Pathfinder Bancorp (PBHC) Competitors

Pathfinder Bancorp (NASDAQ:PBHC) and Fauquier Bankshares (NASDAQ:FBSS) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, valuation, community ranking, institutional ownership, media sentiment, analyst recommendations, dividends, earnings and profitability.

Is PBHC or FBSS a better dividend stock?

Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 2.3%. Fauquier Bankshares pays an annual dividend of $0.50 per share and has a dividend yield of 2.3%. Pathfinder Bancorp pays out 125.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Does the media prefer PBHC or FBSS?

In the previous week, Pathfinder Bancorp had 2 more articles in the media than Fauquier Bankshares. MarketBeat recorded 2 mentions for Pathfinder Bancorp and 0 mentions for Fauquier Bankshares. Pathfinder Bancorp's average media sentiment score of 0.63 beat Fauquier Bankshares' score of 0.00 indicating that Pathfinder Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
Pathfinder Bancorp	Positive
Fauquier Bankshares	Neutral

Which has stronger valuation and earnings, PBHC or FBSS?

Pathfinder Bancorp has higher revenue and earnings than Fauquier Bankshares.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pathfinder Bancorp	$44.74M	1.86	$9.29M	$0.32	55.00
Fauquier Bankshares	$35.14M	2.31	$6.82M	N/A	N/A

Do insiders and institutionals have more ownership in PBHC or FBSS?

26.7% of Pathfinder Bancorp shares are held by institutional investors. Comparatively, 23.8% of Fauquier Bankshares shares are held by institutional investors. 22.4% of Pathfinder Bancorp shares are held by company insiders. Comparatively, 4.7% of Fauquier Bankshares shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Is PBHC or FBSS more profitable?

Fauquier Bankshares has a net margin of 18.04% compared to Pathfinder Bancorp's net margin of 2.42%. Fauquier Bankshares' return on equity of 8.72% beat Pathfinder Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Pathfinder Bancorp	2.42%	1.64%	0.14%
Fauquier Bankshares	18.04%	8.72%	0.78%

Which has more risk and volatility, PBHC or FBSS?

Pathfinder Bancorp has a beta of 0.24, suggesting that its stock price is 76% less volatile than the S&P 500. Comparatively, Fauquier Bankshares has a beta of 0.76, suggesting that its stock price is 24% less volatile than the S&P 500.

Does the MarketBeat Community believe in PBHC or FBSS?

Pathfinder Bancorp received 22 more outperform votes than Fauquier Bankshares when rated by MarketBeat users. Likewise, 63.10% of users gave Pathfinder Bancorp an outperform vote while only 61.94% of users gave Fauquier Bankshares an outperform vote.

Company	Underperform	Outperform
Pathfinder Bancorp	Outperform Votes 118 63.10%	Underperform Votes 69 36.90%
Fauquier Bankshares	Outperform Votes 96 61.94%	Underperform Votes 59 38.06%

Summary

Pathfinder Bancorp beats Fauquier Bankshares on 9 of the 16 factors compared between the two stocks.