$307.52M$244.23M13.24420Positive NewsPBFSPioneer Bancorp0.812 of 5 stars$11.78-0.8%N/A+12.8%$305.93M$104.65M16.26260News CoverageCBANColony Bankcorp2.6969 of 5 stars$17.40+0.2%N/A+24.2%$304.97M$112.85M13.90520Analyst Downgrade Related Companies and Tools Related Companies COFS Competitors BCML Competitors PDLB Competitors SNFCA Competitors FDBC Competitors JMSB Competitors PCB Competitors FRST Competitors PBFS Competitors CBAN Competitors Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:PBHC) was last updated on 12/21/2024 by MarketBeat.com Staff From Our PartnersAmazon coin set to soar 25X – starting December 16th?This tiny 3-cent crypto just partnered with one of the biggest companies in the world… Amazon. 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