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Pathfinder Bancorp (PBHC) Competitors

Pathfinder Bancorp logo
$17.61 +0.36 (+2.09%)
(As of 12/20/2024 05:16 PM ET)

PBHC vs. COFS, BCML, PDLB, SNFCA, FDBC, JMSB, PCB, FRST, PBFS, and CBAN

Should you be buying Pathfinder Bancorp stock or one of its competitors? The main competitors of Pathfinder Bancorp include ChoiceOne Financial Services (COFS), BayCom (BCML), Ponce Financial Group (PDLB), Security National Financial (SNFCA), Fidelity D & D Bancorp (FDBC), John Marshall Bancorp (JMSB), PCB Bancorp (PCB), Primis Financial (FRST), Pioneer Bancorp (PBFS), and Colony Bankcorp (CBAN). These companies are all part of the "banking" industry.

Pathfinder Bancorp vs.

ChoiceOne Financial Services (NASDAQ:COFS) and Pathfinder Bancorp (NASDAQ:PBHC) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, earnings, institutional ownership, community ranking, analyst recommendations, risk, dividends, media sentiment and valuation.

Pathfinder Bancorp received 117 more outperform votes than ChoiceOne Financial Services when rated by MarketBeat users. Likewise, 63.10% of users gave Pathfinder Bancorp an outperform vote while only 50.00% of users gave ChoiceOne Financial Services an outperform vote.

CompanyUnderperformOutperform
ChoiceOne Financial ServicesOutperform Votes
1
50.00%
Underperform Votes
1
50.00%
Pathfinder BancorpOutperform Votes
118
63.10%
Underperform Votes
69
36.90%

19.9% of ChoiceOne Financial Services shares are held by institutional investors. Comparatively, 26.7% of Pathfinder Bancorp shares are held by institutional investors. 7.9% of ChoiceOne Financial Services shares are held by insiders. Comparatively, 22.4% of Pathfinder Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

ChoiceOne Financial Services has a beta of 0.71, indicating that its share price is 29% less volatile than the S&P 500. Comparatively, Pathfinder Bancorp has a beta of 0.23, indicating that its share price is 77% less volatile than the S&P 500.

ChoiceOne Financial Services has a net margin of 18.41% compared to Pathfinder Bancorp's net margin of 2.42%. ChoiceOne Financial Services' return on equity of 11.79% beat Pathfinder Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
ChoiceOne Financial Services18.41% 11.79% 0.96%
Pathfinder Bancorp 2.42%1.65%0.14%

ChoiceOne Financial Services has higher revenue and earnings than Pathfinder Bancorp. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Pathfinder Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ChoiceOne Financial Services$88.70M3.62$21.26M$3.1711.32
Pathfinder Bancorp$44.74M1.86$9.29M$0.3255.03

In the previous week, ChoiceOne Financial Services had 1 more articles in the media than Pathfinder Bancorp. MarketBeat recorded 1 mentions for ChoiceOne Financial Services and 0 mentions for Pathfinder Bancorp. Pathfinder Bancorp's average media sentiment score of 0.67 beat ChoiceOne Financial Services' score of 0.36 indicating that Pathfinder Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
ChoiceOne Financial Services Neutral
Pathfinder Bancorp Positive

ChoiceOne Financial Services presently has a consensus price target of $37.00, suggesting a potential upside of 3.09%. Given ChoiceOne Financial Services' stronger consensus rating and higher possible upside, analysts clearly believe ChoiceOne Financial Services is more favorable than Pathfinder Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ChoiceOne Financial Services
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Pathfinder Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

ChoiceOne Financial Services pays an annual dividend of $1.12 per share and has a dividend yield of 3.1%. Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 2.3%. ChoiceOne Financial Services pays out 35.3% of its earnings in the form of a dividend. Pathfinder Bancorp pays out 125.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. ChoiceOne Financial Services has raised its dividend for 13 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

ChoiceOne Financial Services beats Pathfinder Bancorp on 15 of the 21 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PBHC vs. The Competition

MetricPathfinder BancorpState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$81.42M$3.10B$11.01B$9.07B
Dividend Yield2.38%3.54%9.87%4.22%
P/E Ratio55.0316.5628.5417.19
Price / Sales1.863.2848.52116.80
Price / Cash6.8311.2830.3637.86
Price / Book0.691.262.744.78
Net Income$9.29M$406.76M$1.03B$225.60M
7 Day Performance-1.62%-4.75%-2.88%-1.23%
1 Month Performance-1.62%-4.99%-2.87%3.37%
1 Year Performance32.11%14.26%11.31%16.58%

Pathfinder Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PBHC
Pathfinder Bancorp
2.2413 of 5 stars
$17.61
+2.1%
N/A+32.0%$81.42M$44.74M55.03170News Coverage
COFS
ChoiceOne Financial Services
2.4291 of 5 stars
$36.63
+0.2%
$37.00
+1.0%
+18.1%$328.13M$88.70M11.63380
BCML
BayCom
4.1977 of 5 stars
$29.30
+1.5%
$28.00
-4.4%
+15.8%$325.85M$99.56M13.93370Analyst Revision
PDLB
Ponce Financial Group
0.8422 of 5 stars
$13.30
+1.1%
N/A+26.0%$316.94M$136.09M36.11250
SNFCA
Security National Financial
1.6492 of 5 stars
$12.88
+0.4%
N/A+24.7%$312.60M$318.50M10.451,473Analyst Upgrade
News Coverage
FDBC
Fidelity D & D Bancorp
3.6419 of 5 stars
$54.29
-0.2%
N/A-13.1%$311.63M$105.24M20.30320
JMSB
John Marshall Bancorp
N/A$21.82
+0.8%
N/A-9.3%$310.72M$51.62M18.18140Gap Down
PCB
PCB Bancorp
4.5275 of 5 stars
$21.70
+0.4%
$22.00
+1.4%
+9.6%$309.66M$161.86M12.79250Positive News
FRST
Primis Financial
4.9719 of 5 stars
$12.44
-0.1%
$14.00
+12.5%
+1.3%$307.52M$244.23M13.24420Positive News
PBFS
Pioneer Bancorp
0.812 of 5 stars
$11.78
-0.8%
N/A+12.8%$305.93M$104.65M16.26260News Coverage
CBAN
Colony Bankcorp
2.6969 of 5 stars
$17.40
+0.2%
N/A+24.2%$304.97M$112.85M13.90520Analyst Downgrade

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This page (NASDAQ:PBHC) was last updated on 12/21/2024 by MarketBeat.com Staff
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